Top Mortgage Lenders in Tennessee (2025)
In 2025, 1,141 lenders made 175,448 home loans worth $56.0 billion in Tennessee, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 14.5% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Tennessee, 2025
Ranked by the number of home loans each lender made (originated) in Tennessee in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 8,992 | $3.2B | $361,000 | 5.1% | 12.8% |
| 2 | Regions Bank Birmingham, AL | 5,322 | $886.8M | $167,000 | 3.0% | 40.2% |
| 3 | Firstbank Nashville, TN | 4,089 | $1.3B | $327,000 | 2.3% | 15.8% |
| 4 | CMG Mortgage Inc San Ramon, IL | 3,941 | $1.4B | $352,000 | 2.2% | 3.7% |
| 5 | Mortgage Research Center Columbia, MO | 3,178 | $1.1B | $336,000 | 1.8% | 26.1% |
| 6 | Mortgage Investors Group Nashville, TN | 3,148 | $1.0B | $324,000 | 1.8% | 4.6% |
| 7 | Eastman Credit Union Kingsport, TN | 2,854 | $485.0M | $170,000 | 1.6% | 24.6% |
| 8 | Pinnacle Bank Nashville, TN | 2,808 | $985.1M | $351,000 | 1.6% | 15.5% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 2,566 | $853.2M | $333,000 | 1.5% | 18.2% |
| 10 | First Horizon Bank Memphis, TN | 2,513 | $794.0M | $316,000 | 1.4% | 31.9% |
| 11 | First Community Mortgage, Inc. Murfreesboro, TN | 2,461 | $717.6M | $292,000 | 1.4% | 6.4% |
| 12 | Freedom Mortgage Corporation Boca Raton, FL | 2,436 | $770.2M | $316,000 | 1.4% | 13.2% |
| 13 | Crosscountry Mortgage, LLC Cleveland, OH | 2,251 | $809.8M | $360,000 | 1.3% | 7.3% |
| 14 | Movement Mortgage, LLC Indian Land, SC | 2,207 | $734.1M | $333,000 | 1.3% | 4.7% |
| 15 | DHI Mortgage Company, Ltd. Austin, TX | 2,122 | $623.6M | $294,000 | 1.2% | 11.6% |
| 16 | Truist Bank Raleigh, NC | 2,018 | $471.3M | $234,000 | 1.2% | 42.2% |
| 17 | loanDepot.com LLC Irvine, CA | 1,915 | $619.9M | $324,000 | 1.1% | 25.0% |
| 18 | Navy Federal Credit Union Vienna, VA | 1,902 | $448.5M | $236,000 | 1.1% | 31.0% |
| 19 | Guaranteed Rate, Inc. Chicago, IL | 1,868 | $667.3M | $357,000 | 1.1% | 7.5% |
| 20 | US Bank, N.A. Cincinnati, OH | 1,844 | $566.7M | $307,000 | 1.1% | 41.7% |
| 21 | Knoxville Tva Employees Credit Union Knoxville, TN | 1,808 | $239.7M | $133,000 | 1.0% | 5.1% |
| 22 | Ascend Federal Credit Union Tullahoma, TN | 1,801 | $345.4M | $192,000 | 1.0% | 22.2% |
| 23 | Cadence Bank Tupelo, MS | 1,772 | $504.5M | $285,000 | 1.0% | 19.3% |
| 24 | Fairway Independent Mort Corp Madison, WI | 1,593 | $494.5M | $310,000 | 0.9% | 5.5% |
| 25 | New American Funding, Llc. Tustin, CA | 1,519 | $421.9M | $278,000 | 0.9% | 16.2% |
Top Home Purchase Lenders in Tennessee
1,007 lenders made 91,124 home purchase loans worth $34.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 4,295 | 4.7% |
| 2 | CMG Mortgage Inc San Ramon, IL | 3,391 | 3.7% |
| 3 | Mortgage Investors Group Nashville, TN | 2,801 | 3.1% |
| 4 | Mortgage Research Center Columbia, MO | 2,635 | 2.9% |
| 5 | Firstbank Nashville, TN | 2,568 | 2.8% |
| 6 | DHI Mortgage Company, Ltd. Austin, TX | 2,122 | 2.3% |
| 7 | First Community Mortgage, Inc. Murfreesboro, TN | 1,937 | 2.1% |
| 8 | Pinnacle Bank Nashville, TN | 1,893 | 2.1% |
| 9 | Movement Mortgage, LLC Indian Land, SC | 1,813 | 2.0% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 1,602 | 1.8% |
Top Refinance Lenders in Tennessee
667 lenders made 27,346 refinance loans worth $10.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,728 | 10.0% |
| 2 | Regions Bank Birmingham, AL | 1,426 | 5.2% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,372 | 5.0% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 783 | 2.9% |
| 5 | First Horizon Bank Memphis, TN | 554 | 2.0% |
| 6 | Truist Bank Raleigh, NC | 469 | 1.7% |
| 7 | Newrez LLC Fort Washington, PA | 405 | 1.5% |
| 8 | Firstbank Nashville, TN | 383 | 1.4% |
| 9 | Cadence Bank Tupelo, MS | 348 | 1.3% |
| 10 | Mortgage Research Center Columbia, MO | 332 | 1.2% |
Top Cash-Out Refinance Lenders in Tennessee
512 lenders made 27,948 cash-out refinance loans worth $6.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,969 | 7.0% |
| 2 | PennyMac Loan Services LLC Westlake Village, CA | 962 | 3.4% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 882 | 3.2% |
| 4 | Amerisave Mortgage Company Sandy Springs, GA | 807 | 2.9% |
| 5 | loanDepot.com LLC Irvine, CA | 678 | 2.4% |
| 6 | Knoxville Tva Employees Credit Union Knoxville, TN | 586 | 2.1% |
| 7 | Ascend Federal Credit Union Tullahoma, TN | 548 | 2.0% |
| 8 | Eastman Credit Union Kingsport, TN | 502 | 1.8% |
| 9 | Carrington Mortgage Services LLC Orange, CA | 432 | 1.5% |
| 10 | Nationstar Mortgage Coppell, TX | 413 | 1.5% |
Top FHA Lenders in Tennessee
393 lenders made 27,618 FHA loans worth $8.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,464 | 8.9% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 1,059 | 3.8% |
| 3 | CMG Mortgage Inc San Ramon, IL | 1,037 | 3.8% |
| 4 | Mortgage Investors Group Nashville, TN | 954 | 3.5% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 911 | 3.3% |
| 6 | First Community Mortgage, Inc. Murfreesboro, TN | 883 | 3.2% |
| 7 | DHI Mortgage Company, Ltd. Austin, TX | 634 | 2.3% |
| 8 | loanDepot.com LLC Irvine, CA | 621 | 2.2% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 600 | 2.2% |
| 10 | New American Funding, Llc. Tustin, CA | 553 | 2.0% |
Top VA Lenders in Tennessee
348 lenders made 18,977 VA loans worth $7.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 2,893 | 15.2% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,529 | 13.3% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,167 | 6.1% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 581 | 3.1% |
| 5 | Navy Federal Credit Union Vienna, VA | 561 | 3.0% |
| 6 | Newrez LLC Fort Washington, PA | 461 | 2.4% |
| 7 | Guaranteed Rate, Inc. Chicago, IL | 461 | 2.4% |
| 8 | CMG Mortgage Inc San Ramon, IL | 428 | 2.3% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 325 | 1.7% |
| 10 | New Day Financial, Llc. West Palm Beach, FL | 323 | 1.7% |
Top USDA Lenders in Tennessee
165 lenders made 2,008 USDA loans worth $433.4 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 245 | 12.2% |
| 2 | First Community Mortgage, Inc. Murfreesboro, TN | 190 | 9.5% |
| 3 | Mortgage Investors Group Nashville, TN | 115 | 5.7% |
| 4 | Equity Prime Mortgage LLC Atlanta, GA | 82 | 4.1% |
| 5 | Leaders Credit Union Jackson, TN | 74 | 3.7% |
| 6 | Union Home Mortgage Corp. Strongsville, OH | 70 | 3.5% |
| 7 | Click N' Close, Inc. Addison, TX | 51 | 2.5% |
| 8 | United Wholesale Mortgage Plymouth, MI | 47 | 2.3% |
| 9 | Firstbank Nashville, TN | 47 | 2.3% |
| 10 | DHI Mortgage Company, Ltd. Austin, TX | 45 | 2.2% |
Get the lender lists
The Tennessee mortgage lender list has the 367 lenders based in Tennessee, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($109 for 2025, $218 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Tennessee lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Tennessee.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Tennessee. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Tennessee
Tennessee mortgage data by county and metro area · mortgage lenders by city in Tennessee
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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