Top Mortgage Lenders in Pennsylvania (2025)
In 2025, 996 lenders made 271,292 home loans worth $65.0 billion in Pennsylvania, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 16.9% of them. PNC Bank N.A. made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Pennsylvania, 2025
Ranked by the number of home loans each lender made (originated) in Pennsylvania in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | PNC Bank N.A. Pittsburgh, PA | 11,263 | $1.9B | $165,000 | 4.2% | 24.2% |
| 2 | Citizens Bank, NA Providence, RI | 10,441 | $2.0B | $190,000 | 3.8% | 31.9% |
| 3 | United Wholesale Mortgage Plymouth, MI | 9,333 | $2.7B | $290,000 | 3.4% | 15.5% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 8,399 | $2.7B | $316,000 | 3.1% | 4.3% |
| 5 | Members 1st FCU Enola, PA | 6,367 | $819.1M | $129,000 | 2.3% | 33.8% |
| 6 | Pennsylvania State Employees Credit Union Harrisburg, PA | 5,896 | $709.0M | $120,000 | 2.2% | 15.6% |
| 7 | First National Bank of Pa Hermitage, PA | 5,819 | $1.2B | $211,000 | 2.1% | 31.1% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 4,488 | $1.2B | $268,000 | 1.7% | 17.8% |
| 9 | Police and Fire Federal Credit Union Philadelphia, PA | 3,973 | $502.3M | $126,000 | 1.5% | 42.0% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 3,902 | $1.1B | $283,000 | 1.4% | 3.0% |
| 11 | Guild Mortgage Company San Diego, CA | 3,258 | $889.1M | $273,000 | 1.2% | 2.6% |
| 12 | First Commonwealth Bank Indiana, PA | 3,232 | $391.5M | $121,000 | 1.2% | 29.0% |
| 13 | Fulton Bank, National Association Lancaster, PA | 3,211 | $749.7M | $233,000 | 1.2% | 21.3% |
| 14 | Guaranteed Rate, Inc. Chicago, IL | 3,119 | $1.2B | $385,000 | 1.1% | 6.5% |
| 15 | Dollar Bank, FSB Pittsburgh, PA | 3,102 | $596.9M | $192,000 | 1.1% | 21.1% |
| 16 | M&T Bank Buffalo, NY | 3,099 | $491.2M | $159,000 | 1.1% | 28.9% |
| 17 | Mortgage Research Center Columbia, MO | 2,643 | $723.9M | $274,000 | 1.0% | 29.0% |
| 18 | CMG Mortgage Inc San Ramon, IL | 2,637 | $775.2M | $294,000 | 1.0% | 4.9% |
| 19 | S&T Bank Indiana, PA | 2,442 | $572.1M | $234,000 | 0.9% | 31.0% |
| 20 | Northwest Bank Warren, PA | 2,412 | $286.5M | $119,000 | 0.9% | 19.9% |
| 21 | Prosperity Home Mortgage, LLC Chantilly, VA | 2,325 | $809.3M | $348,000 | 0.9% | 6.9% |
| 22 | Citadel Federal Credit Union Exton, PA | 2,255 | $378.2M | $168,000 | 0.8% | 27.7% |
| 23 | Trumark Financial Credit Union Fort Washington, PA | 2,241 | $450.7M | $201,000 | 0.8% | 30.5% |
| 24 | Truist Bank Raleigh, NC | 2,152 | $520.2M | $242,000 | 0.8% | 39.7% |
| 25 | New American Funding, Llc. Tustin, CA | 2,148 | $540.3M | $252,000 | 0.8% | 18.2% |
Top Home Purchase Lenders in Pennsylvania
864 lenders made 123,050 home purchase loans worth $38.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Crosscountry Mortgage, LLC Cleveland, OH | 7,148 | 5.8% |
| 2 | United Wholesale Mortgage Plymouth, MI | 4,945 | 4.0% |
| 3 | Movement Mortgage, LLC Indian Land, SC | 3,282 | 2.7% |
| 4 | Guild Mortgage Company San Diego, CA | 2,973 | 2.4% |
| 5 | Guaranteed Rate, Inc. Chicago, IL | 2,662 | 2.2% |
| 6 | CMG Mortgage Inc San Ramon, IL | 2,317 | 1.9% |
| 7 | Mortgage Research Center Columbia, MO | 2,219 | 1.8% |
| 8 | PNC Bank N.A. Pittsburgh, PA | 2,114 | 1.7% |
| 9 | Prosperity Home Mortgage, LLC Chantilly, VA | 2,074 | 1.7% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 1,914 | 1.6% |
Top Refinance Lenders in Pennsylvania
654 lenders made 45,113 refinance loans worth $12.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Citizens Bank, NA Providence, RI | 4,091 | 9.1% |
| 2 | PNC Bank N.A. Pittsburgh, PA | 3,493 | 7.7% |
| 3 | United Wholesale Mortgage Plymouth, MI | 2,317 | 5.1% |
| 4 | Members 1st FCU Enola, PA | 1,723 | 3.8% |
| 5 | First National Bank of Pa Hermitage, PA | 1,658 | 3.7% |
| 6 | Pennsylvania State Employees Credit Union Harrisburg, PA | 1,218 | 2.7% |
| 7 | M&T Bank Buffalo, NY | 1,127 | 2.5% |
| 8 | Dollar Bank, FSB Pittsburgh, PA | 966 | 2.1% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 906 | 2.0% |
| 10 | S&T Bank Indiana, PA | 859 | 1.9% |
Top Cash-Out Refinance Lenders in Pennsylvania
532 lenders made 33,767 cash-out refinance loans worth $7.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Police and Fire Federal Credit Union Philadelphia, PA | 2,363 | 7.0% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,071 | 6.1% |
| 3 | Newrez LLC Fort Washington, PA | 965 | 2.9% |
| 4 | Amerisave Mortgage Company Sandy Springs, GA | 957 | 2.8% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 906 | 2.7% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 832 | 2.5% |
| 7 | loanDepot.com LLC Irvine, CA | 713 | 2.1% |
| 8 | Citadel Federal Credit Union Exton, PA | 679 | 2.0% |
| 9 | Northwest Bank Warren, PA | 538 | 1.6% |
| 10 | Nationstar Mortgage Coppell, TX | 512 | 1.5% |
Top FHA Lenders in Pennsylvania
345 lenders made 26,395 FHA loans worth $6.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,873 | 7.1% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 1,738 | 6.6% |
| 3 | PennyMac Loan Services LLC Westlake Village, CA | 1,317 | 5.0% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 797 | 3.0% |
| 5 | New American Funding, Llc. Tustin, CA | 696 | 2.6% |
| 6 | Movement Mortgage, LLC Indian Land, SC | 646 | 2.4% |
| 7 | loanDepot.com LLC Irvine, CA | 547 | 2.1% |
| 8 | CMG Mortgage Inc San Ramon, IL | 498 | 1.9% |
| 9 | Guild Mortgage Company San Diego, CA | 482 | 1.8% |
| 10 | Newrez LLC Fort Washington, PA | 389 | 1.5% |
Top VA Lenders in Pennsylvania
299 lenders made 11,586 VA loans worth $3.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 2,294 | 19.8% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,288 | 11.1% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 638 | 5.5% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 438 | 3.8% |
| 5 | Navy Federal Credit Union Vienna, VA | 438 | 3.8% |
| 6 | New Day Financial, Llc. West Palm Beach, FL | 365 | 3.2% |
| 7 | Crosscountry Mortgage, LLC Cleveland, OH | 361 | 3.1% |
| 8 | Newrez LLC Fort Washington, PA | 213 | 1.8% |
| 9 | USAA Federal Savings Bank San Antonio, TX | 199 | 1.7% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 156 | 1.3% |
Top USDA Lenders in Pennsylvania
134 lenders made 1,235 USDA loans worth $180.8 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 236 | 19.1% |
| 2 | Plaza Home Mortgage, Inc San Diego, CA | 66 | 5.3% |
| 3 | Union Home Mortgage Corp. Strongsville, OH | 39 | 3.2% |
| 4 | First Commonwealth Bank Indiana, PA | 37 | 3.0% |
| 5 | Guild Mortgage Company San Diego, CA | 36 | 2.9% |
| 6 | Equity Prime Mortgage LLC Atlanta, GA | 35 | 2.8% |
| 7 | Jersey Shore State Bank Williamsport, PA | 31 | 2.5% |
| 8 | Northwest Bank Warren, PA | 27 | 2.2% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 26 | 2.1% |
| 10 | United Wholesale Mortgage Plymouth, MI | 25 | 2.0% |
Get the lender lists
The Pennsylvania mortgage lender list has the 665 lenders based in Pennsylvania, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($169 for 2025, $338 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Pennsylvania lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Pennsylvania.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Pennsylvania. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Pennsylvania
Pennsylvania mortgage data by county and metro area · mortgage lenders by city in Pennsylvania
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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