Top Mortgage Lenders in New Hampshire (2025)
In 2025, 475 lenders made 35,589 home loans worth $12.6 billion in New Hampshire, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 28.0% of them. Citizens Bank, NA made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in New Hampshire, 2025
Ranked by the number of home loans each lender made (originated) in New Hampshire in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, NA Providence, RI | 3,194 | $772.5M | $242,000 | 9.0% | 26.8% |
| 2 | CMG Mortgage Inc San Ramon, IL | 2,474 | $954.2M | $386,000 | 7.0% | 3.2% |
| 3 | United Wholesale Mortgage Plymouth, MI | 1,967 | $793.7M | $404,000 | 5.5% | 9.8% |
| 4 | Service Federal Credit Union Portsmouth, NH | 1,321 | $254.4M | $193,000 | 3.7% | 29.8% |
| 5 | TD Bank Mount Laurel, NJ | 997 | $230.2M | $231,000 | 2.8% | 28.7% |
| 6 | St. Mary's Bank CU Manchester, NH | 967 | $226.7M | $234,000 | 2.7% | 24.3% |
| 7 | Emm Loans LLC Cherry Hill, NJ | 806 | $344.4M | $427,000 | 2.3% | 1.4% |
| 8 | Fairway Independent Mort Corp Madison, WI | 707 | $259.3M | $367,000 | 2.0% | 7.5% |
| 9 | Guild Mortgage Company San Diego, CA | 688 | $257.4M | $374,000 | 1.9% | 6.8% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 678 | $280.6M | $414,000 | 1.9% | 4.7% |
| 11 | Lighthouse Federal Credit Union Portsmouth, NH | 676 | $96.7M | $143,000 | 1.9% | 37.5% |
| 12 | Digital Federal Credit Union Marlborough, MA | 651 | $145.0M | $223,000 | 1.8% | 25.8% |
| 13 | loanDepot.com LLC Irvine, CA | 635 | $206.5M | $325,000 | 1.8% | 17.4% |
| 14 | Meredith Village Savings Bank Meredith, NH | 620 | $194.5M | $314,000 | 1.7% | 16.2% |
| 15 | Bank of America NA Westlake Village, CA | 483 | $149.6M | $310,000 | 1.4% | 38.7% |
| 16 | Guaranteed Rate, Inc. Chicago, IL | 418 | $198.7M | $475,000 | 1.2% | 7.0% |
| 17 | Mascoma Bank Lebanon, NH | 417 | $161.3M | $387,000 | 1.2% | 13.7% |
| 18 | Mortgage Research Center Columbia, MO | 380 | $161.9M | $426,000 | 1.1% | 27.2% |
| 19 | PennyMac Loan Services LLC Westlake Village, CA | 370 | $119.3M | $322,000 | 1.0% | 17.3% |
| 20 | The Camden National Bank Camden, ME | 345 | $90.4M | $262,000 | 1.0% | 22.1% |
| 21 | Navy Federal Credit Union Vienna, VA | 342 | $99.9M | $292,000 | 1.0% | 24.2% |
| 22 | M&T Bank Buffalo, NY | 331 | $95.6M | $289,000 | 0.9% | 34.6% |
| 23 | Movement Mortgage, LLC Indian Land, SC | 330 | $127.3M | $386,000 | 0.9% | 5.0% |
| 24 | Granite State Credit Union Manchester, NH | 324 | $42.7M | $132,000 | 0.9% | 10.6% |
| 25 | Total Mortgage Services, LLC Milford, CT | 320 | $130.0M | $406,000 | 0.9% | 4.5% |
Top Home Purchase Lenders in New Hampshire
391 lenders made 15,283 home purchase loans worth $7.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 1,890 | 12.4% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,094 | 7.2% |
| 3 | Emm Loans LLC Cherry Hill, NJ | 708 | 4.6% |
| 4 | Fairway Independent Mort Corp Madison, WI | 584 | 3.8% |
| 5 | Guild Mortgage Company San Diego, CA | 530 | 3.5% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 472 | 3.1% |
| 7 | Guaranteed Rate, Inc. Chicago, IL | 305 | 2.0% |
| 8 | Meredith Village Savings Bank Meredith, NH | 299 | 2.0% |
| 9 | St. Mary's Bank CU Manchester, NH | 288 | 1.9% |
| 10 | Citizens Bank, NA Providence, RI | 285 | 1.9% |
Top Refinance Lenders in New Hampshire
267 lenders made 6,236 refinance loans worth $2.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Citizens Bank, NA Providence, RI | 1,290 | 20.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 537 | 8.6% |
| 3 | CMG Mortgage Inc San Ramon, IL | 414 | 6.6% |
| 4 | TD Bank Mount Laurel, NJ | 277 | 4.4% |
| 5 | St. Mary's Bank CU Manchester, NH | 201 | 3.2% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 190 | 3.0% |
| 7 | loanDepot.com LLC Irvine, CA | 119 | 1.9% |
| 8 | Emm Loans LLC Cherry Hill, NJ | 98 | 1.6% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 94 | 1.5% |
| 10 | Bank of America NA Westlake Village, CA | 93 | 1.5% |
Top Cash-Out Refinance Lenders in New Hampshire
249 lenders made 5,395 cash-out refinance loans worth $1.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 336 | 6.2% |
| 2 | loanDepot.com LLC Irvine, CA | 169 | 3.1% |
| 3 | Digital Federal Credit Union Marlborough, MA | 163 | 3.0% |
| 4 | CMG Mortgage Inc San Ramon, IL | 161 | 3.0% |
| 5 | Amerisave Mortgage Company Sandy Springs, GA | 159 | 2.9% |
| 6 | Lighthouse Federal Credit Union Portsmouth, NH | 154 | 2.9% |
| 7 | Newrez LLC Fort Washington, PA | 142 | 2.6% |
| 8 | Granite State Credit Union Manchester, NH | 123 | 2.3% |
| 9 | Freedom Mortgage Corporation Boca Raton, FL | 109 | 2.0% |
| 10 | Meredith Village Savings Bank Meredith, NH | 103 | 1.9% |
Top FHA Lenders in New Hampshire
142 lenders made 2,596 FHA loans worth $970.9 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 276 | 10.6% |
| 2 | CMG Mortgage Inc San Ramon, IL | 247 | 9.5% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 126 | 4.9% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 97 | 3.7% |
| 5 | Fairway Independent Mort Corp Madison, WI | 97 | 3.7% |
| 6 | Guild Mortgage Company San Diego, CA | 92 | 3.5% |
| 7 | loanDepot.com LLC Irvine, CA | 88 | 3.4% |
| 8 | Emm Loans LLC Cherry Hill, NJ | 86 | 3.3% |
| 9 | New American Funding, Llc. Tustin, CA | 71 | 2.7% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 64 | 2.5% |
Top VA Lenders in New Hampshire
117 lenders made 2,120 VA loans worth $979.0 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 354 | 16.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 252 | 11.9% |
| 3 | CMG Mortgage Inc San Ramon, IL | 181 | 8.5% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 149 | 7.0% |
| 5 | Navy Federal Credit Union Vienna, VA | 70 | 3.3% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 64 | 3.0% |
| 7 | Emm Loans LLC Cherry Hill, NJ | 62 | 2.9% |
| 8 | Newrez LLC Fort Washington, PA | 61 | 2.9% |
| 9 | Fairway Independent Mort Corp Madison, WI | 52 | 2.5% |
| 10 | Guild Mortgage Company San Diego, CA | 40 | 1.9% |
Top USDA Lenders in New Hampshire
4 lenders made 139 USDA loans worth $4.4 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 134 | 96.4% |
| 2 | Northpoint Mortgage, Inc. Sturbridge, MA | 2 | 1.4% |
| 3 | Newrez LLC Fort Washington, PA | 2 | 1.4% |
| 4 | Envoy Mortgage, Ltd Houston, TX | 1 | 0.7% |
Get the lender lists
The New Hampshire mortgage lender list has the 59 lenders based in New Hampshire, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($39 for 2025, $78 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
New Hampshire lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in New Hampshire.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in New Hampshire. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on New Hampshire
New Hampshire mortgage data by county and metro area · mortgage lenders by city in New Hampshire
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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