Top Mortgage Lenders in Florida (2025)
In 2025, 1,794 lenders made 489,066 home loans worth $181.0 billion in Florida, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 19.2% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Florida, 2025
Ranked by the number of home loans each lender made (originated) in Florida in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 49,897 | $18.2B | $366,000 | 10.2% | 17.6% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 11,987 | $4.6B | $385,000 | 2.5% | 7.4% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 11,582 | $3.8B | $330,000 | 2.4% | 17.1% |
| 4 | Lennar Mortgage, LLC Miami, FL | 10,692 | $3.6B | $340,000 | 2.2% | 22.7% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 9,704 | $3.5B | $362,000 | 2.0% | 21.5% |
| 6 | Navy Federal Credit Union Vienna, VA | 8,416 | $1.9B | $227,000 | 1.7% | 34.5% |
| 7 | Suncoast Credit Union Tampa, FL | 8,364 | $1.3B | $156,000 | 1.7% | 23.0% |
| 8 | Bank of America NA Westlake Village, CA | 7,938 | $3.1B | $388,000 | 1.6% | 52.3% |
| 9 | loanDepot.com LLC Irvine, CA | 7,460 | $1.9B | $258,000 | 1.5% | 30.3% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 6,131 | $4.4B | $725,000 | 1.3% | 20.2% |
| 11 | Truist Bank Raleigh, NC | 6,120 | $2.5B | $409,000 | 1.3% | 47.3% |
| 12 | Space Coast Credit Union Melbourne, FL | 5,900 | $1.1B | $182,000 | 1.2% | 35.2% |
| 13 | Regions Bank Birmingham, AL | 5,826 | $1.6B | $281,000 | 1.2% | 44.6% |
| 14 | Newrez LLC Fort Washington, PA | 5,643 | $1.9B | $329,000 | 1.2% | 40.5% |
| 15 | Mortgage Research Center Columbia, MO | 5,506 | $2.0B | $354,000 | 1.1% | 34.8% |
| 16 | Freedom Mortgage Corporation Boca Raton, FL | 5,374 | $1.9B | $362,000 | 1.1% | 18.2% |
| 17 | A&D Mortgage LLC Ft. Lauderdale, FL | 5,245 | $1.9B | $366,000 | 1.1% | 13.5% |
| 18 | The Loan Store, Inc Tucson, AZ | 4,627 | $1.5B | $319,000 | 0.9% | 17.9% |
| 19 | CMG Mortgage Inc San Ramon, IL | 4,407 | $1.7B | $378,000 | 0.9% | 7.6% |
| 20 | Pulte Mortgage LLC Denver, CO | 4,200 | $1.8B | $420,000 | 0.9% | 19.0% |
| 21 | Movement Mortgage, LLC Indian Land, SC | 4,122 | $1.3B | $317,000 | 0.8% | 5.9% |
| 22 | New American Funding, Llc. Tustin, CA | 3,881 | $1.1B | $290,000 | 0.8% | 21.8% |
| 23 | Third Federal Savings and Loan Cleveland, OH | 3,765 | $572.7M | $152,000 | 0.8% | 44.5% |
| 24 | Paramount Residential Mortgage Corona, CA | 3,741 | $1.4B | $382,000 | 0.8% | 8.7% |
| 25 | Midflorida Credit Union Lakeland, FL | 3,721 | $763.8M | $205,000 | 0.8% | 51.0% |
Top Home Purchase Lenders in Florida
1,626 lenders made 291,901 home purchase loans worth $121.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 34,907 | 12.0% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 11,581 | 4.0% |
| 3 | Lennar Mortgage, LLC Miami, FL | 10,689 | 3.7% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 9,608 | 3.3% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 5,021 | 1.7% |
| 6 | Mortgage Research Center Columbia, MO | 4,698 | 1.6% |
| 7 | Pulte Mortgage LLC Denver, CO | 4,199 | 1.4% |
| 8 | loanDepot.com LLC Irvine, CA | 4,018 | 1.4% |
| 9 | JPMorgan Chase Bank, NA Columbus, OH | 3,947 | 1.4% |
| 10 | CMG Mortgage Inc San Ramon, IL | 3,759 | 1.3% |
Top Refinance Lenders in Florida
992 lenders made 49,765 refinance loans worth $26.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 7,191 | 14.4% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 2,277 | 4.6% |
| 3 | PennyMac Loan Services LLC Westlake Village, CA | 1,553 | 3.1% |
| 4 | Truist Bank Raleigh, NC | 1,418 | 2.8% |
| 5 | Bank of America NA Westlake Village, CA | 1,323 | 2.7% |
| 6 | Third Federal Savings and Loan Cleveland, OH | 1,229 | 2.5% |
| 7 | Regions Bank Birmingham, AL | 1,073 | 2.2% |
| 8 | Newrez LLC Fort Washington, PA | 853 | 1.7% |
| 9 | Village Capital & Investment Henderson, NV | 853 | 1.7% |
| 10 | Suncoast Credit Union Tampa, FL | 842 | 1.7% |
Top Cash-Out Refinance Lenders in Florida
734 lenders made 68,452 cash-out refinance loans worth $19.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 7,799 | 11.4% |
| 2 | Newrez LLC Fort Washington, PA | 1,925 | 2.8% |
| 3 | Amerisave Mortgage Company Sandy Springs, GA | 1,591 | 2.3% |
| 4 | loanDepot.com LLC Irvine, CA | 1,510 | 2.2% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 1,486 | 2.2% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 1,468 | 2.1% |
| 7 | Space Coast Credit Union Melbourne, FL | 1,347 | 2.0% |
| 8 | A&D Mortgage LLC Ft. Lauderdale, FL | 1,287 | 1.9% |
| 9 | Navy Federal Credit Union Vienna, VA | 958 | 1.4% |
| 10 | Carrington Mortgage Services LLC Orange, CA | 876 | 1.3% |
Top FHA Lenders in Florida
529 lenders made 86,739 FHA loans worth $28.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 13,216 | 15.2% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 5,986 | 6.9% |
| 3 | Lennar Mortgage, LLC Miami, FL | 4,163 | 4.8% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 2,661 | 3.1% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 2,308 | 2.7% |
| 6 | loanDepot.com LLC Irvine, CA | 2,259 | 2.6% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 2,229 | 2.6% |
| 8 | Paramount Residential Mortgage Corona, CA | 1,487 | 1.7% |
| 9 | New American Funding, Llc. Tustin, CA | 1,377 | 1.6% |
| 10 | Click N' Close, Inc. Addison, TX | 1,102 | 1.3% |
Top VA Lenders in Florida
470 lenders made 48,292 VA loans worth $19.4 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 7,193 | 14.9% |
| 2 | Mortgage Research Center Columbia, MO | 5,172 | 10.7% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 2,720 | 5.6% |
| 4 | DHI Mortgage Company, Ltd. Austin, TX | 2,261 | 4.7% |
| 5 | Navy Federal Credit Union Vienna, VA | 1,901 | 3.9% |
| 6 | Lennar Mortgage, LLC Miami, FL | 1,262 | 2.6% |
| 7 | Crosscountry Mortgage, LLC Cleveland, OH | 1,230 | 2.5% |
| 8 | Newrez LLC Fort Washington, PA | 1,044 | 2.2% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 1,034 | 2.1% |
| 10 | New Day Financial, Llc. West Palm Beach, FL | 799 | 1.7% |
Top USDA Lenders in Florida
123 lenders made 1,056 USDA loans worth $217.5 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 214 | 20.3% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 93 | 8.8% |
| 3 | Metroplex Mortgage Services Tampa, FL | 70 | 6.6% |
| 4 | United Wholesale Mortgage Plymouth, MI | 50 | 4.7% |
| 5 | Equity Prime Mortgage LLC Atlanta, GA | 47 | 4.5% |
| 6 | Lennar Mortgage, LLC Miami, FL | 27 | 2.6% |
| 7 | Mortgage Financial Group Inc Tavares, FL | 26 | 2.5% |
| 8 | Inspire Home Loans Inc. Newport Beach, CA | 20 | 1.9% |
| 9 | Nextmortgage, LLC San Ramon, CA | 20 | 1.9% |
| 10 | Union Home Mortgage Corp. Strongsville, OH | 18 | 1.7% |
Get the lender lists
The Florida mortgage lender list has the 854 lenders based in Florida, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($209 for 2025, $418 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Florida lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Florida.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Florida. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Florida
Florida mortgage data by county and metro area · mortgage lenders by city in Florida
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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