Top Mortgage Lenders in Oklahoma (2025)
In 2025, 734 lenders made 78,780 home loans worth $18.3 billion in Oklahoma, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 20.5% of them. First United Bank and Trust Co made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Oklahoma, 2025
Ranked by the number of home loans each lender made (originated) in Oklahoma in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | First United Bank and Trust Co Durant, OK | 3,985 | $946.7M | $238,000 | 5.1% | 7.5% |
| 2 | Bancfirst Oklahoma City, OK | 3,786 | $607.7M | $161,000 | 4.8% | 10.2% |
| 3 | Arvest Bank Tulsa, OK | 3,409 | $731.3M | $215,000 | 4.3% | 21.4% |
| 4 | United Wholesale Mortgage Plymouth, MI | 2,497 | $660.0M | $264,000 | 3.2% | 16.6% |
| 5 | Associated Mortgage Corporation Tulsa, OK | 2,484 | $666.7M | $268,000 | 3.2% | 0.8% |
| 6 | Bokf NA Tulsa, OK | 2,384 | $450.2M | $189,000 | 3.0% | 25.9% |
| 7 | Mortgage Research Center Columbia, MO | 1,899 | $496.2M | $261,000 | 2.4% | 28.2% |
| 8 | Gateway First Bank Jenks, OK | 1,547 | $363.5M | $235,000 | 2.0% | 4.4% |
| 9 | Great Plains National Bank Elk City, OK | 1,509 | $375.5M | $249,000 | 1.9% | 3.9% |
| 10 | Flat Branch Mortgage, Inc. Columbia, MO | 1,425 | $333.8M | $234,000 | 1.8% | 1.6% |
| 11 | Stride Bank, National Association Enid, OK | 1,406 | $434.3M | $309,000 | 1.8% | 2.6% |
| 12 | PennyMac Loan Services LLC Westlake Village, CA | 1,012 | $241.5M | $239,000 | 1.3% | 19.5% |
| 13 | Ttcu Federal Credit Union Tulsa, OK | 984 | $128.2M | $130,000 | 1.2% | 18.1% |
| 14 | Tinker Federal Credit Union Oklahoma City, OK | 977 | $108.0M | $111,000 | 1.2% | 33.5% |
| 15 | 21st Mortgage Knoxville, TN | 888 | $109.0M | $123,000 | 1.1% | 71.7% |
| 16 | Freedom Mortgage Corporation Boca Raton, FL | 846 | $215.8M | $255,000 | 1.1% | 17.7% |
| 17 | Navy Federal Credit Union Vienna, VA | 811 | $169.6M | $209,000 | 1.0% | 28.1% |
| 18 | Guild Mortgage Company San Diego, CA | 774 | $162.1M | $209,000 | 1.0% | 7.8% |
| 19 | Midfirst Bank Oklahoma City, OK | 728 | $237.0M | $326,000 | 0.9% | 29.2% |
| 20 | DHI Mortgage Company, Ltd. Austin, TX | 717 | $191.5M | $267,000 | 0.9% | 12.6% |
| 21 | Mld Mortgage, Inc.Dba the Money Store Florham Park, NJ | 712 | $164.4M | $231,000 | 0.9% | 1.5% |
| 22 | Armstrong Bank Muskogee, OK | 709 | $134.6M | $190,000 | 0.9% | 11.3% |
| 23 | The Mortgage Link, Inc. Rockville, MD | 667 | $159.0M | $238,000 | 0.8% | 0.4% |
| 24 | loanDepot.com LLC Irvine, CA | 640 | $110.4M | $173,000 | 0.8% | 45.2% |
| 25 | Weokie Federal Credit Union Oklahoma City, OK | 616 | $82.4M | $134,000 | 0.8% | 27.5% |
Top Home Purchase Lenders in Oklahoma
632 lenders made 47,194 home purchase loans worth $12.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | First United Bank and Trust Co Durant, OK | 2,637 | 5.6% |
| 2 | Associated Mortgage Corporation Tulsa, OK | 2,279 | 4.8% |
| 3 | Bancfirst Oklahoma City, OK | 1,741 | 3.7% |
| 4 | Arvest Bank Tulsa, OK | 1,717 | 3.6% |
| 5 | Mortgage Research Center Columbia, MO | 1,620 | 3.4% |
| 6 | Stride Bank, National Association Enid, OK | 1,340 | 2.8% |
| 7 | Flat Branch Mortgage, Inc. Columbia, MO | 1,320 | 2.8% |
| 8 | Great Plains National Bank Elk City, OK | 1,295 | 2.7% |
| 9 | Gateway First Bank Jenks, OK | 1,282 | 2.7% |
| 10 | Bokf NA Tulsa, OK | 1,196 | 2.5% |
Top Refinance Lenders in Oklahoma
416 lenders made 10,981 refinance loans worth $3.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Bancfirst Oklahoma City, OK | 911 | 8.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 779 | 7.1% |
| 3 | First United Bank and Trust Co Durant, OK | 575 | 5.2% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 484 | 4.4% |
| 5 | Arvest Bank Tulsa, OK | 457 | 4.2% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 353 | 3.2% |
| 7 | Bokf NA Tulsa, OK | 254 | 2.3% |
| 8 | Mortgage Research Center Columbia, MO | 177 | 1.6% |
| 9 | Village Capital & Investment Henderson, NV | 169 | 1.5% |
| 10 | Newrez LLC Fort Washington, PA | 158 | 1.4% |
Top Cash-Out Refinance Lenders in Oklahoma
316 lenders made 9,340 cash-out refinance loans worth $1.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 580 | 6.2% |
| 2 | Weokie Federal Credit Union Oklahoma City, OK | 417 | 4.5% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 293 | 3.1% |
| 4 | Amerisave Mortgage Company Sandy Springs, GA | 264 | 2.8% |
| 5 | Arvest Bank Tulsa, OK | 239 | 2.6% |
| 6 | Goodleap, LLC Roseville, CA | 227 | 2.4% |
| 7 | loanDepot.com LLC Irvine, CA | 218 | 2.3% |
| 8 | Carrington Mortgage Services LLC Orange, CA | 197 | 2.1% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 185 | 2.0% |
| 10 | Newrez LLC Fort Washington, PA | 181 | 1.9% |
Top FHA Lenders in Oklahoma
265 lenders made 14,203 FHA loans worth $3.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Associated Mortgage Corporation Tulsa, OK | 843 | 5.9% |
| 2 | First United Bank and Trust Co Durant, OK | 818 | 5.8% |
| 3 | Flat Branch Mortgage, Inc. Columbia, MO | 609 | 4.3% |
| 4 | United Wholesale Mortgage Plymouth, MI | 543 | 3.8% |
| 5 | Great Plains National Bank Elk City, OK | 464 | 3.3% |
| 6 | Stride Bank, National Association Enid, OK | 371 | 2.6% |
| 7 | The Mortgage Link, Inc. Rockville, MD | 371 | 2.6% |
| 8 | Arvest Bank Tulsa, OK | 348 | 2.5% |
| 9 | Gateway First Bank Jenks, OK | 336 | 2.4% |
| 10 | DHI Mortgage Company, Ltd. Austin, TX | 321 | 2.3% |
Top VA Lenders in Oklahoma
242 lenders made 9,858 VA loans worth $2.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 1,767 | 17.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 899 | 9.1% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 524 | 5.3% |
| 4 | First United Bank and Trust Co Durant, OK | 412 | 4.2% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 332 | 3.4% |
| 6 | Navy Federal Credit Union Vienna, VA | 332 | 3.4% |
| 7 | Mortgage Solutions of Colorado Colorado Springs, CO | 236 | 2.4% |
| 8 | New Day Financial, Llc. West Palm Beach, FL | 216 | 2.2% |
| 9 | Associated Mortgage Corporation Tulsa, OK | 211 | 2.1% |
| 10 | Great Plains National Bank Elk City, OK | 188 | 1.9% |
Top USDA Lenders in Oklahoma
119 lenders made 1,087 USDA loans worth $190.1 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Guild Mortgage Company San Diego, CA | 72 | 6.6% |
| 2 | Flat Branch Mortgage, Inc. Columbia, MO | 69 | 6.3% |
| 3 | American Mortgage Bank Oklahoma City, OK | 67 | 6.2% |
| 4 | Great Plains National Bank Elk City, OK | 37 | 3.4% |
| 5 | The Mortgage Link, Inc. Rockville, MD | 34 | 3.1% |
| 6 | Kind Lending, LLC Irvine, CA | 32 | 2.9% |
| 7 | Gateway First Bank Jenks, OK | 32 | 2.9% |
| 8 | Firsttrust Home Loans Sheridan, AR | 32 | 2.9% |
| 9 | Bancfirst Oklahoma City, OK | 31 | 2.9% |
| 10 | Arvest Bank Tulsa, OK | 30 | 2.8% |
Get the lender lists
The Oklahoma mortgage lender list has the 281 lenders based in Oklahoma, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($89 for 2025, $178 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Oklahoma lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Oklahoma.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Oklahoma. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Oklahoma
Oklahoma mortgage data by county and metro area · mortgage lenders by city in Oklahoma
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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