Top Mortgage Lenders in Delaware (2025)
In 2025, 474 lenders made 26,911 home loans worth $8.0 billion in Delaware, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 20.0% of them. Wsfs Bank made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Delaware, 2025
Ranked by the number of home loans each lender made (originated) in Delaware in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Wsfs Bank Wilmington, DE | 1,210 | $289.0M | $239,000 | 4.5% | 19.5% |
| 2 | Pike Creek Mortgage Services, Inc. Newark, DE | 1,176 | $390.2M | $332,000 | 4.4% | 2.6% |
| 3 | United Wholesale Mortgage Plymouth, MI | 1,017 | $360.4M | $354,000 | 3.8% | 14.7% |
| 4 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 1,001 | $379.0M | $379,000 | 3.7% | 20.9% |
| 5 | Citizens Bank, NA Providence, RI | 972 | $176.6M | $182,000 | 3.6% | 32.4% |
| 6 | PNC Bank N.A. Pittsburgh, PA | 867 | $136.4M | $157,000 | 3.2% | 29.5% |
| 7 | M&T Bank Buffalo, NY | 767 | $127.5M | $166,000 | 2.9% | 34.8% |
| 8 | Meridian Bank Malvern, PA | 640 | $199.3M | $311,000 | 2.4% | 2.9% |
| 9 | loanDepot.com LLC Irvine, CA | 569 | $200.3M | $352,000 | 2.1% | 18.2% |
| 10 | Keystone Funding, Inc Dover, DE | 564 | $192.8M | $342,000 | 2.1% | 4.3% |
| 11 | Guild Mortgage Company San Diego, CA | 546 | $182.6M | $334,000 | 2.0% | 6.5% |
| 12 | Del-One Federal Credti Union Dover, DE | 486 | $57.7M | $119,000 | 1.8% | 43.9% |
| 13 | PennyMac Loan Services LLC Westlake Village, CA | 483 | $124.4M | $258,000 | 1.8% | 19.6% |
| 14 | Lennar Mortgage, LLC Miami, FL | 449 | $157.6M | $351,000 | 1.7% | 10.8% |
| 15 | Crosscountry Mortgage, LLC Cleveland, OH | 408 | $146.2M | $358,000 | 1.5% | 7.1% |
| 16 | Prosperity Home Mortgage, LLC Chantilly, VA | 383 | $135.4M | $353,000 | 1.4% | 7.0% |
| 17 | K. Hovnanian American Mortgage Boynton Beach, FL | 364 | $153.5M | $422,000 | 1.4% | 7.6% |
| 18 | Newrez LLC Fort Washington, PA | 344 | $101.9M | $296,000 | 1.3% | 36.8% |
| 19 | Navy Federal Credit Union Vienna, VA | 344 | $78.4M | $228,000 | 1.3% | 28.7% |
| 20 | CMG Mortgage Inc San Ramon, IL | 340 | $147.6M | $434,000 | 1.3% | 1.9% |
| 21 | Bank of America NA Westlake Village, CA | 338 | $88.7M | $263,000 | 1.3% | 38.0% |
| 22 | Freedom Mortgage Corporation Boca Raton, FL | 332 | $118.3M | $356,000 | 1.2% | 14.4% |
| 23 | JPMorgan Chase Bank, NA Columbus, OH | 301 | $129.4M | $430,000 | 1.1% | 11.8% |
| 24 | Fairway Independent Mort Corp Madison, WI | 300 | $119.8M | $399,000 | 1.1% | 4.1% |
| 25 | Fulton Bank, National Association Lancaster, PA | 289 | $99.8M | $345,000 | 1.1% | 24.2% |
Top Home Purchase Lenders in Delaware
392 lenders made 14,024 home purchase loans worth $5.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Pike Creek Mortgage Services, Inc. Newark, DE | 1,053 | 7.5% |
| 2 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 1,001 | 7.1% |
| 3 | Meridian Bank Malvern, PA | 515 | 3.7% |
| 4 | Keystone Funding, Inc Dover, DE | 513 | 3.7% |
| 5 | Guild Mortgage Company San Diego, CA | 469 | 3.3% |
| 6 | Lennar Mortgage, LLC Miami, FL | 447 | 3.2% |
| 7 | United Wholesale Mortgage Plymouth, MI | 417 | 3.0% |
| 8 | Wsfs Bank Wilmington, DE | 367 | 2.6% |
| 9 | K. Hovnanian American Mortgage Boynton Beach, FL | 364 | 2.6% |
| 10 | Prosperity Home Mortgage, LLC Chantilly, VA | 339 | 2.4% |
Top Refinance Lenders in Delaware
245 lenders made 4,113 refinance loans worth $1.4 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Citizens Bank, NA Providence, RI | 354 | 8.6% |
| 2 | United Wholesale Mortgage Plymouth, MI | 341 | 8.3% |
| 3 | Wsfs Bank Wilmington, DE | 301 | 7.3% |
| 4 | PNC Bank N.A. Pittsburgh, PA | 274 | 6.7% |
| 5 | M&T Bank Buffalo, NY | 193 | 4.7% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 173 | 4.2% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 126 | 3.1% |
| 8 | Newrez LLC Fort Washington, PA | 113 | 2.7% |
| 9 | Del-One Federal Credti Union Dover, DE | 68 | 1.7% |
| 10 | Pike Creek Mortgage Services, Inc. Newark, DE | 61 | 1.5% |
Top Cash-Out Refinance Lenders in Delaware
226 lenders made 3,769 cash-out refinance loans worth $842.3 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 259 | 6.9% |
| 2 | Amerisave Mortgage Company Sandy Springs, GA | 177 | 4.7% |
| 3 | Newrez LLC Fort Washington, PA | 142 | 3.8% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 123 | 3.3% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 123 | 3.3% |
| 6 | loanDepot.com LLC Irvine, CA | 118 | 3.1% |
| 7 | Constructive Loans LLC Oakbrook Terrace, IL | 96 | 2.5% |
| 8 | Carrington Mortgage Services LLC Orange, CA | 69 | 1.8% |
| 9 | Nationstar Mortgage Coppell, TX | 59 | 1.6% |
| 10 | Police and Fire Federal Credit Union Philadelphia, PA | 58 | 1.5% |
Top FHA Lenders in Delaware
164 lenders made 3,862 FHA loans worth $1.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Pike Creek Mortgage Services, Inc. Newark, DE | 271 | 7.0% |
| 2 | Meridian Bank Malvern, PA | 263 | 6.8% |
| 3 | United Wholesale Mortgage Plymouth, MI | 244 | 6.3% |
| 4 | Keystone Funding, Inc Dover, DE | 204 | 5.3% |
| 5 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 168 | 4.4% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 141 | 3.7% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 139 | 3.6% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 111 | 2.9% |
| 9 | Guild Mortgage Company San Diego, CA | 109 | 2.8% |
| 10 | Prosperity Home Mortgage, LLC Chantilly, VA | 95 | 2.5% |
Top VA Lenders in Delaware
136 lenders made 2,120 VA loans worth $827.5 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 246 | 11.6% |
| 2 | Mortgage Research Center Columbia, MO | 197 | 9.3% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 154 | 7.3% |
| 4 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 93 | 4.4% |
| 5 | Keystone Funding, Inc Dover, DE | 81 | 3.8% |
| 6 | Meridian Bank Malvern, PA | 60 | 2.8% |
| 7 | Pike Creek Mortgage Services, Inc. Newark, DE | 60 | 2.8% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 59 | 2.8% |
| 9 | Newrez LLC Fort Washington, PA | 55 | 2.6% |
| 10 | Guild Mortgage Company San Diego, CA | 53 | 2.5% |
Top USDA Lenders in Delaware
19 lenders made 57 USDA loans worth $14.9 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Meridian Bank Malvern, PA | 16 | 28.1% |
| 2 | CMG Mortgage Inc San Ramon, IL | 9 | 15.8% |
| 3 | Mld Mortgage, Inc.Dba the Money Store Florham Park, NJ | 5 | 8.8% |
| 4 | Keystone Funding, Inc Dover, DE | 3 | 5.3% |
| 5 | United Wholesale Mortgage Plymouth, MI | 3 | 5.3% |
| 6 | Ark-La-Tex Financial Services LLC Plano, TX | 3 | 5.3% |
| 7 | Lennar Mortgage, LLC Miami, FL | 2 | 3.5% |
| 8 | Guild Mortgage Company San Diego, CA | 2 | 3.5% |
| 9 | American Pacific Mortgage Corporation Roseville, CA | 2 | 3.5% |
| 10 | Pike Creek Mortgage Services, Inc. Newark, DE | 2 | 3.5% |
Get the lender lists
The Delaware mortgage lender list has the 71 lenders based in Delaware, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($39 for 2025, $78 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Delaware lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Delaware.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Delaware. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Delaware
Delaware mortgage data by county and metro area · mortgage lenders by city in Delaware
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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