Credit Union of Colorado, A Federal Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Credit Union of Colorado, A Federal Credit Union of Denver, CO reported 2,269 mortgage applications totaling $322.3 million, down 6% from 2024. The average application was for $142,042, and applicants reported an average income of $132,028. 62% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (1,144), Grand Junction, CO (178) and Greeley, CO (178) (applications in parentheses).
| Mortgage Company & Address | Credit Union of Colorado, A Federal Credit Union 1390 Logan Street Denver, CO 80217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 2,269 |
| Total Mortgage Loan Application Amount | $322,295,000 |
| Average Mortgage Loan Application Amount | $142,042 |
| Highest Mortgage Loan Application Amount | $1,435,000 |
| Average Applicant Income | $132,028 |
| Highest Applicant Income | $2,510,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Union of Colorado, A Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Credit Union of Colorado, A Federal Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,633 | $218,545,000 | $133,000 | $1,435,000 | $133,000 | $1,680,000 |
| Other Purpose | 455 | $58,025,000 | $127,000 | $405,000 | $128,000 | $905,000 |
| Home Purchase | 95 | $30,955,000 | $325,000 | $1,005,000 | $179,000 | $2,510,000 |
| Refinancing | 86 | $14,770,000 | $171,000 | $985,000 | $83,000 | $323,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,304 | $189,920,000 | $145,000 | $1,435,000 | $136,000 | $1,155,000 |
| Not Provided | 463 | $70,215,000 | $151,000 | $845,000 | $144,000 | $1,680,000 |
| Hispanic | 369 | $42,775,000 | $115,000 | $595,000 | $105,000 | $795,000 |
| Black or African American | 61 | $7,725,000 | $126,000 | $545,000 | $100,000 | $228,000 |
| Asian | 44 | $7,900,000 | $179,000 | $815,000 | $193,000 | $2,510,000 |
| American Indian or Alaskan Native | 22 | $3,330,000 | $151,000 | $405,000 | $91,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $430,000 | $71,000 | $95,000 | $77,000 | $104,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,269 | $322,295,000 | $142,000 | $1,435,000 | $132,000 | $2,510,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,405 | $200,185,000 | $142,000 | $1,435,000 | $144,000 | $1,155,000 |
| Application Denied By Financial Institution | 433 | $55,995,000 | $129,000 | $815,000 | $86,000 | $1,680,000 |
| Application Withdrawn By Applicant | 245 | $37,755,000 | $154,000 | $765,000 | $144,000 | $2,510,000 |
| File Closed For Incompleteness | 172 | $26,300,000 | $152,000 | $985,000 | $136,000 | $890,000 |
| Application Approved But Not Accepted | 14 | $2,060,000 | $147,000 | $405,000 | $112,000 | $402,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,836 | $266,300,000 | $145,000 | $1,435,000 | $143,000 | $2,510,000 |
| Debt-To-Income Ratio | 281 | $37,635,000 | $133,000 | $605,000 | $70,000 | $423,000 |
| Credit History | 82 | $9,060,000 | $110,000 | $725,000 | $86,000 | $294,000 |
| Collateral | 46 | $5,380,000 | $116,000 | $455,000 | $118,000 | $899,000 |
| Employment History | 9 | $705,000 | $78,000 | $125,000 | $301,000 | $1,680,000 |
| Unverifiable Information | 9 | $1,395,000 | $155,000 | $405,000 | $159,000 | $312,000 |
| Other | 3 | $585,000 | $195,000 | $415,000 | $114,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,170,000 | $585,000 | $815,000 | $200,000 | $287,000 |
| Credit Application Incomplete | 1 | $65,000 | $65,000 | $65,000 | $116,000 | $116,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union of Colorado, A Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Union of Colorado, A Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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