Credit Union of Colorado, A Federal Credit Union Mortgage Lending & HMDA Data, 2017
In 2017, Credit Union of Colorado, A Federal Credit Union of Denver, CO reported 1,299 mortgage applications totaling $213.7 million, down 21% from 2016. The average application was for $164,501, and applicants reported an average income of $86,100. 48% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (721), Greeley, CO (133) and Pueblo, CO (84) (applications in parentheses).
| Mortgage Company & Address | Credit Union of Colorado, A Federal Credit Union 1390 Logan Street Denver, CO 80217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,299 |
| Total Mortgage Loan Application Amount | $213,687,000 |
| Average Mortgage Loan Application Amount | $164,501 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $86,100 |
| Highest Applicant Income | $1,120,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Union of Colorado, A Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Credit Union of Colorado, A Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 779 | $120,127,000 | $154,000 | $650,000 | $86,000 | $1,120,000 |
| Home Improvement | 299 | $46,543,000 | $155,000 | $535,000 | $82,000 | $342,000 |
| Home Purchase | 221 | $47,017,000 | $212,000 | $580,000 | $92,000 | $515,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 791 | $136,878,000 | $173,000 | $650,000 | $86,000 | $696,000 |
| Hispanic | 221 | $35,589,000 | $161,000 | $504,000 | $80,000 | $264,000 |
| Not Provided | 205 | $26,205,000 | $127,000 | $439,000 | $96,000 | $1,120,000 |
| Black or African American | 44 | $8,557,000 | $194,000 | $520,000 | $80,000 | $227,000 |
| American Indian or Alaskan Native | 18 | $2,926,000 | $162,000 | $358,000 | $65,000 | $204,000 |
| Asian | 15 | $2,745,000 | $183,000 | $416,000 | $93,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $707,000 | $176,000 | $211,000 | $48,000 | $59,000 |
| Not applicable | 1 | $80,000 | $80,000 | $80,000 | $96,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,285 | $210,941,000 | $164,000 | $650,000 | $86,000 | $1,120,000 |
| FHA-insured (Federal Housing Administration) | 14 | $2,746,000 | $196,000 | $308,000 | $77,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 621 | $96,718,000 | $155,000 | $580,000 | $92,000 | $417,000 |
| Application Approved But Not Accepted | 331 | $58,685,000 | $177,000 | $650,000 | $88,000 | $470,000 |
| Application Denied By Financial Institution | 279 | $46,294,000 | $165,000 | $567,000 | $73,000 | $1,120,000 |
| Application Withdrawn By Applicant | 68 | $11,990,000 | $176,000 | $470,000 | $86,000 | $515,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 102 | $17,877,000 | $175,000 | $535,000 | $50,000 | $132,000 |
| Credit History | 77 | $13,376,000 | $173,000 | $567,000 | $98,000 | $1,120,000 |
| Credit Application Incomplete | 47 | $6,565,000 | $139,000 | $400,000 | $77,000 | $212,000 |
| Collateral | 31 | $4,405,000 | $142,000 | $504,000 | $68,000 | $168,000 |
| Employment History | 12 | $2,127,000 | $177,000 | $416,000 | $109,000 | $696,000 |
| Unverifiable Information | 6 | $1,247,000 | $207,000 | $450,000 | $61,000 | $75,000 |
| Other | 3 | $420,000 | $140,000 | $315,000 | $52,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $277,000 | $277,000 | $277,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union of Colorado, A Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Union of Colorado, A Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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