Virginia Mortgage Lender List (2025)
Every mortgage lender based in Virginia that has reported loan data under the Home Mortgage Disclosure Act (HMDA) since 2003: 393 lenders, 120 of them active in 2025. Each comes with its address, phone number and regulator, and its loan applications and dollar volume for every year, ready to open in Excel.
2003–2025 lender list
- All 393 Virginia lenders, with phone numbers for 384
- Applications and dollar volume for each lender, every year from 2003 to 2025
- A detail file for each year: loan purpose, loan type, outcome, denial reasons, applicant race and ethnicity
2025 lender detail file
- The 120 Virginia lenders with 2025 applications
- 2025 applications and dollars by loan purpose, loan type, outcome, denial reason, and applicant race and ethnicity
- Address, phone number and regulator for each lender
Instant download after checkout. Choose Excel (.xls), CSV, tab-delimited text or Access (.mdb) when you buy. Free samples: lender totals file · lender detail file.
Largest Virginia-based mortgage lenders, 2025
Ranked by 2025 mortgage applications. Figures are each lender's nationwide totals from HMDA. The download covers all 393 lenders in the list.
| # | Lender | Based in | 2025 applications | 2025 loan amount | vs 2024 |
|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | Vienna, VA | 180,596 | $40.2 billion | −1% |
| 2 | Prosperity Home Mortgage, LLC | Chantilly, VA | 31,081 | $11.9 billion | +4% |
| 3 | Atlantic Bay Mortgage Group | Virginia Beach, VA | 16,939 | $5.3 billion | −1% |
| 4 | First Heritage Mortgage, LLC | Fairfax, VA | 9,121 | $3.8 billion | +18% |
| 5 | Atlantic Union Bank | Glen Allen, VA | 7,847 | $2.3 billion | +48% |
| 6 | Alcova Mortgage, LLC | Roanoke, VA | 7,839 | $2.3 billion | +24% |
| 7 | Townebank | Portsmouth, VA | 7,489 | $3.0 billion | +15% |
| 8 | Atlantic Coast Mortgage, LLC | Fairfax, VA | 7,300 | $3.0 billion | +15% |
| 9 | Virginia Federal Credit Union | Richmond, VA | 5,400 | $913.9 million | +23% |
| 10 | Guidance Residential, LLC | Reston, VA | 4,683 | $1.8 billion | +41% |
| 11 | Integrity Home Mortgage Corporation | Winchester, VA | 4,080 | $1.3 billion | +16% |
| 12 | Langley Federal Credit Union | Newport News, VA | 4,008 | $534.2 million | +31% |
| 13 | Primis Bank | Glen Allen, VA | 3,932 | $1.5 billion | +26% |
| 14 | Intercoastal Mortgage, LLC | Reston, VA | 3,394 | $1.7 billion | −7% |
| 15 | Capital Center LLC | Glen Allen, VA | 3,218 | $1.1 billion | +52% |
| 16 | Southern Trust Mortgage, LLC | Virginia Beach, VA | 2,842 | $994.1 million | −5% |
| 17 | Tidewater Mortgage Services, Inc | Virginia Beach, VA | 2,588 | $792.9 million | +6% |
| 18 | Chartway FCU | Virginia Beach, VA | 2,561 | $550.0 million | +33% |
| 19 | Credit Union Mortgage Associat | Fairfax, VA | 2,522 | $953.7 million | +33% |
| 20 | Northwest Federal Credit Union | Herndon, VA | 2,520 | $582.7 million | −10% |
| 21 | Bayport Credit Union | Newport News, VA | 2,471 | $421.2 million | −13% |
| 22 | Apple Federal Credit Union | Fairfax, VA | 2,322 | $376.1 million | −8% |
| 23 | C&F Mortgage Corporation | Midlothian, VA | 2,304 | $765.4 million | +19% |
| 24 | First Savings Mortgage Corporation | McLean, VA | 2,135 | $1.4 billion | −8% |
| 25 | Vellum Mortgage, Inc. | Fairfax, VA | 2,126 | $1.1 billion | +14% |
Who lends the most in Virginia: top mortgage lenders in Virginia (2025), including the top FHA, VA, purchase and refinance lenders.
Nationwide rankings by loans made in 2025: top 100 mortgage lenders · FHA · VA · home purchase · refinance
What's in the files
Lender totals file (2003–2025 list)
One row per lender:
- Lender name, HMDA respondent ID and LEI
- Mailing address, city, state, ZIP code and county
- Phone number and federal regulator (OCC, FDIC, Federal Reserve, NCUA, CFPB, HUD, OTS)
- Total applications and dollar volume, all years
- Applications and dollar volume for each year, 2003 to 2025
- Quick links to search for each lender on Google, Google Maps, LinkedIn, Facebook and X
Lender detail file (one per year)
One row per lender, with counts and dollar amounts for:
- Loan purpose: home purchase, refinance, cash-out refinance, home improvement, other
- Loan type: conventional, FHA, VA, USDA (FSA/RHS)
- Outcome: originated, approved but not accepted, denied, withdrawn, incomplete, purchased, preapprovals
- Denial reasons: debt-to-income, credit history, collateral, employment, cash, and more
- Applicant race and ethnicity
- Plus the same name, address, phone and regulator columns
Where Virginia's lenders are based
Cities with the most lenders based there. See all Virginia cities.
- Fairfax 31
- Virginia Beach 26
- Richmond 23
- Vienna 16
- Glen Allen 15
- Martinsville 12
- Reston 12
- Newport News 11
- Alexandria 10
- Norfolk 10
- Charlottesville 9
- Henrico 9
Questions
Which lenders are in the Virginia list?
Lenders whose HMDA filing address is in Virginia: banks, credit unions and mortgage companies based in the state. The figures are each lender's nationwide totals. Lenders based in other states that also lend in Virginia are in their own state's list and in the U.S. list. To see who lends the most in Virginia, see the top mortgage lenders in Virginia or browse Virginia mortgage data by county and metro area.
Where does the data come from?
From the loan application records lenders file each year under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB. AllMortgageDetail totals them by lender and year. The 2025 data was published in 2026.
What format are the files in?
A zip file with Excel (.xls), CSV, tab-delimited text or Access (.mdb) files, whichever you choose at checkout. The 2003–2025 list has the lender totals file plus a detail file for each year; the 2025 file has the 2025 detail file.
Can I see the files first?
Yes: download the free lender totals sample and lender detail sample (20 lenders each).
Lender lists for other states
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