Mortgage Lenders in Charlottesville, VA
9 mortgage lenders are based in Charlottesville, VA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Albemarle County, VA in 2025.
Most active mortgage lenders in Albemarle County, VA (2025)
In 2025, 237 lenders made 2,373 home loans worth $1.0 billion in Albemarle County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Albemarle County, which includes Charlottesville.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Uva Community Credit Union Charlottesville, VA | 310 | $69.6M | $225,000 | 13.1% |
| 2 | Gray Fox Mortgage, LLC Charlottesville, VA | 132 | $61.3M | $464,000 | 5.6% |
| 3 | First Heritage Mortgage, LLC Fairfax, VA | 117 | $55.5M | $474,000 | 4.9% |
| 4 | United Wholesale Mortgage Plymouth, MI | 103 | $47.3M | $459,000 | 4.3% |
| 5 | Truist Bank Raleigh, NC | 92 | $23.9M | $260,000 | 3.9% |
| 6 | Fulton Bank, National Association Lancaster, PA | 82 | $65.4M | $798,000 | 3.5% |
| 7 | Bank of America NA Westlake Village, CA | 66 | $22.2M | $336,000 | 2.8% |
| 8 | Navy Federal Credit Union Vienna, VA | 58 | $22.8M | $393,000 | 2.4% |
| 9 | CMG Mortgage Inc San Ramon, IL | 48 | $17.5M | $365,000 | 2.0% |
| 10 | Atlantic Coast Mortgage, LLC Fairfax, VA | 46 | $16.9M | $368,000 | 1.9% |
See every lender in Albemarle County and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Charlottesville, VA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Albemarle First Bank
1265 SEMINOLE TRAIL CHARLOTTESVILLE, VA 22901 |
* | 155 | $27,748,000 |
| Gray Fox Mortgage, LLC
1135 ROSE HILL DR STE 101 CHARLOTTESVILLE, VA 22903 |
* | 493 | $205,365,000 |
| Guaranty Bank
1658 STATE FARM BLVD CHARLOTTESVILLE, VA 22911 |
* | 692 | $100,747,000 |
| Member Options LLC
1936 ARLINGTONG BLVD. CHARLOTTESVILLE, VA 22903 |
* | 2,476 | $452,780,000 |
| Member Options, LLC
1936 ARLINGTONG BLVD. CHARLOTTESVILLE, VA 22903 |
* | 2,093 | $516,148,000 |
| Old Dominion National Bank
4916 PLANK RD CHARLOTTESVILLE, VA 22903 |
* | 1,398 | $947,680,000 |
| Park Lane Finance Solutionsllc
1228 CEDARS CT STE 201 CHARLOTTESVILLE, VA 22903 |
* | 9,954 | $559,636,000 |
| Uva Community Credit Union
3300 BERKMAR DRIVE CHARLOTTESVILLE, VA 22901 |
* | 16,945 | $1,522,711,000 |
| Virginia National Bank
PO BOX 2853 CHARLOTTESVILLE, VA 22911 |
* | 2,240 | $1,267,593,000 |
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