North Dakota Mortgage Lender List (2025)
Every mortgage lender based in North Dakota that has reported loan data under the Home Mortgage Disclosure Act (HMDA) since 2003: 64 lenders, 33 of them active in 2025. Each comes with its address, phone number and regulator, and its loan applications and dollar volume for every year, ready to open in Excel.
2003–2025 lender list
- All 64 North Dakota lenders, with phone numbers for 63
- Applications and dollar volume for each lender, every year from 2003 to 2025
- A detail file for each year: loan purpose, loan type, outcome, denial reasons, applicant race and ethnicity
2025 lender detail file
- The 33 North Dakota lenders with 2025 applications
- 2025 applications and dollars by loan purpose, loan type, outcome, denial reason, and applicant race and ethnicity
- Address, phone number and regulator for each lender
Instant download after checkout. Choose Excel (.xls), CSV, tab-delimited text or Access (.mdb) when you buy. Free samples: lender totals file · lender detail file.
Largest North Dakota-based mortgage lenders, 2025
Ranked by 2025 mortgage applications. Figures are each lender's nationwide totals from HMDA. The download covers all 64 lenders in the list.
| # | Lender | Based in | 2025 applications | 2025 loan amount | vs 2024 |
|---|---|---|---|---|---|
| 1 | Bell Bank | Fargo, ND | 14,564 | $4.9 billion | +8% |
| 2 | Gate City Bank | Fargo, ND | 5,806 | $1.3 billion | +24% |
| 3 | Alerus Financial NA | Grand Forks, ND | 2,900 | $1.1 billion | +10% |
| 4 | First International Bank & Trust | Minot, ND | 2,234 | $756.1 million | +25% |
| 5 | First Community Credit Union | Jamestown, ND | 831 | $197.4 million | −38% |
| 6 | Capital Credit Union | Bismarck, ND | 708 | $149.6 million | +4% |
| 7 | Town and Country Credit Union | Minot, ND | 675 | $149.2 million | −12% |
| 8 | Bravera Bank | Dickinson, ND | 648 | $213.5 million | +21% |
| 9 | First Western Bank & Trust | Minot, ND | 565 | $186.6 million | −5% |
| 10 | Dakota Community Bank & Trust, NA | Hebron, ND | 372 | $103.6 million | −6% |
| 11 | Choice Financial Group | Fargo, ND | 346 | $174.0 million | +24% |
| 12 | Western State Bank | Devils Lake, ND | 335 | $184.5 million | +26% |
| 13 | Border Bank | Fargo, ND | 325 | $80.8 million | +17% |
| 14 | American Federal Bank | Fargo, ND | 289 | $89.4 million | −3% |
| 15 | Starion Bank | Mandan, ND | 284 | $135.6 million | −3% |
| 16 | Valley Mortgage, Inc. | Fargo, ND | 277 | $87.0 million | −5% |
| 17 | Unison Bank | Jamestown, ND | 262 | $44.5 million | +6% |
| 18 | Bank Forward | Fargo, ND | 178 | $76.7 million | −12% |
| 19 | Cornerstone Bank | Fargo, ND | 165 | $47.8 million | −2% |
| 20 | BNC National Bank | Bismarck, ND | 157 | $22.3 million | +17% |
| 21 | Aspire Community Federal Credit Union | Minot, ND | 155 | $34.1 million | +31% |
| 22 | Kirkwood Bank & Trust Co. | Bismarck, ND | 153 | $43.3 million | −7% |
| 23 | Western Cooperative Credit Union | Williston, ND | 146 | $30.5 million | +15% |
| 24 | Agcountry Farm Credit Services, Flca | Fargo, ND | 137 | $43.3 million | −34% |
| 25 | Railway Credit Union | Mandan, ND | 132 | $14.5 million | +57% |
Who lends the most in North Dakota: top mortgage lenders in North Dakota (2025), including the top FHA, VA, purchase and refinance lenders.
Nationwide rankings by loans made in 2025: top 100 mortgage lenders · FHA · VA · home purchase · refinance
What's in the files
Lender totals file (2003–2025 list)
One row per lender:
- Lender name, HMDA respondent ID and LEI
- Mailing address, city, state, ZIP code and county
- Phone number and federal regulator (OCC, FDIC, Federal Reserve, NCUA, CFPB, HUD, OTS)
- Total applications and dollar volume, all years
- Applications and dollar volume for each year, 2003 to 2025
- Quick links to search for each lender on Google, Google Maps, LinkedIn, Facebook and X
Lender detail file (one per year)
One row per lender, with counts and dollar amounts for:
- Loan purpose: home purchase, refinance, cash-out refinance, home improvement, other
- Loan type: conventional, FHA, VA, USDA (FSA/RHS)
- Outcome: originated, approved but not accepted, denied, withdrawn, incomplete, purchased, preapprovals
- Denial reasons: debt-to-income, credit history, collateral, employment, cash, and more
- Applicant race and ethnicity
- Plus the same name, address, phone and regulator columns
Where North Dakota's lenders are based
Cities with the most lenders based there. See all North Dakota cities.
- Fargo 19
- Bismarck 6
- Minot 6
- Grand Forks 4
- Devils Lake 3
- Beulah 2
- Buxton 2
- Dickinson 2
- Glen Ullin 2
- Jamestown 2
- Mandan 2
- Arthur 1
Questions
Which lenders are in the North Dakota list?
Lenders whose HMDA filing address is in North Dakota: banks, credit unions and mortgage companies based in the state. The figures are each lender's nationwide totals. Lenders based in other states that also lend in North Dakota are in their own state's list and in the U.S. list. To see who lends the most in North Dakota, see the top mortgage lenders in North Dakota or browse North Dakota mortgage data by county and metro area.
Where does the data come from?
From the loan application records lenders file each year under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB. AllMortgageDetail totals them by lender and year. The 2025 data was published in 2026.
What format are the files in?
A zip file with Excel (.xls), CSV, tab-delimited text or Access (.mdb) files, whichever you choose at checkout. The 2003–2025 list has the lender totals file plus a detail file for each year; the 2025 file has the 2025 detail file.
Can I see the files first?
Yes: download the free lender totals sample and lender detail sample (20 lenders each).
Lender lists for other states
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