Michigan Mortgage Lender List (2025)
Every mortgage lender based in Michigan that has reported loan data under the Home Mortgage Disclosure Act (HMDA) since 2003: 557 lenders, 149 of them active in 2025. Each comes with its address, phone number and regulator, and its loan applications and dollar volume for every year, ready to open in Excel.
2003–2025 lender list
- All 557 Michigan lenders, with phone numbers for 543
- Applications and dollar volume for each lender, every year from 2003 to 2025
- A detail file for each year: loan purpose, loan type, outcome, denial reasons, applicant race and ethnicity
2025 lender detail file
- The 149 Michigan lenders with 2025 applications
- 2025 applications and dollars by loan purpose, loan type, outcome, denial reason, and applicant race and ethnicity
- Address, phone number and regulator for each lender
Instant download after checkout. Choose Excel (.xls), CSV, tab-delimited text or Access (.mdb) when you buy. Free samples: lender totals file · lender detail file.
Largest Michigan-based mortgage lenders, 2025
Ranked by 2025 mortgage applications. Figures are each lender's nationwide totals from HMDA. The download covers all 557 lenders in the list.
| # | Lender | Based in | 2025 applications | 2025 loan amount | vs 2024 |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage | Plymouth, MI | 578,838 | $223.1 billion | +17% |
| 2 | Flagstar Bank NA | Troy, MI | 19,262 | $6.6 billion | −72% |
| 3 | Lake Michigan Credit Union | Grand Rapids, MI | 18,805 | $5.3 billion | +16% |
| 4 | Gold Star Mortgage Financial Group, Corporation | Ann Arbor, MI | 11,574 | $3.5 billion | +37% |
| 5 | Northpointe Bank | Grand Rapids, MI | 10,780 | $4.2 billion | +9% |
| 6 | Towne Mortgage Company | Troy, MI | 9,980 | $2.8 billion | +16% |
| 7 | Comerica Bank | Farmington Hills, MI | 8,266 | $2.6 billion | −7% |
| 8 | Msu Federal Credit Union | East Lansing, MI | 7,236 | $1.5 billion | +27% |
| 9 | Bay Equity LLC | Detroit, MI | 7,111 | $3.1 billion | −52% |
| 10 | First National Bank of America | East Lansing, MI | 6,003 | $1.7 billion | −17% |
| 11 | Dfcu Financial | Dearborn, MI | 5,782 | $1.2 billion | +14% |
| 12 | Success Mortgage Partners, Inc | Plymouth, MI | 5,690 | $1.6 billion | +6% |
| 13 | Genisys Credit Union | Auburn Hills, MI | 5,610 | $1.6 billion | +11% |
| 14 | Top Flite Financial, Inc. | Williamston, MI | 5,610 | $1.3 billion | +16% |
| 15 | Dart Bank | Mason, MI | 5,500 | $2.0 billion | +82% |
| 16 | United Federal Credit Union | St. Joseph, MI | 5,344 | $1.0 billion | +11% |
| 17 | Mortgage 1 Incorporated | Sterling Heights, MI | 4,717 | $1.2 billion | −3% |
| 18 | Michigan Schools and Governmen | Clinton Township, MI | 4,239 | $743.0 million | −3% |
| 19 | Consumers Credit Union | Kalamazoo, MI | 3,936 | $778.0 million | +10% |
| 20 | Advia Credit Union | Kalamazoo, MI | 3,710 | $352.4 million | +3% |
| 21 | Vandyk Mortgage Corporation | Grand Rapids, MI | 3,606 | $1.1 billion | −3% |
| 22 | Mortgage Center Lc | Southfield, MI | 3,556 | $848.4 million | +44% |
| 23 | Independent Bank | Grand Rapids, MI | 3,493 | $883.6 million | −1% |
| 24 | Credit Union One | Ferndale, MI | 3,482 | $486.5 million | +6% |
| 25 | Member First Mortgage, LLC | Grand Rapids, MI | 3,256 | $900.9 million | +19% |
Who lends the most in Michigan: top mortgage lenders in Michigan (2025), including the top FHA, VA, purchase and refinance lenders.
Nationwide rankings by loans made in 2025: top 100 mortgage lenders · FHA · VA · home purchase · refinance
What's in the files
Lender totals file (2003–2025 list)
One row per lender:
- Lender name, HMDA respondent ID and LEI
- Mailing address, city, state, ZIP code and county
- Phone number and federal regulator (OCC, FDIC, Federal Reserve, NCUA, CFPB, HUD, OTS)
- Total applications and dollar volume, all years
- Applications and dollar volume for each year, 2003 to 2025
- Quick links to search for each lender on Google, Google Maps, LinkedIn, Facebook and X
Lender detail file (one per year)
One row per lender, with counts and dollar amounts for:
- Loan purpose: home purchase, refinance, cash-out refinance, home improvement, other
- Loan type: conventional, FHA, VA, USDA (FSA/RHS)
- Outcome: originated, approved but not accepted, denied, withdrawn, incomplete, purchased, preapprovals
- Denial reasons: debt-to-income, credit history, collateral, employment, cash, and more
- Applicant race and ethnicity
- Plus the same name, address, phone and regulator columns
Where Michigan's lenders are based
Cities with the most lenders based there. See all Michigan cities.
- Grand Rapids 36
- Southfield 29
- Ann Arbor 21
- Kalamazoo 17
- Farmington 15
- Troy 15
- Ionia 14
- Saginaw 14
- East Lansing 12
- Muskegon 12
- Dearborn 11
- Flint 11
Questions
Which lenders are in the Michigan list?
Lenders whose HMDA filing address is in Michigan: banks, credit unions and mortgage companies based in the state. The figures are each lender's nationwide totals. Lenders based in other states that also lend in Michigan are in their own state's list and in the U.S. list. To see who lends the most in Michigan, see the top mortgage lenders in Michigan or browse Michigan mortgage data by county and metro area.
Where does the data come from?
From the loan application records lenders file each year under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB. AllMortgageDetail totals them by lender and year. The 2025 data was published in 2026.
What format are the files in?
A zip file with Excel (.xls), CSV, tab-delimited text or Access (.mdb) files, whichever you choose at checkout. The 2003–2025 list has the lender totals file plus a detail file for each year; the 2025 file has the 2025 detail file.
Can I see the files first?
Yes: download the free lender totals sample and lender detail sample (20 lenders each).
Lender lists for other states
All states (U.S.) · Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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