Mortgage Lenders in Richmond, VA

23 mortgage lenders are based in Richmond, VA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Richmond City, VA in 2025.

Most active mortgage lenders in Richmond City, VA (2025)

In 2025, 321 lenders made 4,261 home loans worth $1.6 billion in Richmond City, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Richmond City, which includes Richmond.

#LenderLoans madeLoan volumeAvg. loanShare of loans
1Virginia Federal Credit Union
Richmond, VA
257$55.4M$215,0006.0%
2United Wholesale Mortgage
Plymouth, MI
210$72.9M$347,0004.9%
3Capital Center LLC
Glen Allen, VA
126$46.6M$370,0003.0%
4Truist Bank
Raleigh, NC
121$36.9M$305,0002.8%
5JPMorgan Chase Bank, NA
Columbus, OH
118$40.9M$347,0002.8%
6Kiavi Funding, Inc.
San Francisco, CA
109$34.7M$319,0002.6%
7Atlantic Bay Mortgage Group
Virginia Beach, VA
107$40.5M$378,0002.5%
8Townebank
Portsmouth, VA
105$34.5M$328,0002.5%
9United Bank VA
Morgantown, WV
98$33.0M$337,0002.3%
10C&F Mortgage Corporation
Midlothian, VA
93$33.5M$360,0002.2%

See every lender in Richmond City and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

Mortgage Lender List and Loan Application Totals
for Lenders in Richmond, VA

Mortgage Company Phone Number Mortgage Application Count Mortgage Application Amount
Bellwood Federal Credit Union
P O BOX 34628
RICHMOND, VA 23234
* 378 $13,727,000
Call Federal
4605 COMMERCE ROAD
RICHMOND, VA 23234
* 5,572 $717,420,000
Consolidated Bank & Trust Co.
320 NORTH FIRST STREET
RICHMOND, VA 23219
* 116 $12,730,000
Dominion Energy Credit Union
PO BOX 26646
RICHMOND, VA 23225
* 3,444 $568,656,000
Entrust Federal Credit Union
1801 DABNEY ROAD
RICHMOND, VA 23230
* 386 $29,952,000
Entrust Financial Credit Union
1801 DABNEY ROAD
RICHMOND, VA 23230
* 67 $3,778,000
First Market Bank, FSB
2001 MAYWILL STREET, SUITE 205
RICHMOND, VA 23230
* 2,539 $164,745,000
Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* 28,180 $6,380,780,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* 13,548 $2,079,150,000
Mortgage South Inc
5206 MARKEL ROAD STE 100A
RICHMOND, VA 23230
* 1,404 $189,975,000
New Generations FCU
1700 ROBIN HOOD ROAD
RICHMOND, VA 23220
* 819 $43,359,000
Richmond Postal Credit Union
1601 OWNBY LN
RICHMOND, VA 23220
* 17 $1,416,000
Stellarone Bank
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* 20,260 $3,349,434,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* 2,284,074 $446,635,549,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* 1,016,349 $255,199,443,000
The Bank of Richmond
5300 PATTERSON AVE
RICHMOND, VA 23226
* 380 $69,369,000
Union Bank & Trust
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* 7,771 $1,342,541,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* 47,490 $10,437,471,000
Virginia Business Bank
9020 STONY POINT PARKWAY SUITE 225
RICHMOND, VA 23235
* 49 $16,474,000
Virginia Commonwealth Bank
1801 BAYBERRY COURT, SUITE 101
RICHMOND, VA 23226
* 1,951 $646,154,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* 89,908 $12,823,487,000
Xenith Bank
901 E. CARY STREET, SUITE 1700
RICHMOND, VA 23219
* 634 $120,745,000
Xenith Bank
901 E. CARY STREET, SUITE 1700
RICHMOND, VA 23219
* 1,781 $367,108,000
* Phone Numbers for Mortgage Lenders are available with a Data Download Report