23 mortgage lenders are based in Richmond, VA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Richmond City, VA in 2025.
In 2025, 321 lenders made 4,261 home loans worth $1.6 billion in Richmond City, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Richmond City, which includes Richmond.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Virginia Federal Credit Union Richmond, VA | 257 | $55.4M | $215,000 | 6.0% |
| 2 | United Wholesale Mortgage Plymouth, MI | 210 | $72.9M | $347,000 | 4.9% |
| 3 | Capital Center LLC Glen Allen, VA | 126 | $46.6M | $370,000 | 3.0% |
| 4 | Truist Bank Raleigh, NC | 121 | $36.9M | $305,000 | 2.8% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 118 | $40.9M | $347,000 | 2.8% |
| 6 | Kiavi Funding, Inc. San Francisco, CA | 109 | $34.7M | $319,000 | 2.6% |
| 7 | Atlantic Bay Mortgage Group Virginia Beach, VA | 107 | $40.5M | $378,000 | 2.5% |
| 8 | Townebank Portsmouth, VA | 105 | $34.5M | $328,000 | 2.5% |
| 9 | United Bank VA Morgantown, WV | 98 | $33.0M | $337,000 | 2.3% |
| 10 | C&F Mortgage Corporation Midlothian, VA | 93 | $33.5M | $360,000 | 2.2% |
See every lender in Richmond City and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bellwood Federal Credit Union
P O BOX 34628 RICHMOND, VA 23234 |
* | 378 | $13,727,000 |
| Call Federal
4605 COMMERCE ROAD RICHMOND, VA 23234 |
* | 5,572 | $717,420,000 |
| Consolidated Bank & Trust Co.
320 NORTH FIRST STREET RICHMOND, VA 23219 |
* | 116 | $12,730,000 |
| Dominion Energy Credit Union
PO BOX 26646 RICHMOND, VA 23225 |
* | 3,444 | $568,656,000 |
| Entrust Federal Credit Union
1801 DABNEY ROAD RICHMOND, VA 23230 |
* | 386 | $29,952,000 |
| Entrust Financial Credit Union
1801 DABNEY ROAD RICHMOND, VA 23230 |
* | 67 | $3,778,000 |
| First Market Bank, FSB
2001 MAYWILL STREET, SUITE 205 RICHMOND, VA 23230 |
* | 2,539 | $164,745,000 |
| Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700 RICHMOND, VA 23219 |
* | 28,180 | $6,380,780,000 |
| Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE RICHMOND, VA 23225 |
* | 13,548 | $2,079,150,000 |
| Mortgage South Inc
5206 MARKEL ROAD STE 100A RICHMOND, VA 23230 |
* | 1,404 | $189,975,000 |
| New Generations FCU
1700 ROBIN HOOD ROAD RICHMOND, VA 23220 |
* | 819 | $43,359,000 |
| Richmond Postal Credit Union
1601 OWNBY LN RICHMOND, VA 23220 |
* | 17 | $1,416,000 |
| Stellarone Bank
1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | 20,260 | $3,349,434,000 |
| Suntrust Mortgage, Inc
901 SEMMES AVENUE RICHMOND, VA 23224 |
* | 2,284,074 | $446,635,549,000 |
| Suntrust Mortgage, Inc.
901 SEMMES AVENUE RICHMOND, VA 23224 |
* | 1,016,349 | $255,199,443,000 |
| The Bank of Richmond
5300 PATTERSON AVE RICHMOND, VA 23226 |
* | 380 | $69,369,000 |
| Union Bank & Trust
1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | 7,771 | $1,342,541,000 |
| Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | 47,490 | $10,437,471,000 |
| Virginia Business Bank
9020 STONY POINT PARKWAY SUITE 225 RICHMOND, VA 23235 |
* | 49 | $16,474,000 |
| Virginia Commonwealth Bank
1801 BAYBERRY COURT, SUITE 101 RICHMOND, VA 23226 |
* | 1,951 | $646,154,000 |
| Virginia Federal Credit Union
PO BOX 90010 RICHMOND, VA 23225 |
* | 89,908 | $12,823,487,000 |
| Xenith Bank
901 E. CARY STREET, SUITE 1700 RICHMOND, VA 23219 |
* | 634 | $120,745,000 |
| Xenith Bank
901 E. CARY STREET, SUITE 1700 RICHMOND, VA 23219 |
* | 1,781 | $367,108,000 |
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