Mason-Mcduffie Mortgage Corporation Mortgage Lending & HMDA Data, 2025
In 2025, Mason-Mcduffie Mortgage Corporation of San Ramon, CA reported 3,895 mortgage applications totaling $1.6 billion, up 19% from 2024. The average application was for $416,727, and applicants reported an average income of $166,426. 69% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (330), Sacramento--Roseville--Arden-Arcade, CA (174) and Chico, CA (162) (applications in parentheses).
| Mortgage Company & Address | Mason-Mcduffie Mortgage Corporation 2010 Crow Canyon Place, #400 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,895 |
| Total Mortgage Loan Application Amount | $1,623,155,000 |
| Average Mortgage Loan Application Amount | $416,727 |
| Highest Mortgage Loan Application Amount | $6,565,000 |
| Average Applicant Income | $166,426 |
| Highest Applicant Income | $6,215,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mason-Mcduffie Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mason-Mcduffie Mortgage Corporation in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,924 | $1,190,320,000 | $407,000 | $4,005,000 | $163,000 | $6,215,000 |
| Cash-out Refinancing | 578 | $211,270,000 | $365,000 | $4,005,000 | $168,000 | $3,984,000 |
| Refinancing | 389 | $219,755,000 | $564,000 | $6,565,000 | $189,000 | $3,365,000 |
| Other Purpose | 2 | $450,000 | $225,000 | $355,000 | $241,000 | $383,000 |
| Home Improvement | 2 | $1,360,000 | $680,000 | $1,105,000 | $257,000 | $283,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,504 | $1,023,390,000 | $408,000 | $4,005,000 | $168,000 | $6,215,000 |
| Hispanic | 584 | $219,770,000 | $376,000 | $4,555,000 | $135,000 | $790,000 |
| Not Provided | 455 | $220,365,000 | $484,000 | $6,565,000 | $197,000 | $2,851,000 |
| Asian | 202 | $104,850,000 | $519,000 | $1,885,000 | $191,000 | $2,077,000 |
| Black or African American | 93 | $34,335,000 | $369,000 | $1,015,000 | $143,000 | $927,000 |
| American Indian or Alaskan Native | 33 | $13,365,000 | $405,000 | $1,175,000 | $150,000 | $784,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $7,065,000 | $307,000 | $665,000 | $140,000 | $240,000 |
| Not applicable | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,906 | $1,239,880,000 | $426,000 | $6,565,000 | $185,000 | $6,215,000 |
| FHA-insured (Federal Housing Administration) | 689 | $250,155,000 | $363,000 | $1,425,000 | $112,000 | $752,000 |
| VA-guaranteed (Veterans Administration) | 251 | $121,395,000 | $483,000 | $3,125,000 | $124,000 | $402,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $11,725,000 | $239,000 | $435,000 | $82,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,690 | $1,100,430,000 | $409,000 | $4,005,000 | $164,000 | $6,215,000 |
| Application Withdrawn By Applicant | 1,017 | $448,485,000 | $440,000 | $4,555,000 | $175,000 | $3,984,000 |
| Application Denied By Financial Institution | 182 | $72,010,000 | $395,000 | $6,565,000 | $159,000 | $3,365,000 |
| Application Approved But Not Accepted | 5 | $2,215,000 | $443,000 | $665,000 | $75,000 | $123,000 |
| Loan Purchased By The Institution | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,713 | $1,551,145,000 | $417,000 | $4,555,000 | $167,000 | $6,215,000 |
| Collateral | 52 | $26,880,000 | $516,000 | $6,565,000 | $154,000 | $533,000 |
| Debt-To-Income Ratio | 47 | $15,435,000 | $328,000 | $1,135,000 | $99,000 | $334,000 |
| Other | 34 | $10,030,000 | $295,000 | $945,000 | $116,000 | $420,000 |
| Credit History | 16 | $6,350,000 | $396,000 | $1,475,000 | $141,000 | $294,000 |
| Employment History | 13 | $3,365,000 | $258,000 | $795,000 | $112,000 | $412,000 |
| Unverifiable Information | 12 | $5,860,000 | $488,000 | $1,215,000 | $615,000 | $3,365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,775,000 | $539,000 | $1,505,000 | $154,000 | $350,000 |
| Credit Application Incomplete | 1 | $315,000 | $315,000 | $315,000 | $84,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason-Mcduffie Mortgage Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason-Mcduffie Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About