Mason-Mcduffie Mortgage Corporation Mortgage Lending & HMDA Data, 2022
In 2022, Mason-Mcduffie Mortgage Corporation of San Ramon, CA reported 2,424 mortgage applications totaling $1.1 billion, down 57% from 2021. The average application was for $465,697, and applicants reported an average income of $153,703. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Oakland-Hayward-Berkeley, CA (206), Sacramento--Roseville--Arden-Arcade, CA (205) and Portland-Vancouver-Hillsboro, OR-WA (168) (applications in parentheses).
| Mortgage Company & Address | Mason-Mcduffie Mortgage Corporation 2010 Crow Canyon Place, #400 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,424 |
| Total Mortgage Loan Application Amount | $1,128,850,000 |
| Average Mortgage Loan Application Amount | $465,697 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $153,703 |
| Highest Applicant Income | $1,810,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mason-Mcduffie Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mason-Mcduffie Mortgage Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,581 | $757,725,000 | $479,000 | $3,005,000 | $158,000 | $1,810,000 |
| Cash-out Refinancing | 605 | $265,755,000 | $439,000 | $6,005,000 | $140,000 | $1,440,000 |
| Refinancing | 238 | $105,370,000 | $442,000 | $1,565,000 | $160,000 | $1,436,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,138 | $504,510,000 | $443,000 | $3,005,000 | $154,000 | $1,436,000 |
| Not Provided | 515 | $267,865,000 | $520,000 | $6,005,000 | $169,000 | $1,810,000 |
| Hispanic | 403 | $168,195,000 | $417,000 | $2,605,000 | $132,000 | $1,107,000 |
| Asian | 232 | $135,820,000 | $585,000 | $2,135,000 | $179,000 | $840,000 |
| Black or African American | 107 | $41,385,000 | $386,000 | $1,505,000 | $118,000 | $377,000 |
| American Indian or Alaskan Native | 17 | $5,185,000 | $305,000 | $525,000 | $92,000 | $266,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $4,740,000 | $474,000 | $1,355,000 | $133,000 | $374,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,036 | $962,820,000 | $472,000 | $6,005,000 | $162,000 | $1,810,000 |
| FHA-insured (Federal Housing Administration) | 267 | $104,805,000 | $392,000 | $1,005,000 | $104,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 103 | $56,665,000 | $550,000 | $1,915,000 | $135,000 | $1,035,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $4,560,000 | $253,000 | $415,000 | $71,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,575 | $713,355,000 | $452,000 | $3,005,000 | $152,000 | $1,173,000 |
| Application Withdrawn By Applicant | 683 | $346,485,000 | $507,000 | $6,005,000 | $165,000 | $1,810,000 |
| Application Denied By Financial Institution | 142 | $58,110,000 | $409,000 | $2,005,000 | $111,000 | $627,000 |
| Application Approved But Not Accepted | 17 | $7,035,000 | $413,000 | $755,000 | $140,000 | $522,000 |
| Preapproval Approved but not Accepted | 6 | $3,220,000 | $536,000 | $855,000 | $209,000 | $315,000 |
| File Closed For Incompleteness | 1 | $645,000 | $645,000 | $645,000 | $450,000 | $450,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,282 | $1,070,740,000 | $469,000 | $6,005,000 | $156,000 | $1,810,000 |
| Debt-To-Income Ratio | 57 | $23,355,000 | $409,000 | $1,245,000 | $93,000 | $288,000 |
| Credit History | 31 | $11,475,000 | $370,000 | $2,005,000 | $105,000 | $275,000 |
| Collateral | 23 | $11,005,000 | $478,000 | $955,000 | $166,000 | $627,000 |
| Other | 18 | $6,380,000 | $354,000 | $905,000 | $113,000 | $300,000 |
| Unverifiable Information | 5 | $2,575,000 | $515,000 | $945,000 | $115,000 | $262,000 |
| Employment History | 4 | $1,260,000 | $315,000 | $575,000 | $60,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,060,000 | $515,000 | $1,305,000 | $114,000 | $185,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason-Mcduffie Mortgage Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason-Mcduffie Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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