Mason-Mcduffie Mortgage Corporation Mortgage Lending & HMDA Data, 2012
In 2012, Mason-Mcduffie Mortgage Corporation of San Ramon, CA reported 5,672 mortgage applications totaling $1.5 billion. The average application was for $268,862, and applicants reported an average income of $106,150. 65% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Oakland-Fremont-Hayward, CA (1,154), Sacramento--Arden-Arcade--Roseville, CA (870) and Reno-Sparks, NV (332) (applications in parentheses).
| Mortgage Company & Address | Mason-Mcduffie Mortgage Corporation 2010 Crow Canyon Place, #400 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 5,672 |
| Total Mortgage Loan Application Amount | $1,524,989,000 |
| Average Mortgage Loan Application Amount | $268,862 |
| Highest Mortgage Loan Application Amount | $1,470,000 |
| Average Applicant Income | $106,150 |
| Highest Applicant Income | $1,934,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mason-Mcduffie Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mason-Mcduffie Mortgage Corporation in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,900 | $650,064,000 | $224,000 | $1,350,000 | $91,000 | $1,454,000 |
| Refinancing | 2,772 | $874,925,000 | $315,000 | $1,470,000 | $122,000 | $1,934,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,708 | $1,041,808,000 | $280,000 | $1,470,000 | $115,000 | $1,609,000 |
| Hispanic | 946 | $193,113,000 | $204,000 | $1,202,000 | $67,000 | $405,000 |
| Asian | 589 | $187,319,000 | $318,000 | $1,300,000 | $123,000 | $1,934,000 |
| Black or African American | 232 | $47,458,000 | $204,000 | $737,000 | $77,000 | $391,000 |
| Not Provided | 103 | $32,132,000 | $311,000 | $801,000 | $122,000 | $1,454,000 |
| Native Hawaiian or Other Pacific Islander | 81 | $19,566,000 | $241,000 | $625,000 | $86,000 | $233,000 |
| American Indian or Alaskan Native | 13 | $3,593,000 | $276,000 | $626,000 | $85,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,638 | $1,018,680,000 | $280,000 | $1,470,000 | $130,000 | $1,934,000 |
| FHA-insured (Federal Housing Administration) | 1,581 | $389,853,000 | $246,000 | $951,000 | $63,000 | $714,000 |
| VA-guaranteed (Veterans Administration) | 280 | $81,175,000 | $289,000 | $1,113,000 | $71,000 | $447,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 173 | $35,281,000 | $203,000 | $513,000 | $54,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,705 | $1,001,567,000 | $270,000 | $1,300,000 | $104,000 | $1,609,000 |
| Application Withdrawn By Applicant | 1,056 | $287,457,000 | $272,000 | $1,470,000 | $113,000 | $1,115,000 |
| Application Denied By Financial Institution | 829 | $212,934,000 | $256,000 | $1,381,000 | $100,000 | $990,000 |
| File Closed For Incompleteness | 46 | $12,410,000 | $269,000 | $720,000 | $158,000 | $1,934,000 |
| Application Approved But Not Accepted | 36 | $10,621,000 | $295,000 | $626,000 | $178,000 | $1,318,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 296 | $79,346,000 | $268,000 | $1,130,000 | $114,000 | $990,000 |
| Other | 179 | $41,367,000 | $231,000 | $737,000 | $116,000 | $656,000 |
| Debt-To-Income Ratio | 149 | $41,930,000 | $281,000 | $1,381,000 | $74,000 | $720,000 |
| Credit History | 117 | $27,815,000 | $237,000 | $730,000 | $80,000 | $556,000 |
| Unverifiable Information | 34 | $8,645,000 | $254,000 | $626,000 | $98,000 | $309,000 |
| Employment History | 26 | $5,538,000 | $213,000 | $660,000 | $67,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $5,421,000 | $285,000 | $630,000 | $94,000 | $352,000 |
| Credit Application Incomplete | 6 | $2,036,000 | $339,000 | $710,000 | $105,000 | $195,000 |
| Mortgage Insurance Denied | 1 | $304,000 | $304,000 | $304,000 | $120,000 | $120,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason-Mcduffie Mortgage Corporation's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason-Mcduffie Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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