Mason-Mcduffie Mortgage Corporation Mortgage Lending & HMDA Data, 2024
In 2024, Mason-Mcduffie Mortgage Corporation of San Ramon, CA reported 3,279 mortgage applications totaling $1.4 billion, up 8% from 2023. The average application was for $413,371, and applicants reported an average income of $173,666. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (269), Chico, CA (181) and Portland-Vancouver-Hillsboro, OR-WA (141) (applications in parentheses).
| Mortgage Company & Address | Mason-Mcduffie Mortgage Corporation 2010 Crow Canyon Place, #400 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,279 |
| Total Mortgage Loan Application Amount | $1,355,445,000 |
| Average Mortgage Loan Application Amount | $413,371 |
| Highest Mortgage Loan Application Amount | $5,565,000 |
| Average Applicant Income | $173,666 |
| Highest Applicant Income | $5,761,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mason-Mcduffie Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mason-Mcduffie Mortgage Corporation in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,629 | $1,103,315,000 | $419,000 | $3,005,000 | $176,000 | $5,761,000 |
| Cash-out Refinancing | 436 | $139,840,000 | $320,000 | $3,255,000 | $157,000 | $3,600,000 |
| Refinancing | 211 | $111,215,000 | $527,000 | $5,565,000 | $180,000 | $1,434,000 |
| Home Improvement | 2 | $950,000 | $475,000 | $635,000 | $143,000 | $175,000 |
| Other Purpose | 1 | $125,000 | $125,000 | $125,000 | $30,000 | $30,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,885 | $784,645,000 | $416,000 | $3,255,000 | $171,000 | $5,464,000 |
| Hispanic | 574 | $205,200,000 | $357,000 | $1,685,000 | $132,000 | $905,000 |
| Not Provided | 481 | $215,485,000 | $447,000 | $5,565,000 | $214,000 | $5,761,000 |
| Asian | 218 | $105,890,000 | $485,000 | $1,905,000 | $229,000 | $2,019,000 |
| Black or African American | 80 | $30,890,000 | $386,000 | $1,125,000 | $156,000 | $581,000 |
| American Indian or Alaskan Native | 30 | $9,950,000 | $331,000 | $765,000 | $167,000 | $1,326,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,385,000 | $307,000 | $565,000 | $110,000 | $188,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,426 | $1,024,870,000 | $422,000 | $5,565,000 | $194,000 | $5,761,000 |
| FHA-insured (Federal Housing Administration) | 622 | $222,930,000 | $358,000 | $1,105,000 | $109,000 | $549,000 |
| VA-guaranteed (Veterans Administration) | 205 | $101,485,000 | $495,000 | $3,255,000 | $136,000 | $623,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $6,160,000 | $236,000 | $485,000 | $84,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,306 | $959,330,000 | $416,000 | $2,485,000 | $174,000 | $5,761,000 |
| Application Withdrawn By Applicant | 862 | $353,530,000 | $410,000 | $5,565,000 | $177,000 | $5,464,000 |
| Application Denied By Financial Institution | 108 | $41,960,000 | $388,000 | $2,005,000 | $138,000 | $726,000 |
| Application Approved But Not Accepted | 2 | $480,000 | $240,000 | $405,000 | $81,000 | $163,000 |
| File Closed For Incompleteness | 1 | $145,000 | $145,000 | $145,000 | $44,000 | $44,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,171 | $1,313,485,000 | $414,000 | $5,565,000 | $175,000 | $5,761,000 |
| Collateral | 26 | $9,270,000 | $356,000 | $1,615,000 | $148,000 | $726,000 |
| Debt-To-Income Ratio | 26 | $11,450,000 | $440,000 | $1,755,000 | $119,000 | $315,000 |
| Credit History | 21 | $5,055,000 | $240,000 | $765,000 | $112,000 | $397,000 |
| Other | 11 | $4,105,000 | $373,000 | $1,345,000 | $147,000 | $416,000 |
| Unverifiable Information | 10 | $3,970,000 | $397,000 | $785,000 | $169,000 | $639,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $6,680,000 | $668,000 | $2,005,000 | $166,000 | $334,000 |
| Employment History | 2 | $960,000 | $480,000 | $685,000 | $154,000 | $194,000 |
| Credit Application Incomplete | 2 | $470,000 | $235,000 | $415,000 | $147,000 | $216,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason-Mcduffie Mortgage Corporation's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason-Mcduffie Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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