Mason-Mcduffie Mortgage Corporation Mortgage Lending & HMDA Data, 2023
In 2023, Mason-Mcduffie Mortgage Corporation of San Ramon, CA reported 3,044 mortgage applications totaling $1.2 billion, up 26% from 2022. The average application was for $380,844, and applicants reported an average income of $151,018. 68% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chico, CA (228), Minneapolis-St. Paul-Bloomington, MN-WI (173) and Oakland-Hayward-Berkeley, CA (146) (applications in parentheses).
| Mortgage Company & Address | Mason-Mcduffie Mortgage Corporation 2010 Crow Canyon Place, #400 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,044 |
| Total Mortgage Loan Application Amount | $1,159,290,000 |
| Average Mortgage Loan Application Amount | $380,844 |
| Highest Mortgage Loan Application Amount | $4,255,000 |
| Average Applicant Income | $151,018 |
| Highest Applicant Income | $9,394,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mason-Mcduffie Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mason-Mcduffie Mortgage Corporation in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,547 | $998,115,000 | $391,000 | $4,255,000 | $152,000 | $9,394,000 |
| Cash-out Refinancing | 384 | $120,220,000 | $313,000 | $2,005,000 | $150,000 | $1,998,000 |
| Refinancing | 111 | $40,145,000 | $361,000 | $1,405,000 | $131,000 | $2,369,000 |
| Home Improvement | 2 | $810,000 | $405,000 | $505,000 | $208,000 | $272,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,653 | $613,565,000 | $371,000 | $4,255,000 | $147,000 | $9,394,000 |
| Hispanic | 570 | $203,160,000 | $356,000 | $3,005,000 | $122,000 | $1,033,000 |
| Not Provided | 457 | $193,095,000 | $422,000 | $2,455,000 | $181,000 | $3,314,000 |
| Asian | 201 | $96,535,000 | $480,000 | $2,505,000 | $212,000 | $3,403,000 |
| Black or African American | 111 | $37,725,000 | $339,000 | $1,015,000 | $148,000 | $2,369,000 |
| American Indian or Alaskan Native | 44 | $12,860,000 | $292,000 | $695,000 | $133,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,350,000 | $293,000 | $735,000 | $90,000 | $181,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,209 | $848,725,000 | $384,000 | $4,255,000 | $167,000 | $9,394,000 |
| FHA-insured (Federal Housing Administration) | 665 | $237,545,000 | $357,000 | $3,005,000 | $107,000 | $595,000 |
| VA-guaranteed (Veterans Administration) | 152 | $68,150,000 | $448,000 | $1,405,000 | $130,000 | $1,098,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $4,870,000 | $270,000 | $385,000 | $90,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,079 | $784,145,000 | $377,000 | $2,745,000 | $146,000 | $3,403,000 |
| Application Withdrawn By Applicant | 746 | $295,570,000 | $396,000 | $4,255,000 | $159,000 | $3,314,000 |
| Application Denied By Financial Institution | 190 | $67,980,000 | $357,000 | $3,005,000 | $183,000 | $9,394,000 |
| Application Approved But Not Accepted | 24 | $9,550,000 | $397,000 | $755,000 | $142,000 | $401,000 |
| Preapproval Approved but not Accepted | 5 | $2,045,000 | $409,000 | $475,000 | $116,000 | $170,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,854 | $1,091,310,000 | $382,000 | $4,255,000 | $149,000 | $3,403,000 |
| Debt-To-Income Ratio | 62 | $22,720,000 | $366,000 | $1,665,000 | $106,000 | $500,000 |
| Collateral | 42 | $11,800,000 | $280,000 | $975,000 | $102,000 | $332,000 |
| Other | 37 | $12,145,000 | $328,000 | $1,165,000 | $376,000 | $9,394,000 |
| Credit History | 26 | $11,490,000 | $441,000 | $3,005,000 | $161,000 | $831,000 |
| Employment History | 10 | $2,770,000 | $277,000 | $605,000 | $115,000 | $230,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,985,000 | $426,000 | $905,000 | $272,000 | $1,200,000 |
| Unverifiable Information | 5 | $3,865,000 | $773,000 | $2,005,000 | $459,000 | $930,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $109,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason-Mcduffie Mortgage Corporation's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason-Mcduffie Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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