Mason-Mcduffie Mortgage Corporation Mortgage Lending & HMDA Data, 2020
In 2020, Mason-Mcduffie Mortgage Corporation of San Ramon, CA reported 7,181 mortgage applications totaling $2.7 billion, up 102% from 2019. The average application was for $376,900, and applicants reported an average income of $139,877. 77% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oakland-Hayward-Berkeley, CA (1,264), Sacramento--Roseville--Arden-Arcade, CA (828) and Santa Cruz-Watsonville, CA (575) (applications in parentheses).
| Mortgage Company & Address | Mason-Mcduffie Mortgage Corporation 2010 Crow Canyon Place, #400 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 7,181 |
| Total Mortgage Loan Application Amount | $2,706,525,000 |
| Average Mortgage Loan Application Amount | $376,900 |
| Highest Mortgage Loan Application Amount | $2,045,000 |
| Average Applicant Income | $139,877 |
| Highest Applicant Income | $4,725,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mason-Mcduffie Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mason-Mcduffie Mortgage Corporation in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,394 | $1,331,400,000 | $392,000 | $2,045,000 | $152,000 | $4,725,000 |
| Home Purchase | 2,287 | $848,795,000 | $371,000 | $1,925,000 | $131,000 | $1,419,000 |
| Cash-out Refinancing | 1,499 | $525,835,000 | $350,000 | $1,265,000 | $126,000 | $889,000 |
| Home Improvement | 1 | $495,000 | $495,000 | $495,000 | $99,000 | $99,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,677 | $1,396,035,000 | $379,000 | $2,045,000 | $147,000 | $4,725,000 |
| Not Provided | 1,378 | $545,540,000 | $395,000 | $1,665,000 | $143,000 | $883,000 |
| Hispanic | 1,114 | $374,660,000 | $336,000 | $1,705,000 | $108,000 | $664,000 |
| Asian | 545 | $228,505,000 | $419,000 | $1,505,000 | $153,000 | $765,000 |
| Black or African American | 315 | $98,275,000 | $311,000 | $1,475,000 | $116,000 | $548,000 |
| American Indian or Alaskan Native | 43 | $13,295,000 | $309,000 | $665,000 | $119,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $13,390,000 | $418,000 | $1,155,000 | $145,000 | $461,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,088 | $2,295,610,000 | $377,000 | $2,045,000 | $145,000 | $4,725,000 |
| FHA-insured (Federal Housing Administration) | 649 | $226,735,000 | $349,000 | $1,055,000 | $94,000 | $365,000 |
| VA-guaranteed (Veterans Administration) | 400 | $175,100,000 | $437,000 | $1,505,000 | $122,000 | $502,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $9,080,000 | $206,000 | $495,000 | $58,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,525 | $2,099,205,000 | $379,000 | $1,925,000 | $141,000 | $4,725,000 |
| Application Withdrawn By Applicant | 1,325 | $487,735,000 | $368,000 | $2,045,000 | $142,000 | $889,000 |
| Application Denied By Financial Institution | 298 | $107,510,000 | $360,000 | $1,445,000 | $98,000 | $450,000 |
| Application Approved But Not Accepted | 30 | $11,350,000 | $378,000 | $1,185,000 | $145,000 | $360,000 |
| Preapproval Denied by Financial Institution | 2 | $510,000 | $255,000 | $505,000 | $82,000 | $110,000 |
| File Closed For Incompleteness | 1 | $215,000 | $215,000 | $215,000 | $68,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,881 | $2,598,505,000 | $377,000 | $2,045,000 | $141,000 | $4,725,000 |
| Debt-To-Income Ratio | 133 | $49,845,000 | $374,000 | $1,445,000 | $91,000 | $446,000 |
| Collateral | 51 | $19,395,000 | $380,000 | $1,095,000 | $129,000 | $450,000 |
| Other | 46 | $14,260,000 | $310,000 | $1,175,000 | $97,000 | $310,000 |
| Credit History | 35 | $12,705,000 | $363,000 | $1,155,000 | $103,000 | $363,000 |
| Employment History | 26 | $8,750,000 | $336,000 | $985,000 | $68,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,065,000 | $340,000 | $715,000 | $103,000 | $169,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason-Mcduffie Mortgage Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason-Mcduffie Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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