Mason-Mcduffie Mortgage Corporation Mortgage Lending & HMDA Data, 2015
In 2015, Mason-Mcduffie Mortgage Corporation of San Ramon, CA reported 4,147 mortgage applications totaling $1.3 billion, up 41% from 2014. The average application was for $301,558, and applicants reported an average income of $103,779. 65% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Oakland-Hayward-Berkeley, CA (924), Sacramento--Roseville--Arden-Arcade, CA (640) and Reno, NV (209) (applications in parentheses).
| Mortgage Company & Address | Mason-Mcduffie Mortgage Corporation 2010 Crow Canyon Place, #400 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 4,147 |
| Total Mortgage Loan Application Amount | $1,250,564,000 |
| Average Mortgage Loan Application Amount | $301,558 |
| Highest Mortgage Loan Application Amount | $1,910,000 |
| Average Applicant Income | $103,779 |
| Highest Applicant Income | $2,855,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mason-Mcduffie Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mason-Mcduffie Mortgage Corporation in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,476 | $710,861,000 | $287,000 | $1,360,000 | $101,000 | $914,000 |
| Refinancing | 1,668 | $539,023,000 | $323,000 | $1,910,000 | $108,000 | $2,855,000 |
| Home Improvement | 3 | $680,000 | $226,000 | $315,000 | $51,000 | $71,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,997 | $609,663,000 | $305,000 | $1,388,000 | $108,000 | $2,855,000 |
| Hispanic | 747 | $183,126,000 | $245,000 | $1,270,000 | $79,000 | $399,000 |
| Not Provided | 659 | $208,520,000 | $316,000 | $1,256,000 | $112,000 | $583,000 |
| Asian | 447 | $165,462,000 | $370,000 | $1,224,000 | $116,000 | $475,000 |
| Black or African American | 202 | $51,213,000 | $253,000 | $1,000,000 | $95,000 | $1,821,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $26,476,000 | $330,000 | $738,000 | $90,000 | $219,000 |
| American Indian or Alaskan Native | 15 | $6,104,000 | $406,000 | $1,910,000 | $172,000 | $1,173,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,703 | $795,203,000 | $294,000 | $1,910,000 | $117,000 | $2,855,000 |
| FHA-insured (Federal Housing Administration) | 1,067 | $331,506,000 | $310,000 | $738,000 | $78,000 | $914,000 |
| VA-guaranteed (Veterans Administration) | 309 | $108,972,000 | $352,000 | $1,002,000 | $83,000 | $332,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $14,883,000 | $218,000 | $546,000 | $62,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,707 | $821,646,000 | $303,000 | $1,388,000 | $102,000 | $1,090,000 |
| Application Withdrawn By Applicant | 759 | $230,210,000 | $303,000 | $1,360,000 | $110,000 | $914,000 |
| Application Denied By Financial Institution | 499 | $137,744,000 | $276,000 | $1,910,000 | $97,000 | $1,173,000 |
| File Closed For Incompleteness | 93 | $31,722,000 | $341,000 | $988,000 | $121,000 | $1,821,000 |
| Application Approved But Not Accepted | 53 | $17,696,000 | $333,000 | $1,196,000 | $157,000 | $2,855,000 |
| Preapproval Approved but not Accepted | 35 | $11,153,000 | $318,000 | $832,000 | $84,000 | $198,000 |
| Preapproval Denied by Financial Institution | 1 | $393,000 | $393,000 | $393,000 | $138,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 148 | $46,083,000 | $311,000 | $1,910,000 | $127,000 | $1,173,000 |
| Debt-To-Income Ratio | 148 | $39,482,000 | $266,000 | $1,200,000 | $72,000 | $294,000 |
| Credit History | 86 | $24,550,000 | $285,000 | $1,224,000 | $104,000 | $325,000 |
| Other | 82 | $17,620,000 | $214,000 | $1,350,000 | $83,000 | $718,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $5,656,000 | $353,000 | $825,000 | $88,000 | $218,000 |
| Employment History | 12 | $2,009,000 | $167,000 | $356,000 | $49,000 | $61,000 |
| Unverifiable Information | 7 | $2,335,000 | $333,000 | $588,000 | $128,000 | $268,000 |
| Mortgage Insurance Denied | 1 | $402,000 | $402,000 | $402,000 | $225,000 | $225,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason-Mcduffie Mortgage Corporation's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason-Mcduffie Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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