| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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BANKUNITED, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKUNITED, FSB |
| Address | 7815 NW 148TH STREET
MIAMI LAKES, FL 33016 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Loan Applications Processed | 27,612 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,610,661,000 |
| Average Mortgage Loan Amount Applied For | $253,208 |
| Highest Mortgage Loan Amount Applied For | $16,971,000 |
| Average Applicant Income | $106,736 |
| Highest Applicant Income | $4,500,000 |
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| Home Improvement |
452 | $40,849,000 |
$90,000 | $1,700,000 |
$131,000 | $3,192,000 |
| Home Purchase |
8,751 | $2,484,476,000 |
$283,000 | $16,971,000 |
$131,000 | $4,500,000 |
| Refinancing |
18,422 | $6,087,934,000 |
$330,000 | $5,950,000 |
$113,000 | $3,361,000 |
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| American Indian or Alaskan Native |
82 | $23,540,000 |
$287,000 | $1,680,000 |
$108,000 | $470,000 |
| Asian |
1,205 | $425,610,000 |
$353,000 | $1,950,000 |
$126,000 | $1,680,000 |
| Black or African American |
3,317 | $885,054,000 |
$266,000 | $1,756,000 |
$86,000 | $900,000 |
| Hispanic |
7,228 | $2,038,179,000 |
$281,000 | $4,480,000 |
$115,000 | $2,736,000 |
| Native Hawaiin or Other Pacific Islander |
174 | $61,614,000 |
$354,000 | $1,300,000 |
$109,000 | $651,000 |
| Not applicable |
28 | $49,626,000 |
$1,772,000 | $16,971,000 |
$0 | $0 |
| Not Provided |
2,839 | $965,298,000 |
$340,000 | $2,750,000 |
$108,000 | $1,680,000 |
| White |
12,752 | $4,164,338,000 |
$326,000 | $5,950,000 |
$132,000 | $4,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
27,623 | $8,612,929,000 |
$311,000 | $16,971,000 |
$119,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) |
2 | $330,000 |
$165,000 | $320,000 |
$123,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5,405 | $1,739,672,000 |
$321,000 | $5,250,000 |
$119,000 | $3,192,000 |
| Application Denied By Financial Institution |
9,123 | $3,076,880,000 |
$337,000 | $5,950,000 |
$126,000 | $4,500,000 |
| Application Withdrawn By Applicant |
653 | $218,487,000 |
$334,000 | $4,480,000 |
$106,000 | $1,518,000 |
| File Closed For Incompleteness |
650 | $235,890,000 |
$362,000 | $3,100,000 |
$154,000 | $3,215,000 |
| Loan Originated |
11,794 | $3,342,330,000 |
$283,000 | $16,971,000 |
$113,000 | $2,736,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1,308 | $450,889,000 |
$344,000 | $4,200,000 |
$151,000 | $2,160,000 |
| Credit Application Incomplete |
311 | $129,269,000 |
$415,000 | $2,700,000 |
$148,000 | $1,020,000 |
| Credit History |
2,360 | $736,603,000 |
$312,000 | $4,000,000 |
$112,000 | $2,460,000 |
| Debt-To-Income Ratio |
2,478 | $823,099,000 |
$332,000 | $5,950,000 |
$107,000 | $4,500,000 |
| Employment History |
169 | $51,382,000 |
$304,000 | $1,350,000 |
$119,000 | $518,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $200,000 |
$200,000 | $200,000 |
$102,000 | $102,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2,050 | $709,196,000 |
$345,000 | $4,050,000 |
$142,000 | $3,361,000 |
| Unverifiable Information |
446 | $176,242,000 |
$395,000 | $2,750,000 |
$152,000 | $1,320,000 |
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Mortgage Loan Application Totals for BANKUNITED, FSB by:
Metropolitan Area And
County
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