Bankunited, FSB Mortgage Lending & HMDA Data, 2007
In 2007, Bankunited, FSB of Miami Lakes, FL reported 27,625 mortgage applications totaling $8.6 billion, down 20% from 2006. The average application was for $311,792, and applicants reported an average income of $118,996. 43% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (3,183), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (2,087) and Phoenix-Mesa-Scottsdale, AZ (1,831) (applications in parentheses).
| Mortgage Company & Address | Bankunited, FSB 7815 Nw 148th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,625 |
| Total Mortgage Loan Application Amount | $8,613,259,000 |
| Average Mortgage Loan Application Amount | $311,792 |
| Highest Mortgage Loan Application Amount | $16,971,000 |
| Average Applicant Income | $118,996 |
| Highest Applicant Income | $4,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Miami Beach-Kendall, FL | 3,183 | $ 949,334,000 | $ 298,251 | $ 155,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,087 | $ 557,763,000 | $ 267,255 | $ 135,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,831 | $ 562,817,000 | $ 307,382 | $ 114,000 |
| Chicago-Naperville-Joliet, IL | 1,803 | $ 525,971,000 | $ 291,719 | $ 107,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,270 | $ 360,371,000 | $ 283,756 | $ 122,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,089 | $ 422,321,000 | $ 387,806 | $ 104,997 |
| Tampa-St. Petersburg-Clearwater, FL | 851 | $ 195,651,000 | $ 229,907 | $ 119,000 |
| New York-White Plains-Wayne, NY-NJ | 791 | $ 379,915,000 | $ 480,297 | $ 129,892 |
| Los Angeles-Long Beach-Glendale, CA | 722 | $ 342,069,000 | $ 473,779 | $ 132,000 |
| Las Vegas-Paradise, NV | 584 | $ 184,895,000 | $ 316,601 | $ 128,000 |
| Orlando-Kissimmee, FL | 565 | $ 141,759,000 | $ 250,900 | $ 111,000 |
| Providence-New Bedford-Fall River, RI-MA | 527 | $ 140,967,000 | $ 267,489 | $ 80,886 |
| Riverside-San Bernardino-Ontario, CA | 485 | $ 184,691,000 | $ 380,806 | $ 109,000 |
| Cape Coral-Fort Myers, FL | 432 | $ 120,040,000 | $ 277,870 | $ 156,000 |
| Sarasota-Bradenton-Venice, FL | 390 | $ 112,267,000 | $ 287,864 | $ 132,000 |
| Baltimore-Towson, MD | 370 | $ 110,046,000 | $ 297,421 | $ 98,000 |
| Newark-Union, NJ-PA | 348 | $ 128,826,000 | $ 370,189 | $ 110,666 |
| Boston-Quincy, MA | 337 | $ 119,361,000 | $ 354,186 | $ 87,000 |
| Edison, NJ | 322 | $ 117,347,000 | $ 364,431 | $ 112,000 |
| Port St. Lucie, FL | 312 | $ 70,863,000 | $ 227,125 | $ 105,000 |
| Oakland-Fremont-Hayward, CA | 294 | $ 145,835,000 | $ 496,037 | $ 126,000 |
| Santa Ana-Anaheim-Irvine, CA | 243 | $ 121,548,000 | $ 500,197 | $ 142,000 |
| Nassau-Suffolk, NY | 227 | $ 91,933,000 | $ 404,991 | $ 126,000 |
| Atlanta-Sandy Springs-Marietta, GA | 226 | $ 59,397,000 | $ 262,818 | $ 106,000 |
| Naples-Marco Island, FL | 212 | $ 72,715,000 | $ 342,995 | $ 148,000 |
| Portland-Vancouver-Beaverton, OR-WA | 206 | $ 62,803,000 | $ 304,868 | $ 99,029 |
| San Diego-Carlsbad-San Marcos, CA | 195 | $ 89,580,000 | $ 459,384 | $ 131,000 |
| Denver-Aurora, CO | 188 | $ 50,838,000 | $ 270,414 | $ 122,000 |
| Bethesda-Gaithersburg-Frederick, MD | 187 | $ 80,947,000 | $ 432,871 | $ 107,000 |
| Seattle-Bellevue-Everett, WA | 186 | $ 69,595,000 | $ 374,166 | $ 122,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 179 | $ 58,940,000 | $ 329,273 | $ 114,703 |
| Lake County-Kenosha County, IL-WI | 177 | $ 54,161,000 | $ 305,994 | $ 116,915 |
| Sacramento--Arden-Arcade--Roseville, CA | 176 | $ 69,442,000 | $ 394,556 | $ 120,000 |
| Philadelphia, PA | 157 | $ 36,014,000 | $ 229,388 | $ 112,000 |
| Tucson, AZ | 157 | $ 34,608,000 | $ 220,433 | $ 89,000 |
| Cleveland-Elyria-Mentor, OH | 148 | $ 25,658,000 | $ 173,364 | $ 85,000 |
| Cambridge-Newton-Framingham, MA | 139 | $ 50,685,000 | $ 364,640 | $ 100,000 |
| Worcester, MA | 139 | $ 34,681,000 | $ 249,503 | $ 83,000 |
| Hartford-West Hartford-East Hartford, CT | 136 | $ 31,305,000 | $ 230,183 | $ 69,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 131 | $ 77,482,000 | $ 591,465 | $ 142,000 |
| Reno-Sparks, NV | 126 | $ 32,931,000 | $ 261,357 | $ 77,000 |
| Peabody, MA | 124 | $ 43,314,000 | $ 349,306 | $ 82,000 |
| Jacksonville, FL | 121 | $ 29,474,000 | $ 243,586 | $ 108,000 |
| Bridgeport-Stamford-Norwalk, CT | 115 | $ 56,832,000 | $ 494,191 | $ 147,000 |
| Tacoma, WA | 115 | $ 35,263,000 | $ 306,634 | $ 106,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 114 | $ 27,885,000 | $ 244,605 | $ 78,157 |
| New Haven-Milford, CT | 109 | $ 27,338,000 | $ 250,807 | $ 81,000 |
| Lakeland, FL | 95 | $ 20,216,000 | $ 212,800 | $ 96,000 |
| Richmond, VA | 91 | $ 18,017,000 | $ 197,989 | $ 88,000 |
| Camden, NJ | 90 | $ 23,453,000 | $ 260,588 | $ 95,000 |
| Palm Bay-Melbourne-Titusville, FL | 87 | $ 21,751,000 | $ 250,011 | $ 108,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 86 | $ 18,938,000 | $ 220,209 | $ 94,000 |
| Stockton, CA | 85 | $ 34,553,000 | $ 406,505 | $ 111,000 |
| San Francisco-San Mateo-Redwood City, CA | 84 | $ 53,292,000 | $ 634,428 | $ 130,000 |
| Punta Gorda, FL | 79 | $ 17,186,000 | $ 217,544 | $ 136,000 |
| Vallejo-Fairfield, CA | 79 | $ 34,805,000 | $ 440,569 | $ 113,000 |
| Springfield, MA | 75 | $ 14,739,000 | $ 196,520 | $ 47,000 |
| Bakersfield, CA | 63 | $ 14,828,000 | $ 235,365 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 62 | $ 12,163,000 | $ 196,177 | $ 115,000 |
| Salt Lake City, UT | 62 | $ 21,597,000 | $ 348,338 | $ 169,000 |
| Gary, IN | 61 | $ 7,546,000 | $ 123,704 | $ 64,000 |
| Prescott, AZ | 56 | $ 17,503,000 | $ 312,553 | $ 101,000 |
| Sebastian-Vero Beach, FL | 54 | $ 14,590,000 | $ 270,185 | $ 117,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 53 | $ 14,251,000 | $ 268,886 | $ 81,000 |
| Ocala, FL | 52 | $ 11,869,000 | $ 228,250 | $ 109,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 52 | $ 26,328,000 | $ 506,307 | $ 107,000 |
| Albuquerque, NM | 48 | $ 11,293,000 | $ 235,270 | $ 94,000 |
| Fresno, CA | 48 | $ 14,486,000 | $ 301,791 | $ 102,000 |
| Salem, OR | 48 | $ 9,642,000 | $ 200,875 | $ 68,000 |
| Atlantic City, NJ | 46 | $ 12,255,000 | $ 266,413 | $ 101,000 |
| Indianapolis-Carmel, IN | 46 | $ 8,156,000 | $ 177,304 | $ 116,000 |
| Norwich-New London, CT | 45 | $ 10,702,000 | $ 237,822 | $ 80,000 |
| Barnstable Town, MA | 43 | $ 15,322,000 | $ 356,325 | $ 102,000 |
| St. Louis, MO-IL | 42 | $ 7,287,000 | $ 173,500 | $ 68,190 |
| Portland-South Portland-Biddeford, ME | 41 | $ 10,309,000 | $ 251,439 | $ 99,000 |
| Santa Rosa-Petaluma, CA | 41 | $ 19,654,000 | $ 479,365 | $ 133,000 |
| Charlotte-Gastonia-Concord, NC-SC | 38 | $ 9,602,000 | $ 252,684 | $ 109,052 |
| Modesto, CA | 38 | $ 12,700,000 | $ 334,210 | $ 118,000 |
| Palm Coast, FL | 38 | $ 10,278,000 | $ 270,473 | $ 122,000 |
| Kansas City, MO-KS | 37 | $ 6,954,000 | $ 187,945 | $ 97,513 |
| Allentown-Bethlehem-Easton, PA-NJ | 36 | $ 8,032,000 | $ 223,111 | $ 84,333 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 34 | $ 8,693,000 | $ 255,676 | $ 92,000 |
| Pensacola-Ferry Pass-Brent, FL | 34 | $ 8,014,000 | $ 235,705 | $ 119,000 |
| Akron, OH | 33 | $ 5,260,000 | $ 159,393 | $ 80,000 |
| Lake Havasu City-Kingman, AZ | 33 | $ 9,024,000 | $ 273,454 | $ 138,000 |
| Wilmington, DE-MD-NJ | 33 | $ 8,785,000 | $ 266,212 | $ 112,242 |
| Medford, OR | 32 | $ 8,621,000 | $ 269,406 | $ 113,000 |
| Madison, WI | 30 | $ 7,457,000 | $ 248,566 | $ 120,000 |
| Trenton-Ewing, NJ | 30 | $ 7,960,000 | $ 265,333 | $ 118,000 |
| Salinas, CA | 29 | $ 14,656,000 | $ 505,379 | $ 134,000 |
| Panama City-Lynn Haven, FL | 28 | $ 8,259,000 | $ 294,964 | $ 157,000 |
| Columbus, OH | 27 | $ 4,512,000 | $ 167,111 | $ 67,000 |
| Colorado Springs, CO | 26 | $ 6,244,000 | $ 240,153 | $ 110,000 |
| Greeley, CO | 26 | $ 5,530,000 | $ 212,692 | $ 113,000 |
| Tallahassee, FL | 25 | $ 4,277,000 | $ 171,080 | $ 152,000 |
| Merced, CA | 24 | $ 7,296,000 | $ 304,000 | $ 77,000 |
| Ocean City, NJ | 24 | $ 16,344,000 | $ 681,000 | $ 251,000 |
| Provo-Orem, UT | 24 | $ 8,771,000 | $ 365,458 | $ 111,000 |
| Warren-Troy-Farmington Hills, MI | 24 | $ 8,829,000 | $ 367,875 | $ 162,000 |
| Pittsburgh, PA | 23 | $ 3,271,000 | $ 142,217 | $ 100,000 |
| Rockingham County-Strafford County, NH | 23 | $ 6,970,000 | $ 303,043 | $ 86,000 |
| Charleston-North Charleston, SC | 22 | $ 12,771,000 | $ 580,500 | $ 151,000 |
| Gainesville, FL | 21 | $ 4,283,000 | $ 203,952 | $ 99,000 |
| Albany-Schenectady-Troy, NY | 20 | $ 3,507,000 | $ 175,350 | $ 118,000 |
| Asheville, NC | 20 | $ 9,430,000 | $ 471,500 | $ 264,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 10,994,000 | $ 549,700 | $ 160,000 |
| Hagerstown-Martinsburg, MD-WV | 19 | $ 4,424,000 | $ 232,842 | $ 62,684 |
| Raleigh-Cary, NC | 19 | $ 5,868,000 | $ 308,842 | $ 130,000 |
| Boise City-Nampa, ID | 18 | $ 3,875,000 | $ 215,277 | $ 98,000 |
| Olympia, WA | 18 | $ 5,853,000 | $ 325,166 | $ 76,000 |
| Bremerton-Silverdale, WA | 17 | $ 5,925,000 | $ 348,529 | $ 134,000 |
| Fort Collins-Loveland, CO | 17 | $ 3,892,000 | $ 228,941 | $ 109,000 |
| Harrisburg-Carlisle, PA | 17 | $ 2,505,000 | $ 147,352 | $ 96,000 |
| Napa, CA | 17 | $ 8,805,000 | $ 517,941 | $ 109,000 |
| San Luis Obispo-Paso Robles, CA | 17 | $ 8,504,000 | $ 500,235 | $ 116,000 |
| Fort Walton Beach-Crestview-Destin, FL | 16 | $ 5,461,000 | $ 341,312 | $ 63,000 |
| Greensboro-High Point, NC | 16 | $ 2,038,000 | $ 127,375 | $ 88,000 |
| Ogden-Clearfield, UT | 16 | $ 3,626,000 | $ 226,625 | $ 119,000 |
| Spokane, WA | 16 | $ 3,183,000 | $ 198,937 | $ 56,000 |
| Visalia-Porterville, CA | 16 | $ 3,751,000 | $ 234,437 | $ 66,000 |
| Winchester, VA-WV | 16 | $ 3,795,000 | $ 237,187 | $ 68,625 |
| Bend, OR | 14 | $ 3,805,000 | $ 271,785 | $ 165,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 2,725,000 | $ 194,642 | $ 97,000 |
| Flagstaff, AZ | 14 | $ 4,585,000 | $ 327,500 | $ 125,000 |
| Gulfport-Biloxi, MS | 14 | $ 2,315,000 | $ 165,357 | $ 165,000 |
| Memphis, TN-MS-AR | 14 | $ 2,310,000 | $ 165,000 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 14 | $ 3,696,000 | $ 264,000 | $ 117,000 |
| Columbia, SC | 13 | $ 3,250,000 | $ 250,000 | $ 107,000 |
| Manchester-Nashua, NH | 13 | $ 3,036,000 | $ 233,538 | $ 80,000 |
| Boulder, CO | 12 | $ 4,855,000 | $ 404,583 | $ 117,000 |
| Canton-Massillon, OH | 12 | $ 2,083,000 | $ 173,583 | $ 62,000 |
| Eugene-Springfield, OR | 12 | $ 3,122,000 | $ 260,166 | $ 74,000 |
| Kingston, NY | 12 | $ 3,164,000 | $ 263,666 | $ 100,000 |
| Rockford, IL | 12 | $ 1,900,000 | $ 158,333 | $ 78,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 12 | $ 6,089,000 | $ 507,416 | $ 98,000 |
| Burlington-South Burlington, VT | 11 | $ 2,966,000 | $ 269,636 | $ 114,000 |
| Chico, CA | 11 | $ 3,384,000 | $ 307,636 | $ 51,000 |
| Cincinnati-Middletown, OH-KY-IN | 11 | $ 2,185,000 | $ 198,636 | $ 104,909 |
| Pittsfield, MA | 11 | $ 2,370,000 | $ 215,454 | $ 94,000 |
| Reading, PA | 11 | $ 2,276,000 | $ 206,909 | $ 120,000 |
| Savannah, GA | 11 | $ 1,630,000 | $ 148,181 | $ 136,000 |
| Springfield, MO | 11 | $ 2,052,000 | $ 186,545 | $ 88,000 |
| Vineland-Millville-Bridgeton, NJ | 11 | $ 2,323,000 | $ 211,181 | $ 79,000 |
| York-Hanover, PA | 11 | $ 2,652,000 | $ 241,090 | $ 52,000 |
| Carson City, NV | 10 | $ 2,657,000 | $ 265,700 | $ 78,000 |
| Charlottesville, VA | 10 | $ 2,418,000 | $ 241,800 | $ 51,000 |
| Knoxville, TN | 10 | $ 2,400,000 | $ 240,000 | $ 71,000 |
| Wilmington, NC | 10 | $ 3,442,000 | $ 344,200 | $ 159,000 |
| Longview, WA | 9 | $ 1,751,000 | $ 194,555 | $ 63,000 |
| Madera, CA | 9 | $ 3,873,000 | $ 430,333 | $ 61,000 |
| Redding, CA | 9 | $ 2,673,000 | $ 297,000 | $ 130,000 |
| Bellingham, WA | 8 | $ 2,661,000 | $ 332,625 | $ 93,000 |
| Roanoke, VA | 8 | $ 1,460,000 | $ 182,500 | $ 62,000 |
| Scranton--Wilkes-Barre, PA | 8 | $ 1,229,000 | $ 153,625 | $ 65,000 |
| Toledo, OH | 8 | $ 1,476,000 | $ 184,500 | $ 99,000 |
| Yuma, AZ | 8 | $ 1,630,000 | $ 203,750 | $ 105,000 |
| Fayetteville, NC | 7 | $ 954,000 | $ 136,285 | $ 64,000 |
| Hanford-Corcoran, CA | 7 | $ 1,714,000 | $ 244,857 | $ 114,000 |
| Lancaster, PA | 7 | $ 1,129,000 | $ 161,285 | $ 48,000 |
| Louisville-Jefferson County, KY-IN | 7 | $ 1,018,000 | $ 145,428 | $ 50,000 |
| Lynchburg, VA | 7 | $ 1,228,000 | $ 175,428 | $ 62,000 |
| Rochester, MN | 7 | $ 2,544,000 | $ 363,428 | $ 122,000 |
| St. George, UT | 7 | $ 3,217,000 | $ 459,571 | $ 163,000 |
| Valdosta, GA | 7 | $ 1,118,000 | $ 159,714 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 1,090,000 | $ 155,714 | $ 75,000 |
| Yuba City, CA | 7 | $ 2,951,000 | $ 421,571 | $ 177,000 |
| Appleton, WI | 6 | $ 991,000 | $ 165,166 | $ 67,000 |
| Bloomington-Normal, IL | 6 | $ 973,000 | $ 162,166 | $ 52,000 |
| Chattanooga, TN-GA | 6 | $ 1,036,000 | $ 172,666 | $ 73,333 |
| Greenville-Mauldin-Easley, SC | 6 | $ 1,709,000 | $ 284,833 | $ 157,000 |
| Lewiston-Auburn, ME | 6 | $ 870,000 | $ 145,000 | $ 63,000 |
| Michigan City-La Porte, IN | 6 | $ 762,000 | $ 127,000 | $ 45,000 |
| Racine, WI | 6 | $ 1,293,000 | $ 215,500 | $ 86,000 |
| Rochester, NY | 6 | $ 926,000 | $ 154,333 | $ 105,000 |
| Salisbury, MD | 6 | $ 944,000 | $ 157,333 | $ 88,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 951,000 | $ 158,500 | $ 82,000 |
| Winston-Salem, NC | 6 | $ 604,000 | $ 100,666 | $ 31,000 |
| Champaign-Urbana, IL | 5 | $ 1,121,000 | $ 224,200 | $ 110,000 |
| Dover, DE | 5 | $ 687,000 | $ 137,400 | $ 59,000 |
| Durham, NC | 5 | $ 1,354,000 | $ 270,800 | $ 103,000 |
| Jackson, MS | 5 | $ 768,000 | $ 153,600 | $ 85,000 |
| Las Cruces, NM | 5 | $ 1,193,000 | $ 238,600 | $ 132,000 |
| Santa Fe, NM | 5 | $ 1,483,000 | $ 296,600 | $ 85,000 |
| St. Cloud, MN | 5 | $ 648,000 | $ 129,600 | $ 34,000 |
| Syracuse, NY | 5 | $ 1,910,000 | $ 382,000 | $ 162,000 |
| Brunswick, GA | 4 | $ 1,867,000 | $ 466,750 | $ 289,000 |
| Clarksville, TN-KY | 4 | $ 554,000 | $ 138,500 | $ 18,250 |
| Cumberland, MD-WV | 4 | $ 626,000 | $ 156,500 | $ 47,500 |
| Dayton, OH | 4 | $ 900,000 | $ 225,000 | $ 144,000 |
| El Centro, CA | 4 | $ 1,091,000 | $ 272,750 | $ 95,000 |
| Gainesville, GA | 4 | $ 812,000 | $ 203,000 | $ 50,000 |
| Grand Junction, CO | 4 | $ 554,000 | $ 138,500 | $ 104,000 |
| Harrisonburg, VA | 4 | $ 1,053,000 | $ 263,250 | $ 89,000 |
| Janesville, WI | 4 | $ 519,000 | $ 129,750 | $ 94,000 |
| Kankakee-Bradley, IL | 4 | $ 1,019,000 | $ 254,750 | $ 110,000 |
| Kennewick-Richland-Pasco, WA | 4 | $ 713,000 | $ 178,250 | $ 70,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 644,000 | $ 161,000 | $ 77,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,179,000 | $ 294,750 | $ 96,000 |
| Wenatchee, WA | 4 | $ 1,120,000 | $ 280,000 | $ 127,000 |
| Ann Arbor, MI | 3 | $ 670,000 | $ 223,333 | $ 88,000 |
| Binghamton, NY | 3 | $ 507,000 | $ 169,000 | $ 57,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 282,000 | $ 94,000 | $ 77,000 |
| Charleston, WV | 3 | $ 549,000 | $ 183,000 | $ 91,000 |
| Corvallis, OR | 3 | $ 643,000 | $ 214,333 | $ 156,000 |
| Eau Claire, WI | 3 | $ 425,000 | $ 141,666 | $ 121,000 |
| Florence, SC | 3 | $ 704,000 | $ 234,666 | $ 136,000 |
| Johnson City, TN | 3 | $ 847,000 | $ 282,333 | $ 224,000 |
| Pascagoula, MS | 3 | $ 588,000 | $ 196,000 | $ 146,000 |
| Rocky Mount, NC | 3 | $ 458,000 | $ 152,666 | $ 99,000 |
| Springfield, IL | 3 | $ 642,000 | $ 214,000 | $ 77,000 |
| Utica-Rome, NY | 3 | $ 553,000 | $ 184,333 | $ 95,000 |
| Albany, GA | 2 | $ 233,000 | $ 116,500 | $ 65,000 |
| Anderson, SC | 2 | $ 539,000 | $ 269,500 | $ 195,000 |
| Bangor, ME | 2 | $ 371,000 | $ 185,500 | $ 56,000 |
| Bloomington, IN | 2 | $ 828,000 | $ 414,000 | $ 225,000 |
| Columbus, GA-AL | 2 | $ 194,000 | $ 97,000 | $ 21,000 |
| Fort Wayne, IN | 2 | $ 324,000 | $ 162,000 | $ 572,000 |
| Glens Falls, NY | 2 | $ 528,000 | $ 264,000 | $ 129,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 769,000 | $ 384,500 | $ 265,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 1,956,000 | $ 978,000 | $ 255,000 |
| Jefferson City, MO | 2 | $ 434,000 | $ 217,000 | $ 97,000 |
| Lawrence, KS | 2 | $ 432,000 | $ 216,000 | $ 24,000 |
| Lewiston, ID-WA | 2 | $ 321,000 | $ 160,500 | $ 104,000 |
| Logan, UT-ID | 2 | $ 337,000 | $ 168,500 | $ 102,000 |
| Macon, GA | 2 | $ 328,000 | $ 164,000 | $ 105,000 |
| Mansfield, OH | 2 | $ 278,000 | $ 139,000 | $ 114,000 |
| Oshkosh-Neenah, WI | 2 | $ 187,000 | $ 93,500 | $ 49,000 |
| Peoria, IL | 2 | $ 356,000 | $ 178,000 | $ 172,000 |
| Pueblo, CO | 2 | $ 733,000 | $ 366,500 | $ 229,000 |
| State College, PA | 2 | $ 511,000 | $ 255,500 | $ 90,000 |
| Warner Robins, GA | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Wausau, WI | 2 | $ 298,000 | $ 149,000 | $ 39,000 |
| Yakima, WA | 2 | $ 384,000 | $ 192,000 | $ 67,000 |
| Anderson, IN | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Athens-Clarke County, GA | 1 | $ 82,000 | $ 82,000 | $ 134,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Birmingham-Hoover, AL | 1 | $ 196,000 | $ 196,000 | $ 39,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 266,000 | $ 266,000 | $ 40,000 |
| Bowling Green, KY | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Casper, WY | 1 | $ 270,000 | $ 270,000 | $ 60,000 |
| Coeur D'Alene, ID | 1 | $ 223,000 | $ 223,000 | $ 162,000 |
| Columbus, IN | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Dalton, GA | 1 | $ 448,000 | $ 448,000 | $ 318,000 |
| Danville, VA | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 74,000 | $ 74,000 | $ 28,000 |
| Duluth, MN-WI | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Elizabethtown, KY | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Elmira, NY | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Flint, MI | 1 | $ 220,000 | $ 220,000 | $ 170,000 |
| Fond Du Lac, WI | 1 | $ 711,000 | $ 711,000 | $ 264,000 |
| Green Bay, WI | 1 | $ 202,000 | $ 202,000 | $ 63,000 |
| Hattiesburg, MS | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Huntsville, AL | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Jackson, MI | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Jacksonville, NC | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Kokomo, IN | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Lansing-East Lansing, MI | 1 | $ 128,000 | $ 128,000 | $ 86,000 |
| Lebanon, PA | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Lexington-Fayette, KY | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Montgomery, AL | 1 | $ 83,000 | $ 83,000 | $ 70,000 |
| Morristown, TN | 1 | $ 112,000 | $ 112,000 | $ 186,000 |
| Muncie, IN | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Pocatello, ID | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Rome, GA | 1 | $ 51,000 | $ 51,000 | $ 103,000 |
| Sandusky, OH | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Spartanburg, SC | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Springfield, OH | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Topeka, KS | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
| Wheeling, WV-OH | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
| Wichita, KS | 1 | $ 207,000 | $ 207,000 | $ 132,000 |
| Williamsport, PA | 1 | $ 236,000 | $ 236,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Bankunited, FSB in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,422 | $6,087,934,000 | $330,000 | $5,950,000 | $113,000 | $3,361,000 |
| Home Purchase | 8,751 | $2,484,476,000 | $283,000 | $16,971,000 | $131,000 | $4,500,000 |
| Home Improvement | 452 | $40,849,000 | $90,000 | $1,700,000 | $131,000 | $3,192,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,752 | $4,164,338,000 | $326,000 | $5,950,000 | $132,000 | $4,500,000 |
| Hispanic | 7,228 | $2,038,179,000 | $281,000 | $4,480,000 | $115,000 | $2,736,000 |
| Black or African American | 3,317 | $885,054,000 | $266,000 | $1,756,000 | $86,000 | $900,000 |
| Not Provided | 2,839 | $965,298,000 | $340,000 | $2,750,000 | $108,000 | $1,680,000 |
| Asian | 1,205 | $425,610,000 | $353,000 | $1,950,000 | $126,000 | $1,680,000 |
| Native Hawaiian or Other Pacific Islander | 174 | $61,614,000 | $354,000 | $1,300,000 | $109,000 | $651,000 |
| American Indian or Alaskan Native | 82 | $23,540,000 | $287,000 | $1,680,000 | $108,000 | $470,000 |
| Not applicable | 28 | $49,626,000 | $1,772,000 | $16,971,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,623 | $8,612,929,000 | $311,000 | $16,971,000 | $119,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) | 2 | $330,000 | $165,000 | $320,000 | $123,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,794 | $3,342,330,000 | $283,000 | $16,971,000 | $113,000 | $2,736,000 |
| Application Denied By Financial Institution | 9,123 | $3,076,880,000 | $337,000 | $5,950,000 | $126,000 | $4,500,000 |
| Application Approved But Not Accepted | 5,405 | $1,739,672,000 | $321,000 | $5,250,000 | $119,000 | $3,192,000 |
| Application Withdrawn By Applicant | 653 | $218,487,000 | $334,000 | $4,480,000 | $106,000 | $1,518,000 |
| File Closed For Incompleteness | 650 | $235,890,000 | $362,000 | $3,100,000 | $154,000 | $3,215,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,478 | $823,099,000 | $332,000 | $5,950,000 | $107,000 | $4,500,000 |
| Credit History | 2,360 | $736,603,000 | $312,000 | $4,000,000 | $112,000 | $2,460,000 |
| Other | 2,050 | $709,196,000 | $345,000 | $4,050,000 | $142,000 | $3,361,000 |
| Collateral | 1,308 | $450,889,000 | $344,000 | $4,200,000 | $151,000 | $2,160,000 |
| Unverifiable Information | 446 | $176,242,000 | $395,000 | $2,750,000 | $152,000 | $1,320,000 |
| Credit Application Incomplete | 311 | $129,269,000 | $415,000 | $2,700,000 | $148,000 | $1,020,000 |
| Employment History | 169 | $51,382,000 | $304,000 | $1,350,000 | $119,000 | $518,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $200,000 | $200,000 | $200,000 | $102,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, FSB's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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