Albany County, WY Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,625 mortgage applications in Albany County, WY totaling $292.2 million, down 13% from 2012. The average application was for $179,000, and applicants reported an average income of $83,000. 62% of applications resulted in an originated loan and 12% were denied. The most active lender was Jonah Bank of Wyoming, with 282 applications, followed by First Interstate Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,625
Total Mortgage Loan Application Amount $292,227,000
Average Mortgage Loan Application Amount $179,000
Highest Mortgage Loan Application Amount $10,060,000
Average Applicant Income $83,000
Highest Applicant Income $4,252,000

Mortgage Company List for Lending in Albany County, WY for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Jonah Bank of Wyoming
777 WEST 1ST STREET
CASPER, WY 82601
* $ 228,997,000 282 $ 48,521,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,694,310,000 207 $ 33,892,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 182 $ 33,918,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 99 $ 20,018,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 88 $ 17,613,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 56 $ 6,364,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 46 $ 9,064,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 44 $ 6,220,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 41 $ 5,588,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 39 $ 4,704,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 29 $ 5,141,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 29 $ 4,560,000
Western States Bank
3430 E. GRAND AVE
LARAMIE, WY 82070
* $ 142,022,000 24 $ 3,485,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 20 $ 4,360,000
Anb Bank
3033 E 1ST AVENUE
DENVER, CO 80206
* $ 2,050,569,000 19 $ 2,612,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 18 $ 3,729,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 17 $ 2,438,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 16 $ 2,764,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 2,317,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 14 $ 2,700,000
Security First Bank
500 W 18TH STREET
CHEYENNE, WY 82001
* $ 64,615,000 14 $ 2,068,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 14 $ 2,775,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 12 $ 1,750,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 10 $ 1,645,000
Central Bank and Trust
285 MAIN STREET
LANDER, WY 82520
* $ 160,949,000 8 $ 2,203,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 8 $ 1,509,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 8 $ 738,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 354,250,000 7 $ 1,137,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 270,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 1,281,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 6 $ 1,490,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 1,006,000
Capital West Bank
2020 GRAND AVENUE
LARAMIE, WY 82070
* $ 171,704,000 6 $ 10,754,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 5 $ 1,070,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 1,418,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 5 $ 657,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 799,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 4 $ 947,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 677,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 903,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 860,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ 660,628,000 4 $ 481,000
Blue Federal Credit Union
PO BOX 3200
CHEYENNE, WY 82001
* $ 437,595,000 4 $ 147,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 3 $ 510,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 3 $ 548,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 473,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 7,681,182,000 3 $ 382,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 3 $ 69,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 3 $ 692,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 2 $ 238,000
Wyoming Bank & Trust
5827 YELLOWSTONE RD
CHEYENNE, WY 82009
* $ 139,364,000 2 $ 293,000
Platte Valley Bank

SCOTTSBLUFF, NE 69361
* $ 221,445,000 2 $ 181,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 341,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 270,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 2 $ 40,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 2 $ 244,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,308,229,000 2 $ 527,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 459,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 2,345,845,000 2 $ 407,000
Hilltop National Bank
POBOX 2680
CASPER, WY 82609
* $ 637,046,000 2 $ 338,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 2 $ 652,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 2 $ 169,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 638,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 606,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 2 $ 541,000
Wyhy Federal Credit Union
1715 STILLWATER AVE
CHEYENNE, WY 82009
* $ 184,582,000 2 $ 99,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 881,054,000 1 $ 61,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 268,686,000 1 $ 170,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 1 $ 269,000
Points West Community Bank
P O BOX 157
SIDNEY, NE 69162
* $ 348,783,000 1 $ 32,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 249,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ 10,000,000 1 $ 118,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 170,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 211,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 14,500,067,000 1 $ 175,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 163,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,482,504,000 1 $ 196,000
Crescom Bank
288 MEETING ST
CHARLESTON, SC 29401
* $ 887,890,000 1 $ 87,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,315,127,000 1 $ 274,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 6,304,302,000 1 $ 100,000
Community Financial CU
6855 W. 119TH AVENUE
BROOMFIELD, CO 80020
* $ 136,457,000 1 $ 45,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 135,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 123,655,000 1 $ 138,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 5,302,932,000 1 $ 102,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 33,878,000 1 $ 397,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 680,387,000 1 $ 244,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 350,904,000 1 $ 169,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 882,991,000 1 $ 350,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 115,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 239,889,000 1 $ 53,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 1 $ 626,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 255,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 175,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 1 $ 146,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 234,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 232,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,872,587,000 1 $ 131,000
Wps Community Bank, FSB
5900 GISHOLT DR
MADISON, WI 53713
* $ 72,633,000 1 $ 125,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,923,392,000 1 $ 260,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 1 $ 181,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 164,424,000 1 $ 152,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 231,000
Buffalo Federal Savings Bank
106 FORT STREET
BUFFALO, WY 82834
* $ 135,868,000 1 $ 233,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 1 $ 174,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 412,260,000 1 $ 272,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 190,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 225,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 159,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 1 $ 328,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 89,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ 394,000 1 $ 157,000

The tables below break down 2013 mortgage applications in Albany County, WY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Albany County, WY in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 875 $149,822,000 $171,000 $935,000 $85,000 $4,252,000
Home Purchase 689 $135,853,000 $197,000 $10,060,000 $81,000 $622,000
Home Improvement 61 $6,552,000 $107,000 $417,000 $76,000 $305,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,197 $208,863,000 $174,000 $655,000 $91,000 $4,252,000
Not applicable 168 $40,625,000 $241,000 $10,060,000 $21,000 $253,000
Not Provided 143 $24,941,000 $174,000 $495,000 $88,000 $622,000
Hispanic 75 $10,912,000 $145,000 $417,000 $73,000 $304,000
Asian 26 $4,052,000 $155,000 $282,000 $86,000 $228,000
American Indian or Alaskan Native 8 $1,475,000 $184,000 $286,000 $93,000 $130,000
Black or African American 4 $784,000 $196,000 $352,000 $67,000 $118,000
Native Hawaiian or Other Pacific Islander 4 $575,000 $143,000 $205,000 $54,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,326 $233,543,000 $176,000 $10,060,000 $91,000 $4,252,000
FHA-insured (Federal Housing Administration) 179 $31,257,000 $174,000 $276,000 $48,000 $336,000
VA-guaranteed (Veterans Administration) 118 $27,297,000 $231,000 $417,000 $49,000 $256,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $130,000 $65,000 $91,000 $25,000 $27,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,006 $184,241,000 $183,000 $10,060,000 $86,000 $716,000
Loan Purchased By The Institution 247 $45,081,000 $182,000 $408,000 $52,000 $346,000
Application Denied By Financial Institution 192 $33,142,000 $172,000 $626,000 $83,000 $1,200,000
Application Withdrawn By Applicant 103 $18,433,000 $178,000 $495,000 $85,000 $622,000
Application Approved But Not Accepted 49 $7,583,000 $154,000 $397,000 $86,000 $396,000
File Closed For Incompleteness 28 $3,747,000 $133,000 $417,000 $239,000 $4,252,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 47 $8,786,000 $186,000 $417,000 $89,000 $279,000
Collateral 26 $4,519,000 $173,000 $576,000 $89,000 $480,000
Credit History 25 $2,735,000 $109,000 $260,000 $76,000 $245,000
Debt-To-Income Ratio 24 $4,121,000 $171,000 $416,000 $55,000 $159,000
Other 10 $2,114,000 $211,000 $280,000 $64,000 $176,000
Unverifiable Information 10 $2,175,000 $217,000 $520,000 $100,000 $398,000
Insufficient Cash (Downpayment, Closing Cost) 2 $547,000 $273,000 $412,000 $73,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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