Antrim County, MI Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,169 mortgage applications in Antrim County, MI totaling $209.3 million, down 9% from 2010. The average application was for $179,000, and applicants reported an average income of $129,000. 47% of applications resulted in an originated loan and 21% were denied. The most active lender was JPMorgan Chase Bank, NA, with 104 applications, followed by Huntington National Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,169
Total Mortgage Loan Application Amount $209,277,000
Average Mortgage Loan Application Amount $179,000
Highest Mortgage Loan Application Amount $2,303,000
Average Applicant Income $129,000
Highest Applicant Income $2,542,000

Mortgage Company List for Lending in Antrim County, MI for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 104 $ 20,250,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 98 $ 13,867,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 80 $ 15,286,000
Fifth Third Mortgage, Mi LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 77 $ 16,232,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 58 $ 13,033,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 52 $ 11,720,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 44 $ 4,673,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 33 $ 2,989,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 32 $ 2,572,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,709,977,000 32 $ 3,082,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 30 $ 4,689,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 21 $ 3,437,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 16 $ 2,362,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 16 $ 3,767,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 16 $ 3,162,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,536,098,000 16 $ 2,077,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,162,456,000 15 $ 3,398,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 15 $ 2,617,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 15 $ 2,532,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 15 $ 3,772,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 13 $ 617,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 12 $ 2,957,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ 10,000,000 11 $ 1,615,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 5,237,745,000 11 $ 3,049,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 10 $ 1,414,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 9 $ 2,767,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 8 $ 1,749,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 8 $ 1,411,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 314,420,000 8 $ 1,098,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 7 $ 1,700,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 6 $ 1,249,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ 9,135,000 6 $ 832,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 1,756,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 690,925,000 6 $ 1,152,000
Community Financial Credit Uni
PO BOX 8050
PLYMOUTH, MI 48170
* $ 457,006,000 6 $ 555,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,350,354,000 6 $ 698,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,163,220,000 6 $ 690,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 5 $ 1,382,000
Onemain Financial Servi
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 5 $ 357,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 5 $ 1,348,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 635,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 4 $ 622,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 4 $ 318,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 4 $ 399,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 4 $ 737,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 4 $ 423,000
The Bank of Holland
150 CENTRAL AVE
HOLLAND, MI 49423
* $ 618,340,000 4 $ 1,039,000
Summit Community Bank
1600 ABBOT RD
EAST LANSING, MI 48823
* $ 155,301,000 4 $ 1,432,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 897,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 4 $ 1,224,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 467,000
United Bank and Trust
2723 S STATE ST
ANN ARBOR, MI 48104
* $ 861,244,000 4 $ 785,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 478,912,000 3 $ 515,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 3 $ 259,000
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 478,183,000 3 $ 622,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ 133,851,000 3 $ 526,000
Talmer Bank and Trust
2301 W. BIG BEAVER RD., SUITE 200
TROY, MI 48084
* $ 1,691,253,000 3 $ 551,000
First Independence Bank
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 183,830,000 3 $ 1,041,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 2,985,260,000 3 $ 500,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 369,000
Arbor Mortgage Corporation
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 3 $ 491,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 346,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 516,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 609,242,000 3 $ 145,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 2 $ 107,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 65,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,121,605,000 2 $ 496,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 347,123,000 2 $ 545,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 2 $ 270,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 286,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 822,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 310,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 2 $ 335,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 2 $ 507,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 54,071,375,000 2 $ 583,000
Sa Mortgage Services, LLC
27001 AGOURA RD, SUITE 200
CALABASAS HILLS, CA 91301
* $ 2,223,299,000 2 $ 118,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 2 $ 486,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ 30,000,000 2 $ 280,000
Founders Bank & Trust
5200 CASCADE ROAD SE
GRAND RAPIDS, MI 49546
* $ 407,947,000 2 $ 485,000
Inland Home Mortgage Company
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 2 $ 580,000
Npb Mortgage LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 2 $ 923,000
Firstbank - St Johns Mtg Co
201 N CLINTON AVE
ST JOHNS, MI 48879
* $ 35,330,000 2 $ 223,000
Firstbank - Alma Mortgage Co
311 WOODWORTH AVE.
ALMA, MI 48801
* $ 260,365,000 2 $ 503,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 2 $ 407,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,168,698,000 2 $ 367,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 86,181,000 2 $ 360,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 2 $ 812,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 889,445,000 1 $ 152,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 1 $ 86,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,029,891,000 1 $ 55,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 1 $ 194,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 124,000
Cnb Lending Services, LLC
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 247,881,000 1 $ 417,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 666,045,000 1 $ 340,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 655,779,000 1 $ 144,000
Waterford Bank, N.A.
3900 N. MCCORD RD
TOLEDO, OH 43617
* $ 313,518,000 1 $ 230,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 35,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 259,920,000 1 $ 298,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 300,102,000 1 $ 185,000
Oswego Community Bank
10 SOUTH MADISON STREET
OSWEGO, IL 60543
* $ 187,374,000 1 $ 174,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 843,305,000 1 $ 667,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 94,000
Lakestone Bank & Trust
83 W NEPESSING ST
LAPEER, MI 48446
* $ 289,227,000 1 $ 2,303,000
1st Source Bank
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46601
* $ 4,431,595,000 1 $ 405,000
Lake Forest Bank & Trust Co
727 N. BANK LANE
LAKE FOREST, IL 60045
* $ 2,407,792,000 1 $ 200,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 215,000
Pfcu
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 221,286,000 1 $ 9,000
Gerber Federal Credit Union
508 STATE STREET PO BOX 116
FREMONT, MI 49412
* $ 113,364,000 1 $ 184,000
Keystone Mortgage Services
107 WEST MICHIGAN AVE
KALAMAZOO, MI 49007
* $ 14,238,395,000 1 $ 253,000
United Bank Mortgage Corporati
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 264,000,000 1 $ 105,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 274,760,000 1 $ 11,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 127,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ 159,868,000 1 $ 124,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 1 $ 371,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 725,907,000 1 $ 110,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,158,932,000 1 $ 152,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 1,048,990,000 1 $ 40,000
Aac Credit Union
904 BROADWAY NW
GRAND RAPIDS, MI 49504
* $ 69,858,000 1 $ 85,000
My Personal
1414 BURTON SW
WYOMING, MI 49509
* $ 100,097,000 1 $ 100,000
Extra Credit Union
6611 CHICAGO ROAD
WARREN, MI 48092
* $ 194,659,000 1 $ 100,000
Tlc Community Credit Union
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 316,273,000 1 $ 38,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 341,208,000 1 $ 48,000
Alliance Catholic Credit Union
26913 NORTHWESTERN HWY STE 520
FARMINGTON HILLS, MI 48334
* $ 255,930,000 1 $ 100,000
Jolt Credit Union
6180 STATE STREET
SAGINAW, MI 48603
* $ 286,500,000 1 $ 55,000
Vacationland Federal Credit Un
2911 SOUTH HAYES AVENUE
SANDUSKY, OH 44870
* $ 137,784,000 1 $ 63,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 1,962,910,000 1 $ 232,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,192,808,000 1 $ 350,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 67,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 1 $ 116,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 144,000
Bankers Home Loan LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,285,000 1 $ 400,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,328,404,000 1 $ 195,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 1 $ 252,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 1 $ 413,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 376,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 115,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 130,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 38,055,567,000 1 $ 105,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 116,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 62,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 40,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 240,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 232,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 335,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 45,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 118,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 338,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ 14,292,000 1 $ 131,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 78,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 137,000
Huron Valley Financial, Inc.
2395 OAK VALLEY DRIVE, SUITE 200
ANN ARBOR, MI 48103
* $ 10,000,000 1 $ 392,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,125,772,000 1 $ 98,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 245,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 77,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 1 $ 44,000

The tables below break down 2011 mortgage applications in Antrim County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Antrim County, MI in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 819 $156,307,000 $190,000 $2,303,000 $136,000 $2,542,000
Home Purchase 318 $51,592,000 $162,000 $1,425,000 $117,000 $812,000
Home Improvement 32 $1,378,000 $43,000 $232,000 $43,000 $136,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 946 $168,648,000 $178,000 $1,750,000 $139,000 $2,542,000
Not applicable 107 $20,226,000 $189,000 $2,303,000 $37,000 $400,000
Not Provided 97 $17,414,000 $179,000 $986,000 $127,000 $645,000
Hispanic 8 $1,490,000 $186,000 $401,000 $127,000 $240,000
American Indian or Alaskan Native 5 $271,000 $54,000 $122,000 $43,000 $85,000
Asian 4 $954,000 $238,000 $387,000 $341,000 $1,102,000
Black or African American 1 $163,000 $163,000 $163,000 $104,000 $104,000
Native Hawaiian or Other Pacific Islander 1 $111,000 $111,000 $111,000 $17,000 $17,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 998 $191,078,000 $191,000 $2,303,000 $145,000 $2,542,000
FHA-insured (Federal Housing Administration) 113 $13,263,000 $117,000 $451,000 $27,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $2,938,000 $75,000 $129,000 $31,000 $68,000
VA-guaranteed (Veterans Administration) 19 $1,998,000 $105,000 $189,000 $52,000 $168,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 550 $102,182,000 $185,000 $2,303,000 $146,000 $2,542,000
Application Denied By Financial Institution 246 $40,029,000 $162,000 $1,425,000 $112,000 $898,000
Loan Purchased By The Institution 219 $40,365,000 $184,000 $1,750,000 $102,000 $2,542,000
Application Withdrawn By Applicant 69 $12,636,000 $183,000 $570,000 $122,000 $600,000
Application Approved But Not Accepted 44 $8,648,000 $196,000 $745,000 $171,000 $1,200,000
File Closed For Incompleteness 41 $5,417,000 $132,000 $417,000 $93,000 $460,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 71 $12,348,000 $173,000 $1,425,000 $141,000 $760,000
Credit Application Incomplete 40 $7,973,000 $199,000 $417,000 $124,000 $504,000
Debt-To-Income Ratio 38 $5,501,000 $144,000 $415,000 $57,000 $168,000
Credit History 32 $2,580,000 $80,000 $195,000 $62,000 $153,000
Other 19 $2,584,000 $136,000 $305,000 $117,000 $501,000
Unverifiable Information 9 $3,163,000 $351,000 $987,000 $214,000 $898,000
Insufficient Cash (Downpayment, Closing Cost) 4 $812,000 $203,000 $582,000 $237,000 $828,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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