Appanoose County, IA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 359 mortgage applications in Appanoose County, IA totaling $33.4 million, up 33% from 2011. The average application was for $93,000, and applicants reported an average income of $66,000. 53% of applications resulted in an originated loan and 19% were denied. The most active lender was Community 1st Credit Union, with 84 applications, followed by US Bk NA Nd and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 359
Total Mortgage Loan Application Amount $33,415,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $600,000
Average Applicant Income $66,000
Highest Applicant Income $509,000

Mortgage Company List for Lending in Appanoose County, IA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 368,929,000 84 $ 7,184,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 67 $ 4,836,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 35 $ 3,152,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 30 $ 2,574,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,648,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 12 $ 1,302,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 11 $ 755,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 7 $ 472,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 5 $ 491,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 5 $ 573,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,019,284,000 4 $ 592,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 496,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 4 $ 198,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 3 $ 355,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 298,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 8,458,002,000 3 $ 112,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 803,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 73,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 314,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 258,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 145,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 170,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 307,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 286,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 305,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 2 $ 129,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 453,215,000 2 $ 224,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 2,704,592,000 1 $ 76,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ 139,845,000 1 $ 9,000
Iowa Community Credit Union
3301 CEDAR HEIGHTS DR
CEDAR FALLS, IA 50613
* $ 77,980,000 1 $ 6,000
Grinnell State Bank
814 FOURTH AVENUE
GRINNELL, IA 50112
* $ 262,880,000 1 $ 49,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 582,933,000 1 $ 117,000
Community Bank
601 IOWA AVE., PO BOX 145
DUNLAP, IA 51529
* $ 98,211,000 1 $ 8,000
Peoples Trust & Savings Bank
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 265,692,000 1 $ 200,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,676,440,000 1 $ 48,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 141,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,553,220,000 1 $ 600,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 1 $ 43,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 172,261,000 1 $ 40,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 92,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 336,476,000 1 $ 225,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 142,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 186,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 64,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 1 $ 169,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 1 $ 116,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 1 $ 200,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 36,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 1 $ 264,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 102,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 54,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 58,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 4,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 56,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 144,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ 334,723,000 1 $ 98,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 515,461,000 1 $ 398,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 175,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 276,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 15,000
West Bank
1601 22ND STREET
WEST DES MOINES, IA 50266
* $ 1,256,935,000 1 $ 142,000
First State Bank
215 N. DIVISION, PO BOX 400
STUART, IA 50250
* $ 98,702,000 1 $ 30,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 152,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 179,000

The tables below break down 2012 mortgage applications in Appanoose County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Appanoose County, IA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 235 $23,966,000 $101,000 $600,000 $70,000 $391,000
Home Purchase 93 $8,249,000 $88,000 $292,000 $52,000 $293,000
Home Improvement 31 $1,200,000 $38,000 $208,000 $81,000 $509,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 308 $28,063,000 $91,000 $402,000 $68,000 $509,000
Not Provided 29 $2,638,000 $90,000 $207,000 $74,000 $391,000
Not applicable 17 $2,052,000 $120,000 $600,000 $11,000 $65,000
Asian 2 $481,000 $240,000 $281,000 $265,000 $300,000
Black or African American 2 $85,000 $42,000 $55,000 $40,000 $50,000
Hispanic 1 $96,000 $96,000 $96,000 $29,000 $29,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 279 $25,675,000 $92,000 $600,000 $76,000 $509,000
FHA-insured (Federal Housing Administration) 46 $4,773,000 $103,000 $276,000 $40,000 $103,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,117,000 $65,000 $193,000 $19,000 $65,000
VA-guaranteed (Veterans Administration) 17 $1,850,000 $108,000 $264,000 $33,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 192 $17,913,000 $93,000 $600,000 $73,000 $509,000
Application Denied By Financial Institution 69 $5,828,000 $84,000 $402,000 $58,000 $288,000
Application Withdrawn By Applicant 47 $4,717,000 $100,000 $398,000 $53,000 $275,000
Loan Purchased By The Institution 30 $2,738,000 $91,000 $212,000 $35,000 $192,000
Application Approved But Not Accepted 12 $1,068,000 $89,000 $224,000 $86,000 $293,000
File Closed For Incompleteness 9 $1,151,000 $127,000 $281,000 $138,000 $391,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 23 $943,000 $41,000 $130,000 $56,000 $288,000
Collateral 13 $1,179,000 $90,000 $264,000 $81,000 $196,000
Debt-To-Income Ratio 11 $1,669,000 $151,000 $402,000 $54,000 $125,000
Other 7 $435,000 $62,000 $134,000 $49,000 $84,000
Credit Application Incomplete 3 $284,000 $94,000 $124,000 $75,000 $139,000
Mortgage Insurance Denied 1 $141,000 $141,000 $141,000 $43,000 $43,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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