Arizona
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Discover comprehensive Arizona mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications,
loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.
Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Arizona based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Arizona's mortgage market trends.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 557,663 |
| Total Mortgage Loan Application Amount | $138,617,810,000 |
| Average Mortgage Loan Application Amount | $248,000 |
| Highest Mortgage Loan Application Amount | $91,905,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $9,618,000 |
Explore comprehensive HMDA mortgage statistics and application trends for 2019 in Arizona. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Arizona, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.
Our HMDA dataset allows you to analyze mortgage loan applications for 2019 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.
Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Arizona.
Mortgage Loan Application Detail Totals for Arizona in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 245,179 | $67,135,970,000 | $273,000 | $91,905,000 | $107,000 | $9,618,000 |
| Refinancing | 147,027 | $40,245,145,000 | $273,000 | $70,005,000 | $107,000 | $7,367,000 |
| Cash-out Refinancing | 105,269 | $24,722,875,000 | $234,000 | $32,465,000 | $93,000 | $7,156,000 |
| Home Improvement | 30,921 | $2,863,645,000 | $92,000 | $27,885,000 | $107,000 | $6,560,000 |
| Other Purpose | 25,221 | $2,891,975,000 | $114,000 | $38,465,000 | $112,000 | $6,114,000 |
| Not Applicable | 4,046 | $758,200,000 | $187,000 | $3,345,000 | $108,000 | $1,716,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 312,393 | $76,376,405,000 | $244,000 | $8,505,000 | $111,000 | $9,618,000 |
| Hispanic | 81,551 | $15,514,245,000 | $190,000 | $5,205,000 | $74,000 | $6,500,000 |
| Not Provided | 73,434 | $18,178,550,000 | $247,000 | $22,725,000 | $108,000 | $8,000,000 |
| Not applicable | 52,836 | $19,463,545,000 | $368,000 | $91,905,000 | $92,000 | $4,619,000 |
| Black or African American | 15,136 | $3,474,300,000 | $229,000 | $3,255,000 | $90,000 | $8,165,000 |
| Asian | 14,553 | $3,891,745,000 | $267,000 | $3,505,000 | $125,000 | $9,168,000 |
| American Indian or Alaskan Native | 4,090 | $792,120,000 | $193,000 | $3,805,000 | $86,000 | $1,842,000 |
| Native Hawaiian or Other Pacific Islander | 1,099 | $249,745,000 | $227,000 | $905,000 | $97,000 | $1,643,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 392,111 | $99,805,130,000 | $254,000 | $91,905,000 | $116,000 | $9,618,000 |
| FHA-insured (Federal Housing Administration) | 90,390 | $18,755,480,000 | $207,000 | $35,575,000 | $63,000 | $1,540,000 |
| VA-guaranteed (Veterans Administration) | 72,404 | $19,598,250,000 | $270,000 | $1,725,000 | $73,000 | $2,604,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,758 | $458,950,000 | $166,000 | $625,000 | $53,000 | $396,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 295,065 | $77,655,235,000 | $263,000 | $91,635,000 | $107,000 | $9,168,000 |
| Loan Purchased By The Institution | 87,679 | $21,496,305,000 | $245,000 | $32,465,000 | $101,000 | $9,168,000 |
| Application Withdrawn By Applicant | 74,819 | $19,494,420,000 | $260,000 | $91,905,000 | $106,000 | $9,618,000 |
| Application Denied By Financial Institution | 66,388 | $12,173,330,000 | $183,000 | $51,025,000 | $91,000 | $7,190,000 |
| File Closed For Incompleteness | 21,570 | $5,017,950,000 | $232,000 | $11,875,000 | $104,000 | $7,367,000 |
| Application Approved But Not Accepted | 11,906 | $2,724,040,000 | $228,000 | $7,505,000 | $112,000 | $7,328,000 |
| Preapproval Approved but not Accepted | 176 | $43,880,000 | $249,000 | $635,000 | $92,000 | $450,000 |
| Preapproval Denied by Financial Institution | 60 | $12,650,000 | $210,000 | $515,000 | $73,000 | $360,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 484,036 | $124,790,550,000 | $257,000 | $91,905,000 | $106,000 | $9,618,000 |
| Debt-To-Income Ratio | 25,689 | $5,154,710,000 | $200,000 | $29,005,000 | $74,000 | $5,004,000 |
| Credit History | 17,620 | $2,322,720,000 | $131,000 | $3,005,000 | $93,000 | $6,560,000 |
| Collateral | 10,817 | $1,970,965,000 | $182,000 | $19,815,000 | $115,000 | $6,000,000 |
| Credit Application Incomplete | 7,533 | $1,744,865,000 | $231,000 | $2,485,000 | $103,000 | $4,085,000 |
| Other | 6,810 | $1,491,410,000 | $219,000 | $51,025,000 | $103,000 | $7,000,000 |
| Unverifiable Information | 2,961 | $612,395,000 | $206,000 | $4,805,000 | $118,000 | $7,190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,259 | $320,865,000 | $254,000 | $2,235,000 | $96,000 | $1,025,000 |
| Employment History | 925 | $207,395,000 | $224,000 | $1,985,000 | $70,000 | $978,000 |
| Mortgage Insurance Denied | 13 | $1,935,000 | $148,000 | $285,000 | $65,000 | $122,000 |
Mortgage Loan Application Totals in 2019 by Arizona Metropolitan Area
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| FLAGSTAFF, AZ | 8,294 | $ 2,334,775,000 | $ 281,000 | $ 136,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 16,429 | $ 3,136,345,000 | $ 190,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 412,730 | $ 108,132,860,000 | $ 261,000 | $ 108,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 20,038 | $ 4,768,710,000 | $ 237,000 | $ 94,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6,662 | $ 1,120,230,000 | $ 168,000 | $ 73,000 |
| TUCSON, AZ | 68,507 | $ 14,518,975,000 | $ 211,000 | $ 92,000 |
| YUMA, AZ | 10,109 | $ 1,642,615,000 | $ 162,000 | $ 73,000 |
Mortgage Loan Application Totals in 2019 by Arizona County
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Apache | 1,216 | $ 168,820,000 | $ 138,000 | $ 77,000 |
| Cochise | 6,666 | $ 1,163,970,000 | $ 174,000 | $ 73,000 |
| Coconino | 8,317 | $ 2,337,060,000 | $ 281,000 | $ 136,000 |
| Gila | 3,540 | $ 695,570,000 | $ 196,000 | $ 100,000 |
| Graham | 1,812 | $ 293,040,000 | $ 161,000 | $ 78,000 |
| Greenlee | 126 | $ 17,940,000 | $ 142,000 | $ 70,000 |
| La Paz | 498 | $ 88,870,000 | $ 178,000 | $ 115,000 |
| Maricopa | 369,874 | $ 100,042,890,000 | $ 270,000 | $ 112,000 |
| Mohave | 16,453 | $ 3,142,095,000 | $ 190,000 | $ 89,000 |
| Navajo | 5,281 | $ 985,225,000 | $ 186,000 | $ 102,000 |
| Pima | 68,542 | $ 14,607,940,000 | $ 213,000 | $ 92,000 |
| Pinal | 43,071 | $ 8,315,105,000 | $ 193,000 | $ 77,000 |
| Santa Cruz | 2,073 | $ 343,405,000 | $ 165,000 | $ 79,000 |
| Yavapai | 20,079 | $ 4,772,905,000 | $ 237,000 | $ 94,000 |
| Yuma | 10,115 | $ 1,642,975,000 | $ 162,000 | $ 73,000 |
Our comprehensive HMDA mortgage statistics offer invaluable insights into Arizona's 2019 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.
This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively.
Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Arizona's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.