Arkansas
Mortgage Loan Application
Totals and Details
in 2012

Find mortgage statistics and mortgage data for Arkansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Arkansas.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 154,830
Total Mortgage Loan Application Amount $20,404,251,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $33,649,000
Average Applicant Income $69,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Arkansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Download the Arkansas Lender List

Mortgage Loan Application Detail Totals for Arkansas in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 88,655 $12,698,641,000 $143,000 $23,400,000 $75,000 $9,999,000
Home Purchase 57,096 $7,312,084,000 $128,000 $33,649,000 $61,000 $8,113,000
Home Improvement 9,079 $393,526,000 $43,000 $22,190,000 $65,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 111,912 $14,594,825,000 $130,000 $4,800,000 $80,000 $9,999,000
Not applicable 16,439 $2,929,967,000 $178,000 $33,649,000 $10,000 $1,598,000
Black or African American 9,825 $948,997,000 $96,000 $899,000 $53,000 $6,426,000
Not Provided 9,514 $1,102,569,000 $115,000 $3,200,000 $67,000 $9,999,000
Hispanic 4,611 $457,427,000 $99,000 $850,000 $51,000 $1,046,000
Asian 1,637 $266,669,000 $162,000 $2,120,000 $98,000 $1,958,000
American Indian or Alaskan Native 753 $88,139,000 $117,000 $1,040,000 $66,000 $850,000
Native Hawaiian or Other Pacific Islander 139 $15,658,000 $112,000 $393,000 $64,000 $545,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 107,337 $14,248,748,000 $132,000 $33,649,000 $81,000 $9,999,000
FHA-insured (Federal Housing Administration) 27,595 $3,389,893,000 $122,000 $5,598,000 $44,000 $1,200,000
VA-guaranteed (Veterans Administration) 11,014 $1,768,095,000 $160,000 $1,094,000 $45,000 $3,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,884 $997,515,000 $112,000 $1,302,000 $36,000 $1,132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 79,283 $10,847,790,000 $136,000 $33,649,000 $81,000 $9,999,000
Loan Purchased By The Institution 28,666 $4,184,938,000 $145,000 $5,598,000 $43,000 $1,598,000
Application Denied By Financial Institution 25,480 $2,538,094,000 $99,000 $3,600,000 $59,000 $9,999,000
Application Withdrawn By Applicant 11,487 $1,613,358,000 $140,000 $4,082,000 $72,000 $6,287,000
Application Approved But Not Accepted 6,230 $711,671,000 $114,000 $4,243,000 $68,000 $2,023,000
File Closed For Incompleteness 3,677 $507,837,000 $138,000 $1,041,000 $80,000 $6,426,000
Preapproval Approved but not Accepted 5 $363,000 $72,000 $91,000 $33,000 $40,000
Preapproval Denied by Financial Institution 2 $200,000 $100,000 $122,000 $22,000 $26,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,648 $445,889,000 $78,000 $2,450,000 $57,000 $2,418,000
Debt-To-Income Ratio 2,740 $319,384,000 $116,000 $3,600,000 $48,000 $1,920,000
Collateral 2,567 $355,877,000 $138,000 $1,688,000 $86,000 $1,735,000
Other 1,478 $177,051,000 $119,000 $3,200,000 $75,000 $1,574,000
Credit Application Incomplete 1,453 $182,646,000 $125,000 $1,330,000 $77,000 $1,604,000
Unverifiable Information 578 $75,352,000 $130,000 $832,000 $67,000 $975,000
Insufficient Cash (Downpayment, Closing Cost) 226 $30,662,000 $135,000 $1,120,000 $67,000 $646,000
Employment History 220 $25,786,000 $117,000 $703,000 $53,000 $540,000
Mortgage Insurance Denied 9 $1,650,000 $183,000 $338,000 $97,000 $203,000
Download the Arkansas Lender List

Mortgage Loan Application Totals in 2012 by Arkansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Fayetteville-Springdale-Rogers, AR-MO 31,733 $ 4,803,829,000 $ 151,000 $ 81,000
Fort Smith, AR-OK 10,014 $ 1,148,136,000 $ 114,000 $ 63,000
Hot Springs, AR 6,547 $ 912,684,000 $ 139,000 $ 74,000
Jonesboro, AR 7,157 $ 947,586,000 $ 132,000 $ 67,000
Little Rock-North Little Rock-Conway, AR 48,142 $ 7,372,508,000 $ 153,000 $ 71,000
Pine Bluff, AR 3,236 $ 308,813,000 $ 95,000 $ 56,000
Download the Arkansas Lender List

Mortgage Loan Application Totals in 2012 by Arkansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Arkansas 620 $ 66,830,000 $ 107,000 $ 62,000
Ashley 603 $ 49,145,000 $ 81,000 $ 55,000
Baxter 2,660 $ 310,556,000 $ 116,000 $ 60,000
Benton 18,293 $ 2,783,287,000 $ 152,000 $ 82,000
Boone 1,832 $ 203,493,000 $ 111,000 $ 58,000
Bradley 216 $ 17,066,000 $ 79,000 $ 51,000
Calhoun 181 $ 11,458,000 $ 63,000 $ 55,000
Carroll 1,258 $ 154,416,000 $ 122,000 $ 74,000
Chicot 284 $ 24,348,000 $ 85,000 $ 70,000
Clark 915 $ 88,076,000 $ 96,000 $ 63,000
Clay 343 $ 23,913,000 $ 69,000 $ 49,000
Cleburne 1,759 $ 253,500,000 $ 144,000 $ 102,000
Cleveland 301 $ 28,761,000 $ 95,000 $ 60,000
Columbia 937 $ 83,820,000 $ 89,000 $ 62,000
Conway 901 $ 92,090,000 $ 102,000 $ 63,000
Craighead 6,252 $ 885,916,000 $ 141,000 $ 70,000
Crawford 3,069 $ 343,010,000 $ 111,000 $ 58,000
Crittenden 1,970 $ 217,351,000 $ 110,000 $ 59,000
Cross 752 $ 65,702,000 $ 87,000 $ 55,000
Dallas 197 $ 10,970,000 $ 55,000 $ 89,000
Desha 213 $ 15,653,000 $ 73,000 $ 52,000
Drew 638 $ 72,067,000 $ 112,000 $ 61,000
Faulkner 8,031 $ 1,236,399,000 $ 153,000 $ 65,000
Franklin 776 $ 68,390,000 $ 88,000 $ 54,000
Fulton 352 $ 36,816,000 $ 104,000 $ 66,000
Garland 6,552 $ 912,986,000 $ 139,000 $ 74,000
Grant 970 $ 100,254,000 $ 103,000 $ 58,000
Greene 1,981 $ 198,500,000 $ 100,000 $ 58,000
Hempstead 761 $ 57,022,000 $ 74,000 $ 64,000
Hot Spring 1,551 $ 138,959,000 $ 89,000 $ 59,000
Howard 320 $ 29,683,000 $ 92,000 $ 81,000
Independence 1,259 $ 136,998,000 $ 108,000 $ 58,000
Izard 395 $ 38,157,000 $ 96,000 $ 60,000
Jackson 441 $ 34,053,000 $ 77,000 $ 54,000
Jefferson 2,554 $ 247,983,000 $ 97,000 $ 55,000
Johnson 1,075 $ 105,089,000 $ 97,000 $ 49,000
Lafayette 163 $ 12,230,000 $ 75,000 $ 67,000
Lawrence 483 $ 33,263,000 $ 68,000 $ 48,000
Lee 146 $ 10,814,000 $ 74,000 $ 52,000
Lincoln 384 $ 32,187,000 $ 83,000 $ 57,000
Little River 353 $ 28,125,000 $ 79,000 $ 62,000
Logan 668 $ 64,549,000 $ 96,000 $ 53,000
Lonoke 5,162 $ 700,894,000 $ 135,000 $ 55,000
Madison 723 $ 66,811,000 $ 92,000 $ 57,000
Marion 980 $ 99,732,000 $ 101,000 $ 59,000
Miller 1,599 $ 199,790,000 $ 124,000 $ 67,000
Mississippi 1,573 $ 135,402,000 $ 86,000 $ 64,000
Monroe 190 $ 9,523,000 $ 50,000 $ 48,000
Montgomery 374 $ 37,986,000 $ 101,000 $ 73,000
Nevada 233 $ 15,307,000 $ 65,000 $ 49,000
Newton 298 $ 32,508,000 $ 109,000 $ 55,000
Ouachita 987 $ 72,885,000 $ 73,000 $ 53,000
Perry 435 $ 45,822,000 $ 105,000 $ 68,000
Phillips 403 $ 30,500,000 $ 75,000 $ 67,000
Pike 287 $ 29,732,000 $ 103,000 $ 78,000
Poinsett 909 $ 62,352,000 $ 68,000 $ 52,000
Polk 512 $ 54,996,000 $ 107,000 $ 61,000
Pope 2,925 $ 338,371,000 $ 115,000 $ 56,000
Prairie 196 $ 11,424,000 $ 58,000 $ 66,000
Pulaski 25,131 $ 4,117,151,000 $ 163,000 $ 81,000
Randolph 739 $ 61,106,000 $ 82,000 $ 58,000
Saline 8,445 $ 1,196,793,000 $ 141,000 $ 61,000
Scott 265 $ 21,151,000 $ 79,000 $ 52,000
Searcy 276 $ 24,630,000 $ 89,000 $ 53,000
Sebastian 6,170 $ 736,777,000 $ 119,000 $ 67,000
Sevier 330 $ 30,816,000 $ 93,000 $ 70,000
Sharp 570 $ 50,111,000 $ 87,000 $ 52,000
St. Francis 640 $ 45,776,000 $ 71,000 $ 54,000
Stone 424 $ 45,874,000 $ 108,000 $ 58,000
Union 1,867 $ 179,040,000 $ 95,000 $ 72,000
Van Buren 934 $ 91,232,000 $ 97,000 $ 64,000
Washington 12,720 $ 1,954,020,000 $ 153,000 $ 82,000
White 3,965 $ 475,873,000 $ 120,000 $ 58,000
Woodruff 174 $ 12,250,000 $ 70,000 $ 46,000
Yell 765 $ 77,420,000 $ 101,000 $ 63,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Arkansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas and search similar information back through 2003.

Download the Arkansas Lender List