Arkansas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive Arkansas mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Arkansas based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Arkansas's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 110,680
Total Mortgage Loan Application Amount $21,261,365,000
Average Mortgage Loan Application Amount $192,000
Highest Mortgage Loan Application Amount $57,695,000
Average Applicant Income $106,000
Highest Applicant Income $7,784,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in Arkansas. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Arkansas, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Arkansas.

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Mortgage Loan Application Detail Totals for Arkansas in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 70,290 $15,634,160,000 $222,000 $57,695,000 $107,000 $7,729,000
Cash-out Refinancing 12,498 $2,303,875,000 $184,000 $18,595,000 $86,000 $4,053,000
Other Purpose 10,590 $799,810,000 $75,000 $3,705,000 $106,000 $7,100,000
Home Improvement 8,824 $638,000,000 $72,000 $5,455,000 $111,000 $7,784,000
Refinancing 8,118 $1,857,420,000 $228,000 $41,255,000 $124,000 $7,692,000
Not Applicable 360 $28,100,000 $78,000 $535,000 $91,000 $588,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 65,248 $11,498,030,000 $176,000 $4,125,000 $108,000 $7,729,000
Not applicable 15,272 $4,403,095,000 $288,000 $57,695,000 $128,000 $1,240,000
Not Provided 10,314 $1,962,560,000 $190,000 $5,005,000 $113,000 $5,076,000
Black or African American 9,570 $1,340,710,000 $140,000 $2,045,000 $79,000 $2,196,000
Hispanic 6,144 $1,005,260,000 $163,000 $2,405,000 $89,000 $4,394,000
Asian 2,321 $675,285,000 $290,000 $2,605,000 $151,000 $3,432,000
American Indian or Alaskan Native 1,171 $191,945,000 $163,000 $765,000 $97,000 $7,784,000
Native Hawaiian or Other Pacific Islander 114 $22,050,000 $193,000 $675,000 $141,000 $3,182,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 77,858 $14,423,175,000 $185,000 $57,695,000 $116,000 $7,784,000
FHA-insured (Federal Housing Administration) 18,906 $3,666,250,000 $193,000 $7,275,000 $76,000 $4,053,000
VA-guaranteed (Veterans Administration) 10,134 $2,591,980,000 $255,000 $1,725,000 $92,000 $4,169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,782 $579,960,000 $153,000 $435,000 $65,000 $3,245,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 54,243 $11,450,985,000 $211,000 $57,695,000 $117,000 $7,692,000
Application Denied By Financial Institution 20,405 $2,516,445,000 $123,000 $24,485,000 $79,000 $7,729,000
Application Withdrawn By Applicant 14,782 $3,105,770,000 $210,000 $31,455,000 $111,000 $7,100,000
Loan Purchased By The Institution 12,529 $2,830,990,000 $225,000 $1,605,000 $123,000 $1,630,000
File Closed For Incompleteness 5,902 $872,650,000 $147,000 $2,405,000 $88,000 $4,053,000
Application Approved But Not Accepted 2,746 $468,020,000 $170,000 $41,255,000 $107,000 $7,784,000
Preapproval Approved but not Accepted 52 $12,110,000 $232,000 $625,000 $96,000 $488,000
Preapproval Denied by Financial Institution 21 $4,395,000 $209,000 $505,000 $78,000 $169,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 86,844 $18,086,045,000 $208,000 $57,695,000 $112,000 $7,784,000
Debt-To-Income Ratio 9,349 $1,462,445,000 $156,000 $12,785,000 $82,000 $7,692,000
Credit History 8,358 $827,300,000 $98,000 $2,075,000 $80,000 $7,729,000
Collateral 2,070 $295,210,000 $142,000 $24,485,000 $100,000 $3,182,000
Other 1,210 $178,720,000 $147,000 $5,425,000 $102,000 $1,479,000
Credit Application Incomplete 1,178 $176,360,000 $149,000 $1,035,000 $108,000 $5,737,000
Unverifiable Information 1,038 $135,190,000 $130,000 $775,000 $79,000 $1,740,000
Insufficient Cash (Downpayment, Closing Cost) 327 $58,045,000 $177,000 $1,165,000 $91,000 $1,857,000
Employment History 301 $40,795,000 $135,000 $1,945,000 $91,000 $4,632,000
Mortgage Insurance Denied 5 $1,255,000 $251,000 $445,000 $200,000 $580,000
Download the Arkansas Lender List

Mortgage Loan Application Totals in 2023 by Arkansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 25,667 $ 7,146,680,000 $ 278,000 $ 138,000
FORT SMITH, AR-OK 6,857 $ 1,088,405,000 $ 158,000 $ 92,000
HOT SPRINGS, AR 4,160 $ 749,560,000 $ 180,000 $ 106,000
JONESBORO, AR 4,820 $ 838,420,000 $ 173,000 $ 106,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 30,083 $ 5,958,975,000 $ 198,000 $ 109,000
PINE BLUFF, AR 2,254 $ 299,170,000 $ 132,000 $ 76,000
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Mortgage Loan Application Totals in 2023 by Arkansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Arkansas 550 $ 69,110,000 $ 125,000 $ 94,000
Ashley 552 $ 66,160,000 $ 119,000 $ 80,000
Baxter 1,425 $ 243,925,000 $ 171,000 $ 96,000
Benton 15,959 $ 4,562,880,000 $ 285,000 $ 141,000
Boone 1,359 $ 214,395,000 $ 157,000 $ 84,000
Bradley 213 $ 26,445,000 $ 124,000 $ 82,000
Calhoun 173 $ 19,905,000 $ 115,000 $ 74,000
Carroll 958 $ 173,730,000 $ 181,000 $ 102,000
Chicot 187 $ 19,685,000 $ 105,000 $ 85,000
Clark 697 $ 88,435,000 $ 126,000 $ 81,000
Clay 448 $ 43,980,000 $ 98,000 $ 69,000
Cleburne 1,142 $ 202,470,000 $ 177,000 $ 110,000
Cleveland 200 $ 26,250,000 $ 131,000 $ 79,000
Columbia 595 $ 84,565,000 $ 142,000 $ 84,000
Conway 790 $ 106,500,000 $ 134,000 $ 77,000
Craighead 4,077 $ 743,385,000 $ 182,000 $ 111,000
Crawford 2,154 $ 340,570,000 $ 158,000 $ 89,000
Crittenden 1,502 $ 237,020,000 $ 157,000 $ 102,000
Cross 562 $ 77,260,000 $ 137,000 $ 86,000
Dallas 190 $ 19,160,000 $ 100,000 $ 74,000
Desha 161 $ 16,685,000 $ 103,000 $ 70,000
Drew 354 $ 50,140,000 $ 141,000 $ 87,000
Faulkner 5,227 $ 1,044,375,000 $ 199,000 $ 103,000
Franklin 568 $ 76,210,000 $ 134,000 $ 83,000
Fulton 309 $ 41,275,000 $ 133,000 $ 77,000
Garland 4,160 $ 749,560,000 $ 180,000 $ 106,000
Grant 889 $ 147,105,000 $ 165,000 $ 93,000
Greene 1,764 $ 265,230,000 $ 150,000 $ 85,000
Hempstead 498 $ 57,150,000 $ 114,000 $ 76,000
Hot Spring 1,294 $ 172,580,000 $ 133,000 $ 83,000
Howard 311 $ 37,885,000 $ 121,000 $ 78,000
Independence 1,137 $ 170,245,000 $ 149,000 $ 93,000
Izard 431 $ 64,835,000 $ 150,000 $ 82,000
Jackson 351 $ 37,795,000 $ 107,000 $ 72,000
Jefferson 1,787 $ 242,725,000 $ 135,000 $ 76,000
Johnson 793 $ 107,225,000 $ 135,000 $ 79,000
Lafayette 172 $ 19,630,000 $ 114,000 $ 77,000
Lawrence 493 $ 52,575,000 $ 106,000 $ 70,000
Lee 129 $ 12,695,000 $ 98,000 $ 72,000
Lincoln 267 $ 30,195,000 $ 113,000 $ 77,000
Little River 336 $ 42,330,000 $ 125,000 $ 107,000
Logan 563 $ 73,225,000 $ 130,000 $ 77,000
Lonoke 3,580 $ 690,110,000 $ 192,000 $ 99,000
Madison 561 $ 95,795,000 $ 170,000 $ 91,000
Marion 608 $ 82,510,000 $ 135,000 $ 82,000
Miller 1,238 $ 202,420,000 $ 163,000 $ 83,000
Mississippi 953 $ 120,765,000 $ 126,000 $ 86,000
Monroe 147 $ 17,105,000 $ 116,000 $ 77,000
Montgomery 273 $ 40,195,000 $ 147,000 $ 98,000
Nevada 247 $ 26,295,000 $ 106,000 $ 71,000
Newton 198 $ 35,660,000 $ 180,000 $ 88,000
Ouachita 725 $ 93,655,000 $ 129,000 $ 81,000
Perry 378 $ 55,730,000 $ 147,000 $ 79,000
Phillips 239 $ 25,305,000 $ 105,000 $ 91,000
Pike 325 $ 41,365,000 $ 127,000 $ 78,000
Poinsett 743 $ 95,035,000 $ 127,000 $ 79,000
Polk 460 $ 63,680,000 $ 138,000 $ 95,000
Pope 2,046 $ 292,400,000 $ 142,000 $ 95,000
Prairie 258 $ 29,120,000 $ 112,000 $ 79,000
Pulaski 14,194 $ 2,895,610,000 $ 204,000 $ 118,000
Randolph 583 $ 69,295,000 $ 118,000 $ 81,000
Saline 5,815 $ 1,126,045,000 $ 193,000 $ 103,000
Scott 278 $ 35,650,000 $ 128,000 $ 88,000
Searcy 262 $ 34,550,000 $ 131,000 $ 79,000
Sebastian 4,135 $ 671,625,000 $ 162,000 $ 95,000
Sevier 320 $ 41,610,000 $ 130,000 $ 82,000
Sharp 662 $ 82,940,000 $ 125,000 $ 73,000
St. Francis 368 $ 41,580,000 $ 112,000 $ 85,000
Stone 306 $ 42,980,000 $ 140,000 $ 74,000
Union 1,220 $ 169,470,000 $ 138,000 $ 80,000
Van Buren 765 $ 102,185,000 $ 133,000 $ 85,000
Washington 9,147 $ 2,488,005,000 $ 272,000 $ 135,000
White 3,139 $ 480,905,000 $ 153,000 $ 84,000
Woodruff 110 $ 12,250,000 $ 111,000 $ 58,000
Yell 670 $ 82,020,000 $ 122,000 $ 81,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Arkansas's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Arkansas's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Arkansas Lender List