Atchison County, KS Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 645 mortgage applications in Atchison County, KS totaling $62.6 million, up 2% from 2012. The average application was for $97,000, and applicants reported an average income of $64,000. 65% of applications resulted in an originated loan and 16% were denied. The most active lender was Union State Bank of Everest, with 161 applications, followed by Exchange National Bank & Trust and Gnb Mortgage Company Inc.

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Total Number of Mortgage Applications 645
Total Mortgage Loan Application Amount $62,648,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $414,000
Average Applicant Income $64,000
Highest Applicant Income $380,000

Mortgage Company List for Lending in Atchison County, KS for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 240,895,000 161 $ 14,176,000
Exchange National Bank & Trust
600 COMMERCIAL, PO BOX 189
ATCHISON, KS 66002
* $ 401,663,000 101 $ 7,110,000
Gnb Mortgage Company Inc
112 E 8TH STREET, PO BOX 149
HORTON, KS 66439
* $ 278,812,000 46 $ 4,252,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 46 $ 5,182,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 42 $ 4,094,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 14 $ 1,261,000
Bank of Blue Valley
6740 ANTIOCH
MERRIAM, KS 66204
* $ 754,575,000 14 $ 1,160,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 13 $ 1,583,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 12 $ 1,005,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 14,689,863,000 11 $ 1,120,000
Gnbank, National Association
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ 560,406,000 11 $ 695,000
Bendena State Bank
933 FRIENDSHIP RD. PO BOX 147
BENDENA, KS 66008
* $ 49,415,000 8 $ 586,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 8 $ 887,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 8 $ 839,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 7 $ 685,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 659,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 6 $ 774,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 6 $ 1,063,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 644,000
The Farmers State Bank
211 ST. JOSEPH STREET
WATHENA, KS 66090
* $ 66,049,000 5 $ 178,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 408,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 579,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 415,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 661,000
Mutual Savings Association, Fsa
100 S 4TH STREET
LEAVENWORTH, KS 66048
* $ 213,966,000 4 $ 536,000
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ 281,973,000 3 $ 252,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 319,000
Pony Express Community Bank
3702 FARARON STREET
SAINT JOSEPH, MO 64506
* $ 69,382,000 3 $ 463,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 949,559,000 3 $ 336,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 2 $ 411,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 2 $ 400,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 2 $ 481,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 233,568,000 2 $ 228,000
Arvest Bank

TULSA, OK 74103
* $ 13,199,987,000 2 $ 30,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 2 $ 212,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 244,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 296,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 2 $ 219,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 291,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 2 $ 263,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 2 $ 187,000
Citizens Federal Savings Bank
5151 S 4TH STREET TRAFFICWAY
LEAVENWORTH, KS 66048
* $ 195,723,000 2 $ 441,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 299,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 2 $ 187,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,173,000 2 $ 575,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 404,150,000 1 $ 53,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,668,374,000 1 $ 90,000
The Citizens National Bank
417 COMMERCIAL, P.O. BOX 309
GREENLEAF, KS 66943
* $ 187,069,000 1 $ 100,000
Bank of Weston
PO BOX 8
WESTON, MO 64098
* $ 113,092,000 1 $ 3,000
Bank of the Prairie
18675 W 151ST ST
OLATHE, KS 66062
* $ 80,485,000 1 $ 27,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 179,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 141,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 81,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 86,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 124,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 84,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 165,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 100,000
The Valley State Bank
502 N MERCHANT
BELLE PLAINE, KS 67013
* $ 119,990,000 1 $ 64,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 107,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 98,854,000 1 $ 115,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 197,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 75,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 162,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 612,317,000 1 $ 50,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 253,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 33,878,000 1 $ 176,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 58,000
Bank of Blue Valley
11935 RILEY
OVERLAND PARK, KS 66213
* $ 656,400,000 1 $ 190,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 1 $ 86,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 1 $ 242,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 1 $ 173,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 96,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 354,250,000 1 $ 188,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 96,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,067,664,000 1 $ 18,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 134,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 153,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 131,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 103,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 164,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 1 $ 146,000

The tables below break down 2013 mortgage applications in Atchison County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Atchison County, KS in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 379 $41,196,000 $108,000 $414,000 $68,000 $380,000
Home Purchase 229 $19,954,000 $87,000 $331,000 $57,000 $345,000
Home Improvement 37 $1,498,000 $40,000 $162,000 $63,000 $125,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 541 $51,987,000 $96,000 $414,000 $69,000 $351,000
Not applicable 54 $5,131,000 $95,000 $400,000 $15,000 $281,000
Not Provided 34 $4,349,000 $127,000 $300,000 $69,000 $246,000
Black or African American 8 $774,000 $96,000 $191,000 $89,000 $380,000
American Indian or Alaskan Native 4 $225,000 $56,000 $100,000 $27,000 $67,000
Hispanic 3 $132,000 $44,000 $57,000 $48,000 $56,000
Asian 1 $50,000 $50,000 $50,000 $43,000 $43,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 490 $45,557,000 $92,000 $414,000 $71,000 $380,000
FHA-insured (Federal Housing Administration) 83 $8,853,000 $106,000 $240,000 $38,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $3,970,000 $86,000 $157,000 $37,000 $75,000
VA-guaranteed (Veterans Administration) 26 $4,268,000 $164,000 $336,000 $57,000 $170,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 419 $39,040,000 $93,000 $414,000 $68,000 $345,000
Application Denied By Financial Institution 106 $10,030,000 $94,000 $410,000 $59,000 $380,000
Loan Purchased By The Institution 48 $5,630,000 $117,000 $336,000 $32,000 $281,000
Application Withdrawn By Applicant 43 $4,711,000 $109,000 $277,000 $74,000 $291,000
File Closed For Incompleteness 20 $2,327,000 $116,000 $300,000 $67,000 $192,000
Application Approved But Not Accepted 9 $910,000 $101,000 $194,000 $60,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $2,368,000 $67,000 $200,000 $46,000 $173,000
Debt-To-Income Ratio 16 $1,225,000 $76,000 $130,000 $33,000 $96,000
Collateral 15 $1,809,000 $120,000 $208,000 $106,000 $351,000
Credit Application Incomplete 7 $972,000 $138,000 $240,000 $118,000 $380,000
Other 2 $146,000 $73,000 $104,000 $30,000 $61,000
Employment History 1 $85,000 $85,000 $85,000 $55,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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