Atkinson County GA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Unlock detailed Atkinson County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 135
Total Mortgage Loan Application Amount $7,572,000
Average Mortgage Loan Application Amount $56,000
Highest Mortgage Loan Application Amount $262,000
Average Applicant Income $43,000
Highest Applicant Income $1,200,000

Mortgage Company List for Lending in Atkinson County GA for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 9 $ 230,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 8 $ 634,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 8 $ 636,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 8 $ 696,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 247,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 124,453,567,000 7 $ 210,000
FARMERS & MERCHANTS BANK
4 NORTH CARTER STREET, PO BOX 187
LAKELAND, GA 31635
* $ 178,844,000 6 $ 183,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 6 $ 256,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 5 $ 32,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 5 $ 158,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 4 $ 122,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 4 $ 279,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 3 $ 130,000
AGSOUTH FARM CREDIT, ACA
P O BOX 718
STATESBORO, GA 30459
* $ 10,000,000 3 $ 299,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 67,584,376,000 3 $ 147,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 3 $ 150,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 229,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 3 $ 188,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 282,755,000 2 $ 166,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 168,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 111,000
SOUTHEASTERN BANK
1010 NORTH WAY, POST OFFICE BOX 455
DARIEN, GA 31305
* $ 374,103,000 2 $ 15,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 137,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 2 $ 95,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 2 $ 163,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 2 $ 157,000
CRESCENT MORTGAGE COMPANY
115 PERIMETER CENTER PLACE STE 285
ATLANTA, GA 30346
* $ 367,510,000 1 $ 85,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 1 $ 54,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 1 $ 94,000
COLONY BANK WORTH
P. O. BOX 787
SYLVESTER, GA 31791
* $ 139,257,000 1 $ 10,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 1 $ 80,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 55,000
ATLANTIC COAST BANK
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 448,710,000 1 $ 7,000
GPE INC.
241 EAST SAGINAW PO BOX 980
EAST LANSING, MI 48826
* $ 209,501,000 1 $ 71,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 30,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 50,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 1 $ 94,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,402,767,000 1 $ 53,000
FLAG BANK
3475 PIEDMONT ROAD, NE SUITE 550
ATLANTA, GA 30305
* $ 698,114,000 1 $ 262,000
COLONY MORTGAGE CORP
614 N. WESTOVER BLVD
ALBANY, GA 31707
* $ 10,000,000 1 $ 79,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 94,000
ONE WORLD MORTGAGE CORPORATION
3039 PREMIERE PARKWAY SUITE 100A
DULUTH, GA 30097
* $ 10,000,000 1 $ 57,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 1 $ 53,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 1 $ 55,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 83,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 1 $ 153,000
SOUTH TRUST BANK
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 51,884,768,000 1 $ 72,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 34,000,000 1 $ 62,000
WELLS FARGO FIN'L GEORGIA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 1 $ 32,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 353,541,000,000 1 $ 49,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2004, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Atkinson County GA in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 85 $5,445,000 $64,000 $262,000 $49,000 $1,200,000
Home Purchase 36 $1,756,000 $48,000 $85,000 $31,000 $114,000
Home Improvement 14 $371,000 $26,000 $110,000 $39,000 $132,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 61 $3,931,000 $64,000 $262,000 $54,000 $156,000
Black or African American 26 $1,088,000 $41,000 $116,000 $28,000 $80,000
Not Provided 25 $1,480,000 $59,000 $207,000 $48,000 $1,200,000
Not applicable 11 $738,000 $67,000 $168,000 $27,000 $114,000
Hispanic 11 $255,000 $23,000 $61,000 $22,000 $48,000
Asian 1 $80,000 $80,000 $80,000 $23,000 $23,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 133 $7,452,000 $56,000 $262,000 $43,000 $1,200,000
FHA-insured (Federal Housing Administration) 2 $120,000 $60,000 $74,000 $30,000 $35,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 54 $2,647,000 $49,000 $153,000 $38,000 $1,200,000
Loan Originated 44 $2,668,000 $60,000 $262,000 $50,000 $156,000
Loan Purchased By The Institution 13 $865,000 $66,000 $168,000 $30,000 $114,000
Application Withdrawn By Applicant 12 $696,000 $58,000 $90,000 $37,000 $60,000
Application Approved But Not Accepted 9 $436,000 $48,000 $85,000 $51,000 $97,000
File Closed For Incompleteness 3 $260,000 $86,000 $94,000 $80,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14 $644,000 $46,000 $120,000 $29,000 $78,000
Other 11 $689,000 $62,000 $116,000 $81,000 $1,200,000
Collateral 6 $515,000 $85,000 $153,000 $53,000 $90,000
Credit Application Incomplete 3 $229,000 $76,000 $92,000 $34,000 $40,000
Debt-To-Income Ratio 2 $65,000 $32,000 $55,000 $40,000 $48,000
Unverifiable Information 1 $10,000 $10,000 $10,000 $24,000 $24,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Georgia Lender List