Avery County NC
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Avery County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Avery County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 964
Total Mortgage Loan Application Amount $217,287,000
Average Mortgage Loan Application Amount $225,000
Highest Mortgage Loan Application Amount $3,375,000
Average Applicant Income $191,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Avery County NC for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 143 $ 34,360,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 80 $ 24,178,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 74 $ 15,097,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 23,061,183,000 54 $ 6,768,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 7,426,039,000 52 $ 6,754,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 49 $ 12,616,000
SIDUS FINANCIAL, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 42 $ 7,215,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 28 $ 10,362,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 24 $ 4,612,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 23 $ 1,675,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 22 $ 4,954,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 3,790,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 20,797,006,000 19 $ 3,425,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 14 $ 2,690,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,306,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,444,690,000 11 $ 783,000
CARTER COUNTY BANK
PO BOX 4980
JOHNSON CITY, TN 37602
* $ 272,257,000 10 $ 648,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 1,811,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 9 $ 2,721,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 2,460,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 9 $ 1,109,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MT., NC 27804
* $ 27,285,986,000 8 $ 1,917,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 1,787,000
BARRONS MORTGAGE GROUP LTD
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 6 $ 854,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 6 $ 1,405,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 262,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,216,291,000,000 6 $ 2,389,000
PIEDMONT FEDERAL SAVINGS BANK
201 SOUTH STRATFORD ROAD
WINSTON SALEM, NC 27103
* $ 920,546,000 6 $ 903,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 5 $ 892,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 5 $ 929,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 5 $ 1,330,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 5 $ 951,000
MYERS PARK MORTGAGE
141 PROVIDENCE RD
CHARLOTTE, NC 28207
* $ 10,000,000 5 $ 1,495,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 5 $ 1,747,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 4 $ 853,000
1ST CHOICE MORTGAGE/EQUITY COR
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 4 $ 452,000
RESOURCE FINANCIAL SERVICES
2717 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 4 $ 577,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 1,075,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 4 $ 2,431,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 179,970,802,000 4 $ 419,000
SCBT, NA
PO BOX 1287
ORANGEBURG, SC 29116
* $ 3,593,230,000 4 $ 942,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 4 $ 4,205,000
FIRST FEDERAL OF CHARLESTON
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 4 $ 386,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 3 $ 1,360,000
YADKIN BANK
325 EAST FRONT STREET
STATESVILLE, NC 28677
* $ 2,297,660,000 3 $ 651,000
CAROLINA BANK
PO BOX 10209
GREENSBORO, NC 27404
* $ 676,387,000 3 $ 588,000
NORTH STATE BANK
6200 FALLS OF THE NEUSE ROAD
RALEIGH, NC 27609
* $ 632,904,000 3 $ 607,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,919,054,000 3 $ 196,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 3 $ 805,000
CMC FUNDING, INC.
814 A1A NORTH, STE. 303
PONTE VEDRA BEACH, FL 32082
* $ 10,000,000 3 $ 1,230,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 3 $ 873,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 2 $ 724,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 330,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 380,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 451,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 2 $ 574,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 753,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 181,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 2 $ 577,000
BANK OF OAK RIDGE
8050 FOGLEMAN RD.
OAK RIDGE, NC 27310
* $ 348,760,000 2 $ 70,000
PARK STERLING BANK
1043 E MOREHEAD ST, STE 201
CHARLOTTE, NC 28204
* $ 616,102,000 2 $ 892,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 2 $ 490,000
FIRST SOUTH BANK
1311 CAROLINA AVE
WASHINGTON, NC 27889
* $ 790,705,000 2 $ 1,092,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 1,085,592,000 2 $ 218,000
MOUNTAIN COMMERCE BANK
121 BOONE RIDGE DRIVE, SUITE 2002
JOHNSON CITY, TN 37615
* $ 342,719,000 2 $ 163,000
GATEWAY BANK MORTGAGE, INC.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 2,579,350,000 2 $ 287,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 2 $ 306,000
MERRILL LYNCH CREDIT CORP
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 2 $ 1,420,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 56,866,447,000 1 $ 750,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 366,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 26,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 1 $ 562,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,054,163,000 1 $ 111,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 1 $ 70,000
HOMETRUST BANK N.A.
P O BOX 10
ASHEVILLE, NC 28804
* $ 1,669,845,000 1 $ 136,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 1 $ 166,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
LA JOLLA, CA 92122
* $ 1,662,674,000 1 $ 1,000,000
DOVER MORTGAGE COMPANY
PO BOX 1626
ASHEBORO, NC 27204
* $ 1,817,511,000 1 $ 291,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,147,152,000 1 $ 335,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 160,432,000 1 $ 175,000
HIGHLANDS UNION BANK
340 WEST MAIN STREET
ABINGDON, VA 24210
* $ 655,625,000 1 $ 165,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,804,090,000 1 $ 292,000
FIRST COMMUNITY BANK, NA
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ 598,275,000 1 $ 294,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 417,000
SEASIDE NATIONAL BANK & TRUST
201 S ORANGE AVE, STE 1350
ORLANDO, FL 32801
* $ 765,917,000 1 $ 400,000
ROYAL BK OF CANADA
1211 AVENUE OF THE AMERICAS
NEW YORK, NY 10036
* $ 1,995,593,000 1 $ 1,237,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 417,000
STOCK YARDS BANK & TRUST COMPANY
1040 EAST MAIN STREET
LOUISVILLE, KY 40206
* $ 1,891,557,000 1 $ 385,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 38,000
CENTRAL BANK OF GEORGIA
PO BOX 45
ELLAVILLE, GA 31806
* $ 270,423,000 1 $ 210,000
PEOPLES BANK
518 WEST C STREET
NEWTON, NC 28658
* $ 1,064,980,000 1 $ 413,000
F&M BANK
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 790,289,000 1 $ 86,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 1,942,629,000 1 $ 186,000
INTERNATIONAL FINANCE BANK
777 SW 37TH AVENUE, SUITE 600
MIAMI, FL 33135
* $ 502,786,000 1 $ 335,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 385,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 417,000
SOUTHERN COMMUNITY BANK AND TR
465 SHEPHERD STREET
WINSTON SALEM, NC 27103
* $ 1,649,633,000 1 $ 110,000
CRESCOM BANK
288 MEETING ST
CHARLESTON, SC 29401
* $ 367,064,000 1 $ 398,000
MOUNTAIN 1ST BANK & TRUST COMP
101 JACK STREET
HENDERSONVILLE, NC 28792
* $ 724,738,000 1 $ 195,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 502,376,000 1 $ 750,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 832,744,000 1 $ 46,000
ALLEGACY FEDERAL CREDIT UNION
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 907,624,000 1 $ 140,000
TELCO COMMUNITY CREDIT UNION
712 NEW LEICESTER HWY.
ASHEVILLE, NC 28806
* $ 73,482,000 1 $ 111,000
NORTHEAST COMMUNITY
980 JASON WITTEN WAY
ELIZABETHTON, TN 37643
* $ 68,175,000 1 $ 302,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 20,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 11,459,900,000 1 $ 3,375,000
ASTORIA BANK
211 STATION ROAD
MINEOLA, NY 11501
* $ 17,091,328,000 1 $ 744,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,104,501,000 1 $ 279,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 191,000
AMERIFIRST FINANCIAL CORPORATI
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 1 $ 73,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 114,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 172,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 230,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 242,000
FIRST CITIZENS BANK
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,203,738,000 1 $ 404,000
AMERISOUTH MORTGAGE COMPANY
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ 10,000,000 1 $ 80,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 84,416,285,000 1 $ 720,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 135,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ 50,010,000 1 $ 417,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 85,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 232,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 192,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 100,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 150,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 200,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 1 $ 129,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 227,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ 10,000,000 1 $ 260,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 104,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 173,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 24,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 158,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 189,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 368,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 1 $ 165,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Avery County NC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 664 $151,972,000 $228,000 $1,608,000 $173,000 $9,999,000
Home Purchase 247 $62,284,000 $252,000 $3,375,000 $265,000 $9,999,000
Home Improvement 53 $3,031,000 $57,000 $417,000 $82,000 $705,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 802 $173,208,000 $215,000 $3,375,000 $201,000 $9,999,000
Not applicable 82 $22,483,000 $274,000 $1,608,000 $49,000 $752,000
Not Provided 62 $18,525,000 $298,000 $3,375,000 $279,000 $4,210,000
Hispanic 12 $2,171,000 $180,000 $397,000 $103,000 $403,000
American Indian or Alaskan Native 4 $482,000 $120,000 $134,000 $47,000 $92,000
Black or African American 2 $418,000 $209,000 $229,000 $94,000 $110,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 876 $202,750,000 $231,000 $3,375,000 $206,000 $9,999,000
FHA-insured (Federal Housing Administration) 59 $7,956,000 $134,000 $423,000 $36,000 $118,000
VA-guaranteed (Veterans Administration) 15 $4,038,000 $269,000 $562,000 $100,000 $287,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $2,543,000 $181,000 $261,000 $49,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 484 $112,578,000 $232,000 $3,300,000 $254,000 $9,999,000
Application Denied By Financial Institution 177 $33,170,000 $187,000 $3,375,000 $114,000 $4,210,000
Loan Purchased By The Institution 123 $28,062,000 $228,000 $1,205,000 $90,000 $752,000
Application Withdrawn By Applicant 106 $29,261,000 $276,000 $3,375,000 $197,000 $4,800,000
Application Approved But Not Accepted 49 $8,156,000 $166,000 $1,050,000 $131,000 $948,000
File Closed For Incompleteness 25 $6,060,000 $242,000 $1,608,000 $113,000 $880,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 42 $12,493,000 $297,000 $3,375,000 $248,000 $4,210,000
Debt-To-Income Ratio 40 $9,101,000 $227,000 $990,000 $54,000 $210,000
Credit History 25 $2,550,000 $102,000 $335,000 $84,000 $705,000
Other 13 $2,060,000 $158,000 $660,000 $148,000 $584,000
Credit Application Incomplete 13 $1,816,000 $139,000 $357,000 $115,000 $816,000
Unverifiable Information 5 $811,000 $162,000 $417,000 $26,000 $77,000
Employment History 2 $114,000 $57,000 $90,000 $24,000 $25,000
Mortgage Insurance Denied 1 $57,000 $57,000 $57,000 $67,000 $67,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List