Baker County GA
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage statistics and lending data for the Baker County GA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Baker County GA, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 53 |
| Total Mortgage Loan Application Amount | $3,605,000 |
| Average Mortgage Loan Application Amount | $68,000 |
| Highest Mortgage Loan Application Amount | $185,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $153,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 12 | $ 890,000 |
| FIRST STATE BANK OF BLAKELY, INC. 2213 S. MAIN STREET BLAKELY, GA 39823 |
* | $ 467,077,000 | 7 | $ 195,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 5 | $ 275,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 201,637,519,000 | 4 | $ 250,000 |
| AMERIS BANK 300 SOUTH MAIN STREET MOULTRIE, GA 31768 |
* | $ 7,826,243,000 | 4 | $ 450,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 225,000 |
| GEORGIA COMMUNITY BANK 250 EAST LEE ST DAWSON, GA 39842 |
* | $ 159,576,000 | 2 | $ 70,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 9,805,580,000 | 2 | $ 60,000 |
| ORION FEDERAL CREDIT UNION 7845 HIGHWAY 64 MEMPHIS, TN 38133 |
* | $ 715,160,000 | 1 | $ 85,000 |
| SOUTHWEST GEORGIA BANK 201 1ST STREET SE MOULTRIE, GA 31768 |
* | $ 488,345,000 | 1 | $ 45,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 1 | $ 135,000 |
| FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 4,724,296,000 | 1 | $ 105,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ -1,000 | 1 | $ 35,000 |
| TRIUMPH BANK 1780 MORIAH WOODS BLVD., SUITE 4 MEMPHIS, TN 38117 |
* | $ 722,208,000 | 1 | $ 55,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,751,524,000,000 | 1 | $ 35,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 1 | $ 55,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 1 | $ 55,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 1 | $ 95,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 165,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 HORSHAM, PA 19044 |
* | $ -1,000 | 1 | $ 175,000 |
| PINNACLE BANK 884 ELBERT STREET ELBERTON, GA 30635 |
* | $ 876,891,000 | 1 | $ 95,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Baker County GA in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 28 | $2,060,000 | $73,000 | $165,000 | $51,000 | $153,000 |
| Refinancing | 14 | $840,000 | $60,000 | $185,000 | $61,000 | $139,000 |
| Other Purpose | 4 | $230,000 | $57,000 | $105,000 | $68,000 | $115,000 |
| Cash-out Refinancing | 4 | $350,000 | $87,000 | $175,000 | $51,000 | $80,000 |
| Home Improvement | 2 | $70,000 | $35,000 | $35,000 | $92,000 | $110,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 31 | $2,325,000 | $75,000 | $185,000 | $56,000 | $121,000 |
| Black or African American | 17 | $945,000 | $55,000 | $145,000 | $48,000 | $139,000 |
| Not applicable | 3 | $205,000 | $68,000 | $95,000 | $0 | $0 |
| Not Provided | 1 | $65,000 | $65,000 | $65,000 | $114,000 | $114,000 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $153,000 | $153,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 46 | $3,080,000 | $66,000 | $185,000 | $57,000 | $153,000 |
| FHA-insured (Federal Housing Administration) | 4 | $200,000 | $50,000 | $55,000 | $32,000 | $42,000 |
| VA-guaranteed (Veterans Administration) | 3 | $325,000 | $108,000 | $135,000 | $82,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24 | $1,530,000 | $63,000 | $185,000 | $59,000 | $139,000 |
| Application Denied By Financial Institution | 20 | $1,480,000 | $74,000 | $185,000 | $54,000 | $153,000 |
| File Closed For Incompleteness | 4 | $230,000 | $57,000 | $85,000 | $45,000 | $73,000 |
| Loan Purchased By The Institution | 3 | $205,000 | $68,000 | $95,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2 | $160,000 | $80,000 | $85,000 | $70,000 | $103,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23 | $1,715,000 | $74,000 | $185,000 | $63,000 | $139,000 |
| Credit History | 13 | $855,000 | $65,000 | $165,000 | $54,000 | $153,000 |
| Debt-To-Income Ratio | 13 | $775,000 | $59,000 | $185,000 | $48,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $180,000 | $90,000 | $145,000 | $76,000 | $119,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $33,000 | $33,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information back through 2003.