Barnes County ND
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Barnes County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in North Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 429 |
| Total Mortgage Loan Application Amount | $42,754,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $635,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $943,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 88 | $ 8,086,000 |
| BANK FORWARD 390 WHEAT STREET, PO BOX 100 FARGO, ND 58448 |
* | $ 471,627,000 | 83 | $ 7,404,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 1,902,620,000 | 45 | $ 4,409,000 |
| FIRST COMMUNITY CREDIT UNION 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 381,178,000 | 43 | $ 3,640,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 25 | $ 3,769,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 15 | $ 1,501,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 15 | $ 1,505,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 11 | $ 901,000 |
| GATE CITY BANK 500 2ND AVE N FARGO, ND 58102 |
* | $ 1,403,013,000 | 8 | $ 723,000 |
| BREMER BANK NA (FARGO) 1444 45TH ST SW FARGO, ND 58103 |
* | $ 1,562,058,000 | 8 | $ 935,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 6 | $ 815,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 5 | $ 667,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 5 | $ 538,000 |
| TOWN AND COUNTRY CREDIT UNION 615 S BROADWAY ST MINOT, ND 58701 |
* | $ 296,912,000 | 5 | $ 662,000 |
| UNISON BANK PO BOX 2056 JAMESTOWN, ND 58402 |
* | $ 209,870,000 | 5 | $ 233,000 |
| CORNERSTONE BANK 2280 45TH STREET SOUTH FARGO, ND 58104 |
* | $ 266,422,000 | 5 | $ 476,000 |
| FIRST STATE BANK OF ND 340 MAIN STREET, PO BOX 98 ARTHUR, ND 58006 |
* | $ 283,605,000 | 4 | $ 259,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 4 | $ 425,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 4 | $ 305,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 2,226,619,000 | 3 | $ 397,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 291,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 1,088,724,000 | 2 | $ 417,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 662,437,000 | 2 | $ 278,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 1,154,398,000 | 2 | $ 280,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 2 | $ 124,000 |
| BANK OF NORTH DAKOTA 1200 MEMORIAL HWY BISMARCK, ND 58504 |
* | $ 35,500,000 | 2 | $ 196,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 176,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 1 | $ 202,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 117,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 117,000 |
| FIRST MORTGAGE SERVICE, INC. 815 23RD AVE E WEST FARGO, ND 58078 |
* | $ 10,000,000 | 1 | $ 107,000 |
| F-M MORTGAGE CORPORATION 801 10TH STREET S, SUITE 100 FARGO, ND 58103 |
* | $ 10,000,000 | 1 | $ 84,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 75,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 1 | $ 126,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 128,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 126,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 1 | $ 18,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,241,069,000 | 1 | $ 190,000 |
| STARION BANK 109 1ST STREET NW BISMARCK, ND 58554 |
* | $ 924,641,000 | 1 | $ 178,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 107,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 1 | $ 108,000 |
| CAPITAL CREDIT UNION PO BOX 2096 BISMARCK, ND 58502 |
* | $ 285,661,000 | 1 | $ 128,000 |
| WESTERN STATE BANK 755 13TH AVE E DEVILS LAKE, ND 58108 |
* | $ 488,840,000 | 1 | $ 252,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 1 | $ 25,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 1 | $ 20,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,459,365,000 | 1 | $ 127,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 1 | $ 133,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Barnes County ND in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 234 | $24,915,000 | $106,000 | $635,000 | $78,000 | $943,000 |
| Home Purchase | 141 | $15,120,000 | $107,000 | $260,000 | $56,000 | $411,000 |
| Home Improvement | 54 | $2,719,000 | $50,000 | $240,000 | $68,000 | $212,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 361 | $36,009,000 | $99,000 | $635,000 | $79,000 | $943,000 |
| Not applicable | 48 | $5,150,000 | $107,000 | $406,000 | $7,000 | $204,000 |
| Not Provided | 17 | $1,427,000 | $83,000 | $154,000 | $49,000 | $137,000 |
| Hispanic | 2 | $40,000 | $20,000 | $20,000 | $60,000 | $72,000 |
| Asian | 1 | $128,000 | $128,000 | $128,000 | $52,000 | $52,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 353 | $34,316,000 | $97,000 | $635,000 | $75,000 | $943,000 |
| FHA-insured (Federal Housing Administration) | 49 | $5,533,000 | $112,000 | $260,000 | $46,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,912,000 | $112,000 | $189,000 | $39,000 | $63,000 |
| VA-guaranteed (Veterans Administration) | 10 | $993,000 | $99,000 | $131,000 | $35,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 277 | $27,350,000 | $98,000 | $635,000 | $74,000 | $943,000 |
| Application Denied By Financial Institution | 61 | $5,794,000 | $94,000 | $252,000 | $61,000 | $203,000 |
| Application Withdrawn By Applicant | 42 | $3,758,000 | $89,000 | $202,000 | $63,000 | $237,000 |
| Loan Purchased By The Institution | 31 | $3,728,000 | $120,000 | $199,000 | $44,000 | $204,000 |
| Application Approved But Not Accepted | 13 | $1,498,000 | $115,000 | $252,000 | $82,000 | $137,000 |
| File Closed For Incompleteness | 5 | $626,000 | $125,000 | $180,000 | $56,000 | $131,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $1,096,000 | $78,000 | $172,000 | $71,000 | $139,000 |
| Collateral | 12 | $1,447,000 | $120,000 | $252,000 | $82,000 | $203,000 |
| Debt-To-Income Ratio | 6 | $805,000 | $134,000 | $230,000 | $33,000 | $87,000 |
| Other | 5 | $480,000 | $96,000 | $200,000 | $65,000 | $99,000 |
| Employment History | 4 | $324,000 | $81,000 | $126,000 | $51,000 | $102,000 |
| Unverifiable Information | 2 | $129,000 | $64,000 | $76,000 | $83,000 | $104,000 |
| Credit Application Incomplete | 1 | $57,000 | $57,000 | $57,000 | $29,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $113,000 | $113,000 | $113,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.