Barron County, WI Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 2,285 mortgage applications in Barron County, WI totaling $286.8 million, down 20% from 2009. The average application was for $125,000, and applicants reported an average income of $75,000. 55% of applications resulted in an originated loan and 18% were denied. The most active lender was Johnson Bank, with 261 applications, followed by Westconsin Credit Union and Royal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,285
Total Mortgage Loan Application Amount $286,792,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $4,712,000
Average Applicant Income $75,000
Highest Applicant Income $2,607,000

Mortgage Company List for Lending in Barron County, WI for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 5,572,351,000 261 $ 37,019,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 646,062,000 236 $ 22,293,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 1,044,603,000 214 $ 24,551,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 176 $ 24,765,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 130 $ 17,068,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 124 $ 15,017,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 178,931,000 119 $ 11,271,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 88 $ 8,112,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 81 $ 11,434,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 78 $ 10,334,000
Bank Mutual
4949 W BROWN DEER ROAD
MILWAUKEE, WI 53224
* $ 3,511,269,000 68 $ 7,128,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 68 $ 9,854,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 58 $ 6,878,000
First National Bank of Waupaca
402 N. 8TH ST.
MANITOWOC, WI 54221
* $ 705,398,000 42 $ 4,016,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 35 $ 2,599,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 23 $ 3,621,000
River City Mortgage and Financ
5001 AMERICAN BLVD SUITE 1000
BLOOMINGTON, MN 55437
* $ 10,000,000 23 $ 2,163,000
Citizens Community Federal
PO BOX 218
ALTOONA, WI 54720
* $ 566,651,000 20 $ 1,633,000
The Riverbank
26777 FALLBROCK AVE PO BOX 97
WYOMING, MN 55092
* $ 480,292,000 19 $ 2,658,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 15 $ 1,647,000
Bremer Bank NA (Menomonie)
605 2ND ST
MENOMONIE, WI 54751
* $ 648,143,000 14 $ 1,090,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 1,671,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 13 $ 1,860,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 12 $ 1,321,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ 81,437,000 12 $ 1,404,000
M&I Marshall & Ilsley Bank
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 50,253,578,000 12 $ 1,509,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 4,461,272,000 11 $ 2,030,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 11 $ 1,278,000
Bell America Mortgage LLC dba
1000 SHELARD PARKWAY SUITE 500
MINNEAPOLIS, MN 55434
* $ 10,000,000 9 $ 1,576,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 9 $ 1,359,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 9 $ 1,038,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 1,465,000
Summit Mortgage Corporation
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 7 $ 1,154,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 7 $ 710,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 763,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ 76,715,000 7 $ 258,000
Bank of the West
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 60,000,590,000 6 $ 641,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 153,205,000 6 $ 1,125,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 129,000
Clearpointe Capital, LLC
N86W14041 BEACON STREET
MENOMONEE FALLS, WI 53051
* $ 10,000,000 6 $ 109,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 877,000
One Choice Mortgage, LLC
7700 WEST BLUEMOUND ROAD
WAUWATOSA, WI 53213
* $ 39,000,000 5 $ 423,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 5 $ 1,383,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 1,418,487,000 5 $ 433,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 5 $ 515,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 151,022,000 5 $ 782,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,548,251,000 5 $ 646,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 4 $ 457,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 4 $ 322,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,120,512,000 4 $ 400,000
The First Bank of Baldwin
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ 175,405,000 4 $ 371,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 4 $ 499,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 795,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 413,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 555,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 403,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 551,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 475,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 11,000,000 3 $ 508,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 3 $ 317,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 548,648,000 3 $ 387,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,371,962,000 3 $ 246,000
Charter Bank
1010 W CLAIREMONT AVE
EAU CLAIRE, WI 54701
* $ 535,532,000 2 $ 87,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 198,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 2 $ 781,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 2 $ 355,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 262,000
First American Bank, N.A.
2424 MONETARY BLVD SUITE 107
HUDSON, WI 54016
* $ 68,376,000 2 $ 2,113,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 448,000
Harris N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 43,971,627,000 2 $ 407,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 283,406,000 2 $ 112,000
Citizens Bancshares of Woodville, Inc.
375 STAGELINE RD PO BOX 247
HUDSON, WI 54016
* $ 170,596,000 2 $ 321,000
Bankcherokee
607 SMITH AV S
SAINT PAUL, MN 55107
* $ 234,998,000 2 $ 260,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 692,953,000 2 $ 305,000
Dairyland State Bank
719 NORTH MAIN STREET
BRUCE, WI 54819
* $ 81,558,000 2 $ 110,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 2 $ 180,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,249,093,000 2 $ 159,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 2 $ 487,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 731,347,000 2 $ 506,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 2 $ 270,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,342,381,000 2 $ 192,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 475,827,000 2 $ 347,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 280,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 2 $ 412,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 2,522,940,000 2 $ 405,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 2 $ 428,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ 10,000,000 2 $ 432,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 324,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 358,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 2 $ 488,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 247,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 314,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 300,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 100,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 242,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 75,000
Americahomekey, Inc
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 177,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 70,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 1 $ 93,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 1 $ 4,712,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 353,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 80,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 224,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 335,000
Gateway Mortgage Corporation
1202 60TH STREET, P.O. BOX 10,
KENOSHA, WI 53141
* $ 10,000,000 1 $ 182,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 276,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 377,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 179,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 1 $ 197,000
Hartland Mortgage Centers
1900 W 75TH ST
WOODRIDGE, IL 60517
* $ 10,000,000 1 $ 112,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 434,415,000 1 $ 105,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 81,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 142,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 148,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ 56,808,000 1 $ 146,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 1,182,201,000 1 $ 100,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ 165,625,000 1 $ 149,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 846,129,000 1 $ 193,000
Private Bank Minnesota
222 SOUTH 9TH STREET, SUITE 3800
MINNEAPOLIS, MN 55402
* $ 164,313,000 1 $ 75,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,159,367,000 1 $ 158,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 129,000
First Federal Bank, FSB
6900 N. EXECUTIVE DR.
KANSAS CITY, MO 64120
* $ 386,869,000 1 $ 398,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 206,000
Sterling State Bank
1419 1ST AVENUE SW
AUSTIN, MN 55912
* $ 276,950,000 1 $ 33,000
American Bank
PO BOX 1077
FOND DU LAC, WI 54936
* $ 233,904,000 1 $ 78,000
Mid America Bank
2317 MILTON AVE
JANESVILLE, WI 53545
* $ 83,435,000 1 $ 180,000
Security State Bank of Marine
120 JUDD STREET
MARINE ON ST CROIX, MN 55047
* $ 101,759,000 1 $ 410,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 447,543,000 1 $ 90,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 546,652,000 1 $ 26,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 219,921,000 1 $ 37,000
Partners Bank of Wisconsin
907 NORTH CENTRAL AVE., PO BOX 730
MARSHFIELD, WI 54449
* $ 86,071,000 1 $ 352,000
Unity Bank
1180 W 4TH STREET
RUSH CITY, MN 55069
* $ 189,296,000 1 $ 997,000
Security State Bank
PO BOX 157
IRON RIVER, WI 54847
* $ 114,671,000 1 $ 369,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 1 $ 74,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 64,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 48,803,000 1 $ 63,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,509,842,000 1 $ 417,000
The Baraboo National Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 774,425,000 1 $ 325,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 1 $ 101,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 200,000
BNC National Bank

BISMARCK, ND 58501
* $ 866,920,000 1 $ 114,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 354,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 344,064,000 1 $ 19,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 331,868,000 1 $ 120,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 1 $ 123,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 271,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 42,000
Anchor Bank
1570 CONCORDIA AVE
SAINT PAUL, MN 55104
* $ 1,325,138,000 1 $ 108,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,648,392,000 1 $ 35,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 62,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 138,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 62,000

The tables below break down 2010 mortgage applications in Barron County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Barron County, WI in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,698 $218,668,000 $128,000 $1,950,000 $77,000 $2,607,000
Home Purchase 510 $62,948,000 $123,000 $4,712,000 $66,000 $774,000
Home Improvement 77 $5,176,000 $67,000 $461,000 $85,000 $1,738,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,094 $258,150,000 $123,000 $1,950,000 $76,000 $1,738,000
Not Provided 110 $15,129,000 $137,000 $649,000 $96,000 $2,607,000
Not applicable 51 $10,344,000 $202,000 $4,712,000 $4,000 $106,000
Hispanic 23 $2,414,000 $104,000 $209,000 $50,000 $136,000
American Indian or Alaskan Native 4 $349,000 $87,000 $95,000 $62,000 $88,000
Asian 3 $406,000 $135,000 $180,000 $63,000 $87,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,862 $231,095,000 $124,000 $1,950,000 $80,000 $2,607,000
FHA-insured (Federal Housing Administration) 259 $36,425,000 $140,000 $4,712,000 $46,000 $293,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 114 $12,075,000 $105,000 $416,000 $68,000 $980,000
VA-guaranteed (Veterans Administration) 50 $7,197,000 $143,000 $370,000 $49,000 $165,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,264 $163,190,000 $129,000 $4,712,000 $86,000 $2,607,000
Application Denied By Financial Institution 417 $49,143,000 $117,000 $1,950,000 $60,000 $879,000
Application Withdrawn By Applicant 248 $31,154,000 $125,000 $585,000 $63,000 $331,000
Loan Purchased By The Institution 204 $25,641,000 $125,000 $417,000 $61,000 $1,738,000
Application Approved But Not Accepted 87 $9,686,000 $111,000 $335,000 $72,000 $500,000
File Closed For Incompleteness 65 $7,978,000 $122,000 $309,000 $56,000 $195,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 99 $11,892,000 $120,000 $375,000 $49,000 $182,000
Credit History 84 $10,115,000 $120,000 $1,950,000 $63,000 $879,000
Collateral 80 $9,375,000 $117,000 $417,000 $81,000 $346,000
Other 31 $3,473,000 $112,000 $374,000 $76,000 $300,000
Credit Application Incomplete 18 $2,665,000 $148,000 $335,000 $59,000 $240,000
Employment History 7 $392,000 $56,000 $125,000 $41,000 $77,000
Insufficient Cash (Downpayment, Closing Cost) 6 $965,000 $160,000 $340,000 $80,000 $170,000
Unverifiable Information 5 $813,000 $162,000 $249,000 $76,000 $118,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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