Ing Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Ing Bank, Fsb 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ing Bank, Fsb
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 54,536
Total Mortgage Loan Application Amount $22,521,898,000
Average Mortgage Loan Application Amount $310,333
Highest Mortgage Loan Application Amount $7,500,000
Average Applicant Income $174,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Ing Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ing Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Ing Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ing Bank, Fsb serves its applicants.

Each category highlights the total number of mortgage applications processed by Ing Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ing Bank, Fsb's mortgage activity for 2010.

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Mortgage Loan Application Detail Totals for Ing Bank, Fsb in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 40,932 $18,118,070,000 $442,000 $7,500,000 $256,000 $9,999,000
Home Purchase 12,833 $4,283,235,000 $333,000 $3,000,000 $205,000 $9,999,000
Home Improvement 771 $120,593,000 $156,000 $417,000 $62,000 $317,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33,291 $15,652,577,000 $470,000 $3,000,000 $278,000 $9,999,000
Not Provided 13,389 $4,084,969,000 $305,000 $7,500,000 $177,000 $9,999,000
Asian 4,675 $1,920,512,000 $410,000 $3,000,000 $217,000 $9,999,000
Hispanic 1,429 $479,233,000 $335,000 $3,000,000 $188,000 $9,999,000
Black or African American 1,378 $286,862,000 $208,000 $2,830,000 $136,000 $9,558,000
American Indian or Alaskan Native 280 $67,764,000 $242,000 $2,200,000 $163,000 $5,600,000
Native Hawaiian or Other Pacific Islander 94 $29,981,000 $318,000 $1,242,000 $359,000 $9,999,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 54,536 $22,521,898,000 $412,000 $7,500,000 $242,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,264 $10,424,418,000 $514,000 $3,000,000 $320,000 $9,999,000
Application Denied By Financial Institution 16,262 $6,965,240,000 $428,000 $7,500,000 $211,000 $9,999,000
Application Approved But Not Accepted 13,712 $4,335,269,000 $316,000 $3,000,000 $212,000 $9,999,000
Loan Purchased By The Institution 3,903 $661,581,000 $169,000 $487,000 $60,000 $660,000
Application Withdrawn By Applicant 245 $80,190,000 $327,000 $3,000,000 $294,000 $9,999,000
Preapproval Denied by Financial Institution 121 $35,092,000 $290,000 $1,400,000 $168,000 $1,383,000
File Closed For Incompleteness 21 $18,506,000 $881,000 $1,745,000 $598,000 $2,778,000
Preapproval Approved but not Accepted 8 $1,602,000 $200,000 $285,000 $106,000 $164,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,521 $1,353,181,000 $207,000 $3,000,000 $142,000 $9,999,000
Collateral 4,631 $2,910,197,000 $628,000 $3,000,000 $342,000 $9,999,000
Debt-To-Income Ratio 2,967 $1,801,088,000 $607,000 $3,000,000 $125,000 $2,333,000
Other 2,102 $813,554,000 $387,000 $7,500,000 $246,000 $9,999,000
Unverifiable Information 87 $63,860,000 $734,000 $2,000,000 $383,000 $1,980,000
Employment History 42 $29,074,000 $692,000 $1,386,000 $246,000 $1,115,000
Credit Application Incomplete 32 $28,618,000 $894,000 $3,000,000 $400,000 $1,459,000
Insufficient Cash (Downpayment, Closing Cost) 1 $760,000 $760,000 $760,000 $415,000 $415,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, Fsb's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, Fsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

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