Ing Bank, FSB Mortgage Lending & HMDA Data, 2010

In 2010, Ing Bank, FSB of Wilmington, DE reported 54,536 mortgage applications totaling $22.5 billion, down 11% from 2009. The average application was for $412,973, and applicants reported an average income of $241,256. 37% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (3,786), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,402) and New York-White Plains-Wayne, NY-NJ (2,038) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 54,536
Total Mortgage Loan Application Amount $22,521,898,000
Average Mortgage Loan Application Amount $412,973
Highest Mortgage Loan Application Amount $7,500,000
Average Applicant Income $241,256
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 2,661 $ 1,359,700,000 $ 510,973 $ 278,000
King, Washington 1,377 $ 849,055,000 $ 616,597 $ 294,000
Los Angeles, California 1,295 $ 617,624,000 $ 476,929 $ 258,000
Maricopa, Arizona 1,206 $ 656,615,000 $ 544,456 $ 284,000
Middlesex, Massachusetts 1,077 $ 479,102,000 $ 444,848 $ 231,000
Fairfield, Connecticut 984 $ 730,737,000 $ 742,618 $ 399,000
Montgomery, Maryland 899 $ 496,968,000 $ 552,800 $ 260,000
Fulton, Georgia 762 $ 420,441,000 $ 551,759 $ 263,000
Santa Clara, California 735 $ 421,318,000 $ 573,221 $ 211,000
Fairfax, Virginia 722 $ 358,894,000 $ 497,083 $ 234,000
Lake, Illinois 661 $ 356,490,000 $ 539,319 $ 340,000
Orange, California 635 $ 288,261,000 $ 453,954 $ 212,000
DuPage, Illinois 614 $ 331,056,000 $ 539,179 $ 271,000
New Castle, Delaware 566 $ 122,488,000 $ 216,409 $ 643,000
Philadelphia, Pennsylvania 532 $ 121,189,000 $ 227,798 $ 153,000
Norfolk, Massachusetts 498 $ 280,850,000 $ 563,955 $ 285,000
Montgomery, Pennsylvania 496 $ 158,527,000 $ 319,610 $ 205,000
Hennepin, Minnesota 489 $ 206,015,000 $ 421,298 $ 247,000
District of Columbia, District Of Columbia 487 $ 263,084,000 $ 540,213 $ 216,000
Mecklenburg, North Carolina 474 $ 272,615,000 $ 575,137 $ 269,000
Suffolk, New York 473 $ 247,490,000 $ 523,234 $ 356,000
Palm Beach, Florida 470 $ 293,077,000 $ 623,568 $ 422,000
New York, New York 439 $ 446,539,000 $ 1,017,173 $ 581,000
Alameda, California 430 $ 186,091,000 $ 432,769 $ 175,000
Middlesex, New Jersey 416 $ 102,120,000 $ 245,480 $ 135,000
Westchester, New York 413 $ 294,084,000 $ 712,067 $ 462,000
Nassau, New York 407 $ 192,932,000 $ 474,034 $ 262,000
Miami-Dade, Florida 406 $ 224,210,000 $ 552,241 $ 407,000
Essex, Massachusetts 386 $ 136,779,000 $ 354,349 $ 184,000
Chester, Pennsylvania 370 $ 125,630,000 $ 339,540 $ 357,000
Bergen, New Jersey 361 $ 171,640,000 $ 475,457 $ 267,000
Monmouth, New Jersey 351 $ 134,675,000 $ 383,689 $ 231,000
Delaware, Pennsylvania 334 $ 95,854,000 $ 286,988 $ 283,000
Broward, Florida 333 $ 136,637,000 $ 410,321 $ 289,000
Wake, North Carolina 330 $ 121,831,000 $ 369,184 $ 221,000
San Diego, California 324 $ 160,470,000 $ 495,277 $ 237,000
Cobb, Georgia 317 $ 99,738,000 $ 314,630 $ 195,000
Boulder, Colorado 316 $ 201,955,000 $ 639,098 $ 241,000
Suffolk, Massachusetts 308 $ 128,833,000 $ 418,288 $ 229,000
Bucks, Pennsylvania 299 $ 81,516,000 $ 272,628 $ 175,000
Denver, Colorado 291 $ 177,886,000 $ 611,292 $ 289,000
Oakland, Michigan 290 $ 127,558,000 $ 439,855 $ 285,000
Hartford, Connecticut 288 $ 70,251,000 $ 243,927 $ 173,000
Anne Arundel, Maryland 277 $ 148,783,000 $ 537,122 $ 237,000
Douglas, Colorado 271 $ 154,541,000 $ 570,261 $ 234,000
Arapahoe, Colorado 270 $ 199,783,000 $ 739,937 $ 360,000
Prince George's, Maryland 267 $ 55,769,000 $ 208,872 $ 92,000
Camden, New Jersey 267 $ 42,433,000 $ 158,925 $ 216,000
Clark, Nevada 262 $ 88,303,000 $ 337,034 $ 274,000
Contra Costa, California 254 $ 122,406,000 $ 481,913 $ 241,000
Burlington, New Jersey 254 $ 49,235,000 $ 193,838 $ 114,000
Baltimore, Maryland 250 $ 87,011,000 $ 348,044 $ 193,000
Gwinnett, Georgia 248 $ 64,663,000 $ 260,737 $ 175,000
St. Louis, Missouri 246 $ 150,757,000 $ 612,833 $ 329,000
Morris, New Jersey 246 $ 103,675,000 $ 421,443 $ 253,000
Ocean, New Jersey 240 $ 63,499,000 $ 264,579 $ 160,000
Loudoun, Virginia 230 $ 86,426,000 $ 375,765 $ 159,000
Essex, New Jersey 229 $ 96,054,000 $ 419,449 $ 292,000
Mercer, New Jersey 228 $ 82,272,000 $ 360,842 $ 197,000
Will, Illinois 222 $ 51,691,000 $ 232,842 $ 118,000
Somerset, New Jersey 222 $ 73,549,000 $ 331,301 $ 213,000
San Mateo, California 216 $ 145,760,000 $ 674,814 $ 246,000
Plymouth, Massachusetts 216 $ 76,942,000 $ 356,212 $ 181,000
DeKalb, Georgia 210 $ 64,130,000 $ 305,380 $ 162,000
Union, New Jersey 206 $ 76,171,000 $ 369,762 $ 270,000
Kings, New York 206 $ 113,624,000 $ 551,572 $ 273,000
Worcester, Massachusetts 196 $ 46,923,000 $ 239,403 $ 137,000
Riverside, California 192 $ 43,804,000 $ 228,145 $ 131,000
Howard, Maryland 192 $ 82,527,000 $ 429,828 $ 217,000
Multnomah, Oregon 190 $ 84,611,000 $ 445,321 $ 215,000
Snohomish, Washington 184 $ 53,809,000 $ 292,440 $ 228,000
Pima, Arizona 182 $ 68,772,000 $ 377,868 $ 203,000
Charleston, South Carolina 180 $ 125,191,000 $ 695,505 $ 356,000
Hudson, New Jersey 178 $ 50,890,000 $ 285,898 $ 177,000
Jefferson, Colorado 168 $ 76,441,000 $ 455,005 $ 217,000
San Francisco, California 167 $ 88,502,000 $ 529,952 $ 220,000
Orange, Florida 166 $ 65,543,000 $ 394,837 $ 229,000
Gloucester, New Jersey 166 $ 27,433,000 $ 165,259 $ 277,000
Arlington, Virginia 160 $ 83,378,000 $ 521,112 $ 208,000
Pierce, Washington 159 $ 47,796,000 $ 300,603 $ 170,000
San Bernardino, California 158 $ 28,869,000 $ 182,715 $ 108,000
Hillsborough, Florida 157 $ 59,467,000 $ 378,770 $ 218,000
New Haven, Connecticut 156 $ 42,662,000 $ 273,474 $ 167,000
Kane, Illinois 151 $ 36,263,000 $ 240,152 $ 147,000
Ventura, California 150 $ 59,883,000 $ 399,220 $ 190,000
Wayne, Michigan 149 $ 29,132,000 $ 195,516 $ 138,000
Clackamas, Oregon 141 $ 97,143,000 $ 688,957 $ 295,000
Eagle, Colorado 140 $ 127,874,000 $ 913,385 $ 550,000
Rockingham, New Hampshire 140 $ 35,100,000 $ 250,714 $ 152,000
Salt Lake, Utah 140 $ 50,340,000 $ 359,571 $ 255,000
Barnstable, Massachusetts 137 $ 79,864,000 $ 582,948 $ 372,000
Collier, Florida 135 $ 98,446,000 $ 729,229 $ 506,000
Prince William, Virginia 135 $ 28,384,000 $ 210,251 $ 144,000
Queens, New York 130 $ 43,689,000 $ 336,069 $ 193,000
Forsyth, Georgia 129 $ 41,218,000 $ 319,519 $ 155,000
Lee, Florida 128 $ 42,731,000 $ 333,835 $ 230,000
Pinellas, Florida 126 $ 45,904,000 $ 364,317 $ 203,000
Frederick, Maryland 126 $ 29,655,000 $ 235,357 $ 110,000
Harris, Texas 126 $ 54,910,000 $ 435,793 $ 293,000
Lake, Indiana 119 $ 16,841,000 $ 141,521 $ 84,000
Honolulu, Hawaii 118 $ 57,892,000 $ 490,610 $ 221,000
Allegheny, Pennsylvania 116 $ 26,591,000 $ 229,232 $ 148,000
Johnson, Kansas 115 $ 37,005,000 $ 321,782 $ 184,000
Washoe, Nevada 112 $ 63,749,000 $ 569,187 $ 280,000
Cuyahoga, Ohio 112 $ 29,704,000 $ 265,214 $ 251,000
Sussex, Delaware 109 $ 48,013,000 $ 440,486 $ 259,000
Ramsey, Minnesota 109 $ 22,660,000 $ 207,889 $ 119,000
Beaufort, South Carolina 109 $ 80,662,000 $ 740,018 $ 381,000
Alexandria, Virginia 109 $ 51,691,000 $ 474,229 $ 327,000
Washington, Oregon 107 $ 37,775,000 $ 353,037 $ 164,000
Franklin, Ohio 106 $ 22,037,000 $ 207,896 $ 155,000
Sarasota, Florida 100 $ 50,963,000 $ 509,630 $ 262,000
Hillsborough, New Hampshire 99 $ 23,439,000 $ 236,757 $ 132,000
Berks, Pennsylvania 97 $ 13,073,000 $ 134,773 $ 85,000
Baltimore City, Maryland 96 $ 24,149,000 $ 251,552 $ 245,000
Lancaster, Pennsylvania 96 $ 15,231,000 $ 158,656 $ 99,000
Dane, Wisconsin 94 $ 34,323,000 $ 365,138 $ 183,000
Milwaukee, Wisconsin 94 $ 24,474,000 $ 260,361 $ 187,000
Waukesha, Wisconsin 94 $ 63,675,000 $ 677,393 $ 401,000
Passaic, New Jersey 93 $ 21,398,000 $ 230,086 $ 123,000
Polk, Iowa 91 $ 14,368,000 $ 157,890 $ 127,000
Summit, Utah 91 $ 83,856,000 $ 921,494 $ 635,000
Sacramento, California 88 $ 20,358,000 $ 231,340 $ 132,000
Bernalillo, New Mexico 88 $ 22,438,000 $ 254,977 $ 142,000
Dakota, Minnesota 86 $ 21,256,000 $ 247,162 $ 180,000
Atlantic, New Jersey 85 $ 19,907,000 $ 234,200 $ 139,000
Northampton, Pennsylvania 85 $ 15,782,000 $ 185,670 $ 104,000
Jefferson, Alabama 84 $ 21,142,000 $ 251,690 $ 166,000
Marin, California 84 $ 51,817,000 $ 616,869 $ 252,000
New Hanover, North Carolina 84 $ 51,410,000 $ 612,023 $ 363,000
El Paso, Colorado 83 $ 26,853,000 $ 323,530 $ 149,000
Douglas, Nebraska 82 $ 24,495,000 $ 298,719 $ 178,000
Guilford, North Carolina 81 $ 27,885,000 $ 344,259 $ 224,000
Union, North Carolina 80 $ 40,134,000 $ 501,675 $ 200,000
Hamilton, Indiana 79 $ 34,673,000 $ 438,898 $ 247,000
Bristol, Massachusetts 79 $ 21,667,000 $ 274,265 $ 134,000
Hamilton, Ohio 79 $ 38,191,000 $ 483,430 $ 255,000
Jefferson, Kentucky 78 $ 21,992,000 $ 281,948 $ 153,000
Santa Fe, New Mexico 78 $ 47,341,000 $ 606,935 $ 245,000
Lehigh, Pennsylvania 75 $ 10,950,000 $ 146,000 $ 102,000
Kitsap, Washington 75 $ 37,077,000 $ 494,360 $ 240,000
Iredell, North Carolina 74 $ 51,253,000 $ 692,608 $ 242,000
Richmond, New York 73 $ 23,169,000 $ 317,383 $ 146,000
Greenville, South Carolina 73 $ 21,403,000 $ 293,191 $ 150,000
McHenry, Illinois 72 $ 16,211,000 $ 225,152 $ 128,000
Rockland, New York 70 $ 19,368,000 $ 276,685 $ 142,000
Larimer, Colorado 68 $ 26,763,000 $ 393,573 $ 247,000
Pitkin, Colorado 68 $ 96,307,000 $ 1,416,279 $ 702,000
Hunterdon, New Jersey 68 $ 20,991,000 $ 308,691 $ 170,000
Ada, Idaho 67 $ 21,170,000 $ 315,970 $ 143,000
Cape May, New Jersey 67 $ 23,660,000 $ 353,134 $ 252,000
Stearns, Minnesota 66 $ 8,558,000 $ 129,666 $ 2,646,000
Strafford, New Hampshire 66 $ 9,657,000 $ 146,318 $ 89,000
Durham, North Carolina 66 $ 14,895,000 $ 225,681 $ 136,000
Orange, North Carolina 65 $ 36,778,000 $ 565,815 $ 237,000
Travis, Texas 65 $ 28,246,000 $ 434,553 $ 220,000
Kenosha, Wisconsin 65 $ 10,866,000 $ 167,169 $ 79,000
Summit, Colorado 64 $ 51,338,000 $ 802,156 $ 517,000
Jackson, Missouri 64 $ 11,668,000 $ 182,312 $ 116,000
Sussex, New Jersey 64 $ 14,698,000 $ 229,656 $ 128,000
Davidson, Tennessee 64 $ 27,790,000 $ 434,218 $ 175,000
Macomb, Michigan 63 $ 9,177,000 $ 145,666 $ 150,000
Anoka, Minnesota 63 $ 10,244,000 $ 162,603 $ 104,000
Duval, Florida 62 $ 20,486,000 $ 330,419 $ 174,000
Seminole, Florida 62 $ 18,210,000 $ 293,709 $ 161,000
Harford, Maryland 62 $ 18,705,000 $ 301,693 $ 172,000
Shelby, Tennessee 62 $ 17,087,000 $ 275,596 $ 143,000
Henrico, Virginia 62 $ 20,205,000 $ 325,887 $ 164,000
Santa Barbara, California 61 $ 38,513,000 $ 631,360 $ 249,000
Pulaski, Arkansas 60 $ 12,945,000 $ 215,750 $ 133,000
New London, Connecticut 60 $ 16,904,000 $ 281,733 $ 146,000
Marion, Indiana 60 $ 13,063,000 $ 217,716 $ 142,000
St. Johns, Florida 59 $ 27,367,000 $ 463,847 $ 282,000
Erie, New York 58 $ 8,509,000 $ 146,706 $ 118,000
Sonoma, California 57 $ 19,819,000 $ 347,701 $ 149,000
Middlesex, Connecticut 57 $ 18,744,000 $ 328,842 $ 162,000
Pike, Pennsylvania 57 $ 9,022,000 $ 158,280 $ 92,000
Williamson, Tennessee 57 $ 33,410,000 $ 586,140 $ 246,000
Utah, Utah 57 $ 16,891,000 $ 296,333 $ 130,000
Washington, Minnesota 56 $ 17,321,000 $ 309,303 $ 151,000
Orange, New York 56 $ 12,730,000 $ 227,321 $ 194,000
Volusia, Florida 55 $ 15,836,000 $ 287,927 $ 146,000
Cecil, Maryland 55 $ 11,161,000 $ 202,927 $ 670,000
Dutchess, New York 54 $ 13,124,000 $ 243,037 $ 176,000
Tulsa, Oklahoma 54 $ 12,038,000 $ 222,925 $ 147,000
Virginia Beach, Virginia 54 $ 31,845,000 $ 589,722 $ 271,000
Cherokee, Georgia 53 $ 15,445,000 $ 291,415 $ 156,000
Spotsylvania, Virginia 52 $ 9,698,000 $ 186,500 $ 70,000
Litchfield, Connecticut 51 $ 18,232,000 $ 357,490 $ 345,000
East Baton Rouge, Louisiana 51 $ 13,584,000 $ 266,352 $ 140,000
Coconino, Arizona 50 $ 23,126,000 $ 462,520 $ 349,000
Brevard, Florida 50 $ 11,451,000 $ 229,020 $ 145,000
Horry, South Carolina 50 $ 16,515,000 $ 330,300 $ 246,000
Clark, Washington 50 $ 16,174,000 $ 323,480 $ 211,000
Monroe, New York 49 $ 8,234,000 $ 168,040 $ 104,000
Cumberland, Maine 48 $ 12,628,000 $ 263,083 $ 144,000
York, Maine 48 $ 15,056,000 $ 313,666 $ 173,000
Buncombe, North Carolina 48 $ 25,566,000 $ 532,625 $ 183,000
Dallas, Texas 48 $ 21,900,000 $ 456,250 $ 324,000
Kent, Delaware 47 $ 6,914,000 $ 147,106 $ 107,000
Fayette, Kentucky 47 $ 11,440,000 $ 243,404 $ 131,000
Charles, Maryland 47 $ 10,385,000 $ 220,957 $ 90,000
Montgomery, Ohio 47 $ 6,772,000 $ 144,085 $ 115,000
Oklahoma, Oklahoma 47 $ 11,781,000 $ 250,659 $ 147,000
Washington, Rhode Island 47 $ 23,356,000 $ 496,936 $ 257,000
Stafford, Virginia 47 $ 10,044,000 $ 213,702 $ 97,000
Manatee, Florida 46 $ 20,857,000 $ 453,413 $ 303,000
Polk, Florida 46 $ 6,450,000 $ 140,217 $ 88,000
Providence, Rhode Island 46 $ 9,516,000 $ 206,869 $ 130,000
Pinal, Arizona 45 $ 12,644,000 $ 280,977 $ 190,000
Placer, California 45 $ 12,977,000 $ 288,377 $ 186,000
Carroll, Maryland 44 $ 10,110,000 $ 229,772 $ 244,000
Nantucket, Massachusetts 44 $ 45,911,000 $ 1,043,431 $ 711,000
Washtenaw, Michigan 44 $ 12,724,000 $ 289,181 $ 156,000
Yavapai, Arizona 43 $ 12,903,000 $ 300,069 $ 161,000
Hampden, Massachusetts 43 $ 9,224,000 $ 214,511 $ 151,000
Madison, Alabama 42 $ 10,160,000 $ 241,904 $ 134,000
Bronx, New York 42 $ 9,416,000 $ 224,190 $ 143,000
Warren, Ohio 42 $ 15,741,000 $ 374,785 $ 208,000
Porter, Indiana 41 $ 11,153,000 $ 272,024 $ 168,000
Carver, Minnesota 41 $ 18,013,000 $ 439,341 $ 182,000
Scott, Minnesota 41 $ 14,158,000 $ 345,317 $ 171,000
Cumberland, New Jersey 41 $ 5,817,000 $ 141,878 $ 85,000
Summit, Ohio 41 $ 9,124,000 $ 222,536 $ 135,000
Alachua, Florida 40 $ 8,583,000 $ 214,575 $ 129,000
Pasco, Florida 40 $ 7,334,000 $ 183,350 $ 133,000
Adams, Colorado 39 $ 10,864,000 $ 278,564 $ 127,000
Henry, Georgia 39 $ 10,253,000 $ 262,897 $ 137,000
Talbot, Maryland 39 $ 29,503,000 $ 756,487 $ 322,000
Richland, South Carolina 39 $ 11,260,000 $ 288,717 $ 154,000
Brunswick, North Carolina 38 $ 13,566,000 $ 357,000 $ 176,000
Deschutes, Oregon 38 $ 16,489,000 $ 433,921 $ 233,000
Fayette, Georgia 37 $ 11,897,000 $ 321,540 $ 209,000
Hall, Georgia 37 $ 18,533,000 $ 500,891 $ 207,000
St. Charles, Missouri 37 $ 10,960,000 $ 296,216 $ 170,000
Albemarle, Virginia 37 $ 15,132,000 $ 408,972 $ 161,000
Kern, California 36 $ 5,941,000 $ 165,027 $ 98,000
Martin, Florida 36 $ 21,286,000 $ 591,277 $ 487,000
Lucas, Ohio 36 $ 4,780,000 $ 132,777 $ 86,000
Knox, Tennessee 36 $ 14,298,000 $ 397,166 $ 188,000
Monterey, California 35 $ 15,491,000 $ 442,600 $ 200,000
Merrimack, New Hampshire 35 $ 5,974,000 $ 170,685 $ 126,000
Forsyth, North Carolina 35 $ 14,244,000 $ 406,971 $ 250,000
Hamilton, Tennessee 35 $ 9,964,000 $ 284,685 $ 167,000
Spokane, Washington 35 $ 8,846,000 $ 252,742 $ 138,000
Fresno, California 34 $ 8,032,000 $ 236,235 $ 158,000
Tolland, Connecticut 34 $ 7,679,000 $ 225,852 $ 144,000
Lake, Florida 34 $ 9,535,000 $ 280,441 $ 130,000
Chatham, Georgia 34 $ 22,445,000 $ 660,147 $ 192,000
Linn, Iowa 34 $ 3,938,000 $ 115,823 $ 80,000
Sedgwick, Kansas 34 $ 5,296,000 $ 155,764 $ 148,000
Collin, Texas 34 $ 12,508,000 $ 367,882 $ 237,000
Santa Cruz, California 33 $ 11,916,000 $ 361,090 $ 144,000
Kendall, Illinois 33 $ 5,516,000 $ 167,151 $ 83,000
Jefferson, Louisiana 33 $ 8,824,000 $ 267,393 $ 217,000
Calvert, Maryland 33 $ 9,657,000 $ 292,636 $ 141,000
Hampshire, Massachusetts 33 $ 7,195,000 $ 218,030 $ 132,000
St. Louis City, Missouri 33 $ 7,962,000 $ 241,272 $ 358,000
Putnam, New York 33 $ 8,578,000 $ 259,939 $ 145,000
Delaware, Ohio 33 $ 8,540,000 $ 258,787 $ 166,000
Osceola, Florida 32 $ 9,968,000 $ 311,500 $ 237,000
Kent, Michigan 32 $ 5,090,000 $ 159,062 $ 87,000
Ulster, New York 32 $ 5,996,000 $ 187,375 $ 102,000
York, Pennsylvania 32 $ 4,521,000 $ 141,281 $ 79,000
York, South Carolina 32 $ 10,452,000 $ 326,625 $ 153,000
San Miguel, Colorado 30 $ 36,668,000 $ 1,222,266 $ 595,000
Cabarrus, North Carolina 30 $ 5,930,000 $ 197,666 $ 108,000
Cumberland, Pennsylvania 30 $ 7,441,000 $ 248,033 $ 132,000
Bexar, Texas 30 $ 3,884,000 $ 129,466 $ 65,000
Chesterfield, Virginia 30 $ 7,249,000 $ 241,633 $ 116,000
Ozaukee, Wisconsin 30 $ 18,850,000 $ 628,333 $ 686,000
Benton, Arkansas 29 $ 5,582,000 $ 192,482 $ 116,000
Indian River, Florida 29 $ 13,295,000 $ 458,448 $ 246,000
Monroe, Florida 29 $ 25,677,000 $ 885,413 $ 562,000
Queen Anne's, Maryland 29 $ 17,988,000 $ 620,275 $ 228,000
Belknap, New Hampshire 29 $ 12,309,000 $ 424,448 $ 247,000
Warren, New Jersey 29 $ 4,728,000 $ 163,034 $ 101,000
Sandoval, New Mexico 29 $ 7,872,000 $ 271,448 $ 105,000
Chatham, North Carolina 29 $ 17,557,000 $ 605,413 $ 500,000
Whatcom, Washington 29 $ 11,513,000 $ 397,000 $ 226,000
Jefferson, West Virginia 29 $ 4,876,000 $ 168,137 $ 87,000
Napa, California 28 $ 10,447,000 $ 373,107 $ 541,000
Routt, Colorado 28 $ 20,255,000 $ 723,392 $ 431,000
Hawaii, Hawaii 28 $ 16,805,000 $ 600,178 $ 551,000
Orleans, Louisiana 28 $ 6,374,000 $ 227,642 $ 127,000
St. Tammany, Louisiana 28 $ 4,696,000 $ 167,714 $ 91,000
Berrien, Michigan 28 $ 17,446,000 $ 623,071 $ 404,000
Dauphin, Pennsylvania 28 $ 4,939,000 $ 176,392 $ 101,000
Lexington, South Carolina 28 $ 9,937,000 $ 354,892 $ 178,000
San Joaquin, California 27 $ 5,449,000 $ 201,814 $ 119,000
San Luis Obispo, California 27 $ 8,458,000 $ 313,259 $ 156,000
Garfield, Colorado 27 $ 14,324,000 $ 530,518 $ 175,000
Blaine, Idaho 27 $ 23,788,000 $ 881,037 $ 1,167,000
Cleveland, Oklahoma 27 $ 3,406,000 $ 126,148 $ 103,000
Monroe, Pennsylvania 27 $ 4,886,000 $ 180,962 $ 129,000
Richmond City, Virginia 27 $ 8,033,000 $ 297,518 $ 130,000
Solano, California 26 $ 5,183,000 $ 199,346 $ 116,000
Livingston, Michigan 26 $ 7,825,000 $ 300,961 $ 203,000
Clay, Missouri 26 $ 4,177,000 $ 160,653 $ 110,000
Salem, New Jersey 26 $ 4,474,000 $ 172,076 $ 491,000
Onondaga, New York 26 $ 2,951,000 $ 113,500 $ 97,000
Butler, Ohio 26 $ 3,701,000 $ 142,346 $ 100,000
Tarrant, Texas 26 $ 7,070,000 $ 271,923 $ 110,000
Champaign, Illinois 25 $ 3,550,000 $ 142,000 $ 97,000
Berkshire, Massachusetts 25 $ 11,940,000 $ 477,600 $ 393,000
Davis, Utah 25 $ 10,329,000 $ 413,160 $ 187,000
Anchorage, Alaska 24 $ 6,892,000 $ 287,166 $ 110,000
Weld, Colorado 24 $ 10,924,000 $ 455,166 $ 134,000
Marion, Florida 24 $ 4,438,000 $ 184,916 $ 102,000
Coweta, Georgia 24 $ 4,463,000 $ 185,958 $ 110,000
Kootenai, Idaho 24 $ 10,104,000 $ 421,000 $ 136,000
St. Joseph, Indiana 24 $ 3,120,000 $ 130,000 $ 91,000
Benton, Minnesota 24 $ 3,042,000 $ 126,750 $ 2,143,000
Lancaster, Nebraska 24 $ 3,006,000 $ 125,250 $ 113,000
Douglas, Nevada 24 $ 19,819,000 $ 825,791 $ 352,000
Saratoga, New York 24 $ 5,491,000 $ 228,791 $ 102,000
Lane, Oregon 24 $ 6,318,000 $ 263,250 $ 120,000
Spartanburg, South Carolina 24 $ 5,501,000 $ 229,208 $ 110,000
Teton, Wyoming 24 $ 27,899,000 $ 1,162,458 $ 887,000
El Dorado, California 23 $ 6,779,000 $ 294,739 $ 141,000
Broomfield, Colorado 23 $ 9,837,000 $ 427,695 $ 187,000
St. Lucie, Florida 23 $ 2,843,000 $ 123,608 $ 78,000
Walton, Florida 23 $ 17,557,000 $ 763,347 $ 715,000
Maui, Hawaii 23 $ 17,344,000 $ 754,086 $ 268,000
Allen, Indiana 23 $ 4,343,000 $ 188,826 $ 155,000
St. Mary's, Maryland 23 $ 8,405,000 $ 365,434 $ 151,000
Grafton, New Hampshire 23 $ 4,538,000 $ 197,304 $ 155,000
Lake, Ohio 23 $ 5,084,000 $ 221,043 $ 115,000
Minnehaha, South Dakota 23 $ 4,948,000 $ 215,130 $ 105,000
Mobile, Alabama 22 $ 5,822,000 $ 264,636 $ 121,000
Shelby, Alabama 22 $ 6,220,000 $ 282,727 $ 178,000
Mohave, Arizona 22 $ 2,847,000 $ 129,409 $ 74,000
DeKalb, Illinois 22 $ 3,609,000 $ 164,045 $ 74,000
Dallas, Iowa 22 $ 4,145,000 $ 188,409 $ 127,000
Carroll, New Hampshire 22 $ 5,293,000 $ 240,590 $ 296,000
Berkeley, South Carolina 22 $ 19,330,000 $ 878,636 $ 440,000
Georgetown, South Carolina 22 $ 17,180,000 $ 780,909 $ 395,000
James City, Virginia 22 $ 10,297,000 $ 468,045 $ 199,000
Baldwin, Alabama 21 $ 8,858,000 $ 421,809 $ 736,000
Glynn, Georgia 21 $ 11,284,000 $ 537,333 $ 371,000
Johnson, Iowa 21 $ 2,895,000 $ 137,857 $ 94,000
Kalamazoo, Michigan 21 $ 6,237,000 $ 297,000 $ 253,000
Flathead, Montana 21 $ 12,438,000 $ 592,285 $ 306,000
Greene, Ohio 21 $ 3,877,000 $ 184,619 $ 125,000
Jackson, Oregon 21 $ 5,196,000 $ 247,428 $ 153,000
Marion, Oregon 21 $ 4,193,000 $ 199,666 $ 124,000
Chesapeake, Virginia 21 $ 5,383,000 $ 256,333 $ 121,000
Butte, California 20 $ 2,622,000 $ 131,100 $ 64,000
Clayton, Georgia 20 $ 1,492,000 $ 74,600 $ 56,000
Boone, Indiana 20 $ 8,149,000 $ 407,450 $ 207,000
Story, Iowa 20 $ 3,560,000 $ 178,000 $ 107,000
St. Louis, Minnesota 20 $ 2,904,000 $ 145,200 $ 131,000
Gallatin, Montana 20 $ 5,420,000 $ 271,000 $ 164,000
Yellowstone, Montana 20 $ 4,638,000 $ 231,900 $ 110,000
Dona Ana, New Mexico 20 $ 2,738,000 $ 136,900 $ 89,000
Jackson, North Carolina 20 $ 15,435,000 $ 771,750 $ 426,000
Lincoln, North Carolina 20 $ 11,444,000 $ 572,200 $ 208,000
Kent, Rhode Island 20 $ 6,219,000 $ 310,950 $ 176,000
Weber, Utah 20 $ 10,384,000 $ 519,200 $ 251,000
Island, Washington 20 $ 10,780,000 $ 539,000 $ 577,000
Thurston, Washington 20 $ 6,498,000 $ 324,900 $ 121,000
Yolo, California 19 $ 3,722,000 $ 195,894 $ 101,000
Grand, Colorado 19 $ 12,937,000 $ 680,894 $ 385,000
Flagler, Florida 19 $ 7,461,000 $ 392,684 $ 229,000
Lafayette, Louisiana 19 $ 4,363,000 $ 229,631 $ 124,000
Penobscot, Maine 19 $ 2,781,000 $ 146,368 $ 124,000
Washington, Maryland 19 $ 3,412,000 $ 179,578 $ 117,000
Worcester, Maryland 19 $ 6,292,000 $ 331,157 $ 204,000
Genesee, Michigan 19 $ 2,217,000 $ 116,684 $ 68,000
Ingham, Michigan 19 $ 2,311,000 $ 121,631 $ 90,000
Wright, Minnesota 19 $ 3,039,000 $ 159,947 $ 71,000
Hinds, Mississippi 19 $ 2,998,000 $ 157,789 $ 124,000
Cumberland, North Carolina 19 $ 5,689,000 $ 299,421 $ 215,000
Butler, Pennsylvania 19 $ 4,871,000 $ 256,368 $ 133,000
Luzerne, Pennsylvania 19 $ 3,368,000 $ 177,263 $ 123,000
Westmoreland, Pennsylvania 19 $ 2,448,000 $ 128,842 $ 107,000
Chittenden, Vermont 19 $ 5,708,000 $ 300,421 $ 138,000
Walworth, Wisconsin 19 $ 13,527,000 $ 711,947 $ 561,000
Clarke, Georgia 18 $ 2,007,000 $ 111,500 $ 88,000
Dukes, Massachusetts 18 $ 20,344,000 $ 1,130,222 $ 480,000
Olmsted, Minnesota 18 $ 4,432,000 $ 246,222 $ 197,000
Lackawanna, Pennsylvania 18 $ 2,917,000 $ 162,055 $ 98,000
Florence, South Carolina 18 $ 3,684,000 $ 204,666 $ 118,000
Windham, Vermont 18 $ 5,188,000 $ 288,222 $ 236,000
Franklin, Virginia 18 $ 12,530,000 $ 696,111 $ 267,000
Hernando, Florida 17 $ 1,302,000 $ 76,588 $ 62,000
Okaloosa, Florida 17 $ 8,663,000 $ 509,588 $ 351,000
Rockdale, Georgia 17 $ 2,907,000 $ 171,000 $ 163,000
Walton, Georgia 17 $ 2,320,000 $ 136,470 $ 61,000
Tippecanoe, Indiana 17 $ 2,798,000 $ 164,588 $ 118,000
Vanderburgh, Indiana 17 $ 2,724,000 $ 160,235 $ 101,000
Boone, Kentucky 17 $ 3,172,000 $ 186,588 $ 131,000
Sherburne, Minnesota 17 $ 2,364,000 $ 139,058 $ 1,240,000
Gaston, North Carolina 17 $ 5,730,000 $ 337,058 $ 232,000
Newport, Rhode Island 17 $ 9,141,000 $ 537,705 $ 302,000
Aiken, South Carolina 17 $ 2,976,000 $ 175,058 $ 81,000
Anderson, South Carolina 17 $ 2,569,000 $ 151,117 $ 75,000
Denton, Texas 17 $ 4,438,000 $ 261,058 $ 137,000
Bedford, Virginia 17 $ 4,588,000 $ 269,882 $ 138,000
Roanoke, Virginia 17 $ 4,780,000 $ 281,176 $ 151,000
Warren, Virginia 17 $ 3,222,000 $ 189,529 $ 76,000
La Plata, Colorado 16 $ 7,892,000 $ 493,250 $ 230,000
Sumter, Florida 16 $ 2,620,000 $ 163,750 $ 122,000
Paulding, Georgia 16 $ 2,473,000 $ 154,562 $ 119,000
Ottawa, Michigan 16 $ 4,212,000 $ 263,250 $ 178,000
Madison, Mississippi 16 $ 6,344,000 $ 396,500 $ 222,000
Lewis and Clark, Montana 16 $ 2,634,000 $ 164,625 $ 86,000
Watauga, North Carolina 16 $ 6,976,000 $ 436,000 $ 266,000
Benton, Oregon 16 $ 3,896,000 $ 243,500 $ 161,000
Erie, Pennsylvania 16 $ 4,245,000 $ 265,312 $ 228,000
Schuylkill, Pennsylvania 16 $ 925,000 $ 57,812 $ 43,000
Washington, Pennsylvania 16 $ 2,765,000 $ 172,812 $ 114,000
Dorchester, South Carolina 16 $ 2,358,000 $ 147,375 $ 379,000
Fauquier, Virginia 16 $ 5,173,000 $ 323,312 $ 106,000
Norfolk, Virginia 16 $ 7,079,000 $ 442,437 $ 392,000
Greene, Georgia 15 $ 10,596,000 $ 706,400 $ 377,000
Peoria, Illinois 15 $ 3,027,000 $ 201,800 $ 137,000
Kent, Maryland 15 $ 4,078,000 $ 271,866 $ 151,000
Greene, Missouri 15 $ 2,980,000 $ 198,666 $ 121,000
Platte, Missouri 15 $ 2,618,000 $ 174,533 $ 97,000
Catawba, North Carolina 15 $ 9,459,000 $ 630,600 $ 245,000
Clermont, Ohio 15 $ 3,692,000 $ 246,133 $ 143,000
Licking, Ohio 15 $ 1,875,000 $ 125,000 $ 95,000
Williamson, Texas 15 $ 2,799,000 $ 186,600 $ 105,000
Benton, Washington 15 $ 3,105,000 $ 207,000 $ 138,000
Outagamie, Wisconsin 15 $ 2,137,000 $ 142,466 $ 113,000
Stanislaus, California 14 $ 2,500,000 $ 178,571 $ 149,000
Mesa, Colorado 14 $ 5,756,000 $ 411,142 $ 199,000
Bay, Florida 14 $ 6,057,000 $ 432,642 $ 687,000
Leon, Florida 14 $ 3,246,000 $ 231,857 $ 103,000
Douglas, Georgia 14 $ 2,835,000 $ 202,500 $ 121,000
Muscogee, Georgia 14 $ 5,134,000 $ 366,714 $ 175,000
Caddo, Louisiana 14 $ 2,612,000 $ 186,571 $ 145,000
Midland, Michigan 14 $ 2,417,000 $ 172,642 $ 111,000
Albany, New York 14 $ 4,161,000 $ 297,214 $ 159,000
Niagara, New York 14 $ 1,235,000 $ 88,214 $ 51,000
Moore, North Carolina 14 $ 7,910,000 $ 565,000 $ 198,000
Lorain, Ohio 14 $ 1,902,000 $ 135,857 $ 89,000
Stark, Ohio 14 $ 1,379,000 $ 98,500 $ 85,000
Bristol, Rhode Island 14 $ 7,750,000 $ 553,571 $ 420,000
Montgomery, Texas 14 $ 6,440,000 $ 460,000 $ 186,000
Bennington, Vermont 14 $ 7,025,000 $ 501,785 $ 243,000
San Juan, Washington 14 $ 5,981,000 $ 427,214 $ 472,000
Kanawha, West Virginia 14 $ 4,797,000 $ 342,642 $ 207,000
Escambia, Florida 13 $ 4,919,000 $ 378,384 $ 167,000
McLean, Illinois 13 $ 1,994,000 $ 153,384 $ 165,000
Elkhart, Indiana 13 $ 1,248,000 $ 96,000 $ 92,000
Monroe, Michigan 13 $ 1,236,000 $ 95,076 $ 81,000
Camden, Missouri 13 $ 12,383,000 $ 952,538 $ 359,000
Franklin, Missouri 13 $ 10,573,000 $ 813,307 $ 239,000
Cass, North Dakota 13 $ 1,714,000 $ 131,846 $ 87,000
Goochland, Virginia 13 $ 9,909,000 $ 762,230 $ 332,000
Charlotte, Florida 12 $ 1,258,000 $ 104,833 $ 84,000
Scott, Iowa 12 $ 2,111,000 $ 175,916 $ 106,000
Sarpy, Nebraska 12 $ 1,248,000 $ 104,000 $ 77,000
Columbia, New York 12 $ 1,952,000 $ 162,666 $ 142,000
Sullivan, New York 12 $ 1,382,000 $ 115,166 $ 78,000
Dare, North Carolina 12 $ 5,161,000 $ 430,083 $ 185,000
Johnston, North Carolina 12 $ 7,106,000 $ 592,166 $ 481,000
Fairfield, Ohio 12 $ 1,124,000 $ 93,666 $ 68,000
Northumberland, Pennsylvania 12 $ 742,000 $ 61,833 $ 872,000
Oconee, South Carolina 12 $ 6,408,000 $ 534,000 $ 999,000
Lincoln, South Dakota 12 $ 2,914,000 $ 242,833 $ 140,000
Cache, Utah 12 $ 2,630,000 $ 219,166 $ 100,000
Washington, Utah 12 $ 8,446,000 $ 703,833 $ 239,000
Rutland, Vermont 12 $ 2,433,000 $ 202,750 $ 168,000
York, Virginia 12 $ 4,647,000 $ 387,250 $ 150,000
Skagit, Washington 12 $ 4,924,000 $ 410,333 $ 251,000
Cabell, West Virginia 12 $ 1,164,000 $ 97,000 $ 104,000
Racine, Wisconsin 12 $ 3,233,000 $ 269,416 $ 223,000
Sheboygan, Wisconsin 12 $ 2,241,000 $ 186,750 $ 77,000
Lee, Alabama 11 $ 2,530,000 $ 230,000 $ 125,000
Navajo, Arizona 11 $ 3,036,000 $ 276,000 $ 119,000
Citrus, Florida 11 $ 1,318,000 $ 119,818 $ 60,000
Bartow, Georgia 11 $ 3,979,000 $ 361,727 $ 149,000
Kauai, Hawaii 11 $ 8,945,000 $ 813,181 $ 322,000
Grundy, Illinois 11 $ 2,149,000 $ 195,363 $ 80,000
Madison, Illinois 11 $ 986,000 $ 89,636 $ 85,000
Sangamon, Illinois 11 $ 1,031,000 $ 93,727 $ 75,000
St. Clair, Illinois 11 $ 3,475,000 $ 315,909 $ 226,000
Monroe, Indiana 11 $ 2,969,000 $ 269,909 $ 204,000
Shawnee, Kansas 11 $ 840,000 $ 76,363 $ 65,000
Oldham, Kentucky 11 $ 3,395,000 $ 308,636 $ 139,000
Garrett, Maryland 11 $ 6,757,000 $ 614,272 $ 601,000
Allegan, Michigan 11 $ 4,348,000 $ 395,272 $ 231,000
Muskegon, Michigan 11 $ 1,421,000 $ 129,181 $ 70,000
St. Clair, Michigan 11 $ 2,958,000 $ 268,909 $ 216,000
Crow Wing, Minnesota 11 $ 3,151,000 $ 286,454 $ 140,000
Boone, Missouri 11 $ 1,234,000 $ 112,181 $ 69,000
Clark, Ohio 11 $ 750,000 $ 68,181 $ 56,000
Rutherford, Tennessee 11 $ 1,875,000 $ 170,454 $ 88,000
Sullivan, Tennessee 11 $ 1,727,000 $ 157,000 $ 83,000
Fort Bend, Texas 11 $ 2,162,000 $ 196,545 $ 116,000
Windsor, Vermont 11 $ 2,094,000 $ 190,363 $ 663,000
Fredericksburg, Virginia 11 $ 3,032,000 $ 275,636 $ 89,000
Hanover, Virginia 11 $ 2,550,000 $ 231,818 $ 89,000
Manassas, Virginia 11 $ 1,549,000 $ 140,818 $ 54,000
Newport News, Virginia 11 $ 2,312,000 $ 210,181 $ 127,000
Montgomery, Alabama 10 $ 1,424,000 $ 142,400 $ 77,000
Merced, California 10 $ 966,000 $ 96,600 $ 79,000
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Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 40,932 $18,118,070,000 $442,000 $7,500,000 $256,000 $9,999,000
Home Purchase 12,833 $4,283,235,000 $333,000 $3,000,000 $205,000 $9,999,000
Home Improvement 771 $120,593,000 $156,000 $417,000 $62,000 $317,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33,291 $15,652,577,000 $470,000 $3,000,000 $278,000 $9,999,000
Not Provided 13,389 $4,084,969,000 $305,000 $7,500,000 $177,000 $9,999,000
Asian 4,675 $1,920,512,000 $410,000 $3,000,000 $217,000 $9,999,000
Hispanic 1,429 $479,233,000 $335,000 $3,000,000 $188,000 $9,999,000
Black or African American 1,378 $286,862,000 $208,000 $2,830,000 $136,000 $9,558,000
American Indian or Alaskan Native 280 $67,764,000 $242,000 $2,200,000 $163,000 $5,600,000
Native Hawaiian or Other Pacific Islander 94 $29,981,000 $318,000 $1,242,000 $359,000 $9,999,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 54,536 $22,521,898,000 $412,000 $7,500,000 $242,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,264 $10,424,418,000 $514,000 $3,000,000 $320,000 $9,999,000
Application Denied By Financial Institution 16,262 $6,965,240,000 $428,000 $7,500,000 $211,000 $9,999,000
Application Approved But Not Accepted 13,712 $4,335,269,000 $316,000 $3,000,000 $212,000 $9,999,000
Loan Purchased By The Institution 3,903 $661,581,000 $169,000 $487,000 $60,000 $660,000
Application Withdrawn By Applicant 245 $80,190,000 $327,000 $3,000,000 $294,000 $9,999,000
Preapproval Denied by Financial Institution 121 $35,092,000 $290,000 $1,400,000 $168,000 $1,383,000
File Closed For Incompleteness 21 $18,506,000 $881,000 $1,745,000 $598,000 $2,778,000
Preapproval Approved but not Accepted 8 $1,602,000 $200,000 $285,000 $106,000 $164,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,521 $1,353,181,000 $207,000 $3,000,000 $142,000 $9,999,000
Collateral 4,631 $2,910,197,000 $628,000 $3,000,000 $342,000 $9,999,000
Debt-To-Income Ratio 2,967 $1,801,088,000 $607,000 $3,000,000 $125,000 $2,333,000
Other 2,102 $813,554,000 $387,000 $7,500,000 $246,000 $9,999,000
Unverifiable Information 87 $63,860,000 $734,000 $2,000,000 $383,000 $1,980,000
Employment History 42 $29,074,000 $692,000 $1,386,000 $246,000 $1,115,000
Credit Application Incomplete 32 $28,618,000 $894,000 $3,000,000 $400,000 $1,459,000
Insufficient Cash (Downpayment, Closing Cost) 1 $760,000 $760,000 $760,000 $415,000 $415,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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