Ing Bank, FSB Mortgage Lending & HMDA Data, 2010
In 2010, Ing Bank, FSB of Wilmington, DE reported 54,536 mortgage applications totaling $22.5 billion, down 11% from 2009. The average application was for $412,973, and applicants reported an average income of $241,256. 37% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (3,786), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,402) and New York-White Plains-Wayne, NY-NJ (2,038) (applications in parentheses).
| Mortgage Company & Address | Ing Bank, FSB 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 54,536 |
| Total Mortgage Loan Application Amount | $22,521,898,000 |
| Average Mortgage Loan Application Amount | $412,973 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $241,256 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 3,786 | $ 1,806,195,000 | $ 477,072 | $ 256,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,402 | $ 995,745,000 | $ 414,548 | $ 188,136 |
| New York-White Plains-Wayne, NY-NJ | 2,038 | $ 1,202,395,000 | $ 589,987 | $ 342,110 |
| Philadelphia, PA | 2,031 | $ 582,716,000 | $ 286,910 | $ 227,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,957 | $ 756,828,000 | $ 386,728 | $ 204,000 |
| Seattle-Bellevue-Everett, WA | 1,561 | $ 902,864,000 | $ 578,388 | $ 286,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,295 | $ 617,624,000 | $ 476,929 | $ 258,000 |
| Phoenix-Mesa-Glendale, AZ | 1,251 | $ 669,259,000 | $ 534,979 | $ 281,000 |
| Edison-New Brunswick, NJ | 1,229 | $ 373,843,000 | $ 304,184 | $ 181,000 |
| Cambridge-Newton-Framingham, MA | 1,077 | $ 479,102,000 | $ 444,848 | $ 231,000 |
| Denver-Aurora-Broomfield, CO | 1,074 | $ 634,660,000 | $ 590,931 | $ 272,000 |
| Bethesda-Rockville-Frederick, MD | 1,025 | $ 526,623,000 | $ 513,778 | $ 242,000 |
| Boston-Quincy, MA | 1,022 | $ 486,625,000 | $ 476,149 | $ 246,000 |
| Bridgeport-Stamford-Norwalk, CT | 984 | $ 730,737,000 | $ 742,618 | $ 399,000 |
| Baltimore-Towson, MD | 950 | $ 389,273,000 | $ 409,761 | $ 218,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 942 | $ 319,075,000 | $ 338,720 | $ 216,339 |
| Nassau-Suffolk, NY | 880 | $ 440,422,000 | $ 500,479 | $ 313,000 |
| Newark-Union, NJ-PA | 870 | $ 320,611,000 | $ 368,518 | $ 241,517 |
| San Jose-Sunnyvale-Santa Clara, CA | 741 | $ 422,944,000 | $ 570,774 | $ 210,000 |
| Lake County-Kenosha County, IL-WI | 726 | $ 367,356,000 | $ 506,000 | $ 316,632 |
| Camden, NJ | 687 | $ 119,101,000 | $ 173,363 | $ 193,000 |
| Oakland-Fremont-Hayward, CA | 684 | $ 308,497,000 | $ 451,019 | $ 199,000 |
| Wilmington, DE-MD-NJ | 647 | $ 138,123,000 | $ 213,482 | $ 639,187 |
| Santa Ana-Anaheim-Irvine, CA | 635 | $ 288,261,000 | $ 453,954 | $ 212,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 633 | $ 334,861,000 | $ 529,006 | $ 246,045 |
| Portland-Vancouver-Hillsboro, OR-WA | 497 | $ 239,645,000 | $ 482,183 | $ 224,907 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 470 | $ 293,077,000 | $ 623,568 | $ 422,000 |
| San Francisco-San Mateo-Redwood City, CA | 467 | $ 286,079,000 | $ 612,588 | $ 238,000 |
| Miami-Miami Beach-Kendall, FL | 406 | $ 224,210,000 | $ 552,241 | $ 407,000 |
| Warren-Troy-Farmington Hills, MI | 392 | $ 149,037,000 | $ 380,196 | $ 256,000 |
| Peabody, MA | 386 | $ 136,779,000 | $ 354,349 | $ 184,000 |
| Hartford-West Hartford-East Hartford, CT | 379 | $ 96,674,000 | $ 255,076 | $ 169,000 |
| St. Louis, MO-IL | 369 | $ 187,487,000 | $ 508,094 | $ 291,341 |
| Riverside-San Bernardino-Ontario, CA | 350 | $ 72,673,000 | $ 207,637 | $ 120,000 |
| Raleigh-Cary, NC | 346 | $ 129,296,000 | $ 373,687 | $ 229,000 |
| Tampa-St. Petersburg-Clearwater, FL | 340 | $ 114,007,000 | $ 335,314 | $ 194,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 333 | $ 136,637,000 | $ 410,321 | $ 289,000 |
| San Diego-Carlsbad-San Marcos, CA | 324 | $ 160,470,000 | $ 495,277 | $ 237,000 |
| Boulder, CO | 316 | $ 201,955,000 | $ 639,098 | $ 241,000 |
| Orlando-Kissimmee-Sanford, FL | 294 | $ 103,256,000 | $ 351,210 | $ 204,000 |
| Las Vegas-Paradise, NV | 262 | $ 88,303,000 | $ 337,034 | $ 274,000 |
| Kansas City, MO-KS | 245 | $ 59,623,000 | $ 243,359 | $ 142,697 |
| Salt Lake City, UT | 233 | $ 134,716,000 | $ 578,180 | $ 403,000 |
| Trenton-Ewing, NJ | 228 | $ 82,272,000 | $ 360,842 | $ 197,000 |
| Milwaukee-Waukesha-West Allis, WI | 226 | $ 109,760,000 | $ 485,663 | $ 342,000 |
| Providence-New Bedford-Fall River, RI-MA | 223 | $ 77,649,000 | $ 348,201 | $ 194,053 |
| Charleston-North Charleston-Summerville, SC | 218 | $ 146,879,000 | $ 673,756 | $ 366,000 |
| Rockingham County-Strafford County, NH | 206 | $ 44,757,000 | $ 217,266 | $ 132,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 198 | $ 33,106,000 | $ 167,202 | $ 122,338 |
| Cincinnati-Middletown, OH-KY-IN | 198 | $ 67,204,000 | $ 339,414 | $ 190,196 |
| Worcester, MA | 196 | $ 46,923,000 | $ 239,403 | $ 137,000 |
| Indianapolis-Carmel, IN | 186 | $ 62,701,000 | $ 337,102 | $ 194,000 |
| Tucson, AZ | 182 | $ 68,772,000 | $ 377,868 | $ 203,000 |
| Pittsburgh, PA | 177 | $ 37,126,000 | $ 209,751 | $ 169,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 175 | $ 43,836,000 | $ 250,491 | $ 144,000 |
| Columbus, OH | 172 | $ 36,937,000 | $ 214,750 | $ 152,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 169 | $ 71,556,000 | $ 423,408 | $ 223,846 |
| Gary, IN | 168 | $ 28,840,000 | $ 171,666 | $ 103,000 |
| Cleveland-Elyria-Mentor, OH | 165 | $ 41,962,000 | $ 254,315 | $ 214,000 |
| Durham-Chapel Hill, NC | 162 | $ 70,145,000 | $ 432,993 | $ 242,000 |
| Richmond, VA | 162 | $ 53,283,000 | $ 328,907 | $ 157,000 |
| Houston-Sugar Land-Baytown, TX | 161 | $ 65,044,000 | $ 404,000 | $ 262,000 |
| Tacoma, WA | 159 | $ 47,796,000 | $ 300,603 | $ 170,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 156 | $ 67,788,000 | $ 434,538 | $ 184,000 |
| New Haven-Milford, CT | 156 | $ 42,662,000 | $ 273,474 | $ 167,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 150 | $ 59,883,000 | $ 399,220 | $ 190,000 |
| Detroit-Livonia-Dearborn, MI | 149 | $ 29,132,000 | $ 195,516 | $ 138,000 |
| North Port-Bradenton-Sarasota, FL | 146 | $ 71,820,000 | $ 491,917 | $ 275,000 |
| Barnstable Town, MA | 137 | $ 79,864,000 | $ 582,948 | $ 372,000 |
| Jacksonville, FL | 137 | $ 51,825,000 | $ 378,284 | $ 216,000 |
| Naples-Marco Island, FL | 135 | $ 98,446,000 | $ 729,229 | $ 506,000 |
| Cape Coral-Fort Myers, FL | 128 | $ 42,731,000 | $ 333,835 | $ 230,000 |
| Des Moines-West Des Moines, IA | 127 | $ 21,631,000 | $ 170,322 | $ 125,000 |
| Wilmington, NC | 126 | $ 66,529,000 | $ 528,007 | $ 299,000 |
| Albuquerque, NM | 118 | $ 30,414,000 | $ 257,745 | $ 133,000 |
| Honolulu, HI | 118 | $ 57,892,000 | $ 490,610 | $ 221,000 |
| Birmingham-Hoover, AL | 116 | $ 28,206,000 | $ 243,155 | $ 160,000 |
| Reno-Sparks, NV | 112 | $ 63,749,000 | $ 569,187 | $ 280,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 110 | $ 25,854,000 | $ 235,036 | $ 185,000 |
| Louisville-Jefferson County, KY-IN | 106 | $ 27,955,000 | $ 263,726 | $ 141,547 |
| Portland-South Portland-Biddeford, ME | 106 | $ 30,132,000 | $ 284,264 | $ 156,000 |
| Dallas-Plano-Irving, TX | 105 | $ 40,947,000 | $ 389,971 | $ 257,000 |
| Manchester-Nashua, NH | 99 | $ 23,439,000 | $ 236,757 | $ 132,000 |
| Madison, WI | 98 | $ 36,312,000 | $ 370,530 | $ 179,000 |
| Omaha-Council Bluffs, NE-IA | 98 | $ 26,139,000 | $ 266,724 | $ 161,551 |
| Reading, PA | 97 | $ 13,073,000 | $ 134,773 | $ 85,000 |
| Lancaster, PA | 96 | $ 15,231,000 | $ 158,656 | $ 99,000 |
| Greensboro-High Point, NC | 93 | $ 29,424,000 | $ 316,387 | $ 208,000 |
| New Orleans-Metairie-Kenner, LA | 93 | $ 20,211,000 | $ 217,322 | $ 153,000 |
| St. Cloud, MN | 90 | $ 11,600,000 | $ 128,888 | $ 2,512,000 |
| Colorado Springs, CO | 88 | $ 27,876,000 | $ 316,772 | $ 147,000 |
| Oklahoma City, OK | 86 | $ 16,430,000 | $ 191,046 | $ 130,000 |
| Atlantic City-Hammonton, NJ | 85 | $ 19,907,000 | $ 234,200 | $ 139,000 |
| Greenville-Mauldin-Easley, SC | 83 | $ 26,256,000 | $ 316,337 | $ 175,000 |
| Austin-Round Rock-San Marcos, TX | 82 | $ 31,345,000 | $ 382,256 | $ 199,000 |
| Springfield, MA | 79 | $ 16,746,000 | $ 211,974 | $ 140,000 |
| Santa Fe, NM | 78 | $ 47,341,000 | $ 606,935 | $ 245,000 |
| Boise City-Nampa, ID | 76 | $ 22,291,000 | $ 293,302 | $ 133,000 |
| Bremerton-Silverdale, WA | 75 | $ 37,077,000 | $ 494,360 | $ 240,000 |
| Dayton, OH | 74 | $ 11,138,000 | $ 150,513 | $ 115,000 |
| Baton Rouge, LA | 73 | $ 17,868,000 | $ 244,767 | $ 149,000 |
| Memphis, TN-MS-AR | 73 | $ 19,508,000 | $ 267,232 | $ 144,890 |
| Buffalo-Niagara Falls, NY | 72 | $ 9,744,000 | $ 135,333 | $ 105,000 |
| Columbia, SC | 71 | $ 21,710,000 | $ 305,774 | $ 160,000 |
| Tulsa, OK | 70 | $ 15,825,000 | $ 226,071 | $ 135,000 |
| Little Rock-North Little Rock-Conway, AR | 69 | $ 13,917,000 | $ 201,695 | $ 127,000 |
| Fort Collins-Loveland, CO | 68 | $ 26,763,000 | $ 393,573 | $ 247,000 |
| Ocean City, NJ | 67 | $ 23,660,000 | $ 353,134 | $ 252,000 |
| Rochester, NY | 62 | $ 9,498,000 | $ 153,193 | $ 96,000 |
| Harrisburg-Carlisle, PA | 61 | $ 12,586,000 | $ 206,327 | $ 116,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 61 | $ 38,513,000 | $ 631,360 | $ 249,000 |
| Asheville, NC | 60 | $ 29,057,000 | $ 484,283 | $ 172,000 |
| Lexington-Fayette, KY | 60 | $ 14,586,000 | $ 243,100 | $ 145,000 |
| Norwich-New London, CT | 60 | $ 16,904,000 | $ 281,733 | $ 146,000 |
| Port St. Lucie, FL | 59 | $ 24,129,000 | $ 408,966 | $ 327,000 |
| Provo-Orem, UT | 57 | $ 16,891,000 | $ 296,333 | $ 130,000 |
| Santa Rosa-Petaluma, CA | 57 | $ 19,819,000 | $ 347,701 | $ 149,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 55 | $ 15,836,000 | $ 287,927 | $ 146,000 |
| Charlottesville, VA | 50 | $ 18,526,000 | $ 370,520 | $ 157,000 |
| Flagstaff, AZ | 50 | $ 23,126,000 | $ 462,520 | $ 349,000 |
| Knoxville, TN | 50 | $ 23,493,000 | $ 469,860 | $ 198,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 50 | $ 16,515,000 | $ 330,300 | $ 246,000 |
| Palm Bay-Melbourne-Titusville, FL | 50 | $ 11,451,000 | $ 229,020 | $ 145,000 |
| Toledo, OH | 50 | $ 9,084,000 | $ 181,680 | $ 92,000 |
| Albany-Schenectady-Troy, NY | 49 | $ 11,429,000 | $ 233,244 | $ 119,000 |
| Akron, OH | 47 | $ 11,301,000 | $ 240,446 | $ 144,000 |
| Dover, DE | 47 | $ 6,914,000 | $ 147,106 | $ 107,000 |
| Huntsville, AL | 46 | $ 10,585,000 | $ 230,108 | $ 129,000 |
| Lakeland-Winter Haven, FL | 46 | $ 6,450,000 | $ 140,217 | $ 88,000 |
| Ogden-Clearfield, UT | 45 | $ 20,713,000 | $ 460,288 | $ 215,000 |
| Roanoke, VA | 45 | $ 19,468,000 | $ 432,622 | $ 199,000 |
| Ann Arbor, MI | 44 | $ 12,724,000 | $ 289,181 | $ 156,000 |
| Chattanooga, TN-GA | 44 | $ 11,567,000 | $ 262,886 | $ 148,250 |
| Wichita, KS | 44 | $ 6,438,000 | $ 146,318 | $ 137,000 |
| Prescott, AZ | 43 | $ 12,903,000 | $ 300,069 | $ 161,000 |
| Winston-Salem, NC | 43 | $ 14,978,000 | $ 348,325 | $ 222,000 |
| Jackson, MS | 42 | $ 9,911,000 | $ 235,976 | $ 157,000 |
| Savannah, GA | 42 | $ 24,526,000 | $ 583,952 | $ 269,000 |
| Scranton--Wilkes-Barre, PA | 42 | $ 6,923,000 | $ 164,833 | $ 104,000 |
| Vineland-Millville-Bridgeton, NJ | 41 | $ 5,817,000 | $ 141,878 | $ 85,000 |
| Gainesville, FL | 40 | $ 8,583,000 | $ 214,575 | $ 129,000 |
| Lynchburg, VA | 40 | $ 7,489,000 | $ 187,225 | $ 103,000 |
| Cedar Rapids, IA | 39 | $ 4,347,000 | $ 111,461 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 39 | $ 7,653,000 | $ 196,230 | $ 115,000 |
| Bend, OR | 38 | $ 16,489,000 | $ 433,921 | $ 233,000 |
| Grand Rapids-Wyoming, MI | 38 | $ 5,567,000 | $ 146,500 | $ 78,000 |
| Augusta-Richmond County, GA-SC | 37 | $ 5,866,000 | $ 158,540 | $ 103,297 |
| Gainesville, GA | 37 | $ 18,533,000 | $ 500,891 | $ 207,000 |
| Bakersfield-Delano, CA | 36 | $ 5,941,000 | $ 165,027 | $ 98,000 |
| Sioux Falls, SD | 36 | $ 7,899,000 | $ 219,416 | $ 114,000 |
| Salinas, CA | 35 | $ 15,491,000 | $ 442,600 | $ 200,000 |
| Spokane, WA | 35 | $ 8,846,000 | $ 252,742 | $ 138,000 |
| Fresno, CA | 34 | $ 8,032,000 | $ 236,235 | $ 158,000 |
| Santa Cruz-Watsonville, CA | 33 | $ 11,916,000 | $ 361,090 | $ 144,000 |
| Athens-Clarke County, GA | 32 | $ 4,018,000 | $ 125,562 | $ 93,000 |
| Kingston, NY | 32 | $ 5,996,000 | $ 187,375 | $ 102,000 |
| Lansing-East Lansing, MI | 32 | $ 4,001,000 | $ 125,031 | $ 91,000 |
| San Antonio-New Braunfels, TX | 32 | $ 4,047,000 | $ 126,468 | $ 63,000 |
| York-Hanover, PA | 32 | $ 4,521,000 | $ 141,281 | $ 79,000 |
| Syracuse, NY | 31 | $ 3,372,000 | $ 108,774 | $ 93,000 |
| Bellingham, WA | 29 | $ 11,513,000 | $ 397,000 | $ 226,000 |
| Evansville, IN-KY | 29 | $ 6,261,000 | $ 215,896 | $ 162,000 |
| Salem, OR | 29 | $ 6,109,000 | $ 210,655 | $ 113,000 |
| Sebastian-Vero Beach, FL | 29 | $ 13,295,000 | $ 458,448 | $ 246,000 |
| Hagerstown-Martinsburg, MD-WV | 28 | $ 4,608,000 | $ 164,571 | $ 105,750 |
| Napa, CA | 28 | $ 10,447,000 | $ 373,107 | $ 541,000 |
| Niles-Benton Harbor, MI | 28 | $ 17,446,000 | $ 623,071 | $ 404,000 |
| Anchorage, AK | 27 | $ 7,177,000 | $ 265,814 | $ 109,000 |
| Champaign-Urbana, IL | 27 | $ 3,815,000 | $ 141,296 | $ 98,000 |
| Fayetteville, NC | 27 | $ 6,674,000 | $ 247,185 | $ 173,000 |
| Fort Worth-Arlington, TX | 27 | $ 7,188,000 | $ 266,222 | $ 107,000 |
| Peoria, IL | 27 | $ 4,209,000 | $ 155,888 | $ 105,000 |
| San Luis Obispo-Paso Robles, CA | 27 | $ 8,458,000 | $ 313,259 | $ 156,000 |
| Stockton, CA | 27 | $ 5,449,000 | $ 201,814 | $ 119,000 |
| Vallejo-Fairfield, CA | 26 | $ 5,183,000 | $ 199,346 | $ 116,000 |
| Brunswick, GA | 25 | $ 12,160,000 | $ 486,400 | $ 349,000 |
| Lincoln, NE | 25 | $ 3,057,000 | $ 122,280 | $ 111,000 |
| Pittsfield, MA | 25 | $ 11,940,000 | $ 477,600 | $ 393,000 |
| South Bend-Mishawaka, IN-MI | 25 | $ 3,200,000 | $ 128,000 | $ 91,160 |
| Springfield, MO | 25 | $ 3,962,000 | $ 158,480 | $ 99,000 |
| Burlington-South Burlington, VT | 24 | $ 6,594,000 | $ 274,750 | $ 124,000 |
| Coeur D'Alene, ID | 24 | $ 10,104,000 | $ 421,000 | $ 136,000 |
| Davenport-Moline-Rock Island, IA-IL | 24 | $ 3,527,000 | $ 146,958 | $ 100,500 |
| Duluth, MN-WI | 24 | $ 3,299,000 | $ 137,458 | $ 119,500 |
| Eugene-Springfield, OR | 24 | $ 6,318,000 | $ 263,250 | $ 120,000 |
| Fort Wayne, IN | 24 | $ 4,423,000 | $ 184,291 | $ 150,000 |
| Greeley, CO | 24 | $ 10,924,000 | $ 455,166 | $ 134,000 |
| Kalamazoo-Portage, MI | 24 | $ 7,076,000 | $ 294,833 | $ 265,000 |
| Ocala, FL | 24 | $ 4,438,000 | $ 184,916 | $ 102,000 |
| Rochester, MN | 24 | $ 5,186,000 | $ 216,083 | $ 175,000 |
| Spartanburg, SC | 24 | $ 5,501,000 | $ 229,208 | $ 110,000 |
| Florence, SC | 23 | $ 4,329,000 | $ 188,217 | $ 111,000 |
| Kennewick-Pasco-Richland, WA | 22 | $ 4,074,000 | $ 185,181 | $ 148,000 |
| Lake Havasu City-Kingman, AZ | 22 | $ 2,847,000 | $ 129,409 | $ 74,000 |
| Mobile, AL | 22 | $ 5,822,000 | $ 264,636 | $ 121,000 |
| Billings, MT | 21 | $ 6,029,000 | $ 287,095 | $ 107,000 |
| Charleston, WV | 21 | $ 6,180,000 | $ 294,285 | $ 178,000 |
| Columbus, GA-AL | 21 | $ 6,735,000 | $ 320,714 | $ 152,523 |
| Hickory-Lenoir-Morganton, NC | 21 | $ 13,139,000 | $ 625,666 | $ 249,000 |
| Iowa City, IA | 21 | $ 2,895,000 | $ 137,857 | $ 94,000 |
| Medford, OR | 21 | $ 5,196,000 | $ 247,428 | $ 153,000 |
| Pensacola-Ferry Pass-Brent, FL | 21 | $ 6,810,000 | $ 324,285 | $ 168,000 |
| Ames, IA | 20 | $ 3,560,000 | $ 178,000 | $ 107,000 |
| Appleton, WI | 20 | $ 2,630,000 | $ 131,500 | $ 98,000 |
| Chico, CA | 20 | $ 2,622,000 | $ 131,100 | $ 64,000 |
| Lafayette, LA | 20 | $ 5,019,000 | $ 250,950 | $ 124,000 |
| Las Cruces, NM | 20 | $ 2,738,000 | $ 136,900 | $ 89,000 |
| Olympia, WA | 20 | $ 6,498,000 | $ 324,900 | $ 121,000 |
| Youngstown-Warren-Boardman, OH-PA | 20 | $ 2,055,000 | $ 102,750 | $ 129,650 |
| Bangor, ME | 19 | $ 2,781,000 | $ 146,368 | $ 124,000 |
| Flint, MI | 19 | $ 2,217,000 | $ 116,684 | $ 68,000 |
| Lafayette, IN | 19 | $ 3,008,000 | $ 158,315 | $ 112,000 |
| Palm Coast, FL | 19 | $ 7,461,000 | $ 392,684 | $ 229,000 |
| Anderson, SC | 17 | $ 2,569,000 | $ 151,117 | $ 75,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 8,663,000 | $ 509,588 | $ 351,000 |
| Corvallis, OR | 16 | $ 3,896,000 | $ 243,500 | $ 161,000 |
| Erie, PA | 16 | $ 4,245,000 | $ 265,312 | $ 228,000 |
| Holland-Grand Haven, MI | 16 | $ 4,212,000 | $ 263,250 | $ 178,000 |
| Shreveport-Bossier City, LA | 16 | $ 3,195,000 | $ 199,687 | $ 142,000 |
| Tallahassee, FL | 16 | $ 3,414,000 | $ 213,375 | $ 97,000 |
| Canton-Massillon, OH | 15 | $ 1,589,000 | $ 105,933 | $ 87,000 |
| Fargo, ND-MN | 15 | $ 1,940,000 | $ 129,333 | $ 84,333 |
| Huntington-Ashland, WV-KY-OH | 15 | $ 1,563,000 | $ 104,200 | $ 103,533 |
| Montgomery, AL | 15 | $ 2,513,000 | $ 167,533 | $ 77,000 |
| Blacksburg-Christiansburg-Radford, VA | 14 | $ 1,919,000 | $ 137,071 | $ 80,000 |
| Grand Junction, CO | 14 | $ 5,756,000 | $ 411,142 | $ 199,000 |
| Kingsport-Bristol-Bristol, TN-VA | 14 | $ 1,936,000 | $ 138,285 | $ 80,714 |
| Modesto, CA | 14 | $ 2,500,000 | $ 178,571 | $ 149,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 14 | $ 6,057,000 | $ 432,642 | $ 687,000 |
| Rockford, IL | 14 | $ 2,320,000 | $ 165,714 | $ 137,000 |
| Wenatchee-East Wenatchee, WA | 14 | $ 7,454,000 | $ 532,428 | $ 374,000 |
| Winchester, VA-WV | 14 | $ 3,878,000 | $ 277,000 | $ 155,857 |
| Bloomington-Normal, IL | 13 | $ 1,994,000 | $ 153,384 | $ 165,000 |
| Cumberland, MD-WV | 13 | $ 1,196,000 | $ 92,000 | $ 69,076 |
| Elkhart-Goshen, IN | 13 | $ 1,248,000 | $ 96,000 | $ 92,000 |
| Logan, UT-ID | 13 | $ 2,680,000 | $ 206,153 | $ 96,615 |
| Monroe, MI | 13 | $ 1,236,000 | $ 95,076 | $ 81,000 |
| Rapid City, SD | 13 | $ 2,492,000 | $ 191,692 | $ 83,000 |
| Topeka, KS | 13 | $ 989,000 | $ 76,076 | $ 61,000 |
| Columbia, MO | 12 | $ 1,272,000 | $ 106,000 | $ 66,000 |
| Green Bay, WI | 12 | $ 3,902,000 | $ 325,166 | $ 167,000 |
| Houma-Bayou Cane-Thibodaux, LA | 12 | $ 2,694,000 | $ 224,500 | $ 118,000 |
| Mount Vernon-Anacortes, WA | 12 | $ 4,924,000 | $ 410,333 | $ 251,000 |
| Punta Gorda, FL | 12 | $ 1,258,000 | $ 104,833 | $ 84,000 |
| Racine, WI | 12 | $ 3,233,000 | $ 269,416 | $ 223,000 |
| Rocky Mount, NC | 12 | $ 1,462,000 | $ 121,833 | $ 86,000 |
| Sheboygan, WI | 12 | $ 2,241,000 | $ 186,750 | $ 77,000 |
| St. George, UT | 12 | $ 8,446,000 | $ 703,833 | $ 239,000 |
| Wheeling, WV-OH | 12 | $ 816,000 | $ 68,000 | $ 53,000 |
| Auburn-Opelika, AL | 11 | $ 2,530,000 | $ 230,000 | $ 125,000 |
| Bloomington, IN | 11 | $ 2,969,000 | $ 269,909 | $ 204,000 |
| Glens Falls, NY | 11 | $ 3,856,000 | $ 350,545 | $ 261,000 |
| Monroe, LA | 11 | $ 1,561,000 | $ 141,909 | $ 62,000 |
| Morgantown, WV | 11 | $ 1,608,000 | $ 146,181 | $ 86,000 |
| Muskegon-Norton Shores, MI | 11 | $ 1,421,000 | $ 129,181 | $ 70,000 |
| Pascagoula, MS | 11 | $ 1,462,000 | $ 132,909 | $ 87,000 |
| Springfield, IL | 11 | $ 1,031,000 | $ 93,727 | $ 75,000 |
| Springfield, OH | 11 | $ 750,000 | $ 68,181 | $ 56,000 |
| Carson City, NV | 10 | $ 3,013,000 | $ 301,300 | $ 116,000 |
| Dothan, AL | 10 | $ 2,318,000 | $ 231,800 | $ 119,000 |
| Fort Smith, AR-OK | 10 | $ 1,172,000 | $ 117,200 | $ 90,600 |
| Idaho Falls, ID | 10 | $ 2,026,000 | $ 202,600 | $ 113,000 |
| Lebanon, PA | 10 | $ 1,314,000 | $ 131,400 | $ 78,000 |
| Macon, GA | 10 | $ 2,128,000 | $ 212,800 | $ 153,000 |
| Merced, CA | 10 | $ 966,000 | $ 96,600 | $ 79,000 |
| Oshkosh-Neenah, WI | 10 | $ 797,000 | $ 79,700 | $ 79,000 |
| St. Joseph, MO-KS | 10 | $ 2,813,000 | $ 281,300 | $ 167,200 |
| Terre Haute, IN | 10 | $ 845,000 | $ 84,500 | $ 42,000 |
| Williamsport, PA | 10 | $ 1,112,000 | $ 111,200 | $ 76,000 |
| Alexandria, LA | 9 | $ 1,119,000 | $ 124,333 | $ 143,000 |
| Battle Creek, MI | 9 | $ 1,715,000 | $ 190,555 | $ 148,000 |
| El Paso, TX | 9 | $ 850,000 | $ 94,444 | $ 56,000 |
| Gulfport-Biloxi, MS | 9 | $ 1,404,000 | $ 156,000 | $ 109,000 |
| Ithaca, NY | 9 | $ 1,353,000 | $ 150,333 | $ 121,000 |
| Lawrence, KS | 9 | $ 1,597,000 | $ 177,444 | $ 97,000 |
| Manhattan, KS | 9 | $ 1,053,000 | $ 117,000 | $ 45,000 |
| Rome, GA | 9 | $ 1,199,000 | $ 133,222 | $ 86,000 |
| Salisbury, MD | 9 | $ 2,002,000 | $ 222,444 | $ 150,000 |
| Visalia-Porterville, CA | 9 | $ 1,406,000 | $ 156,222 | $ 109,000 |
| Waterloo-Cedar Falls, IA | 9 | $ 1,110,000 | $ 123,333 | $ 123,000 |
| Anderson, IN | 8 | $ 1,041,000 | $ 130,125 | $ 85,000 |
| Anniston-Oxford, AL | 8 | $ 1,085,000 | $ 135,625 | $ 90,000 |
| Bismarck, ND | 8 | $ 915,000 | $ 114,375 | $ 119,000 |
| Burlington, NC | 8 | $ 849,000 | $ 106,125 | $ 74,000 |
| College Station-Bryan, TX | 8 | $ 772,000 | $ 96,500 | $ 98,000 |
| Corpus Christi, TX | 8 | $ 991,000 | $ 123,875 | $ 97,000 |
| Greenville, NC | 8 | $ 2,005,000 | $ 250,625 | $ 145,000 |
| Hot Springs, AR | 8 | $ 1,299,000 | $ 162,375 | $ 91,000 |
| Jacksonville, NC | 8 | $ 1,017,000 | $ 127,125 | $ 49,000 |
| Lake Charles, LA | 8 | $ 1,594,000 | $ 199,250 | $ 174,000 |
| Michigan City-La Porte, IN | 8 | $ 1,691,000 | $ 211,375 | $ 135,000 |
| Morristown, TN | 8 | $ 2,025,000 | $ 253,125 | $ 294,000 |
| State College, PA | 8 | $ 1,411,000 | $ 176,375 | $ 134,000 |
| Utica-Rome, NY | 8 | $ 1,401,000 | $ 175,125 | $ 95,000 |
| Warner Robins, GA | 8 | $ 1,303,000 | $ 162,875 | $ 181,000 |
| Altoona, PA | 7 | $ 397,000 | $ 56,714 | $ 31,000 |
| Bay City, MI | 7 | $ 725,000 | $ 103,571 | $ 146,000 |
| Cheyenne, WY | 7 | $ 791,000 | $ 113,000 | $ 66,000 |
| Columbus, IN | 7 | $ 1,847,000 | $ 263,857 | $ 162,000 |
| Decatur, AL | 7 | $ 515,000 | $ 73,571 | $ 51,000 |
| Great Falls, MT | 7 | $ 804,000 | $ 114,857 | $ 103,000 |
| Jackson, MI | 7 | $ 1,230,000 | $ 175,714 | $ 104,000 |
| Johnson City, TN | 7 | $ 1,887,000 | $ 269,571 | $ 144,000 |
| La Crosse, WI-MN | 7 | $ 1,462,000 | $ 208,857 | $ 77,000 |
| Owensboro, KY | 7 | $ 889,000 | $ 127,000 | $ 115,000 |
| Tuscaloosa, AL | 7 | $ 2,079,000 | $ 297,000 | $ 111,000 |
| Wausau, WI | 7 | $ 1,134,000 | $ 162,000 | $ 250,000 |
| Yuma, AZ | 7 | $ 942,000 | $ 134,571 | $ 78,000 |
| Binghamton, NY | 6 | $ 546,000 | $ 91,000 | $ 69,000 |
| Cape Girardeau-Jackson, MO-IL | 6 | $ 1,382,000 | $ 230,333 | $ 143,000 |
| Clarksville, TN-KY | 6 | $ 1,249,000 | $ 208,166 | $ 394,333 |
| Danville, IL | 6 | $ 456,000 | $ 76,000 | $ 123,000 |
| Dubuque, IA | 6 | $ 876,000 | $ 146,000 | $ 56,000 |
| Florence-Muscle Shoals, AL | 6 | $ 3,220,000 | $ 536,666 | $ 215,000 |
| Fond Du Lac, WI | 6 | $ 1,788,000 | $ 298,000 | $ 76,000 |
| Johnstown, PA | 6 | $ 387,000 | $ 64,500 | $ 34,000 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 488,000 | $ 81,333 | $ 109,000 |
| Pocatello, ID | 6 | $ 617,000 | $ 102,833 | $ 67,000 |
| Pueblo, CO | 6 | $ 654,000 | $ 109,000 | $ 75,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 310,000 | $ 51,666 | $ 57,500 |
| Sumter, SC | 6 | $ 439,000 | $ 73,166 | $ 58,000 |
| Yuba City, CA | 6 | $ 773,000 | $ 128,833 | $ 74,000 |
| Dalton, GA | 5 | $ 266,000 | $ 53,200 | $ 37,000 |
| Decatur, IL | 5 | $ 301,000 | $ 60,200 | $ 114,000 |
| Eau Claire, WI | 5 | $ 717,000 | $ 143,400 | $ 109,000 |
| Fairbanks, AK | 5 | $ 866,000 | $ 173,200 | $ 87,000 |
| Goldsboro, NC | 5 | $ 689,000 | $ 137,800 | $ 67,000 |
| Grand Forks, ND-MN | 5 | $ 354,000 | $ 70,800 | $ 60,800 |
| Jefferson City, MO | 5 | $ 782,000 | $ 156,400 | $ 287,000 |
| Lewiston-Auburn, ME | 5 | $ 572,000 | $ 114,400 | $ 85,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 523,000 | $ 104,600 | $ 86,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 5 | $ 347,000 | $ 69,400 | $ 32,600 |
| Redding, CA | 5 | $ 856,000 | $ 171,200 | $ 93,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 1,076,000 | $ 215,200 | $ 145,000 |
| Sandusky, OH | 5 | $ 1,689,000 | $ 337,800 | $ 197,000 |
| Sioux City, IA-NE-SD | 5 | $ 460,000 | $ 92,000 | $ 122,000 |
| Tyler, TX | 5 | $ 949,000 | $ 189,800 | $ 51,000 |
| Yakima, WA | 5 | $ 871,000 | $ 174,200 | $ 92,000 |
| Beaumont-Port Arthur, TX | 4 | $ 367,000 | $ 91,750 | $ 84,000 |
| Bowling Green, KY | 4 | $ 958,000 | $ 239,500 | $ 92,000 |
| Brownsville-Harlingen, TX | 4 | $ 424,000 | $ 106,000 | $ 86,000 |
| Elizabethtown, KY | 4 | $ 395,000 | $ 98,750 | $ 53,000 |
| Farmington, NM | 4 | $ 865,000 | $ 216,250 | $ 103,000 |
| Gadsden, AL | 4 | $ 548,000 | $ 137,000 | $ 75,000 |
| Harrisonburg, VA | 4 | $ 592,000 | $ 148,000 | $ 64,000 |
| Hattiesburg, MS | 4 | $ 200,000 | $ 50,000 | $ 78,000 |
| Joplin, MO | 4 | $ 260,000 | $ 65,000 | $ 28,000 |
| Mankato-North Mankato, MN | 4 | $ 1,064,000 | $ 266,000 | $ 153,000 |
| Missoula, MT | 4 | $ 1,135,000 | $ 283,750 | $ 290,000 |
| Muncie, IN | 4 | $ 164,000 | $ 41,000 | $ 26,000 |
| Valdosta, GA | 4 | $ 1,925,000 | $ 481,250 | $ 56,000 |
| Albany, GA | 3 | $ 1,065,000 | $ 355,000 | $ 244,000 |
| Casper, WY | 3 | $ 277,000 | $ 92,333 | $ 54,000 |
| Cleveland, TN | 3 | $ 408,000 | $ 136,000 | $ 70,000 |
| Janesville, WI | 3 | $ 212,000 | $ 70,666 | $ 148,000 |
| Jonesboro, AR | 3 | $ 870,000 | $ 290,000 | $ 169,000 |
| Kankakee-Bradley, IL | 3 | $ 1,461,000 | $ 487,000 | $ 144,000 |
| Kokomo, IN | 3 | $ 394,000 | $ 131,333 | $ 117,000 |
| Lewiston, ID-WA | 3 | $ 354,000 | $ 118,000 | $ 71,000 |
| Lima, OH | 3 | $ 361,000 | $ 120,333 | $ 80,000 |
| Longview, WA | 3 | $ 303,000 | $ 101,000 | $ 82,000 |
| Sherman-Denison, TX | 3 | $ 190,000 | $ 63,333 | $ 65,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 166,000 | $ 55,333 | $ 44,666 |
| Amarillo, TX | 2 | $ 167,000 | $ 83,500 | $ 56,000 |
| Danville, VA | 2 | $ 134,000 | $ 67,000 | $ 65,000 |
| Elmira, NY | 2 | $ 168,000 | $ 84,000 | $ 111,000 |
| Hanford-Corcoran, CA | 2 | $ 348,000 | $ 174,000 | $ 64,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 227,000 | $ 113,500 | $ 40,000 |
| Jackson, TN | 2 | $ 1,277,000 | $ 638,500 | $ 510,000 |
| Lawton, OK | 2 | $ 15,000 | $ 7,500 | $ 36,000 |
| Midland, TX | 2 | $ 254,000 | $ 127,000 | $ 108,000 |
| Odessa, TX | 2 | $ 247,000 | $ 123,500 | $ 87,000 |
| Pine Bluff, AR | 2 | $ 88,000 | $ 44,000 | $ 23,000 |
| San Angelo, TX | 2 | $ 185,000 | $ 92,500 | $ 104,000 |
| Victoria, TX | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Waco, TX | 2 | $ 172,000 | $ 86,000 | $ 140,000 |
| Wichita Falls, TX | 2 | $ 223,000 | $ 111,500 | $ 42,000 |
| El Centro, CA | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Longview, TX | 1 | $ 90,000 | $ 90,000 | $ 1,000 |
| Madera-Chowchilla, CA | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Mansfield, OH | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 40,932 | $18,118,070,000 | $442,000 | $7,500,000 | $256,000 | $9,999,000 |
| Home Purchase | 12,833 | $4,283,235,000 | $333,000 | $3,000,000 | $205,000 | $9,999,000 |
| Home Improvement | 771 | $120,593,000 | $156,000 | $417,000 | $62,000 | $317,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33,291 | $15,652,577,000 | $470,000 | $3,000,000 | $278,000 | $9,999,000 |
| Not Provided | 13,389 | $4,084,969,000 | $305,000 | $7,500,000 | $177,000 | $9,999,000 |
| Asian | 4,675 | $1,920,512,000 | $410,000 | $3,000,000 | $217,000 | $9,999,000 |
| Hispanic | 1,429 | $479,233,000 | $335,000 | $3,000,000 | $188,000 | $9,999,000 |
| Black or African American | 1,378 | $286,862,000 | $208,000 | $2,830,000 | $136,000 | $9,558,000 |
| American Indian or Alaskan Native | 280 | $67,764,000 | $242,000 | $2,200,000 | $163,000 | $5,600,000 |
| Native Hawaiian or Other Pacific Islander | 94 | $29,981,000 | $318,000 | $1,242,000 | $359,000 | $9,999,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54,536 | $22,521,898,000 | $412,000 | $7,500,000 | $242,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,264 | $10,424,418,000 | $514,000 | $3,000,000 | $320,000 | $9,999,000 |
| Application Denied By Financial Institution | 16,262 | $6,965,240,000 | $428,000 | $7,500,000 | $211,000 | $9,999,000 |
| Application Approved But Not Accepted | 13,712 | $4,335,269,000 | $316,000 | $3,000,000 | $212,000 | $9,999,000 |
| Loan Purchased By The Institution | 3,903 | $661,581,000 | $169,000 | $487,000 | $60,000 | $660,000 |
| Application Withdrawn By Applicant | 245 | $80,190,000 | $327,000 | $3,000,000 | $294,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 121 | $35,092,000 | $290,000 | $1,400,000 | $168,000 | $1,383,000 |
| File Closed For Incompleteness | 21 | $18,506,000 | $881,000 | $1,745,000 | $598,000 | $2,778,000 |
| Preapproval Approved but not Accepted | 8 | $1,602,000 | $200,000 | $285,000 | $106,000 | $164,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,521 | $1,353,181,000 | $207,000 | $3,000,000 | $142,000 | $9,999,000 |
| Collateral | 4,631 | $2,910,197,000 | $628,000 | $3,000,000 | $342,000 | $9,999,000 |
| Debt-To-Income Ratio | 2,967 | $1,801,088,000 | $607,000 | $3,000,000 | $125,000 | $2,333,000 |
| Other | 2,102 | $813,554,000 | $387,000 | $7,500,000 | $246,000 | $9,999,000 |
| Unverifiable Information | 87 | $63,860,000 | $734,000 | $2,000,000 | $383,000 | $1,980,000 |
| Employment History | 42 | $29,074,000 | $692,000 | $1,386,000 | $246,000 | $1,115,000 |
| Credit Application Incomplete | 32 | $28,618,000 | $894,000 | $3,000,000 | $400,000 | $1,459,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $760,000 | $760,000 | $760,000 | $415,000 | $415,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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