Bates County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Unlock detailed Bates County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 653 |
| Total Mortgage Loan Application Amount | $69,342,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $608,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $2,600,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 66 | $ 8,050,000 |
| SECURITY BANK 606 E. WALNUT, PO BOX 9 RICH HILL, MO 64779 |
* | $ 61,765,000 | 56 | $ 2,144,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 55 | $ 6,416,000 |
| ADRIAN BANK PO BOX 127 ADRIAN, MO 64720 |
* | $ 99,517,000 | 55 | $ 4,159,000 |
| COMMUNITY FIRST BANK P.O. BOX 407 BUTLER, MO 64730 |
* | $ 110,890,000 | 50 | $ 4,914,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 26 | $ 2,980,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 22 | $ 1,177,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 17 | $ 2,097,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 16 | $ 2,243,000 |
| HAWTHORN BANK 132 E. HIGH STREET JEFFERSON CITY, MO 65101 |
* | $ 1,270,265,000 | 15 | $ 1,542,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 14 | $ 1,843,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 13 | $ 1,752,000 |
| HOMETOWN EQUITY MORTGAGE, LLC 151 NORTH SERVICE ROAD CLAYTON, MO 63376 |
* | $ 10,000,000 | 13 | $ 1,477,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 12 | $ 1,534,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 10 | $ 1,525,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 10 | $ 1,496,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 10 | $ 1,325,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 9 | $ 1,073,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 6 | $ 204,000 |
| BANKERS MORTGAGE CORPORATION 7500 COLLEGE BOULEVARD, SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ 10,000,000 | 6 | $ 1,005,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 5 | $ 386,000 |
| FIRSTRUST MORTGAGE, INC 6710 W. 121ST STREET OVERLAND PARK, KS 66209 |
* | $ 6,198,000 | 5 | $ 396,000 |
| PULASKI BANK 12300 OLIVE BLVD ST LOUIS, MO 63141 |
* | $ 1,361,481,000 | 5 | $ 860,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 4 | $ 466,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 4 | $ 463,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 4 | $ 477,000 |
| UMB BANK, NA 1008 OAK ST. KANSAS CITY, MO 64106 |
* | $ 9,262,734,000 | 4 | $ 1,092,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 877,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 241,000 |
| UNIVERSAL MORTGAGE CORPORATION 12080 NORTH CORPORATE PKWY SUITE 100 MEQUON, WI 53092 |
* | $ 10,000,000 | 4 | $ 581,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 458,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 861,403,000 | 3 | $ 397,000 |
| BANK MIDWEST, N.A. 320 KANSAS AVE FORT LEAVENWORTH, KS 66027 |
* | $ 4,416,832,000 | 3 | $ 262,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 3 | $ 29,000 |
| BC NATIONAL BANKS 360 SW M-150 HWY LEES SUMMIT, MO 64082 |
* | $ 92,505,000 | 3 | $ 325,000 |
| TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 3 | $ 264,000 |
| FIRST FEDERAL BANK, FSB 6900 N. EXECUTIVE DR. KANSAS CITY, MO 64120 |
* | $ 411,144,000 | 3 | $ 364,000 |
| FIRST COMMUNITY BANK 301 SE MAIN STREET LEES SUMMIT, MO 64063 |
* | $ 601,735,000 | 3 | $ 387,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 30,307,736,000 | 2 | $ 318,000 |
| BLUE RIDGE BANK AND TRUST CO. 4200 LITTLE BLUE PARKWAY INDEPENDENCE, MO 64057 |
* | $ 465,983,000 | 2 | $ 131,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 2 | $ 173,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 155,344,000 | 2 | $ 72,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 2 | $ 185,000 |
| BANK OF KANSAS CITY P.O. BOX 2300 TULSA, OK 74192 |
* | $ 87,221,000 | 2 | $ 123,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 368,229,000 | 2 | $ 67,000 |
| COUNTRY CLUB BANK ONE WARD PARKWAY KANSAS CITY, MO 64112 |
* | $ 624,938,000 | 2 | $ 486,000 |
| LEAD BANK 200 N 3RD ST GARDEN CITY, MO 64747 |
* | $ 98,033,000 | 2 | $ 218,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 3,930,807,000 | 2 | $ 411,000 |
| CORNERSTONE BANK 9120 W 135TH ST OVERLAND PARK, KS 66221 |
* | $ 262,920,000 | 2 | $ 308,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 2 | $ 292,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 2 | $ 226,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 263,000 |
| HOME MORTGAGE RESOURCES 2076 S EAGLE ROAD MERIDIAN, ID 83642 |
* | $ 10,000,000 | 2 | $ 238,000 |
| MIDWEST MORTGAGE CAPITAL, LLC 12400 OLIVE BLVD SAINT LOUIS, MO 63141 |
* | $ 2,000,000 | 2 | $ 202,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 170,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 1 | $ 130,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 72,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 56,000 |
| MLD MORTGAGE INC. 30B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 10,000,000 | 1 | $ 181,000 |
| STONEGATE MORTGAGE CORPORATION 10412 ALLISONVILLE ROAD SUITE 250 FISHERS, IN 46038 |
* | $ 1,855,000 | 1 | $ 84,000 |
| AMERITRUST MORTGAGE INC. 11016 RUSHMORE DRIVE, SUITE 200 CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 128,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 138,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 95,000 |
| UNIVERSAL LENDING CORPORATION 6775 EAST EVANS AVE. DENVER, CO 80224 |
* | $ 10,000,000 | 1 | $ 96,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 405,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 1 | $ 103,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ 10,000,000 | 1 | $ 56,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 1 | $ 136,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 150,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 204,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 93,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 80,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 108,000 |
| GATEWAY FUNDING DMS, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 1 | $ 181,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 1 | $ 140,000 |
| HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 1 | $ 5,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 1 | $ 59,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 1,140,194,000 | 1 | $ 78,000 |
| FIRST STAR BANK, S.S.B. 109 S COMMERCE / PO BOX 7 BREMOND, TX 76629 |
* | $ 171,486,000 | 1 | $ 206,000 |
| EMPRISE BANK 257 N BROADWAY WICHITA, KS 67202 |
* | $ 1,258,434,000 | 1 | $ 60,000 |
| ALLEN BANK AND TRUST COMPANY 100 E. PEARL STREET HARRISONVILLE, MO 64701 |
* | $ 116,448,000 | 1 | $ 300,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 1 | $ 185,000 |
| CENTRAL BANK OF THE MIDWEST 609 N. HIGHWAY 291 LEE'S SUMMIT, MO 64063 |
* | $ 840,516,000 | 1 | $ 95,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 1 | $ 74,000 |
| FIRST OPTION BANK P O BOX 277 OSAWATOMIE, KS 66064 |
* | $ 170,523,000 | 1 | $ 189,000 |
| LANDMARK NATIONAL BANK 701 POYNTZ AVE MANHATTAN, KS 66502 |
* | $ 600,135,000 | 1 | $ 8,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 213,972,000 | 1 | $ 19,000 |
| COMMERCE BANK, N.A. 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 17,422,344,000 | 1 | $ 122,000 |
| EAGLE NATIONAL BANK 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 258,044,000 | 1 | $ 87,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 30,786,926,000 | 1 | $ 87,000 |
| MIDAMERICAN BANK & TRUST CO 401 DELAWARE STREET LEAVENWORTH, KS 66048 |
* | $ 109,357,000 | 1 | $ 175,000 |
| AMERICAN STERLING BANK 535 S STERLING SUGAR CREEK, MO 64054 |
* | $ 165,774,000 | 1 | $ 135,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 82,416,721,000 | 1 | $ 15,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 44,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 12,942,945,000 | 1 | $ 79,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,677,931,000 | 1 | $ 14,000 |
| PUBLIC SAFETY CREDIT UNION 2800 E 14TH ST KANSAS CITY, MO 64127 |
* | $ 90,421,000 | 1 | $ 33,000 |
| MISSOURI ELECTRIC COOPERATIVES EMPL 2722 E MCCARTY JEFFERSON CITY, MO 65101 |
* | $ 80,855,000 | 1 | $ 179,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 6,513,521,000 | 1 | $ 66,000 |
| SECURITY SAVINGS BANK, FSB 11599 RIDGEVIEW RD OLATHE, KS 66061 |
* | $ 650,847,000 | 1 | $ 144,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 1 | $ 206,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 248,819,000 | 1 | $ 19,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 1 | $ 38,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 1 | $ 15,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 1 | $ 68,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 2,568,044,000 | 1 | $ 111,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 147,483,646,000 | 1 | $ 142,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 427,899,000 | 1 | $ 276,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,503,790,000 | 1 | $ 51,000 |
| CLAY COUNTY SAVINGS BANK 1178 W KANSAS LIBERTY, MO 64068 |
* | $ 97,060,000 | 1 | $ 49,000 |
| COMMUNITY BANK OF THE OZARKS P. O. BOX 43 SUNRISE BEACH, MO 65079 |
* | $ 69,726,000 | 1 | $ 262,000 |
| FARMERS STATE BANK, S/B PO BOX 98 SCHELL CITY, MO 64783 |
* | $ 68,483,000 | 1 | $ 30,000 |
| CENTRAL TRUST BANK 238 MADISON STREET JEFFERSON CITY, MO 65101 |
* | $ 1,891,880,000 | 1 | $ 224,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 1,959,803,000 | 1 | $ 57,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Bates County MO in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 442 | $51,939,000 | $117,000 | $417,000 | $61,000 | $2,600,000 |
| Home Purchase | 172 | $15,475,000 | $89,000 | $608,000 | $51,000 | $777,000 |
| Home Improvement | 39 | $1,928,000 | $49,000 | $191,000 | $54,000 | $327,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 530 | $55,892,000 | $105,000 | $608,000 | $62,000 | $2,600,000 |
| Not applicable | 52 | $5,247,000 | $100,000 | $417,000 | $24,000 | $180,000 |
| Not Provided | 52 | $5,986,000 | $115,000 | $405,000 | $48,000 | $206,000 |
| Hispanic | 7 | $905,000 | $129,000 | $238,000 | $60,000 | $85,000 |
| Black or African American | 6 | $758,000 | $126,000 | $269,000 | $66,000 | $118,000 |
| American Indian or Alaskan Native | 5 | $472,000 | $94,000 | $262,000 | $59,000 | $110,000 |
| Asian | 1 | $82,000 | $82,000 | $82,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 432 | $42,294,000 | $97,000 | $608,000 | $70,000 | $2,600,000 |
| FHA-insured (Federal Housing Administration) | 172 | $21,722,000 | $126,000 | $405,000 | $36,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $2,784,000 | $92,000 | $173,000 | $28,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,542,000 | $133,000 | $240,000 | $42,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 327 | $33,986,000 | $103,000 | $608,000 | $67,000 | $2,600,000 |
| Application Denied By Financial Institution | 131 | $13,217,000 | $100,000 | $400,000 | $44,000 | $195,000 |
| Loan Purchased By The Institution | 109 | $12,773,000 | $117,000 | $417,000 | $32,000 | $144,000 |
| Application Withdrawn By Applicant | 53 | $6,059,000 | $114,000 | $405,000 | $90,000 | $2,057,000 |
| Application Approved But Not Accepted | 22 | $2,117,000 | $96,000 | $228,000 | $56,000 | $107,000 |
| File Closed For Incompleteness | 11 | $1,190,000 | $108,000 | $168,000 | $61,000 | $95,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $2,482,000 | $77,000 | $206,000 | $31,000 | $93,000 |
| Collateral | 28 | $3,548,000 | $126,000 | $400,000 | $64,000 | $195,000 |
| Debt-To-Income Ratio | 25 | $2,796,000 | $111,000 | $350,000 | $34,000 | $101,000 |
| Other | 11 | $1,259,000 | $114,000 | $252,000 | $48,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $500,000 | $83,000 | $186,000 | $45,000 | $105,000 |
| Credit Application Incomplete | 6 | $793,000 | $132,000 | $191,000 | $41,000 | $70,000 |
| Employment History | 2 | $231,000 | $115,000 | $165,000 | $27,000 | $55,000 |
| Unverifiable Information | 1 | $156,000 | $156,000 | $156,000 | $170,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.