Bayfield County, WI Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,343 mortgage applications in Bayfield County, WI totaling $187.6 million, up 18% from 2011. The average application was for $139,000, and applicants reported an average income of $95,000. 64% of applications resulted in an originated loan and 17% were denied. The most active lender was Associated Bank NA, with 188 applications, followed by Wells Fargo Bank NA and BMO Harris Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,343
Total Mortgage Loan Application Amount $187,647,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $1,009,000
Average Applicant Income $95,000
Highest Applicant Income $1,351,000

Mortgage Company List for Lending in Bayfield County, WI for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 188 $ 21,006,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 95 $ 18,269,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 87 $ 9,658,000
Security State Bank
PO BOX 157
IRON RIVER, WI 54847
* $ 83,568,000 87 $ 9,595,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 248,087,000 79 $ 8,917,000
Northern State Bank

AURORA, MN 55705
* $ 228,014,000 77 $ 8,288,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,144,525,000 76 $ 12,705,000
Bremer Bank NA (Menomonie)
605 2ND ST
MENOMONIE, WI 54751
* $ 667,441,000 63 $ 6,730,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 196,764,000 51 $ 6,341,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 51 $ 11,110,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 48 $ 7,764,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 272,961,000 19 $ 3,385,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 539,612,000 18 $ 2,120,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 16 $ 2,339,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,497,000,000 16 $ 2,725,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 14 $ 1,751,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 13 $ 1,159,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,459,365,000 13 $ 1,382,000
Superior Savings Bank
1130 TOWER AVE
SUPERIOR, WI 54880
* $ 63,831,000 12 $ 1,879,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 12 $ 1,252,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 11 $ 1,549,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,140,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 9 $ 1,463,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 1,270,979,000 9 $ 1,308,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 743,286,000 9 $ 990,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 8 $ 1,266,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 6 $ 931,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 1,291,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 6 $ 575,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 5 $ 697,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 5 $ 886,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 5 $ 584,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 5 $ 797,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 860,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 1,735,536,000 5 $ 546,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 1,427,501,000 4 $ 734,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 4 $ 566,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 4 $ 436,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 4 $ 519,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 392,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 3 $ 575,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 532,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 3 $ 836,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 3 $ 427,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 944,232,000 3 $ 142,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 3 $ 595,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 196,128,000 3 $ 651,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 3,067,409,000 3 $ 472,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 2 $ 376,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 2 $ 242,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 294,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,848,012,000 2 $ 421,000
Central Bank
2270 FRONTAGE RD WEST
STILLWATER, MN 55082
* $ 1,120,112,000 2 $ 50,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 2 $ 417,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ 258,108,000 2 $ 360,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ 249,882,000 2 $ 13,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 1,778,441,000 2 $ 205,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 840,006,000 2 $ 245,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 824,231,000 2 $ 164,000
Bank of Deerfield
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ 93,458,000 2 $ 348,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 230,524,000 2 $ 720,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 326,390,000 2 $ 67,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 277,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 221,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 2 $ 346,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 358,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 2 $ 208,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 263,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 364,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 536,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 2 $ 770,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 543,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 2 $ 319,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 2 $ 476,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,241,069,000 2 $ 322,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 161,180,000 2 $ 410,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,725,454,000 2 $ 288,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 79,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 2 $ 206,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 61,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 167,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 199,000
Empower Credit Union
10635 W GREENFIELD AVENUE
WEST ALLIS, WI 53214
* $ 119,609,000 1 $ 40,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 515,461,000 1 $ 214,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,393,499,000 1 $ 135,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 410,000
Bremer Bank NA (St Cloud)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 608,648,000 1 $ 160,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 696,810,000 1 $ 452,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,154,398,000 1 $ 157,000
The National Bank & Trust Comp
230 W STATE ST
SYCAMORE, IL 60178
* $ 589,812,000 1 $ 142,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 1,273,731,000 1 $ 133,000
Stearns Bank National Association
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 1,174,734,000 1 $ 88,000
First Merchants Bank, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 4,154,904,000 1 $ 117,000
First National Bank - Fox Vall
550 S. GREEN BAY ROAD
NEENAH, WI 54956
* $ 317,720,000 1 $ 112,000
The First National Bank of Hartford
116 WEST SUMNER STREET P.O. BOX 270106
HARTFORD, WI 53027
* $ 166,215,000 1 $ 115,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 1 $ 105,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 1 $ 143,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 159,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 1 $ 344,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 336,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 180,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 871,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 164,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 95,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 75,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 226,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 1 $ 160,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 167,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 368,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 197,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 27,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 248,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 65,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 229,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 195,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 160,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 104,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 63,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 220,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 240,000
Mpecu
30 W SUPERIOR ST. STE. 126
DULUTH, MN 55802
* $ 79,251,000 1 $ 145,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 511,010,000 1 $ 127,000
Layton State Bank
10427 W. LINCOLN AVE
WEST ALLIS, WI 53227
* $ 135,917,000 1 $ 97,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 506,476,000 1 $ 121,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 404,737,000 1 $ 224,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 217,729,000 1 $ 181,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 488,953,000 1 $ 407,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,371,383,000 1 $ 205,000
Farmers State Bank
181 MAIN ST
WEST CONCORD, MN 55985
* $ 47,414,000 1 $ 50,000
Endura Financial F. C. U.
820 N LILAC
MINNEAPOLIS, MN 55422
* $ 341,167,000 1 $ 188,000
Harbor Pointe Credit Union
PO BOX 161558
DULUTH, MN 55802
* $ 74,744,000 1 $ 80,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 1,587,453,000 1 $ 230,000
Unitedone Credit Union
1117 S 10 ST
MANITOWOC, WI 54220
* $ 172,072,000 1 $ 31,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 309,755,000 1 $ 115,000
Cambridge State Bank
P.O. BOX 48
CAMBRIDGE, WI 53523
* $ 81,621,000 1 $ 111,000
Partners Bank of Wisconsin
907 NORTH CENTRAL AVE., PO BOX 730
MARSHFIELD, WI 54449
* $ 102,343,000 1 $ 168,000
River Falls State Bank
124 S. SECOND STREET
RIVER FALLS, WI 54022
* $ 81,873,000 1 $ 85,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 621,911,000 1 $ 366,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 769,369,000 1 $ 278,000
Republic Bank, Inc.
306 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 314,799,000 1 $ 240,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 165,000
Department of the Interior FCU
12201 SUNRISE VALLEY DR
WASHINGTON, DC 20240
* $ 132,704,000 1 $ 135,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 294,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,047,198,000 1 $ 73,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 790,137,000 1 $ 260,000
Fox Valley Savings Bank
51 EAST FIRST STREET
FOND DU LAC, WI 54935
* $ 311,202,000 1 $ 44,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 146,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 863,794,000 1 $ 231,000
North American Banking Company
2230 ALBERT STREET
ROSEVILLE, MN 55113
* $ 253,140,000 1 $ 133,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 185,000
Commerce State Bank
1700 S. SILVERBROOK DR
WEST BEND, WI 53095
* $ 317,378,000 1 $ 108,000
Integrity First Bank
101 GRAND AVE
WAUSAU, WI 54403
* $ 99,114,000 1 $ 75,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 368,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 116,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 396,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 274,300,000 1 $ 215,000
Better Banks
10225 N KNOXVILLE AVE
PEORIA, IL 61615
* $ 219,234,000 1 $ 75,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 226,362,000 1 $ 166,000
The First Bank of Baldwin
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ 170,108,000 1 $ 247,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 376,937,000 1 $ 60,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 41,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 30,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,458,515,000 1 $ 210,000

The tables below break down 2012 mortgage applications in Bayfield County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bayfield County, WI in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 980 $145,825,000 $148,000 $1,009,000 $97,000 $1,351,000
Home Purchase 258 $33,540,000 $130,000 $417,000 $100,000 $959,000
Home Improvement 105 $8,282,000 $78,000 $386,000 $69,000 $312,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,129 $160,417,000 $142,000 $1,000,000 $99,000 $1,351,000
Not Provided 85 $11,024,000 $129,000 $871,000 $115,000 $919,000
Not applicable 78 $11,172,000 $143,000 $1,009,000 $40,000 $756,000
American Indian or Alaskan Native 45 $3,972,000 $88,000 $237,000 $54,000 $157,000
Hispanic 4 $642,000 $160,000 $260,000 $90,000 $217,000
Native Hawaiian or Other Pacific Islander 2 $420,000 $210,000 $319,000 $79,000 $125,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,234 $173,901,000 $140,000 $1,009,000 $100,000 $1,351,000
FHA-insured (Federal Housing Administration) 61 $7,398,000 $121,000 $268,000 $39,000 $122,000
VA-guaranteed (Veterans Administration) 31 $4,549,000 $146,000 $372,000 $30,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,799,000 $105,000 $228,000 $31,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 858 $117,891,000 $137,000 $1,009,000 $98,000 $959,000
Application Denied By Financial Institution 225 $29,025,000 $129,000 $1,000,000 $84,000 $1,351,000
Application Withdrawn By Applicant 103 $14,044,000 $136,000 $417,000 $97,000 $900,000
Loan Purchased By The Institution 89 $14,019,000 $157,000 $417,000 $68,000 $756,000
Application Approved But Not Accepted 48 $8,788,000 $183,000 $905,000 $111,000 $1,268,000
File Closed For Incompleteness 20 $3,880,000 $194,000 $1,000,000 $152,000 $1,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 65 $10,024,000 $154,000 $1,000,000 $107,000 $1,000,000
Debt-To-Income Ratio 43 $5,319,000 $123,000 $525,000 $57,000 $385,000
Credit History 37 $2,933,000 $79,000 $251,000 $45,000 $147,000
Other 21 $1,898,000 $90,000 $248,000 $79,000 $372,000
Credit Application Incomplete 18 $3,253,000 $180,000 $650,000 $177,000 $1,351,000
Unverifiable Information 5 $987,000 $197,000 $390,000 $113,000 $237,000
Employment History 3 $318,000 $106,000 $188,000 $60,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 1 $57,000 $57,000 $57,000 $66,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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