Baylor County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Unlock detailed Baylor County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 97 |
| Total Mortgage Loan Application Amount | $13,055,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $545,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $363,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 6 | $ 890,000 |
| FIRST BANK & TRUST 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 1,137,714,000 | 6 | $ 1,370,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 5 | $ 585,000 |
| INTERBANK 4921 NORTH MAY AVENUE OKLAHOMA CITY, OK 73112 |
* | $ 3,461,210,000 | 5 | $ 755,000 |
| AMERICAN NATIONAL BANK & TRUST 2732 MIDWESTERN PKWY WICHITA FALLS, TX 76308 |
* | $ 885,101,000 | 5 | $ 495,000 |
| THE JACKSBORO NATIONAL BANK 910 MAIN STREET JACKSBORO, TX 76458 |
* | $ 235,468,000 | 4 | $ 880,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 3 | $ 365,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 3 | $ 285,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 3 | $ 165,000 |
| UNION SQUARE CREDIT UNION 2903 KEMP BOULEVARD WICHITA FALLS, TX 76308 |
* | $ 372,925,000 | 3 | $ 225,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 2 | $ 90,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 2 | $ 250,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 2 | $ 90,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 400 PINE ST ABILENE, TX 79601 |
* | $ 8,228,226,000 | 2 | $ 330,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 2 | $ 320,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 2 | $ 320,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 280,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 2 | $ 410,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 2 | $ 340,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 2 | $ 130,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 2 | $ 540,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 2 | $ 280,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 105,000 |
| HERRING BANK 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 445,390,000 | 1 | $ 95,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 1 | $ 85,000 |
| LEGEND BANK, N.A. 101 TARRANT ST BOWIE, TX 76230 |
* | $ 758,653,000 | 1 | $ 55,000 |
| GUARANTY BANK & TRUST, N.A. 100 W ARKANSAS ST MOUNT PLEASANT, TX 75455 |
* | $ 2,318,497,000 | 1 | $ 335,000 |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION PO BOX 2097 LIVE OAK, TX 78148 |
* | $ 9,675,518,000 | 1 | $ 5,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 75,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 1 | $ 205,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 65,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,498,327,000 | 1 | $ 55,000 |
| NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ -1,000 | 1 | $ 185,000 |
| RBC BANK, (GEORGIA) NATIONAL ASSOCIATION 8081 ARCO CORPORATE DRIVE ATLANTA, GA 27617 |
* | $ 4,528,719,000 | 1 | $ 65,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 1 | $ 105,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 95,000 |
| FIRSTCAPITAL BANK OF TEXAS, NATIONAL ASSOCIATION 3900 S. SONCY RD AMARILLO, TX 79119 |
* | $ 1,732,419,000 | 1 | $ 55,000 |
| SUNFLOWER BANK, NATIONAL ASSOCIATION 3025 CORTLAND CIRCLE - PO BOX 800 DALLAS, TX 67401 |
* | $ 4,172,729,000 | 1 | $ 185,000 |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. 2450 SOUTH SHORE BLVD., SUITE 301 LEAGUE CITY, TX 77573 |
* | $ -1,000 | 1 | $ 85,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 75,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 155,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 165,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 355,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Baylor County TX in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 64 | $8,820,000 | $137,000 | $545,000 | $91,000 | $363,000 |
| Refinancing | 23 | $3,345,000 | $145,000 | $325,000 | $95,000 | $270,000 |
| Cash-out Refinancing | 7 | $745,000 | $106,000 | $175,000 | $49,000 | $71,000 |
| Other Purpose | 2 | $110,000 | $55,000 | $55,000 | $90,000 | $131,000 |
| Home Improvement | 1 | $35,000 | $35,000 | $35,000 | $27,000 | $27,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65 | $9,195,000 | $141,000 | $545,000 | $100,000 | $363,000 |
| Not applicable | 13 | $2,005,000 | $154,000 | $335,000 | $0 | $0 |
| Not Provided | 11 | $1,175,000 | $106,000 | $215,000 | $47,000 | $72,000 |
| Hispanic | 3 | $315,000 | $105,000 | $135,000 | $70,000 | $90,000 |
| Asian | 2 | $100,000 | $50,000 | $55,000 | $22,000 | $25,000 |
| Black or African American | 2 | $150,000 | $75,000 | $75,000 | $28,000 | $28,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $29,000 | $29,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69 | $10,165,000 | $147,000 | $545,000 | $94,000 | $363,000 |
| FHA-insured (Federal Housing Administration) | 19 | $1,845,000 | $97,000 | $195,000 | $59,000 | $141,000 |
| VA-guaranteed (Veterans Administration) | 7 | $835,000 | $119,000 | $355,000 | $209,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $210,000 | $105,000 | $105,000 | $62,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 42 | $5,820,000 | $138,000 | $355,000 | $78,000 | $270,000 |
| Loan Purchased By The Institution | 15 | $2,055,000 | $137,000 | $325,000 | $80,000 | $173,000 |
| Application Withdrawn By Applicant | 14 | $1,880,000 | $134,000 | $545,000 | $129,000 | $363,000 |
| Application Denied By Financial Institution | 11 | $1,315,000 | $119,000 | $205,000 | $76,000 | $232,000 |
| File Closed For Incompleteness | 9 | $965,000 | $107,000 | $195,000 | $80,000 | $195,000 |
| Application Approved But Not Accepted | 6 | $1,020,000 | $170,000 | $325,000 | $106,000 | $247,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 85 | $11,645,000 | $137,000 | $545,000 | $90,000 | $363,000 |
| Debt-To-Income Ratio | 5 | $645,000 | $129,000 | $205,000 | $82,000 | $232,000 |
| Collateral | 3 | $425,000 | $141,000 | $205,000 | $70,000 | $83,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $35,000 | $35,000 |
| Credit History | 1 | $55,000 | $55,000 | $55,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $116,000 | $116,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $99,000 | $99,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.