Bedford County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Bedford County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,008
Total Mortgage Loan Application Amount $212,588,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $799,000
Average Applicant Income $61,000
Highest Applicant Income $6,400,000

Mortgage Company List for Lending in Bedford County PA for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 8,503,127,000 410 $ 26,680,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 6,388,040,000 166 $ 11,785,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 142 $ 18,425,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 113 $ 14,044,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 110 $ 9,311,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 105 $ 13,733,000
ALTOONA FIRST SAVINGS BANK
203 N. LOGAN BOULEVARD
ALTOONA, PA 16602
* $ 190,836,000 98 $ 12,246,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 83 $ 10,428,000
STANDARD BANK, PASB
2640 MONROEVILLE BLVD
MONROEVILLE, PA 15146
* $ 392,531,000 38 $ 2,896,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 38 $ 5,357,000
SUSQUEHANNA BANK
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17601
* $ 13,494,332,000 35 $ 4,129,000
AMERICA'S CHOICE HOME LOANS LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 32 $ 4,950,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 31 $ 4,451,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 27 $ 3,384,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 24 $ 3,160,000
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 250,578,000 20 $ 1,847,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 3,566,901,000 17 $ 1,067,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 17 $ 3,046,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 17 $ 956,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 16 $ 2,769,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 16 $ 2,084,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 15 $ 2,398,000
AGCHOICE FARM CREDIT ACA
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 14 $ 1,977,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 14 $ 664,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 14 $ 1,296,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 13 $ 1,579,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 13 $ 1,909,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 12 $ 1,320,000
CHESSIE FEDERAL CREDIT UNION
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 198,609,000 11 $ 1,704,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 11 $ 1,249,000
INVESTMENT SAVINGS BANK
1201 8TH AVE.
ALTOONA, PA 16602
* $ 126,744,000 10 $ 475,000
CITIZENS BANK OF PENNSYLVANIA
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 32,464,003,000 10 $ 373,000
ACT 1ST FCU
14316 NATIONAL HWY SW
LAVALE, MD 21502
* $ 66,076,000 9 $ 601,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 9 $ 1,295,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 8,075,575,000 9 $ 1,379,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 1,457,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GLEN ALLEN, VA 17225
* $ 100,000,000 8 $ 1,214,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 8 $ 689,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,113,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 7 $ 1,138,000
PENNCREST BANK
1201 12TH STREET
ALTOONA, PA 16601
* $ 133,204,000 7 $ 773,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 6 $ 695,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 6 $ 54,000
1ST SUMMIT BANK
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ 602,691,000 6 $ 445,000
SOMERSET TRUST COMPANY
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 554,721,000 6 $ 797,000
RIVERVIEW BK
11 NORTH SECOND STREET
CLEARFIELD, PA 16830
* $ 356,617,000 6 $ 185,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 5 $ 689,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 5 $ 1,007,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 5 $ 356,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 5 $ 643,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 5 $ 712,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 4 $ 848,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 670,000
CORNERSTONE FEDERAL CREDIT UNI
PO BOX 1181
CARLISLE, PA 17013
* $ 79,667,000 4 $ 745,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 4 $ 476,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 4 $ 405,000
AMERISERV FINANCIAL BANK
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 942,633,000 4 $ 615,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 4 $ 675,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,379,910,000 4 $ 236,000
SIDUS FINANCIAL, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 4 $ 379,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 3 $ 703,000
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG
20 SOUTH MAIN STREET
CHAMBERSBURG, PA 17201
* $ 977,241,000 3 $ 465,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 3 $ 391,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 3 $ 290,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 3 $ 481,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 468,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 516,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 3 $ 409,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 267,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 183,000
KELCO FEDERAL CREDIT UNION
321 GREENE ST
CUMBERLAND, MD 21502
* $ 55,165,000 3 $ 113,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 2,024,896,000 3 $ 223,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 302,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 349,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 2 $ 358,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 310,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 10,000,000 2 $ 428,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 282,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 225,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 2 $ 222,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 2 $ 295,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 2 $ 275,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 117,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 2 $ 220,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 232,000
KISH VALLEY NATIONAL BANK
4255 EAST MAIN ST PO BOX 917
BELLEVILLE, PA 17004
* $ 523,573,000 2 $ 133,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 667,933,000 2 $ 123,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 2,011,062,000 2 $ 98,000
GRAYSTONE TOWER BANK
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 2 $ 352,000
NORTHWEST CONSUMER DISCOUNT CO., INC.
151B PITTSBURGH ROAD
BUTLER, PA 16003
* $ 1,000 2 $ 85,000
MIDWEST LOAN SOLUTIONS, INC.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 1 $ 52,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 96,000
GRAYSTONE TOWER BANK
1826 GOOD HOPE RD
ENOLA, PA 17025
* $ 1,467,602,000 1 $ 37,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 73,839,735,000 1 $ 257,000
SLOVENIAN SAVINGS & LOAN ASSN.
512 CENTRAL AVENUE
JOHNSTOWN, PA 15902
* $ 127,658,000 1 $ 34,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48185
* $ 543,312,000 1 $ 78,000
HEARTLAND COMMUNITY BANK
420 NORTH MORTON ST
FRANKLIN, IN 46131
* $ 242,862,000 1 $ 20,000
CENTRA BANK INC (WV)
990 ELMER PRINCE DRIVE
MORGANTOWN, WV 26505
* $ 1,291,882,000 1 $ 85,000
MEMBERS 1ST
5000 LOUISE DRIVE
ENOLA, PA 17055
* $ 1,773,357,000 1 $ 42,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,159,367,000 1 $ 169,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 245,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 1 $ 141,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 1 $ 10,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,736,891,000 1 $ 15,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 904,188,000 1 $ 108,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 848,885,000 1 $ 255,000
HOUSEHOLD FINANCE CONSUMER DIS
26525 NORTH RIVERWOODS BOULEVARD
METTAWA, IL 60045
* $ 639,206,000 1 $ 51,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
SHIPPENSBURG, PA 17201
* $ 1,194,316,000 1 $ 405,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
OLNEY, MD 21046
* $ 3,631,186,000 1 $ 254,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 123,758,000 1 $ 179,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 8,429,059,000 1 $ 610,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 129,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 268,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 273,674,000 1 $ 69,000
FIRST RESIDENTIAL MORTGAGE
570 SYLVAN AVENUE
ENGLEWOOD CLIFFS, NJ 07632
* $ 10,000,000 1 $ 127,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 77,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 79,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 152,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ 10,000,000 1 $ 158,000
WEST PENN FINANCIAL SERVICE CENTER, INC.
2250 BABCOCK BLVD
ALLISON PARK, PA 15237
* $ 10,000,000 1 $ 77,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 84,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 173,000
PROSPERITY MORTGAGE COMPANY
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 1 $ 47,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 202,000
SEMPER HOME LOANS, INC
225 DUPONT DRIVE
WILMINGTON, DE 02907
* $ 3,295,000 1 $ 129,000
LINCOLN MORTGAGE COMPANY
125 STRAFFORD AVENUE SUITE 360
WAYNE, PA 19087
* $ 1,000,000,000 1 $ 117,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 64,000
GMH MORTGAGE SERVICES LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 17,353,000 1 $ 260,000
CORRIDOR MORTGAGE GROUP, INC.
11085 STRATFIELD COURT
MARRIOTTSVILLE, MD 21104
* $ 605,000,000 1 $ 170,000
GUARANTEED HOME MORTGAGE COMPA
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 383,000
FLAGSHIP MORTGAGE CORPORATION
100 OLD WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 85,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
ISLIP, NY 11779
* $ 35,004,000 1 $ 197,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,938,342,000 1 $ 90,000
ATLANTA POSTAL
1605 BOGGS ROAD
ATLANTA, GA 30096
* $ 2,058,817,000 1 $ 67,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 196,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 90,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 1 $ 139,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Bedford County PA in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,288 $152,160,000 $118,000 $799,000 $66,000 $6,400,000
Home Purchase 430 $50,836,000 $118,000 $540,000 $53,000 $303,000
Home Improvement 290 $9,592,000 $33,000 $293,000 $49,000 $188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,775 $180,678,000 $101,000 $799,000 $64,000 $6,400,000
Not Provided 137 $18,223,000 $133,000 $610,000 $55,000 $273,000
Not applicable 83 $12,126,000 $146,000 $480,000 $8,000 $118,000
American Indian or Alaskan Native 5 $359,000 $71,000 $108,000 $61,000 $173,000
Hispanic 3 $452,000 $150,000 $213,000 $80,000 $126,000
Native Hawaiian or Other Pacific Islander 3 $567,000 $189,000 $210,000 $74,000 $83,000
Black or African American 2 $183,000 $91,000 $165,000 $57,000 $68,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,548 $154,577,000 $99,000 $799,000 $66,000 $6,400,000
FHA-insured (Federal Housing Administration) 322 $39,616,000 $123,000 $291,000 $45,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 105 $13,169,000 $125,000 $310,000 $44,000 $95,000
VA-guaranteed (Veterans Administration) 33 $5,226,000 $158,000 $268,000 $45,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,079 $108,072,000 $100,000 $799,000 $62,000 $429,000
Application Denied By Financial Institution 416 $41,055,000 $98,000 $576,000 $68,000 $6,400,000
Loan Purchased By The Institution 238 $31,978,000 $134,000 $400,000 $45,000 $184,000
Application Withdrawn By Applicant 167 $20,358,000 $121,000 $417,000 $63,000 $1,129,000
Application Approved But Not Accepted 64 $6,312,000 $98,000 $308,000 $55,000 $240,000
File Closed For Incompleteness 44 $4,813,000 $109,000 $280,000 $47,000 $165,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $5,486,000 $70,000 $356,000 $125,000 $6,400,000
Collateral 70 $9,313,000 $133,000 $355,000 $72,000 $310,000
Debt-To-Income Ratio 55 $3,806,000 $69,000 $335,000 $37,000 $211,000
Credit Application Incomplete 21 $2,444,000 $116,000 $185,000 $53,000 $250,000
Other 16 $2,179,000 $136,000 $291,000 $48,000 $159,000
Unverifiable Information 6 $517,000 $86,000 $166,000 $50,000 $99,000
Insufficient Cash (Downpayment, Closing Cost) 5 $621,000 $124,000 $183,000 $37,000 $57,000
Employment History 1 $86,000 $86,000 $86,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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