Benton County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Benton County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,665 |
| Total Mortgage Loan Application Amount | $209,671,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $1,000,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 232 | $ 30,038,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 125 | $ 19,072,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 121 | $ 15,664,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 116 | $ 14,821,000 |
| COLLINS COMMUNITY CREDIT UNION 1150 42ND STREET NE CEDAR RAPIDS, IA 52402 |
* | $ 544,990,000 | 77 | $ 11,380,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 58 | $ 7,132,000 |
| FARMERS SAVINGS BANK & TRUST 401 B AVE VINTON, IA 52349 |
* | $ 147,618,000 | 58 | $ 4,199,000 |
| BANKIOWA OF CEDAR RAPIDS 7045 C AVE NE CEDAR RAPIDS, IA 52402 |
* | $ 422,223,000 | 57 | $ 6,652,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 1,689,420,000 | 55 | $ 8,049,000 |
| HILLS BANK AND TRUST COMPANY 131 EAST MAIN ST / PO BOX 160 HILLS, IA 52235 |
* | $ 1,829,259,000 | 54 | $ 6,631,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 43 | $ 3,438,000 |
| KEYSTONE SAVINGS BANK 81 MAIN STREET, PO BOX 367 MARENGO, IA 52249 |
* | $ 65,979,000 | 40 | $ 3,800,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 36 | $ 5,328,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 36 | $ 3,951,000 |
| IOWA BANKERS MORTGAGE CORPORAT 8800 NW 62ND AVE PO BOX 6220 JOHNSTON, IA 50131 |
* | $ 10,000,000 | 33 | $ 4,543,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 27 | $ 4,534,000 |
| THE WATKINS SAVINGS BANK 202 1ST STREET WATKINS, IA 52354 |
* | $ 58,031,000 | 24 | $ 2,522,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 23 | $ 2,881,000 |
| LINN AREA 3015 BLAIRS FERRY RD NE CEDAR RAPIDS, IA 52402 |
* | $ 223,842,000 | 21 | $ 3,066,000 |
| CHELSEA SAVINGS BANK 601 13TH STREET BELLE PLAINE, IA 52208 |
* | $ 101,707,000 | 19 | $ 943,000 |
| MIDWESTONE BANK 102 SOUTH CLINTON STREET IOWA CITY, IA 52240 |
* | $ 1,527,865,000 | 18 | $ 1,408,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 18 | $ 1,936,000 |
| FARMERS STATE BANK 1240 8TH AVE MARION, IA 52302 |
* | $ 590,966,000 | 17 | $ 1,811,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 778,143,000 | 16 | $ 2,086,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 14 | $ 1,767,000 |
| CEDAR VALLEY BANK & TRUST 321 MAIN ST LA PORTE CITY, IA 50651 |
* | $ 39,782,000 | 14 | $ 1,160,000 |
| ATKINS SAVINGS BANK & TRUST 97 MAIN AVE PO BOX 176 ATKINS, IA 52206 |
* | $ 55,781,000 | 13 | $ 1,303,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 11 | $ 1,310,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 897,064,000 | 11 | $ 720,000 |
| RESIDENTIAL MORTGAGE NETWORK, INC. 2461 10TH STREET SUITE 308 IOWA CITY, IA 52241 |
* | $ 10,000,000 | 11 | $ 1,312,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 11 | $ 1,382,000 |
| FIRST 425 1ST AVE SW HIAWATHA, IA 52405 |
* | $ 121,464,000 | 10 | $ 1,696,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 10 | $ 1,263,000 |
| BANKERS TRUST COMPANY 453 7TH STREET DES MOINES, IA 50309 |
* | $ 371,142,000 | 10 | $ 1,444,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 10 | $ 1,005,000 |
| LIBERTY BANK F.S.B. 6400 WESTOWN PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,079,890,000 | 9 | $ 1,217,000 |
| FAIRFAX STATE SAVINGS BANK PO BOX 277 FAIRFAX, IA 52228 |
* | $ 137,449,000 | 8 | $ 640,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 7 | $ 426,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 7 | $ 983,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 7 | $ 1,068,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 7 | $ 1,193,000 |
| CEDAR RAPIDS BANK AND TRUST COMPANY 500 1ST AVENUE NE CEDAR RAPIDS, IA 52401 |
* | $ 543,936,000 | 6 | $ 779,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 60,000,590,000 | 6 | $ 691,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 631,277,000 | 5 | $ 646,000 |
| COMMUNITY 1ST CREDIT UNION 1030 SIERRA DR NE OTTUMWA, IA 52402 |
* | $ 282,366,000 | 5 | $ 272,000 |
| UNIVERSAL LENDING CORPORATION 6775 EAST EVANS AVE. DENVER, CO 80224 |
* | $ 10,000,000 | 5 | $ 648,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 502,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 4 | $ 600,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 4 | $ 410,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 4 | $ 638,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 4 | $ 604,000 |
| COMMUNITY SAVINGS BANK PO BOX 77 EDGEWOOD, IA 52042 |
* | $ 297,912,000 | 4 | $ 564,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 4 | $ 471,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 4 | $ 296,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 4 | $ 450,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 3 | $ 229,000 |
| GRUNDY NATIONAL BANK 529 G AVENUE GRUNDY CENTER, IA 50638 |
* | $ 170,375,000 | 3 | $ 572,000 |
| FARMERS & MERCHANTS SAVINGS BANK PO BOX 588 101 E MAIN ST MANCHESTER, IA 52057 |
* | $ 261,156,000 | 3 | $ 644,000 |
| HOMESERVICES LENDING, LLC A 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 3 | $ 451,000 |
| NXT BANK 320 3RD ST SE CEDAR RAPIDS, IA 52401 |
* | $ 99,893,000 | 3 | $ 543,000 |
| GUARANTY BANK AND TRUST COMPANY 500 1ST AVENUE NE CEDAR RAPIDS, IA 52401 |
* | $ 249,228,000 | 3 | $ 462,000 |
| BRIDGE COMMUNITY BANK 405 E 5TH STREET PO BOX 580 SOLON, IA 52333 |
* | $ 59,086,000 | 3 | $ 67,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 3 | $ 470,000 |
| AIM CREDIT UNION 1200 ASSOCIATES DR STE 102 DUBUQUE, IA 52002 |
* | $ 79,049,000 | 3 | $ 209,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 3 | $ 501,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 2 | $ 346,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 431,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 267,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 2 | $ 244,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 2 | $ 105,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 2 | $ 1,916,000 |
| OHNWARD BANK & TRUST 332 1ST AVE W CASCADE, IA 52033 |
* | $ 168,728,000 | 2 | $ 128,000 |
| CITIZENS STATE BANK 117 W 1ST ST (PO BOX 517) MONTICELLO, IA 52310 |
* | $ 285,967,000 | 2 | $ 519,000 |
| LINCOLN SAVINGS BANK 301 WASHINGTON ST REINBECK, IA 50613 |
* | $ 544,870,000 | 2 | $ 43,000 |
| ACKLEY STATE BANK 650 MAIN ST BOX 149 ACKLEY, IA 50601 |
* | $ 127,445,000 | 2 | $ 176,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,834,445,000 | 2 | $ 192,000 |
| SECURITY STATE BANK P.O. BOX 511, 231 FIRST STREET EAST INDEPENDENCE, IA 50644 |
* | $ 87,108,000 | 2 | $ 164,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 2 | $ 337,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA, 2-14-05 COLUMBUS, OH 43215 |
* | $ 3,206,002,000 | 2 | $ 260,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 2 | $ 415,000 |
| ASSOCIATED BANK, N.A. 200 N ADAMS ST GREEN BAY, WI 54301 |
* | $ 22,564,122,000 | 1 | $ 305,000 |
| TRIUMPH COMMUNITY BANK NA 2040 1ST STREET A MOLINE, IL 61265 |
* | $ 1,257,778,000 | 1 | $ 115,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 1 | $ 25,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 1 | $ 128,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 115,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 1 | $ 164,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 238,000 |
| ARVEST MORTGAGE COMPANY 931 W MONROE LOWELL, AR 72745 |
* | $ 11,319,023,000 | 1 | $ 81,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 1 | $ 99,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 1 | $ 175,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 109,000 |
| CAPWEST MORTGAGE CORPORATION 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 1 | $ 173,000 |
| FIRST AMERICAN BANK 1207 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 1,682,356,000 | 1 | $ 64,000 |
| SKOGMAN MORTGAGE COMPANY 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,223,000 | 1 | $ 86,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 1 | $ 168,000 |
| HIAWATHA BANK AND TRUST COMPANY 253 BROADWAY SPRINGVILLE, IA 52336 |
* | $ 40,655,000 | 1 | $ 100,000 |
| BUFFALO FEDERAL SAVINGS BANK P.O. BOX 1020, 106 FORT STREET BUFFALO, WY 82834 |
* | $ 151,782,000 | 1 | $ 118,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,249,093,000 | 1 | $ 106,000 |
| KERNDT BROTHERS SAVINGS BANK 370 MAIN ST PO BOX 370 LANSING, IA 52151 |
* | $ 222,900,000 | 1 | $ 94,000 |
| FARMERS SAVINGS BANK 345 HWY 151 WALFORD, IA 52351 |
* | $ 45,041,000 | 1 | $ 49,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 1 | $ 110,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 1 | $ 191,000 |
| ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 199,000 |
| AMERICAHOMEKEY, INC 3838 OAK LAWN STE 1050 DALLAS, TX 75219 |
* | $ 10,000,000 | 1 | $ 99,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 175,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 277,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 166,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 199,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 186,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 64,000 |
| MILL CITY CREDIT UNION 9999 WAYZATA BOULEVARD MINNETONKA, MN 55305 |
* | $ 262,832,000 | 1 | $ 84,000 |
| IOWA COMMUNITY CREDIT UNION 3301 CEDAR HEIGHTS DR CEDAR FALLS, IA 50613 |
* | $ 74,714,000 | 1 | $ 25,000 |
| GREATER IOWA CREDIT UNION 801 LINCOLN WAY AMES, IA 50010 |
* | $ 244,846,000 | 1 | $ 160,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 1 | $ 102,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Benton County IA in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,154 | $157,360,000 | $136,000 | $1,750,000 | $71,000 | $1,000,000 |
| Home Purchase | 409 | $46,866,000 | $114,000 | $323,000 | $59,000 | $578,000 |
| Home Improvement | 102 | $5,445,000 | $53,000 | $326,000 | $63,000 | $325,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,498 | $187,188,000 | $124,000 | $1,750,000 | $72,000 | $1,000,000 |
| Not applicable | 75 | $10,861,000 | $144,000 | $750,000 | $2,000 | $140,000 |
| Not Provided | 71 | $8,489,000 | $119,000 | $300,000 | $57,000 | $176,000 |
| Hispanic | 15 | $2,168,000 | $144,000 | $195,000 | $65,000 | $110,000 |
| Asian | 5 | $771,000 | $154,000 | $277,000 | $72,000 | $140,000 |
| Black or African American | 1 | $194,000 | $194,000 | $194,000 | $68,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,286 | $161,693,000 | $125,000 | $1,750,000 | $74,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 282 | $36,743,000 | $130,000 | $277,000 | $51,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $6,554,000 | $100,000 | $202,000 | $37,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 32 | $4,681,000 | $146,000 | $238,000 | $31,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,007 | $126,233,000 | $125,000 | $960,000 | $74,000 | $944,000 |
| Loan Purchased By The Institution | 235 | $32,141,000 | $136,000 | $320,000 | $49,000 | $240,000 |
| Application Denied By Financial Institution | 178 | $19,210,000 | $107,000 | $320,000 | $57,000 | $443,000 |
| Application Withdrawn By Applicant | 151 | $18,454,000 | $122,000 | $320,000 | $59,000 | $360,000 |
| Application Approved But Not Accepted | 72 | $10,784,000 | $149,000 | $1,750,000 | $84,000 | $1,000,000 |
| File Closed For Incompleteness | 22 | $2,849,000 | $129,000 | $272,000 | $64,000 | $165,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $4,204,000 | $95,000 | $238,000 | $57,000 | $112,000 |
| Collateral | 27 | $3,262,000 | $120,000 | $305,000 | $76,000 | $443,000 |
| Debt-To-Income Ratio | 23 | $2,735,000 | $118,000 | $293,000 | $36,000 | $81,000 |
| Other | 17 | $1,690,000 | $99,000 | $295,000 | $67,000 | $200,000 |
| Credit Application Incomplete | 8 | $1,026,000 | $128,000 | $168,000 | $29,000 | $90,000 |
| Unverifiable Information | 4 | $515,000 | $128,000 | $210,000 | $93,000 | $231,000 |
| Mortgage Insurance Denied | 1 | $210,000 | $210,000 | $210,000 | $70,000 | $70,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.