Benton County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Unlock detailed Benton County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,515 |
| Total Mortgage Loan Application Amount | $172,867,000 |
| Average Mortgage Loan Application Amount | $114,000 |
| Highest Mortgage Loan Application Amount | $775,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,914,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 200 | $ 23,609,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 92 | $ 11,542,000 |
| COLLINS COMMUNITY CREDIT UNION 1150 42ND STREET NE CEDAR RAPIDS, IA 52402 |
* | $ 618,800,000 | 81 | $ 11,608,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 1,116,851,000 | 75 | $ 6,603,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 68 | $ 7,656,000 |
| FARMERS SAVINGS BANK & TRUST 401 B AVE VINTON, IA 52349 |
* | $ 145,831,000 | 65 | $ 4,986,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 63 | $ 10,007,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 51 | $ 3,730,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 1,783,385,000 | 51 | $ 6,628,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 49 | $ 6,017,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 42 | $ 3,957,000 |
| KEYSTONE SAVINGS BANK 81 MAIN STREET, PO BOX 367 MARENGO, IA 52249 |
* | $ 72,335,000 | 41 | $ 3,492,000 |
| HILLS BANK AND TRUST COMPANY 131 EAST MAIN ST / PO BOX 160 HILLS, IA 52235 |
* | $ 1,929,671,000 | 40 | $ 4,175,000 |
| BANKIOWA OF CEDAR RAPIDS 7045 C AVE NE CEDAR RAPIDS, IA 52402 |
* | $ 447,746,000 | 38 | $ 3,980,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 34 | $ 4,464,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 30 | $ 4,526,000 |
| MIDWESTONE BANK 102 SOUTH CLINTON STREET IOWA CITY, IA 52240 |
* | $ 1,561,942,000 | 23 | $ 2,233,000 |
| THE WATKINS SAVINGS BANK 202 1ST STREET WATKINS, IA 52354 |
* | $ 58,243,000 | 23 | $ 2,205,000 |
| CHELSEA SAVINGS BANK 601 13TH STREET BELLE PLAINE, IA 52208 |
* | $ 96,022,000 | 22 | $ 2,255,000 |
| LINN AREA 3015 BLAIRS FERRY RD NE CEDAR RAPIDS, IA 52402 |
* | $ 244,187,000 | 21 | $ 1,911,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 905,293,000 | 21 | $ 3,091,000 |
| FARMERS STATE BANK 1240 8TH AVE MARION, IA 52302 |
* | $ 591,996,000 | 19 | $ 1,594,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 17 | $ 1,921,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 17 | $ 2,371,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 14 | $ 1,802,000 |
| ATKINS SAVINGS BANK & TRUST 97 MAIN AVE PO BOX 176 ATKINS, IA 52206 |
* | $ 62,044,000 | 14 | $ 1,307,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 13 | $ 1,400,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 59,517,025,000 | 11 | $ 993,000 |
| CEDAR VALLEY BANK & TRUST 321 MAIN ST LA PORTE CITY, IA 50651 |
* | $ 43,758,000 | 11 | $ 964,000 |
| COMMUNITY 1ST CREDIT UNION 1030 SIERRA DR NE OTTUMWA, IA 52402 |
* | $ 326,133,000 | 11 | $ 1,077,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 126,719,736,000 | 10 | $ 957,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 10 | $ 1,137,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 494,772,000 | 10 | $ 1,101,000 |
| LIBERTY BANK F.S.B. 3800 100TH ST URBANDALE, IA 50322 |
* | $ 1,076,011,000 | 9 | $ 934,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 9 | $ 979,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 9 | $ 2,111,000 |
| BANKERS TRUST COMPANY 453 7TH STREET DES MOINES, IA 50309 |
* | $ 394,978,000 | 8 | $ 1,111,000 |
| UNIVERSAL LENDING CORPORATION 6775 EAST EVANS AVE. DENVER, CO 80224 |
* | $ 10,000,000 | 7 | $ 698,000 |
| CEDAR RAPIDS BANK AND TRUST COMPANY 500 1ST AVENUE NE CEDAR RAPIDS, IA 52401 |
* | $ 547,866,000 | 7 | $ 1,160,000 |
| MILL CITY CREDIT UNION 9999 WAYZATA BOULEVARD MINNETONKA, MN 55305 |
* | $ 273,029,000 | 6 | $ 663,000 |
| FIRST 425 1ST AVE SW HIAWATHA, IA 52405 |
* | $ 138,101,000 | 5 | $ 746,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 555,205,000 | 5 | $ 1,123,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 5 | $ 608,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 12,522,585,000 | 5 | $ 341,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 5 | $ 683,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 5 | $ 607,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 4 | $ 495,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 374,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 4 | $ 440,000 |
| FAIRFAX STATE SAVINGS BANK PO BOX 277 FAIRFAX, IA 52228 |
* | $ 137,585,000 | 4 | $ 398,000 |
| AIM CREDIT UNION 1200 ASSOCIATES DR STE 102 DUBUQUE, IA 52002 |
* | $ 85,077,000 | 4 | $ 351,000 |
| ACKLEY STATE BANK 650 MAIN ST BOX 149 ACKLEY, IA 50601 |
* | $ 128,319,000 | 4 | $ 431,000 |
| SECURITY STATE BANK P.O. BOX 511, 231 FIRST STREET EAST INDEPENDENCE, IA 50644 |
* | $ 84,242,000 | 4 | $ 274,000 |
| OHNWARD BANK & TRUST 332 1ST AVE W CASCADE, IA 52033 |
* | $ 174,908,000 | 4 | $ 392,000 |
| COMMUNITY SAVINGS BANK PO BOX 77 EDGEWOOD, IA 52042 |
* | $ 297,442,000 | 4 | $ 326,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 213,864,000 | 3 | $ 601,000 |
| FARMERS & MERCHANTS SAVINGS BANK PO BOX 588 101 E MAIN ST MANCHESTER, IA 52057 |
* | $ 307,847,000 | 3 | $ 365,000 |
| IOWA COMMUNITY CREDIT UNION 3301 CEDAR HEIGHTS DR CEDAR FALLS, IA 50613 |
* | $ 76,619,000 | 3 | $ 85,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 108,971,662,000 | 3 | $ 465,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 3 | $ 463,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 3 | $ 402,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 3 | $ 273,000 |
| ALLQUEST HOME MORTGAGE CORPORA 6110 PINEMONT DR, STE 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 2 | $ 204,000 |
| RESIDENTIAL MORTGAGE NETWORK, INC. 2461 10TH STREET SUITE 308 IOWA CITY, IA 52241 |
* | $ 10,000,000 | 2 | $ 202,000 |
| WCS LENDING, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 2 | $ 194,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 260,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 2 | $ 139,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 2 | $ 424,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 2 | $ 331,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 2 | $ 232,000 |
| KERNDT BROTHERS SAVINGS BANK 370 MAIN ST PO BOX 370 LANSING, IA 52151 |
* | $ 220,221,000 | 2 | $ 72,000 |
| CITIZENS STATE BANK 117 W 1ST ST (PO BOX 517) MONTICELLO, IA 52310 |
* | $ 301,607,000 | 2 | $ 315,000 |
| TRIUMPH COMMUNITY BANK NA 2040 1ST STREET A MOLINE, IL 61265 |
* | $ 1,176,407,000 | 2 | $ 366,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 2 | $ 199,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 2 | $ 237,000 |
| NXT BANK 320 3RD ST SE CEDAR RAPIDS, IA 52401 |
* | $ 114,587,000 | 2 | $ 12,000 |
| FARMERS SAVINGS BANK 345 HWY 151 WALFORD, IA 52351 |
* | $ 44,132,000 | 2 | $ 156,000 |
| LINCOLN SAVINGS BANK 301 WASHINGTON ST REINBECK, IA 50613 |
* | $ 552,671,000 | 1 | $ 87,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 634,034,000 | 1 | $ 159,000 |
| PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 173,671,000 | 1 | $ 104,000 |
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 8,257,808,000 | 1 | $ 120,000 |
| GUARANTY BANK AND TRUST COMPANY 500 1ST AVENUE NE CEDAR RAPIDS, IA 52401 |
* | $ 241,142,000 | 1 | $ 50,000 |
| HIWAY CREDIT UNION 111 EMPIRE DRIVE SAINT PAUL, MN 55103 |
* | $ 828,468,000 | 1 | $ 74,000 |
| FIRST CENTRAL STATE BANK 914 6TH AVE DEWITT, IA 52742 |
* | $ 257,730,000 | 1 | $ 133,000 |
| GREEN BELT BANK & TRUST 616 WASHINGTON AVE. IOWA FALLS, IA 50126 |
* | $ 287,540,000 | 1 | $ 94,000 |
| RIVER VALLEY CREDIT UNION 2811 E 13TH STREET AMES, IA 50010 |
* | $ 45,238,000 | 1 | $ 21,000 |
| COMMUNITY CHOICE CREDIT UNION 1351 NW 114TH ST, P.O. BOX 71247 JOHNSTON, IA 50325 |
* | $ 304,798,000 | 1 | $ 177,000 |
| IAA CREDIT UNION 808 IAA DRIVE BLOOMINGTON, IL 61701 |
* | $ 166,840,000 | 1 | $ 20,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 1 | $ 87,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 652,138,000 | 1 | $ 177,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 830,474,000 | 1 | $ 107,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,783,443,000 | 1 | $ 74,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 41,000 |
| AURORA BANK FSB 10350 PARK MEADOWS DRIVE LONE TREE, CO 80124 |
* | $ 4,335,558,000 | 1 | $ 140,000 |
| MIDWEST HERITAGE BANK, FSB 3580 EP TRUE PKWY, STE 100 WEST DES MOINES, IA 50265 |
* | $ 143,880,000 | 1 | $ 2,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 1,000 |
| GUTHRIE COUNTY STATE BANK 505 E MAIN ST PANORA, IA 50216 |
* | $ 102,336,000 | 1 | $ 150,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 388,915,000 | 1 | $ 155,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 97,000 |
| AMERICAN TRUST & SAVINGS BANK 895 MAIN STREET DUBUQUE, IA 52001 |
* | $ 821,431,000 | 1 | $ 60,000 |
| FIRST AMERICAN BANK 1207 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 1,548,582,000 | 1 | $ 60,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 254,825,730,000 | 1 | $ 195,000 |
| NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 169,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 1 | $ 90,000 |
| CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 1 | $ 145,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 1 | $ 142,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 160,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 1 | $ 167,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 1 | $ 283,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 116,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 139,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, SUITE 100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 1 | $ 132,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 133,000 |
| GRUNDY NATIONAL BANK 529 G AVENUE GRUNDY CENTER, IA 50638 |
* | $ 180,206,000 | 1 | $ 70,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 48,000 |
| NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ 43,942,000 | 1 | $ 48,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 105,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 1 | $ 73,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Benton County IA in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 970 | $117,848,000 | $121,000 | $775,000 | $71,000 | $1,914,000 |
| Home Purchase | 437 | $49,318,000 | $112,000 | $545,000 | $62,000 | $1,167,000 |
| Home Improvement | 108 | $5,701,000 | $52,000 | $300,000 | $73,000 | $503,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,348 | $152,732,000 | $113,000 | $545,000 | $73,000 | $1,914,000 |
| Not applicable | 99 | $12,694,000 | $128,000 | $775,000 | $6,000 | $121,000 |
| Not Provided | 54 | $5,949,000 | $110,000 | $523,000 | $67,000 | $225,000 |
| Hispanic | 9 | $918,000 | $102,000 | $265,000 | $46,000 | $90,000 |
| Asian | 2 | $257,000 | $128,000 | $160,000 | $107,000 | $149,000 |
| Black or African American | 2 | $218,000 | $109,000 | $109,000 | $34,000 | $34,000 |
| American Indian or Alaskan Native | 1 | $99,000 | $99,000 | $99,000 | $78,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,196 | $134,480,000 | $112,000 | $545,000 | $75,000 | $1,914,000 |
| FHA-insured (Federal Housing Administration) | 195 | $23,556,000 | $120,000 | $274,000 | $51,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $9,823,000 | $112,000 | $775,000 | $40,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 37 | $5,008,000 | $135,000 | $304,000 | $31,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 901 | $100,559,000 | $111,000 | $775,000 | $77,000 | $1,914,000 |
| Loan Purchased By The Institution | 223 | $28,114,000 | $126,000 | $335,000 | $42,000 | $193,000 |
| Application Denied By Financial Institution | 170 | $16,089,000 | $94,000 | $412,000 | $55,000 | $298,000 |
| Application Withdrawn By Applicant | 146 | $17,751,000 | $121,000 | $374,000 | $71,000 | $771,000 |
| Application Approved But Not Accepted | 52 | $7,116,000 | $136,000 | $523,000 | $80,000 | $300,000 |
| File Closed For Incompleteness | 23 | $3,238,000 | $140,000 | $300,000 | $70,000 | $137,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $2,707,000 | $73,000 | $197,000 | $51,000 | $132,000 |
| Collateral | 32 | $3,687,000 | $115,000 | $412,000 | $64,000 | $150,000 |
| Debt-To-Income Ratio | 22 | $1,836,000 | $83,000 | $180,000 | $37,000 | $73,000 |
| Other | 8 | $641,000 | $80,000 | $140,000 | $57,000 | $103,000 |
| Credit Application Incomplete | 4 | $592,000 | $148,000 | $263,000 | $50,000 | $89,000 |
| Unverifiable Information | 2 | $129,000 | $64,000 | $104,000 | $60,000 | $110,000 |
| Mortgage Insurance Denied | 2 | $273,000 | $136,000 | $177,000 | $68,000 | $102,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.