Benton County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Benton County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,205
Total Mortgage Loan Application Amount $307,686,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $1,260,000
Average Applicant Income $91,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Benton County MN for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 418 $ 58,845,000
LIBERTY SAVINGS BANK FSB
111 7TH AVENUE SOUTH, P.O. BOX 40
ST. CLOUD, MN 56302
* $ 147,334,000 241 $ 37,287,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 124 $ 17,833,000
BREMER BANK NA (ST CLOUD)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 639,937,000 124 $ 14,444,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 122 $ 19,007,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 111 $ 15,505,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 104 $ 15,972,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 69 $ 11,054,000
GREAT RIVER FEDERAL CREDIT UNION
1532 W ST GERMAIN STREET
SAINT CLOUD, MN 56301
* $ 139,011,000 53 $ 4,702,000
BANKVISTA
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 102,360,000 50 $ 6,874,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 43 $ 4,236,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 39 $ 5,350,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,342,381,000 34 $ 4,043,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 739,711,000 31 $ 3,240,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 17,921,579,000 28 $ 4,599,000
FALCON NATIONAL BANK
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 119,439,000 28 $ 2,182,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 25 $ 3,439,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 24 $ 3,042,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 22 $ 3,751,000
BELL AMERICA MORTGAGE LLC DBA
1000 SHELARD PARKWAY SUITE 500
MINNEAPOLIS, MN 55434
* $ 10,000,000 18 $ 2,639,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 2,857,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 17 $ 407,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 16 $ 2,108,000
CLEARPOINTE CAPITAL, LLC
N86W14041 BEACON STREET
MENOMONEE FALLS, WI 53051
* $ 10,000,000 16 $ 480,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 16 $ 2,722,000
THE BUSINESS BANK
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 151,022,000 16 $ 2,740,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 13 $ 2,557,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 11 $ 1,885,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 11 $ 1,661,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 10 $ 1,719,000
AMERICAN HERITAGE NATIONAL BANK
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ 204,851,000 10 $ 755,000
STEARNS BANK NATIONAL ASSOCIATION
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 1,325,054,000 9 $ 1,055,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 9 $ 1,392,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 9 $ 1,723,000
CENTRAL MINNESOTA CU
20 S 4TH AVE E
MELROSE, MN 56352
* $ 530,367,000 9 $ 994,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 1,497,000
LENDSOURCE INC
12701 WHITEWATER DR STE 340
MINNETONKA, MN 55343
* $ 10,000,000 9 $ 1,813,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 8 $ 1,379,000
ST. CLOUD FINANCIAL
3030 1ST ST S
ST. CLOUD, MN 56301
* $ 86,376,000 8 $ 484,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 8 $ 1,412,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 8 $ 1,323,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 1,397,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 8 $ 508,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 8 $ 1,146,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 8 $ 1,106,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 852,055,000 8 $ 961,000
THE FIRST NATIONAL BANK OF MILACA
190 2ND AVE SW
MILACA, MN 56353
* $ 166,810,000 8 $ 1,088,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 7 $ 874,000
PLAZA PARK STATE BANK
131 6TH AVE S - SUITE 100, PO BOX 337
WAITE PARK, MN 56387
* $ 154,719,000 7 $ 534,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 7 $ 1,377,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ 10,000,000 6 $ 976,000
MINNWEST BANK
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 531,058,000 6 $ 1,160,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 5 $ 562,000
TRUSTONE FINANCIAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 642,347,000 5 $ 554,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 5 $ 779,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 5 $ 866,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 5 $ 949,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 4 $ 616,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 590,000
NORTHERN STAR BANK
1650 MADISON AVE
MANKATO, MN 56001
* $ 45,255,000 4 $ 352,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 4 $ 652,000
FARMERS & MERCHANTS STATE BANK OF PIERZ
80 MAIN STREET N, P.O. BOX 308
PIERZ, MN 56364
* $ 173,620,000 4 $ 409,000
SENTRY BANK
400 4TH AVE NE
ST JOSEPH, MN 56374
* $ 132,413,000 4 $ 106,000
WOODLANDS NATIONAL BANK
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 117,854,000 4 $ 806,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 4 $ 601,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,648,392,000 3 $ 473,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 3 $ 15,000
MINNWEST MORTGAGE CORPORATION
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,751,723,000 3 $ 679,000
SHERBURNE STATE BANK
12500 SHERBURNE AVE
BECKER, MN 55308
* $ 78,652,000 3 $ 568,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 3 $ 447,000
GREATER MINNESOTA CREDIT UNION
112 SOUTH LAKE STREET
MORA, MN 55051
* $ 162,658,000 3 $ 402,000
SPIRE CREDIT UNION
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 563,382,000 3 $ 89,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 3 $ 514,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 413,000
MARKETPLACE HOME MORTGAGE, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 11,000,000 3 $ 390,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 323,000
RIVER CITY MORTGAGE AND FINANC
5001 AMERICAN BLVD SUITE 1000
BLOOMINGTON, MN 55437
* $ 10,000,000 2 $ 302,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 2 $ 276,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 262,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 2 $ 421,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 360,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 2 $ 472,000
INTEGRITY BANK PLUS
PO BOX 119
WABASSO, MN 56293
* $ 46,966,000 2 $ 146,000
THE RIVERBANK
26777 FALLBROCK AVE PO BOX 97
WYOMING, MN 55092
* $ 480,292,000 2 $ 171,000
LAKE AREA BANK
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 306,722,000 2 $ 269,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 60,000,590,000 2 $ 154,000
FIRST NATL BANK OF COLD SPRING
301 MAIN STREET, P.O. BOX 416
COLD SPRING, MN 56320
* $ 84,707,000 2 $ 109,000
M&I MARSHALL & ILSLEY BANK
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 50,253,578,000 2 $ 219,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 2 $ 342,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 2 $ 197,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,371,962,000 2 $ 349,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 132,000
BREMER BANK NA (FARGO)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,475,384,000 1 $ 128,000
CITIZENS COMMUNITY FEDERAL
PO BOX 218
ALTOONA, WI 54720
* $ 566,651,000 1 $ 110,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 134,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 153,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 548,648,000 1 $ 150,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 120,000
AMERICAN NATIONAL BANK OF MINNESOTA
1920 SOUTH SIXTH STREET
BAXTER, MN 56401
* $ 301,741,000 1 $ 80,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 1 $ 84,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 130,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 1 $ 118,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 79,000
EAGLE VALLEY BANK, NATIONAL ASSOCIATION
1946 WASHINGTON AVENUE SOUTH
STILLWATER, MN 55082
* $ 192,043,000 1 $ 114,000
PIONEER NATIONAL BANK OF DULUTH, THE
331 N CENTRAL AVE
DULUTH, MN 55807
* $ 81,637,000 1 $ 1,125,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 16,430,404,000 1 $ 5,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,120,512,000 1 $ 97,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 1 $ 100,000
FREEPORT STATE BANK
111 MAIN ST E
FREEPORT, MN 56331
* $ 79,002,000 1 $ 110,000
UNITY BANK
1180 W 4TH STREET
RUSH CITY, MN 55069
* $ 189,296,000 1 $ 1,112,000
FIRST STATE BANK OF SAUK CENTRE
423 MAIN ST S
SAUK CENTRE, MN 56378
* $ 94,170,000 1 $ 153,000
HARVEST BANK
PO BOX 70
KIMBALL, MN 55353
* $ 70,617,000 1 $ 24,000
PINE COUNTRY BANK
1201 1ST AVENUE NE
LITTLE FALLS, MN 56345
* $ 126,739,000 1 $ 283,000
AVON STATE BANK
104 AVON AVE N
AVON, MN 56310
* $ 103,119,000 1 $ 129,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 576,281,000 1 $ 16,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,545,707,000 1 $ 140,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 165,000
PROVINCIAL BANK
PO BOX 459 20280 IBERIA AV
LAKEVILLE, MN 55044
* $ 83,396,000 1 $ 146,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 154,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 846,129,000 1 $ 4,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 1 $ 54,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ 11,000,000 1 $ 150,000
OXFORD LENDING GROUP, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 164,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 1 $ 74,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 1 $ 174,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 1 $ 99,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 125,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 180,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 128,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 139,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 197,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 81,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 178,000
MORTGAGES UNLIMITED INC.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 1 $ 144,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ 10,000,000 1 $ 239,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 124,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Benton County MN in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,590 $232,776,000 $146,000 $1,112,000 $105,000 $9,999,000
Home Purchase 535 $70,962,000 $132,000 $1,260,000 $53,000 $825,000
Home Improvement 80 $3,948,000 $49,000 $281,000 $70,000 $533,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,899 $266,222,000 $140,000 $417,000 $89,000 $9,999,000
Not Provided 143 $16,985,000 $118,000 $400,000 $203,000 $9,999,000
Not applicable 131 $20,053,000 $153,000 $1,260,000 $5,000 $172,000
Hispanic 12 $1,625,000 $135,000 $266,000 $85,000 $154,000
Asian 9 $1,166,000 $129,000 $179,000 $58,000 $170,000
Black or African American 6 $753,000 $125,000 $188,000 $44,000 $86,000
American Indian or Alaskan Native 3 $583,000 $194,000 $298,000 $33,000 $83,000
Native Hawaiian or Other Pacific Islander 2 $299,000 $149,000 $174,000 $46,000 $48,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,576 $213,250,000 $135,000 $1,260,000 $108,000 $9,999,000
FHA-insured (Federal Housing Administration) 490 $72,020,000 $146,000 $277,000 $49,000 $290,000
VA-guaranteed (Veterans Administration) 89 $15,640,000 $175,000 $398,000 $44,000 $189,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $6,776,000 $135,000 $214,000 $46,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,237 $171,348,000 $138,000 $1,260,000 $108,000 $9,999,000
Loan Purchased By The Institution 337 $49,201,000 $145,000 $417,000 $53,000 $2,391,000
Application Denied By Financial Institution 304 $39,175,000 $128,000 $387,000 $88,000 $9,999,000
Application Withdrawn By Applicant 199 $31,175,000 $156,000 $400,000 $68,000 $350,000
Application Approved But Not Accepted 76 $9,356,000 $123,000 $357,000 $63,000 $202,000
File Closed For Incompleteness 52 $7,431,000 $142,000 $290,000 $83,000 $840,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 82 $11,924,000 $145,000 $319,000 $184,000 $9,999,000
Credit History 57 $4,789,000 $84,000 $271,000 $49,000 $111,000
Debt-To-Income Ratio 57 $7,129,000 $125,000 $326,000 $37,000 $102,000
Other 39 $4,389,000 $112,000 $258,000 $63,000 $170,000
Credit Application Incomplete 9 $1,250,000 $138,000 $243,000 $65,000 $140,000
Unverifiable Information 7 $1,114,000 $159,000 $274,000 $64,000 $120,000
Employment History 7 $1,393,000 $199,000 $230,000 $66,000 $136,000
Insufficient Cash (Downpayment, Closing Cost) 3 $524,000 $174,000 $216,000 $56,000 $124,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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