Bethel, AK Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 172 mortgage applications in Bethel, AK totaling $42.2 million, up 2% from 2017. The average application was for $245,000, and applicants reported an average income of $105,000. 41% of applications resulted in an originated loan and 10% were denied. The most active lender was Alaska USA Mortgage Company LLC, with 61 applications, followed by Global Federal Credit Union and Wells Fargo Bank NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 172 |
| Total Mortgage Loan Application Amount | $42,190,000 |
| Average Mortgage Loan Application Amount | $245,000 |
| Highest Mortgage Loan Application Amount | $925,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $410,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Alaska USA Mortgage Company LLC 4000 CREDIT UNION DRIVE, STE. 700 ANCHORAGE, AK 99503 |
* | $ -1,000 | 61 | $ 15,315,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 7,230,898,000 | 45 | $ 11,365,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,747,398,000,000 | 19 | $ 4,255,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 3,653,142,000 | 11 | $ 2,145,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ -1,000 | 4 | $ 1,240,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 3 | $ 745,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ -1,000 | 2 | $ 500,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ -1,000 | 2 | $ 210,000 |
| Ditech Financial LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 2 | $ 690,000 |
| Barrington Bank & Trust Company, N.A. 201 SOUTH HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,002,887,000 | 2 | $ 820,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 1,021,267,000 | 1 | $ 75,000 |
| Busey Bank 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 7,112,397,000 | 1 | $ 65,000 |
| Lakeview Loan Servicing, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 1 | $ 245,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 325,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 1 | $ 215,000 |
| Arizona Financial Credit Union 333 N 44TH ST PHOENIX, AZ 85082 |
* | $ 1,537,437,000 | 1 | $ 305,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 105,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ -1,000 | 1 | $ 255,000 |
| 1st Alliance Lending, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ -1,000 | 1 | $ 245,000 |
| Chickasaw Community Bank 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73142 |
* | $ 133,225,000 | 1 | $ 255,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ -1,000 | 1 | $ 215,000 |
| 360 Mortgage Group, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ -1,000 | 1 | $ 115,000 |
| Sofi Mortgage, LLC 6175 MAIN STREET, SUITE 490 FRISCO, TX 75034 |
* | $ -1,000 | 1 | $ 315,000 |
| Bridgeview Bank Group 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,175,351,000 | 1 | $ 235,000 |
The tables below break down 2018 mortgage applications in Bethel, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Bethel, AK in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 121 | $32,895,000 | $271,000 | $925,000 | $106,000 | $410,000 |
| Cash-out Refinancing | 23 | $4,645,000 | $201,000 | $315,000 | $91,000 | $308,000 |
| Refinancing | 13 | $2,735,000 | $210,000 | $345,000 | $95,000 | $281,000 |
| Home Improvement | 9 | $755,000 | $83,000 | $345,000 | $106,000 | $191,000 |
| Other Purpose | 5 | $735,000 | $147,000 | $255,000 | $157,000 | $312,000 |
| Not Applicable | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 84 | $20,400,000 | $242,000 | $455,000 | $88,000 | $223,000 |
| White | 52 | $12,030,000 | $231,000 | $615,000 | $133,000 | $410,000 |
| Not Provided | 25 | $6,525,000 | $261,000 | $385,000 | $98,000 | $308,000 |
| Not applicable | 5 | $1,895,000 | $379,000 | $925,000 | $0 | $0 |
| Hispanic | 4 | $1,060,000 | $265,000 | $365,000 | $122,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $50,000 | $50,000 |
| Asian | 1 | $145,000 | $145,000 | $145,000 | $121,000 | $121,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69 | $14,765,000 | $213,000 | $925,000 | $128,000 | $410,000 |
| FHA-insured (Federal Housing Administration) | 67 | $16,855,000 | $251,000 | $455,000 | $87,000 | $281,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $4,800,000 | $266,000 | $355,000 | $82,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,770,000 | $320,000 | $615,000 | $106,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 71 | $18,805,000 | $264,000 | $925,000 | $106,000 | $410,000 |
| Loan Purchased By The Institution | 47 | $12,545,000 | $266,000 | $615,000 | $103,000 | $410,000 |
| Application Withdrawn By Applicant | 30 | $6,170,000 | $205,000 | $415,000 | $99,000 | $312,000 |
| Application Denied By Financial Institution | 17 | $3,055,000 | $179,000 | $345,000 | $105,000 | $281,000 |
| File Closed For Incompleteness | 5 | $1,055,000 | $211,000 | $315,000 | $146,000 | $308,000 |
| Application Approved But Not Accepted | 2 | $560,000 | $280,000 | $325,000 | $100,000 | $113,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 155 | $39,135,000 | $252,000 | $925,000 | $104,000 | $410,000 |
| Credit History | 7 | $1,045,000 | $149,000 | $265,000 | $109,000 | $216,000 |
| Debt-To-Income Ratio | 3 | $615,000 | $205,000 | $335,000 | $62,000 | $87,000 |
| Collateral | 3 | $485,000 | $161,000 | $335,000 | $115,000 | $140,000 |
| Other | 2 | $530,000 | $265,000 | $345,000 | $86,000 | $120,000 |
| Credit Application Incomplete | 1 | $245,000 | $245,000 | $245,000 | $281,000 | $281,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $50,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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