Billings, MT Metro Area Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 11,851 mortgage applications in Billings, MT metro area totaling $2.0 billion, up 20% from 2011. The average application was for $172,374, and applicants reported an average income of $75,000. 58% of applications resulted in an originated loan and 9% were denied. The most active lender was Wells Fargo Bank NA, with 2,088 applications, followed by Stockman Bank of Montana and First Interstate Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,851
Total Mortgage Loan Application Amount $2,042,815,000
Average Mortgage Loan Application Amount $172,374
Highest Mortgage Loan Application Amount $11,280,000
Average Applicant Income $75,000
Highest Applicant Income $3,911,000

Mortgage Company List for Lending in Billings, MT for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 2,088 $ 346,624,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,132,797,000 1,513 $ 282,180,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 1,153 $ 192,694,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 691 $ 128,422,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 606 $ 102,653,000
Yellowstone Bank
12 FIRST AVE
LAUREL, MT 59044
* $ 437,304,000 408 $ 76,238,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 201,720,000 387 $ 49,001,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 370 $ 70,699,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 366 $ 66,741,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 324 $ 55,917,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ 170,603,000 317 $ 18,205,000
Western Security Bank
2812 1ST AVE NORTH
BILLINGS, MT 59101
* $ 807,620,000 264 $ 44,924,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 235 $ 27,979,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 233 $ 40,803,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 220 $ 42,714,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 209 $ 34,557,000
Billings Federal Credit Union
2522 4TH AVE N
BILLINGS, MT 59103
* $ 95,029,000 182 $ 22,603,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 178 $ 35,972,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 140 $ 27,079,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 120 $ 20,427,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 119 $ 15,631,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 440,804,000 101 $ 18,673,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 91 $ 17,801,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,207,809,000 86 $ 17,175,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 81 $ 14,457,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 80 $ 10,873,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 79 $ 15,040,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 58 $ 11,297,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 54 $ 7,850,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 50 $ 8,837,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 49 $ 10,551,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 39 $ 7,202,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 38 $ 1,634,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 35 $ 7,879,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 32 $ 5,040,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 31 $ 4,953,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 29 $ 5,963,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 28 $ 4,673,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 27 $ 4,031,000
Bank of Bridger, N.A.
PO BOX 447, 101 SOUTH MAIN STREET
BRIDGER, MT 59014
* $ 303,802,000 26 $ 6,813,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 25 $ 4,171,000
Little Horn State Bank
PO BOX 530
HARDIN, MT 59034
* $ 67,573,000 25 $ 2,238,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 24 $ 5,207,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 23 $ 3,154,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 22 $ 4,403,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 19 $ 4,067,000
United Bank
3 SOUTH WOODARD AVE
ABSAROKEE, MT 59001
* $ 69,179,000 18 $ 2,514,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 17 $ 2,629,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 15 $ 2,704,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 13 $ 3,299,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 12 $ 2,694,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 12 $ 2,144,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 154,241,000 12 $ 2,221,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 11 $ 2,454,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 10 $ 1,731,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 10 $ 2,228,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 9 $ 499,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 8 $ 2,254,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 8 $ 780,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 8 $ 1,095,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 8 $ 1,202,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 7 $ 1,352,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 7 $ 1,107,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 6 $ 298,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 6 $ 1,827,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 6 $ 991,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 6 $ 1,084,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 5 $ 932,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 5 $ 768,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 640,825,000 5 $ 875,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 5 $ 1,135,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 5 $ 1,089,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 5 $ 926,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 261,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 5 $ 1,160,000
Streeter Brothers Mortgage Cor
2823 6TH AVENUE NORTH
BILLINGS, MT 59101
* $ 10,000,000 4 $ 513,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 4 $ 873,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 4 $ 736,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 4 $ 86,000
Department of the Interior FCU
12201 SUNRISE VALLEY DR
WASHINGTON, DC 20240
* $ 132,704,000 3 $ 60,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 3 $ 543,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 3 $ 737,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 3 $ 701,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 3 $ 329,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 402,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 3 $ 553,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 3 $ 627,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 3 $ 481,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 620,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 804,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 894,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 366,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 366,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 244,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 2 $ 544,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 2 $ 234,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 2 $ 92,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 2 $ 22,311,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 601,825,000 2 $ 671,000
Montana Federal Credit Union
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 174,217,000 2 $ 192,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 163,495,000 2 $ 95,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 442,000
Frontier Bank
PO BOX 988
LAMAR, CO 81052
* $ 209,016,000 2 $ 511,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 2 $ 394,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 2 $ 466,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 2 $ 28,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 2 $ 318,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 406,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 14,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 257,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 198,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 73,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 727,866,000 1 $ 43,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,226,619,000 1 $ 5,100,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 332,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 101,534,000 1 $ 150,000
Farmers State Bank
103 MAIN STREET VICTOR
VICTOR, MT 59875
* $ 310,926,000 1 $ 157,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 1 $ 260,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 582,926,000 1 $ 140,000
Embark
1500 RIVER DRIVE NORTH
GREAT FALLS, MT 59401
* $ 81,738,000 1 $ 391,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,839,722,000 1 $ 220,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 1 $ 200,000
Peoples National Bank
5175 N ACADEMY BLVD
COLORADO SPRINGS, CO 80918
* $ 196,611,000 1 $ 162,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 223,553,000 1 $ 166,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 155,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 173,000
Inland Northwest Bank
421 W RIVERSIDE AVE, STE 113
SPOKANE, WA 99201
* $ 384,905,000 1 $ 109,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 136,000
Celtic Bank
268 S. STATE ST., SUITE 300
SALT LAKE CITY, UT 84111
* $ 223,876,000 1 $ 161,000
United Bank and Trust
2723 S STATE ST
ANN ARBOR, MI 48104
* $ 883,856,000 1 $ 143,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 1,088,724,000 1 $ 413,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 227,334,000 1 $ 45,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 265,947,000 1 $ 50,000
Skagit Bank
301 E FAIRHAVEN AVE (PO BOX 285)
BURLINGTON, WA 98233
* $ 723,263,000 1 $ 250,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 2,274,641,000 1 $ 162,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 436,856,000 1 $ 152,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,393,499,000 1 $ 120,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 247,000
Russell Country Federal Credit Union
810 1ST AVE S
GREAT FALLS, MT 59401
* $ 60,419,000 1 $ 199,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 341,287,000 1 $ 50,000
Clearwater Federal Credit Union
3600 BROOKS ST
MISSOULA, MT 59801
* $ 350,118,000 1 $ 149,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 150,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 417,673,000 1 $ 195,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 135,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ 597,680,000 1 $ 121,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 73,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 4,988,392,000 1 $ 268,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 1 $ 753,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 233,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 1 $ 314,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 322,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 218,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 281,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 183,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 166,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 225,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 293,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ 10,000,000 1 $ 5,102,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 1 $ 470,000

The tables below break down 2012 mortgage applications in Billings, MT metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Billings, MT in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,339 $1,284,880,000 $175,000 $11,280,000 $77,000 $2,189,000
Home Purchase 3,941 $715,622,000 $181,000 $3,623,000 $72,000 $3,911,000
Home Improvement 571 $42,313,000 $74,000 $417,000 $76,000 $1,060,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,763 $1,631,416,000 $167,000 $1,735,000 $82,000 $3,911,000
Not applicable 1,265 $277,027,000 $218,000 $11,280,000 $23,000 $1,799,000
Not Provided 458 $77,079,000 $168,000 $1,143,000 $85,000 $830,000
Hispanic 185 $28,219,000 $152,000 $613,000 $71,000 $453,000
American Indian or Alaskan Native 96 $15,501,000 $161,000 $368,000 $82,000 $360,000
Asian 44 $7,853,000 $178,000 $417,000 $71,000 $400,000
Black or African American 29 $3,733,000 $128,000 $261,000 $62,000 $192,000
Native Hawaiian or Other Pacific Islander 11 $1,987,000 $180,000 $358,000 $58,000 $97,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,597 $1,457,121,000 $169,000 $11,280,000 $86,000 $3,911,000
FHA-insured (Federal Housing Administration) 2,022 $340,201,000 $168,000 $450,000 $48,000 $520,000
VA-guaranteed (Veterans Administration) 918 $190,348,000 $207,000 $646,000 $47,000 $979,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 314 $55,145,000 $175,000 $301,000 $46,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,874 $1,183,396,000 $172,000 $11,280,000 $86,000 $3,911,000
Loan Purchased By The Institution 2,534 $459,075,000 $181,000 $753,000 $47,000 $1,799,000
Application Denied By Financial Institution 1,121 $171,695,000 $153,000 $1,425,000 $71,000 $1,104,000
Application Withdrawn By Applicant 899 $158,810,000 $176,000 $584,000 $77,000 $960,000
Application Approved But Not Accepted 265 $42,948,000 $162,000 $950,000 $83,000 $816,000
File Closed For Incompleteness 158 $26,891,000 $170,000 $417,000 $74,000 $480,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 192 $28,243,000 $147,000 $1,143,000 $49,000 $166,000
Collateral 188 $35,908,000 $191,000 $1,425,000 $110,000 $1,104,000
Credit History 156 $16,304,000 $104,000 $600,000 $63,000 $504,000
Other 78 $9,891,000 $126,000 $307,000 $79,000 $310,000
Credit Application Incomplete 64 $9,264,000 $144,000 $398,000 $82,000 $370,000
Unverifiable Information 44 $6,346,000 $144,000 $417,000 $58,000 $233,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,350,000 $123,000 $223,000 $74,000 $246,000
Employment History 16 $2,081,000 $130,000 $417,000 $44,000 $89,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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