AllMortgageDetail - Mortgage Application Details

Blaine County ID
Mortgage Loan Application
Totals and Details
for 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 980
Total Mortgage Loan Application Amount $381,932,000
Average Mortgage Loan Application Amount $389,000
Highest Mortgage Loan Application Amount $6,455,000
Average Applicant Income $188,000
Highest Applicant Income $7,360,000

Mortgage Loan Application Detail Totals for Blaine County ID in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 480 $189,611,000 $395,000 $4,300,000 $176,000 $2,181,000
Home Purchase 467 $184,414,000 $394,000 $6,455,000 $205,000 $7,360,000
Home Improvement 33 $7,907,000 $239,000 $2,125,000 $125,000 $750,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 756 $295,771,000 $391,000 $5,000,000 $209,000 $7,360,000
Not Provided 94 $41,332,000 $439,000 $2,479,000 $223,000 $2,181,000
Not applicable 60 $32,809,000 $546,000 $6,455,000 $20,000 $400,000
Hispanic 59 $9,708,000 $164,000 $560,000 $52,000 $214,000
Asian 7 $1,179,000 $168,000 $416,000 $146,000 $284,000
Native Hawaiin or Other Pacific Islander 2 $274,000 $137,000 $137,000 $17,000 $17,000
Black or African American 1 $403,000 $403,000 $403,000 $0 $0
American Indian or Alaskan Native 1 $456,000 $456,000 $456,000 $240,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 869 $355,125,000 $408,000 $6,455,000 $204,000 $7,360,000
FHA-insured (Federal Housing Administration) 50 $11,678,000 $233,000 $579,000 $63,000 $228,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $7,898,000 $192,000 $367,000 $46,000 $93,000
VA-guaranteed (Veterans Administration) 20 $7,231,000 $361,000 $1,532,000 $95,000 $219,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 536 $222,558,000 $415,000 $6,455,000 $214,000 $7,360,000
Application Denied By Financial Institution 180 $63,898,000 $354,000 $2,475,000 $135,000 $1,026,000
Application Withdrawn By Applicant 133 $55,931,000 $420,000 $4,300,000 $189,000 $2,000,000
Loan Purchased By The Institution 68 $18,094,000 $266,000 $1,500,000 $45,000 $400,000
Application Approved But Not Accepted 34 $11,564,000 $340,000 $1,723,000 $392,000 $3,833,000
File Closed For Incompleteness 29 $9,887,000 $340,000 $1,031,000 $132,000 $485,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 54 $24,652,000 $456,000 $2,475,000 $116,000 $598,000
Collateral 32 $8,121,000 $253,000 $1,020,000 $190,000 $1,026,000
Credit History 16 $5,278,000 $329,000 $900,000 $108,000 $259,000
Other 13 $3,919,000 $301,000 $1,855,000 $183,000 $573,000
Unverifiable Information 9 $3,663,000 $407,000 $1,200,000 $128,000 $225,000
Credit Application Incomplete 8 $3,875,000 $484,000 $1,700,000 $133,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,866,000 $466,000 $750,000 $192,000 $328,000
Employment History 2 $277,000 $138,000 $143,000 $36,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0