Blaine County ID
Mortgage Loan Application
Totals and Details
for 2016

Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,598
Total Mortgage Loan Application Amount $673,339,000
Average Mortgage Loan Application Amount $421,000
Highest Mortgage Loan Application Amount $6,400,000
Average Applicant Income $194,000
Highest Applicant Income $6,700,000
Download the Idaho Lender List

Mortgage Loan Application Detail Totals for Blaine County ID in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 933 $440,822,000 $472,000 $6,400,000 $217,000 $4,860,000
Home Purchase 621 $220,451,000 $354,000 $3,640,000 $167,000 $6,700,000
Home Improvement 44 $12,066,000 $274,000 $1,400,000 $110,000 $424,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,255 $520,232,000 $414,000 $6,400,000 $201,000 $6,700,000
Not Provided 148 $80,423,000 $543,000 $3,600,000 $322,000 $2,906,000
Not applicable 94 $49,882,000 $530,000 $4,765,000 $36,000 $1,001,000
Hispanic 89 $19,258,000 $216,000 $1,033,000 $75,000 $553,000
American Indian or Alaskan Native 5 $915,000 $183,000 $267,000 $50,000 $84,000
Asian 5 $2,020,000 $404,000 $752,000 $128,000 $244,000
Native Hawaiin or Other Pacific Islander 2 $609,000 $304,000 $459,000 $19,000 $22,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,366 $609,196,000 $445,000 $6,400,000 $217,000 $6,700,000
FHA-insured (Federal Housing Administration) 145 $37,706,000 $260,000 $635,000 $64,000 $360,000
VA-guaranteed (Veterans Administration) 56 $19,649,000 $350,000 $878,000 $66,000 $190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $6,788,000 $218,000 $437,000 $51,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 861 $374,867,000 $435,000 $6,400,000 $214,000 $6,700,000
Application Denied By Financial Institution 322 $141,221,000 $438,000 $4,000,000 $174,000 $4,200,000
Application Withdrawn By Applicant 180 $72,819,000 $404,000 $1,660,000 $193,000 $2,160,000
Loan Purchased By The Institution 113 $36,222,000 $320,000 $1,183,000 $68,000 $1,001,000
Application Approved But Not Accepted 68 $23,451,000 $344,000 $1,700,000 $154,000 $1,102,000
File Closed For Incompleteness 54 $24,759,000 $458,000 $2,500,000 $321,000 $3,402,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 74 $43,160,000 $583,000 $4,000,000 $103,000 $561,000
Collateral 52 $25,363,000 $487,000 $2,975,000 $242,000 $1,133,000
Credit History 33 $12,811,000 $388,000 $2,697,000 $141,000 $779,000
Credit Application Incomplete 19 $7,616,000 $400,000 $1,562,000 $183,000 $996,000
Unverifiable Information 18 $8,148,000 $452,000 $1,390,000 $214,000 $988,000
Other 12 $6,855,000 $571,000 $2,065,000 $258,000 $540,000
Employment History 4 $687,000 $171,000 $291,000 $21,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 4 $2,210,000 $552,000 $1,240,000 $183,000 $520,000
Mortgage Insurance Denied 1 $166,000 $166,000 $166,000 $33,000 $33,000
Download the Idaho Lender List