Us Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address Us Bank, N.A.
425 Walnut Street
Cincinnati, OH 45202
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 354,334
Total Mortgage Loan Application Amount $78,289,372,000
Average Mortgage Loan Application Amount $156,881
Highest Mortgage Loan Application Amount $28,200,000
Average Applicant Income $53,440
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for Us Bank, N.A. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 172,427 $39,296,671,000 $227,000 $28,200,000 $42,000 $9,999,000
Refinancing 155,779 $35,829,079,000 $229,000 $24,500,000 $95,000 $9,999,000
Home Improvement 27,368 $3,505,831,000 $128,000 $12,000,000 $92,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 140,932 $29,462,737,000 $209,000 $28,200,000 $0 $0
White 138,393 $31,619,099,000 $228,000 $12,110,000 $116,000 $9,999,000
Not Provided 38,186 $8,662,849,000 $226,000 $10,000,000 $120,000 $9,999,000
Hispanic 16,147 $2,774,202,000 $171,000 $4,920,000 $80,000 $8,500,000
Asian 12,333 $4,594,395,000 $372,000 $4,451,000 $145,000 $9,999,000
Black or African American 8,286 $1,237,347,000 $149,000 $5,000,000 $80,000 $9,999,000
Native Hawaiin or Other Pacific Islander 678 $168,880,000 $249,000 $1,895,000 $102,000 $1,300,000
American Indian or Alaskan Native 619 $112,072,000 $181,000 $1,180,000 $96,000 $956,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 268,267 $62,603,398,000 $233,000 $28,200,000 $88,000 $9,999,000
FHA-insured (Federal Housing Administration) 70,369 $11,806,898,000 $167,000 $914,000 $7,000 $1,025,000
VA-guaranteed (Veterans Administration) 13,008 $3,690,943,000 $283,000 $1,046,000 $23,000 $1,080,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,930 $530,342,000 $134,000 $368,000 $9,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 139,451 $28,497,785,000 $204,000 $1,790,000 $0 $0
Loan Originated 122,437 $31,320,965,000 $255,000 $28,200,000 $123,000 $9,999,000
Application Denied By Financial Institution 59,048 $10,694,625,000 $181,000 $12,110,000 $90,000 $9,999,000
Application Withdrawn By Applicant 15,182 $3,751,140,000 $247,000 $10,075,000 $122,000 $9,999,000
File Closed For Incompleteness 13,662 $3,256,425,000 $238,000 $6,000,000 $130,000 $9,999,000
Application Approved But Not Accepted 4,556 $769,018,000 $168,000 $10,000,000 $98,000 $3,644,000
Preapproval Denied by Financial Institution 1,238 $341,623,000 $275,000 $3,750,000 $94,000 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 24,356 $2,867,615,000 $117,000 $4,920,000 $83,000 $9,999,000
Debt-To-Income Ratio 14,768 $3,160,101,000 $213,000 $12,110,000 $62,000 $7,371,000
Collateral 12,198 $2,661,025,000 $218,000 $8,700,000 $115,000 $7,201,000
Unverifiable Information 4,372 $1,342,821,000 $307,000 $6,325,000 $135,000 $9,999,000
Other 2,838 $622,712,000 $219,000 $5,548,000 $111,000 $2,076,000
Credit Application Incomplete 721 $112,922,000 $156,000 $5,450,000 $89,000 $781,000
Insufficient Cash (Downpayment, Closing Cost) 627 $178,259,000 $284,000 $3,600,000 $110,000 $1,314,000
Employment History 404 $90,250,000 $223,000 $1,922,000 $84,000 $2,400,000
Mortgage Insurance Denied 2 $543,000 $271,000 $425,000 $98,000 $149,000
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