AllMortgageDetail - Mortgage Application Details

Us Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2014

Download the entire list of lenders located in Ohio to a Spreadsheet or Other File Type
Mortgage Company & Address Us Bank, N.A.
425 Walnut Street
Cincinnati, OH 45202
Federal Regulator Consumer Financial Protection Bureau (CFPB)
Years 2014  2013  2012  2011  
Total Number of Mortgage Applications 278,158
Total Mortgage Loan Application Amount $52,276,502,000
Average Mortgage Loan Application Amount $132,097
Highest Mortgage Loan Application Amount $49,000,000
Average Applicant Income $54,689
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Us Bank, N.A. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 155,359 $30,663,801,000 $197,000 $49,000,000 $43,000 $9,999,000
Refinancing 110,825 $21,027,173,000 $189,000 $15,350,000 $86,000 $9,999,000
Home Improvement 21,919 $2,039,487,000 $93,000 $9,100,000 $80,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 111,733 $20,595,681,000 $184,000 $9,645,000 $102,000 $9,999,000
Not applicable 107,011 $21,116,964,000 $197,000 $49,000,000 $0 $94,000
Not Provided 40,003 $6,998,863,000 $174,000 $5,950,000 $103,000 $9,999,000
Hispanic 13,584 $1,766,650,000 $130,000 $3,000,000 $68,000 $1,920,000
Black or African American 7,482 $889,228,000 $118,000 $2,000,000 $67,000 $1,460,000
Asian 6,908 $2,164,494,000 $313,000 $4,100,000 $131,000 $4,494,000
American Indian or Alaskan Native 878 $103,633,000 $118,000 $1,763,000 $78,000 $1,068,000
Native Hawaiin or Other Pacific Islander 504 $94,948,000 $188,000 $1,150,000 $98,000 $2,160,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 217,892 $42,437,246,000 $194,000 $49,000,000 $78,000 $9,999,000
FHA-insured (Federal Housing Administration) 50,147 $7,382,443,000 $147,000 $983,000 $11,000 $1,104,000
VA-guaranteed (Veterans Administration) 14,794 $3,281,783,000 $221,000 $999,000 $18,000 $604,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5,270 $628,989,000 $119,000 $421,000 $8,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 105,649 $20,122,649,000 $190,000 $1,760,000 $0 $0
Loan Originated 87,085 $18,732,061,000 $215,000 $49,000,000 $112,000 $9,999,000
Application Denied By Financial Institution 66,795 $9,256,190,000 $138,000 $8,125,000 $79,000 $9,999,000
File Closed For Incompleteness 14,060 $2,563,750,000 $182,000 $7,000,000 $107,000 $9,999,000
Application Withdrawn By Applicant 5,382 $1,287,582,000 $239,000 $12,800,000 $120,000 $9,999,000
Preapproval Denied by Financial Institution 4,900 $1,076,540,000 $219,000 $5,785,000 $84,000 $2,300,000
Application Approved But Not Accepted 4,232 $691,689,000 $163,000 $14,250,000 $95,000 $2,645,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29,357 $2,873,948,000 $97,000 $4,800,000 $70,000 $6,032,000
Debt-To-Income Ratio 13,929 $2,381,458,000 $170,000 $8,125,000 $58,000 $2,306,000
Collateral 13,066 $2,368,306,000 $181,000 $7,500,000 $106,000 $9,999,000
Other 6,551 $768,027,000 $117,000 $5,785,000 $85,000 $3,476,000
Unverifiable Information 4,913 $1,141,373,000 $232,000 $4,518,000 $111,000 $8,332,000
Credit Application Incomplete 2,192 $503,554,000 $229,000 $2,674,000 $102,000 $3,623,000
Insufficient Cash (Downpayment, Closing Cost) 1,109 $203,179,000 $183,000 $3,342,000 $87,000 $656,000
Employment History 578 $92,885,000 $160,000 $2,500,000 $70,000 $603,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0